Prosper Finance in Sydney, Australia | Loan service

Prosper Finance

Locality: Sydney, Australia

Address: 37 Lowanna Ave Forresters Beach 2093 Sydney, NSW, Australia

Website: http://www.prosperfinance.com.au

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• Financial service
• Loan service
• Mortgage brokers

25.01.2022 A shiny new addition to the Clear Shield fleet Financed by Roxy, no fuss loan with a super low rate! The instant asset write off is still on guys, if you are considering a new vehicle for your business, theres never been a better time! ... For a free quote call Roxy 0415 655 334 #financebroker #vwamarok #newcarsmell

25.01.2022 Happy 35th Birthday ROXY! We love that you are always making sure our clients have 5 star customer service and that you cant open your eyes for a photo!

24.01.2022 Whos got one If you answered yes you are ahead of the crowd. Most families dont and it is scary to think what else you may not be prepared for? A budget is one of the most important financial tools you can have. You dont need to see a financial planner, accountant or a broker to create one! ... If you have excel... there are pre-made budgets ready to go all you need to do is enter your personal information to customise it to your family. Once you have a budget it is easy to see where your money goes each week or month and why you cant afford to save or buy those new shoes you have been wanting! Dont get me started on by now pay later and credit cards! You are much savvier with your money if it not borrowed, right If you had saved for 3 months $1,000 and you had it in your wallet or in the bank would you really go and buy that new toy? We have been conditioned to spend beyond our means and it is the reason most millennials cant afford to buy a home or have savings when there is an emergency like COVID-19. I have 3 simple tips for becoming financially literate: 1. Budget 2. Pay debts off first 3. Have a financial plan... maybe even some goals? Often I see people with $10,000 in credit card debt paying 20% interest and then in another account $10,000 in savings! No, if you have a plan and you have proven it will work there is an exception but to the math Gods this is just crazy it is costing you $2,000 a year in interest!!!! Pay your debts off First! Everyone should have a plan it is different to a budget the budget is how you get to the plan. The plan is to save $50,000 in 2 years and the budget is you need to budget $2,083 p/m. This is basic finance and it is something that a lot of people are put off by, trust me I know! There is no better time to make a budget and a plan for your financial future. Feel free to ask me any questions, there is no question that sounds silly to me! Rory

24.01.2022 Theres no fear when youre having fun. Will Thomas Happy long weekend everyone, we hope your are able to make the most of it! <3 Rory + Roxy + Lou + Hanna <3

23.01.2022 Shout out to our current Macquarie Leasing clients. They have extended an EOFY offer to us today! For a limited time only, they are offering current clients the opportunity to upgrade their commercial vehicle loan, without all of the normal payout costs applied, when they take out a new Macquarie commercial loan. With competitive rates starting from 2.85% and an easy application process call Roxy today 0415 655 334. ... Roxys most recent finance was a blue Tesla 3! Such a great car :)

23.01.2022 This one is for Roxy <3

22.01.2022 Why we think home buyers should be gearing up to buy their first home or get back into the market :) 1) Rates have NEVER been cheaper at 2.09% 2) Banks are still open for business, you just need to know where to go! 3) The forecast for a dropping property market is your opportunity... 4) You only need a 5% Deposit Hit this link below to see our free first home buyers guide: https://prosperfinance.com.au///25/buying-your-first-home/ There is never a bad time to buy a home if you are in it for the long run. Look whats happened over the last 10, 20, 30 years. There has been peaks and troughs but overall it keeps going up! #propertysaturday #househunting

21.01.2022 Contemplating a payment holiday or hardship agreement with your bank? Talk to us first to make sure its the right choice for your individual scenario. We are here to support you <3 Call us anytime on 1300 334 514 #bettertogether

19.01.2022 A credit card scenario you NEED take 2 mins to read. Closing balance: $23,586 Minimum repayment $500 Interest Rate: 20.74% ... If this person pays the minimum repayment only it will take them 37 YEARS and 6 months to pay this down to closure & thats if the do not use the card moving forward. I am consolidating this persons debts totaling 27k over a 5 year loan term with an interest rate of 7.95% unsecured. Reach out if you want help looking at your smaller debts 1300 334 514.

18.01.2022 Congratulations to all our cafe & restaurant owner clients who are able to open today with a max capacity of 50 people. We were so please to see our local cafe with its tables and chairs out this morning! This is the perfect time to go and safely support them <3

18.01.2022 60% of our customers have a complex scenario, This is where Rory excels.

