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Quadrant Financial Solutions in Wollongong, New South Wales | Loan service



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Quadrant Financial Solutions

Locality: Wollongong, New South Wales

Phone: +61 1300 795 171



Address: 43 Kembla Street 2500 Wollongong, NSW, Australia

Website: http://www.quadrantfs.com.au

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23.01.2022 While there may be another drop in rates coming soon, possibly 25 points, review your position and consider locking in part or all of your home loan. Fixed rates have been at historic lows and now appear to be on the move, gradually creeping up!



20.01.2022 Quadrant's Tips for Paying Off Your Home Loan Quicker 1. Do a budget - we know this is right up there in the "dont want to do list" but..........! Without doing a budget you wont know what surplus income you have available or maybe, where you can re-prioritise your spending! Another tip next week, stay tunned!

10.01.2022 Offset accounts and redraw facilities can save you interest thereby allowing you to reduce your debt ahead of time whilst maintaining the flexability of accessing the additional repayments in need. Key point, in the case of an "offset account", is that you continue making your normal loan repayments but direct any surplus money you may have to the offset account. Money in the offset account then reduces (offsets) the loan balance on which daily interest is calculated. That is, if your loan balance is $ 100,000 and you have $ 20,000 in an "offset account" interest is calculated on the net balance, $ 80,000. Most lenders provide a full transaction offset account which means you can use the account as a normal transaction account.

05.01.2022 Quadrant's Tips for Paying Off Your Home Loan Quicker Make sure your loan is structured correctly - this is all about flexability! Once you have identified what surplus income you have, direct it into either an offset account or your loan (with a redraw facility attached) to reduce interest costs. Make sure you have either of these facilities linked to your loan so that you can access the extra funds in case of an emergency or unforseen event. Next week, we will explain what a "offset account" and "redraw facilitiy is!



01.01.2022 New cars from 5.49% with terms out to 7 years! Give us a call.

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