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PROINVEST GROUP

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25.01.2022 In my career as an estate agent , I have often been asked for advice on where to invest and what to buy. But today, during this global pandemic, things are different. I am being asked not so much what to buy, but what to do with existing investments. And the answer is not so obvious this time. To have a universal answer that will apply to all is impossible. Imagine your portfolio is cut by 50%, can you stomach that? If the answer is no, it does not matter what I say about lo...ng-term investing, Markowitz theory, or historical market turnarounds. If you are not 100% comfortable, you will never stop doubting your decisions. This is why my one piece of advice is to think about what the consequences of your decisions will be in 2023. There are some basics you should consider when taking this advice. Ensure you have enough liquidity If you're considering investing while the market is down, know that it's more important to have cash on hand. If you don't have a fully loaded emergency fund at least six months of expenses, or three months if you split expenses with a significant other don't invest your extra cash. Hold onto it in case you need it to cover your basic living expenses such as your mortgage, mobile, electricity, water, food, and insurance if you lose work. Ensure you understand the investment advice you're receiving In these turbulent times, listening to your financial adviser and blindly taking their advice about buying or selling without understanding why will confuse you more. Always ask for an explanation and some education. For some, now is a wonderful time to buy real estate . Most of my clients who have financial independence want to take advantage of the drop in prices. Truly understand your risk tolerance Imagine how selling a large percentage of your portfolio will affect you three years from now. Or how about if you buy property at a discount? How will that feel in three years? It helps to imagine the decision in three years because, like the COVID-19 virus curve, over time, the volatility of the falling market will flatten. You're asking yourself this question to try to understand what you can tolerate now and what will give you more financial peace in the meantime. Overall, my advice is to stay the course, but the course you define. Don't let others tell you what to do truly understand what you can tolerate and the potential consequences of your decisions. Looking at 2023 and the ray of light of a future world that is not in crisis will help you make the decision.

22.01.2022 For more information about this amazing off-the-plan opportunity please call us on 0409133346 or email: [email protected]

22.01.2022 ATTENTION TO ALL BUYERS AND INVESTORS! BENTLEIGH... Sitting only 12km from Melbourne bustling CBD,amongst some of the city's most prestigious suburbs,2 bedrooms apartments in Bentleigh offers both location and lifestyle! Rita brings together astute design and intelligent investment in Melbourne booming inner suburban market! Save on Stamp Duty and reap the big rewards of pre-purchase in this boutique development! For more information about this amazing off-plan opportunity please call us on 0466215395 or email: [email protected] [email protected]

21.01.2022 Range of Properties available now with Pre-Xmas bonus of up to $25,000 for every purchase this year!

18.01.2022 At its meeting today, the Board decided to leave the cash rate unchanged at 1.50 per cent. Full announcement below: The global economic expansion is continuing. A number of advanced economies are growing at an above-trend rate and unemployment rates are low. Growth in China has slowed a little, with the authorities easing policy while continuing to pay close attention to the risks in the financial sector. Globally, inflation remains low, although it has increased due to both ...Continue reading

18.01.2022 NEW Cheltenham apartments NO STAMP DUTY UP TO $10,000 CASH for each purchaser that can even be used towards the deposit!... 1br from $334,000 2br from $415,000 www.proinvestgroup.com.au

16.01.2022 https://youtu.be/Ym65FCxGdYg

16.01.2022 Finance for New Homes Strong Before COVID-19 The number of loans to owner occupiers for the purchase or construction of a new home rose by 3.1 per cent in the March 2020 quarter compared to the December quarter and was 13.2 per cent higher than the same time last year, commented HIA Chief Economist, Tim Reardon. The ABS today released monthly data tracking lending activity including lending within the residential property market for both new and existing homes purchased b...y owner occupiers, investors and businesses. These results, along with other leading indicators such as new home sales and building approvals data, continue to confirm that the housing market had reached a turning point mid-way through 2019, providing further evidence that the housing market, pre-COVID-19, was heading into 2020 looking upwards, said Mr Reardon. First home buyers have continued to be active in the market, with the number of loans increasing by 3.6 per cent during the March 2020 quarter, to be 20.6 per cent higher than the March 2019 quarter. First home buyers accounted for 37 per cent of the market, the highest proportion since November 2009. Investor lending was down slightly during the March quarter (down by 1.3 per cent) compared to the December quarter but this result is still 6.5 per cent higher than same time last year. These results show that up to the end of March, we were looking at solid home building activity across most regions in 2020, concluded Mr Reardon. Across the states, the value of loans to owner-occupiers during the March quarter 2020 was higher than the December 2019 quarter in Western Australia (5.7 per cent), Tasmania (5.0 per cent), The Northern Territory (4.6 per cent), New South Wales (4.1 per cent), Victoria (3.8 per cent), Queensland (3.4 per cent) and the Australian Capital Territory (1.0 per cent). Lending declined over this period by 1.1 per cent in South Australia.