18.01.2022 Over the last 2 months when I have been doing my routine credit checks, Ive come across some shocking conduct on my clients credit scores. The most worrying part about this is often the client has an agreement with the bank due to downturn in income so they have a payment holiday in place. If the bank does not document this properly it can heavily affect your credit score and quite simply, you will NOT be eligible for finance, it takes around 6 weeks to correct an error on ...your credit score! Did you know on your credit score I can see the following: 1) Every single credit facility you have open, the limit, and when each repayment is made and if its missed you get a mark on that line of credit. 2) Every loan or credit card you have enquired about recently (yes if your bank called and offered you a credit card 2 years ago and you said no, thats probably going to show up for me) 3) Your employee history, address history, past names and SO SO much more. Honestly Im fascinated by credit scores if you want me to check yours and I mean get you the real deal, not what is offered for free online. PM me, Its $40 and Ill give you a full rundown of how its looking! Lastly, the best way to protect your credit score is to use a broker, we can pre-qualify your ability to obtain finance and make sure there are no unwanted enquires on there! Have a great day and make sure to pay those debts on time!

17.01.2022 Roxys favourite store This and That Boutique now all online & offering quick & easy delivery <3 Shop the "staying in" range online now! #supportinglocalbusiness

17.01.2022 JobKeeper Extended!!! Here are the key takeaways you need to know: No Changes to existing payments due to end on Sept 27th 2020... To continue on payments from September 28th you will need to be re-assessed as still suffering 30% downturn in turnover in both the march quarter and September quarter (check the fact sheet for additional info) Payments from Sept 28th 2020 to Jan 3rd 2021 will be paid at stepped down rates: $1,200 per fortnight for all eligible employees who, in the four weeks of pay periods before 1 March 2020, were working in the business or not-for-profit for 20 hours or more a week on average, and for eligible business participants who were actively engaged in the business for 20 hours or more per week on average in the month of February 2020. $750 per fortnight for eligible employees & business participants who worked less than 20 hours in the 4 weeks prior to 1 March 2020. You need to be assessed again in Jan 2021 to continue to receive payments until March 2021 (30% downturn rules apply again) Payments from 4 January 2021 to 28 March 2021 will be paid at stepped down rates: $1,000 per fortnight for all eligible employees who, in the four weeks of pay periods before 1 March 2020, were working in the business or not-for-profit for 20 hours or more a week on average, and for eligible business participants who were actively engaged in the business for 20 hours or more per week on average in the month of February 2020. $650 per fortnight for eligible employees & business participants who worked less than 20 hours in the 4 weeks prior to 1 March 2020. Make sure you check the fact sheet for more info on proving the downturn in turnover:[https://treasury.gov.au//Fact_sheet-JobKeeper_Payment_exte?](https://treasury.gov.au//Fact_sheet-JobKeeper_Payment_exte) As always if you need from our accountant friends at Imagine, please reach out!

16.01.2022 #friyay With some super complex loan submissions and very tedious settlements finalised this week, we are feeling really content walking into the weekend! One of our clients responded to his settlement confirmation email with "You guys are friends now. Thanks for putting up with me and making this happen for my business, see you both for a scotch soon, you deserve it" ... Rory, Louise & I are the lucky ones! Have a great weekend everyone Roxy

16.01.2022 Such a great outcome for our Good friends Lucy & Randall <3

16.01.2022 CASH FLOW Even as a Finance Broker, Im the first one to say loans are not the answer to cash flow! Cash flow is derived from Cash IN cash OUT pretty simple right? ... Why do so many businesses get it wrong and how can you make your dollars go the distance? Firstly what are your invoice payment terms 30 days, 60 days, and then what are your bills, employee wages and other expenses weekly, monthly? It can some times be as simple as moving around dates and payment terms to make sure you have the money you need, when you need it. There are many ways you can ensure your cash flow is strong but in the example above you may only be a few weeks out of sync and that is when a cash flow loan can help you get back on track. If you are always searching for money and your bank account is saying something different to your profit and loss you should seek some advice on how to get it back on track. This will give you more time to work on income generating activities instead of worrying about whos going to pay on time or where you are going to get the money to pay the wages. If this is your current issue please contact us so we can help. Let Rory help you with a cash flow health check and show you under the hood of how the banks/Accountants are looking at your business and more importantly where is your money is going!! Call him directly on 0420 907 244 or the office 1300 334 514

14.01.2022 Nothing like that new car smell!

14.01.2022 There is still just enough time to get your new car loan approved before the EOFY Call or message Roxy 0415 655 334

12.01.2022 Working with first home buyers is very rewarding for the soul! <3

12.01.2022 Need contactless coffee? <3 Download the new Four Brothers Espresso app or catch them on "hey you" for pick up! #supportyourlocal #bestcoffeeever #wakemeup

