Finance Detective in Mount Lawley, Western Australia | Mortgage brokers

Finance Detective

Locality: Mount Lawley, Western Australia

Phone: +61 8 9289 7777

Address: 1/799 Beaufort Street 6050 Mount Lawley, WA, Australia

Website: http://financedetective.com.au

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25.01.2022 With interest rates at record low levels, today well look at a question that many are asking: should I lock in a fixed rate home loan? If youd like to find out if locking in a fixed rate is a good fit for you, give us a call on 08 9289 7777. Were happy to run through all your options with you not just the one product!

25.01.2022 If youve deferred your home or business loan then its likely your bank will reach out to you in the coming weeks to discuss the next step, which could include further support, assistance or deferral. Were here to help you with your loan any way we can, so to understand more about your options please read our blog post or contact one of our brokers on (08) 9289 7777 for a confidential discussion.

25.01.2022 Been thinking about a new build or reno lately? Thousands of families across the country look to have rolled up their sleeves and committed to it, according to the latest ABS data. And to be honest, we’re not overly surprised. The federal government’s $25,000 HomeBuilder grant is nothing to sneeze at. If you’re interested in applying for the scheme, you’ll want to get in touch with us ASAP on (08) 9289 7777. Not only can we walk you through how to apply for it before the deadline but, just as importantly, we can assist you when it comes to applying for finance.

25.01.2022 Two months and counting (down). Thats how long your business has to make use of the $150,000 instant asset write off before the end-of-financial-year June 30 deadline. When purchasing an asset under this scheme, its crucial to select the correct finance product. And thats where we can help out. We can present you with financing options for the instant asset write-off scheme that are well suited to your business needs now, and into the future. So if youd like help obtaini...ng finance thats gentle on your cash flow, and helps you achieve your long-term goals, please call us this month on 08 9289 7777 wed love to help out. https://financedetective.com.au/making-the-most-of-the-ins/

24.01.2022 Most of us have at one time dreamed of discovering a hidden little gem and renovating it into the most enviable house on the street. With the $25,000 HomeBuilder grant, those dreams are closer to becoming a reality for many. To help get you started, this blog post covers realestate.com.au's top five renovators dream suburbs in each state. If youd like help obtaining finance to pay for that reno project youve got your eye on, get in touch with us today on (08) 9289 7777 were here to help make your reno dream a reality.

24.01.2022 Loyalty is an admirable trait when it comes to our friends, family and loved ones. But if youre extending that virtue to the banks, then theres a good chance its costing you thousands of dollars. Remember: you owe the bank nothing in terms of loyalty so its time to see what your options are. And we can help because we know what rates lenders are really offering despite what their headline rates say. So if youre keen to find ways to save interest on your home loan, please get in touch on 08 9289 7777. Were happy to walk you through your refinancing options any time.

24.01.2022 WAIT, the bank can do that?! Every now and then a bank does something that bucks the trend and takes customers by surprise. Today well look at two cases that recently made national headlines and how you can reduce your chances of getting caught out.

23.01.2022 You might have recently heard that ‘responsible lending laws’ are set to be scrapped early next year. Today we’ll look at what the axing of responsible lending laws might mean for you. To guide you through the updated process, contact us on (08) 9289 7777 today. We're ready to help you work out your earnings and expenses so that you take on a loan that you’ll be able to confidently repay.

23.01.2022 You dont need us to tell you how much the world has changed theres been no shortage of news bulletins updating you on that. So rather than telling you about more changes, today were going to explain how we can help. Please get in touch on 9289 7777 were ready to assist you in any way we can. #financedetective #finance #mortgageadvice #covid19

23.01.2022 The dreaded and controversial stamp duty tax could soon be a thing of the past, with calls for it to be abolished gaining momentum. The Property Council of Australia is the latest body to add their voice to the chorus this month after both the New South Wales and Victorian state governments ramped up calls for stamp duty reform. In this latest blog post we take a closer look at:... - What exactly the Property Council has said, - what stamp duty looks like across the country, and - the options on the table to potentially replace the tax. Whilst it is still early days, we'll be sure to keep an eye on any developments. In the meantime, it's business as usual for us. So, if you need any assistance with your financing or refinancing please contact us on (08) 9289 7777.

23.01.2022 Heres a bit of welcome news for mortgage holders: Australias record-low cash rate is likely to remain in place until 2023, according to leading economic and property experts. If you would like to explore your refinancing options, then please get in touch on 08 9289 7777 were ready to jump into action and make it happen for you.

22.01.2022 Open Banking is now officially upon us. But what does that mean and why should you care? Well, in a nutshell, itll be easier and quicker for you to get a better deal on banking products going forward. Its important to note that you dont have to wait until Open Banking is in full swing before checking whether you can apply for a better deal on your home loan. Just give us a call on (08) 9289 7777 and we'll be happy to take the legwork out of the process for you.

21.01.2022 Some happy clients who we have helped into their first home! To find out how we can help you, contact us on (08) 9289 7777 today.

21.01.2022 Did you catch the federal budget announcement that businesses, both big and small, can now write off any eligible depreciable asset, at any cost, up until 30 June 2022? Today we’ll look at how the scheme could improve your business’s cash flow moving forward. If you’d like help obtaining finance to make the most of temporary full expensing for your business, get in touch with us today on (08) 9289 7777. We can present you with financing options for the scheme that are well suited to your business’s needs now, and into the future.

