Loan Market in Sunshine, Victoria | Local service

Loan Market

Locality: Sunshine, Victoria

Phone: +61 431 389 396

Address: Level 5, 12 Clarke ST Sunshine, VIC, Australia

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Likes: 108

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• Local service
• Financial service

25.01.2022 My latest review on RateMyAgent: "We had a unique and seamless experience with Quang. He has been our mortgage broker for the last two properties we have purchased. His knowledge and advice about the industry gave us immense trust and confidence that we were well looked after. He was always happy to go the extra mile to get us across the line. We still cannot believe that we are living in our dream house!!! Really highly recommend Quang for any mortgage needs!"

25.01.2022 COMMON MISCONCEPTIONS ABOUT HOMEBUILDER Whether you’re renovating or relocating this year, this $25,000 sum is helping lots of buyers and owners grow their property assets during this pandemic. I’m finding that - in the absence of overseas travel - my clients are focusing on property this year, and the HomeBuilder scheme (plus record low rates) has acted as quite the incentive....Continue reading

23.01.2022 So, you’re thinking about buying your first home. Where do you start? I can help you get sorted with finding the right home loan. Ready to make it happen?... Make the right call. Book an appointment today. #doitright #firsthomebuyer #loanmarket https://www.loanmarket.com.au/brokers/quang-nguyen

20.01.2022 Happy Friday!!! 2 more weeks to go!!!

16.01.2022 Broker vs Bank. What's the difference? When it comes to deciding if you’ll use a broker or go direct to your bank for your next refinance, investment property or car loan, it’s important to know what each can offer. Product choice... As you’d expect of any business, a bank will only promote its products, which can limit your options. But with access to a panel of over 45 banks and boutique lenders and thousands of products, I make the bank or lender work hard for you. I can potentially save you thousands in interest and, if your situation is unusual or tricky, there’s still a chance I can find a lender who’ll cater to your situation. Understanding different loan criteria A broker can understand multiple banks and lenders application criteria for different loan products which can potentially speed up the application process. If you were applying directly through a bank, you may research different options, apply for a loan and then potentially realise it’s not going to happen which can be frustrating. A bank has set criteria for its products which are hard to change if your circumstances don’t quite fit. The cost There is no cost to you for my services as I’m paid by the lender you choose. You get all the benefits, without the cost.* Banks usually don’t charge an additional service cost either, but their knowledge is limited to their range of products only and you may have to deal with multiple staff members throughout your application which can be frustrating. And once the loan is set up I check in yearly to make sure your loan still suits your individual needs. If not, I’ll move you to one that does. Banks usually do not look at your loan on an individual basis regularly or let you know if you could be saving if you moved products. It’s up to you to keep a close watch on your loan. If you want to know more about how I can help, call me on 0431389396 or drop me a line. *There may be occasions where you may be charged a fee by your broker. Terms, conditions and normal lending criteria apply.

15.01.2022 WHAT'S BETTER THAN A LOW-INTEREST RATE ON YOUR HOME LOAN? A: A LOWER INTEREST RATE Our current 2 years fixed rate is at low as 3.59% (Comparision rate of 4.72%) for Owner Occupied Home Loan. Please feel free to contact me for more information.... Quang.

12.01.2022 No wonder why CBA loves the Netherland model that much...

11.01.2022 My latest review on RateMyAgent: "Quang is very friendly and enthusiastic. He will try to help you out under your circumstances. "

11.01.2022 GETTING SET FOR 2019 Yes, February is already here and saying ‘Happy New Year’ is done for now. So if you haven’t had a long hard look at your finances it’s time to get cracking and make sure you’re heading to where you want to be. Here’s how I can help:... Refinancing Refinancing means looking at your loan and seeing if there’s a more suitable one out there for you. When interest rates are moving and products are constantly changing, you don’t know what great opportunities you're missing out on and what extra money you could have in your pocket. A savvy broker (like me) will secure you a competitive loan that’s suited to your needs right now.* Want financial freedom? Put yourself in a strong financial position. Chat to our financial adviser partners about where you are and where you want to be. They can help with budget management, investing and making sure you can pay off your loan if something unexpected was to happen. Looking for a new car? If getting a new set of wheels is on the agenda for this year, getting a competitive car loan should be too. One thing to keep in mind, depending on your work circumstances, repayments can be tax deductible. I can explain more, while I use our wide panel of lenders to get you a deal that is right for you. So get moving and give me a buzz. Get me working for you!

11.01.2022 $25K HOME BUILDER OFFER !!!! First Home Buyer Market Trends In the midst of the craziness that is 2020, there is always a silver lining. ...Continue reading

09.01.2022 Why paying over 4% on your Owner Occupy Home Loan while you can pay 3.55% (P&I repayment, Comparison rate 4.01%). #Big4cantofferthis #Keepcompetitionalive #YourBrokerBehideYou *Offer is subject to Individual Credit Assessment. T&C Apply.

01.01.2022 Have you heard of repricing? It could save you money. There’s a lot going on in the mortgage market right now - property auction clearance rates in our capital cities are tracking in the low 40% and credit lending has tightened. One thing is clear - you have options and I am here as your sounding board. At this time of year, when bills start rolling in and the present list gets longer, it pays to make sure you mortgage is working hard for you. ... Have you heard of repricing? I can look at your loan and lender and see if there is a more competitive rate they can offer you. It’s usually quicker to switch products within the same bank, than refinance with another lender (especially in this market) as they already have all of your details and credit history. My job is to work with you to help you get the money you need for your next property or goal. For newbies looking to get a loan, I can look at the lending criteria of over 35 banks and lenders and let you know which ones may be more suited to you. Sometimes it may be a smaller lender outside the big four that you may not have found on your own.