11.01.2022 Well, we had suspected this would happen ;) You are about to see many of the banks offering rates BELOW 2%! Just note there are some strings attached! ... Feel free to chat with us to see if this kind of low fixed rate would suit you right now. Using an experienced finance broker protects you, your credit score and helps to you to make sound decisions when it comes to all types of loans. :)

11.01.2022 Happy Birthday Rory!! Thank you for being the perfect mix of serious and totally hilarious. We hope you have the best day, your deserve it! <3

11.01.2022 First Home Buyers, its back! 5% Deposit NO Mortgage insurance fee NAB have just released a further 5,000 places. These wont last more than a few days. ... To reserve your spot and see if you are eligible call 1300 334 514. Link here with more info about eligibility: https://www.nhfic.gov.au/what-we-do/fhlds/eligibility/

10.01.2022 Our very own Rory McCann has been nominated for the Connective Home Loans Broker Of The Year! What a fantastic surprise for us as a small business, makes all the late nights and data scraping totally worth it ;) If you have supported Rory and Prosper Finance over the years thank you, you guys know how much of a loan writing legend he is.... Well done Rory, the whole Prosper team hope you win overall, you deserve it!

09.01.2022 This weeks client reviews! Makes it all worth it <3

09.01.2022 Loved working for Ken! Roxy secured him an education loan to learn a new skill and create an additional income stream.

09.01.2022 Working with first home buyers is very rewarding for the soul! <3 #firsthomebuyers

06.01.2022 Finance Fact! More than half a million people impacted by the Covid-19 Crisis have deferred their loan payments for up to 6 months. Approximately 320,000 mortgage customers, 170,000 business customers & 37,000 personal loan and credit card customers. In value terms this represents approx 6.8 billion in loans. ... This is actually lower than we had expected... interesting!

06.01.2022 Its been 1 year since Louise joined us at Prosper Finance!! For anyone who has had the pleasure of working with Lou, you know how great she is :) We love having you working with us Lou, thanks for your commitment & endless support both personally and professionally. ... Roxy & Rory

06.01.2022 Huge virtual happy birthday to our newest team member Louise Dale If you havent met Lou yet, she is Rorys broker support and a super valued member of the Prosper team. Its been a lovely 8 months of discussing our favourite chocolate snacks and how much we despise certain bank procedures HAPPY BDAY! Roxy, Rory + Hanna

05.01.2022 Lets uncomplicate things! My simple guide to buying a property... No fluff just what you need to know in the order you need to know it. Click here to read: https://prosperfinance.com.au//11-step-guide-to-buying-a-/... Of course for advice tailored to your scenario please call us 1300 334 514.

05.01.2022 Info on the COVID-19 government supported small to medium business loans Call us Monday to Saturday on 1300 334 514 or email [email protected]

04.01.2022 Feeling very grateful to have such wonderful clients and referral partners during this crazy time! Thank you

04.01.2022 APPLYING FOR A HOME LOAN in 2020 What you NEED to know and how to prepare. For those that love to read, click here for the blog: https://rb.gy/1m0cz8 For those who love to listen & watch click play on the video below!... Please dont hesitate to call us anytime to discuss your personal scenario 1300 334 514

04.01.2022 June 30 is here! Our clever partners at Imagine Accounting have put together EOFY Tax Planning Guides that may assist with minimising your tax liability - for business, personal, superannuation and SMSFs. PM us for a free copy ... If your business is ready to make the move to a forward thinking awesome accounting firm, get in touch with the team at Imagine today!

04.01.2022 Lets talk about the future.... We are 2 months into the COVID-19 Pandemic, a worldwide time of massive change. A time that was unexpected and unlike any event to date. I believe that CHANGE is coming....Continue reading

04.01.2022 . . . CARS, VANS, UTES! We cater for Low Doc & Lite Doc for Self Employed / ABN holders Call, email to discuss your scenario 1300 334 514... Options to suit both self-employed and PAYG customers

04.01.2022 Making it all worth it! Thanks Milan for this excellent review

03.01.2022 The view of Sydney CBD from our new office Located in Neutral Bay, its in an awesome location for all of our Sydney and Northern beaches based clients! We will make the move mid July into the new space. Until then we are making the most of wearing our trackies in our home office at North Balgowlah ;) For all of our interstate clients its business as usual :) You may not know but a huge portion of clients dont need to see us face to face anymore. Utilising some great onlin...e meeting platforms and verification of identity apps its never been easier! See you all soon Roxy, Rory & Louise

02.01.2022 Another Mazda BT-50 sorted for Glamorous Pools! Almost no paper work for this one, low doc, low rate, instant asset write-off, what more could you want? There is still time to get an asset loan sorted for your business prior to June 30th, contact Roxy now for a free quote 0415 655 334 :)