16.01.2022 ATTENTION TO ALL BUYERS AND INVESTORS! MALVERN Set to be the tallest building in Malvern, all the while embracing an uncompromising attitude of stylish contemporary design, Vanguard apartments reflect the careful and considered approach from award-winning architects Fender Katsalidis.... Vanguard offers a selection of individually designed 1, 2 & 3 bedroom residences as well as penthouse apartments, each a model of urban sophistication, boasting inspired attention to detail, beautifully integrated living spaces and state of the art kitchens. Price range: $491,400 - $998,400 In a stroke, Vanguard also creates a new destination within Malvern Easts dynamic and sophisticated locale, with its cafés, delis and boutique retail. Save on Stamp Duty and reap the big rewards of pre-purchase in this boutique development! For more information about this amazing off-plan opportunity please call us on 0466215395 or email: [email protected] [email protected]

14.01.2022 https://www.facebook.com/7NewsMelbourne/videos/10154660083989301/

13.01.2022 BOUTIQUE 8 APARTMENTS Come out on top of the market with infinite quality, an in-demand location and a small group of boutique apartments in top position! Stepping up to a highpoint within 450m of Moorabbins retail, transport and business hub, this pre-purchase offering provides lucky eight apartments with a choice of one and two bedroom balcony or courtyard designs. Architect-specified to a discerning standard with European appliance and Stone benchtop kitchens, cutting-ed...ge bathrooms and airy open-plan living, each home in this elite group will feature wideboard engineered timber floors, plush bedroom carpet and streamlined cabinetry including built-in robes. Featuring climate-controlling reverse-cycle air-conditioning, tall walls of windows to outdoor areas (many north-facing) and ground level parking, these elite apartments are a lifestyle investment with significant Stamp Duty savings for those who act fast. Situated within minutes of Melbournes world-class Sandbelt Golf Courses and just five kilometres from the iconic bathing boxes of Dendy St beach, this exciting pre-purchase opportunity has Westfield Southland close, Holmesglen Institute, excellent state and private schools within easy reach and the CBD within a direct rail or road commute. Save on Stamp Duty and reap the big rewards of pre-purchase in this boutique development! For more information about this amazing off-the-plan opportunity please call us on 0409133346 or email: [email protected]

13.01.2022 One apartment left! Award Winning Design Designed by award winning architectural practice, Bates Smart, this landmark building has redefined luxury living with its glass facade stretching over a form that curves and arcs elegantly skywards 5-Star Residents Amenities Designed to feel more like and exclusive 5-star hotel the unequalled level of luxury extends from the grand desing of the building to the communal spaces and the residential services. The ground floor is the sett...ing for an opulent lounge, private dining room, wine cellar and garden terrace. On the first floor, residents have access to a serene wellness centre which includes a large pool, gym, spa and sauna, all inspired by the finest spa resorts from around the world. Standing tall at St Kilda Road, ideally situated between Toorak Road and Commercial Road - this location is just a short tram ride from the buzz of Melbourne's CBD and many retail, restaurant and entertainment offerings. It is surrounded by parklands including Albert Park Lake and Royal Botanical Gardens, and prestigious schools such as Melbourne Grammar and Wesley College only a stone's throw away. The residential tower is in the heart of the city's art precinct with Melbourne's Arts Centre and Victorian College of the Arts also positioned on the tree lined boulevard. See more

11.01.2022 ATTENTION TO ALL BUYERS AND INVESTORS! EAST BENTLEIGH Great opportunity to buy Townhouses in top position with a choice of three bedrooms Townhouses in East Bentleigh. ... Do not miss this unique and rare opportunity! From renowned Bruce Hederson Architects,each exquisite Saint George Townhouse has everything you could possibly want from a home.Stunning light and beautiful leafy views define each dual level dwelling,wile flexible and open floor plans,high end fittings and fixtures both inside and out,and the advantage of double lockup garage for each residence separates Saint George from the rest! Save on Stamp Duty and reap the big rewards of pre-purchase in this boutique development! For more information about this amazing off-the-plan opportunity please call us on 0466215395 or email: [email protected] [email protected]

11.01.2022 Attention to all buyers and investors! ONLY 4 LEFT! Great opportunity to buy boutique apartments in top position with a choice of one and two bedroom balcony or courtyard apartments in Moorabbin. Do not miss this unique and rare opportunity! Save on Stamp Duty and reap the big rewards of pre-purchase in this boutique development! For more information about this amazing off-the-plan opportunity please call us on 0409133346 or email: [email protected]

11.01.2022 https://www.facebook.com/7NewsMelbourne/videos/10154215227839301/

10.01.2022 16/405 Neerim Road, Carnegie Excellent 1rst floor apartment offering 2 bedrooms, 2 bathrooms, generous open living and includes large terrace. A welcoming lobby with security lift access connects residents to apartments and secure basement parking, bicycle bays and storage. Save huge on stamp duty!... For more information about this amazing off-the-plan opportunity please call us on 0466215395or email: [email protected]

07.01.2022 GET $10,000 CASH when you purchase one of these amazing apartments

03.01.2022 RICHMOND EXCLUSIVE APARTMENTS Anzac Day Special! $20,000 CASH on settlement. Only 5 apartments left. Call now 0466215395 or email [email protected]

02.01.2022 http://shoutout.wix.com/so/7MKJFsDv#/main

01.01.2022 Award Winning Design Only 4 left for sale. 1br and 3 x 2br apartments in an amazing location. Luxury living at its best