19.01.2022 We are seeing an unprecedented number of clients facing financial uncertainty, and we understand that you have enough on your mind without having to worry about your loan repayments. There is a lot to consider and we want to ensure that you understand your rights in regard to mortgage 'repayment holidays', applying for financial hardship with your bank, and how you might take advantage of the latest RBA rate cut. To find out more about your options, please contact one of our helpful finance specialists on 08 9289 7777 or refer to our blog post below for specific bank information. #finance #mortgage #covid19

19.01.2022 Its been two months since HomeBuilder was first announced, and we're sure many of us spent a bit of that time dreaming about an extra $25,000 to spend on a reno or new home. The good news is grant applications are now officially open. All states have now opened application channels (see article) for the federal governments new HomeBuilder grants. If youre keen to proceed, the next thing to tackle is financing the project. And thats where we can help.... If youd like a hand obtaining finance to pay for the new home or reno youve been dreaming of, get in touch with us today on (08) 9289 7777 were here to help make your HomeBuilder dreams a reality. See more

18.01.2022 Want to buy your first home with a 5% deposit and save up to $10,000? The starters gun has gone off for the second round of the First Home Loan Deposit Scheme. If youre thinking about purchasing your first home soon and are considering applying for this scheme give us a call today on (08) 9289 7777. We're ready to help!

18.01.2022 It’s been two months since HomeBuilder was first announced, and we're sure many of us spent a bit of that time dreaming about an extra $25,000 to spend on a reno or new home. The good news is grant applications are now officially open. All states have now opened application channels (see article) for the federal government’s new HomeBuilder grants. If you’re keen to proceed, the next thing to tackle is financing the project. And that’s where we can help.... If you’d like a hand obtaining finance to pay for the new home or reno you’ve been dreaming of, get in touch with us today on (08) 9289 7777 we’re here to help make your HomeBuilder dreams a reality. See more

17.01.2022 Youve probably heard that since the federal government announced their $25,000 grants to eligible Australians looking to build or substantially renovate their homes, a raft of states and territories have announced their own schemes. Today's post will look at what this all means for first home buyers when combined. To discuss with one of our finance specialists, please call us on (08) 9289 7777.

17.01.2022 We dream big in Australia. The Big Prawn, The Big Pineapple, The Big Banana and turns out we do Big Houses as well. Try and guess who we just knocked off the number 1 spot? If you’re thinking of fulfilling your own Great Australian Dream in the near future, then get in touch today on (08) 9289 7777. We’d love to help you make it become a reality.

15.01.2022 Interested in a $10,000 business grant? How about buying a much-needed asset and immediately writing off the cost? Here are four looming deadlines your business may need to start moving on ASAP. If theres any way we can help you beat any of the deadlines discussed in our blog post in particular, the instant asset write-off scheme and loan guarantee scheme then please dont hesitate to get in touch on (08) 9289 7777. Were here to help you and your business any way we can.

14.01.2022 Weve been flat chat over the past few months helping families refinance their home loans and save thousands of dollars in annual interest repayments. Now is a good time to do so as competition among lenders is running hot. And the longer you put it off, the longer youll keep paying your current rate. So if youd like to refinance your home loan, give us a call on (08) 9289 7777 and we can run you through your options and get the ball rolling.

14.01.2022 You might have heard that the federal government will give eligible Australians $25,000 to build or substantially renovate homes as part of the new HomeBuilder scheme. In today's post well take a look at who exactly can qualify for the initiative. If youd like help obtaining finance to pay for the new home or reno of your dreams, get in touch with us today on (08) 9289 7777 were here to help make your HomeBuilder dreams a reality.

13.01.2022 As youre well aware, business cash flow solutions arent exclusively for the big end of town. Last week saw some promising news for SMEs after supply chain financing provider Greensill gave late-paying companies formal notice that it will ditch them if they continue to extend their payment terms beyond 30 days. If youd like to explore some of the options available to your business, then please get in touch on 08 9289 7777 were happy to run you through them.

13.01.2022 If youre a small or medium-sized business owner in need of an affordable loan then weve got good news: the federal government is expanding the Coronavirus SME Guarantee Scheme to allow businesses to borrow more and for a wider range of purposes. To find out more, read our blog post or speak to one of our friendly brokers on (08) 9289 7777 who ready to help!

13.01.2022 Home and business owners struggling financially due to COVID-19 will be given another four months to resume paying back their loans. If youd like more information about the repayment deferral extension, or to discuss some possible options for restructuring or varying your loan before the bank puts you on the spot, then please dont hesitate to get in touch on (08) 9289 7777.

13.01.2022 Heres some promising news for big and small businesses alike: six-month loan deferrals are now available to larger businesses on the condition that they dont terminate leases or evict tenants for falling behind on their rent due to COVID-19. So if youre a business owner big or small who would like to explore the options available to you then please get in touch with us today on 08 9289 7777. #finance #mortgage #covid19

13.01.2022 Thought you needed $100,000+ to get into the property market? First home buyers are now breaking into the property market more than four years faster than they typically would thanks to a little-known government scheme. Today well discuss how. To discuss your specific situation with one of our highly knowledgeable brokers, please get in touch today on (08) 9289 7777.

12.01.2022 If youre one of the many Australians who have been affected by #COVID19 or are worried that you soon will be rest assured that you can talk to your lender about hardship options without it affecting your credit report. To find out more, read our article below or contact us on 08 9289 7777. https://financedetective.com.au/homeowners-impacted-by-cov/

11.01.2022 More than a quarter of SME businesses knocked back for finance! As if small and medium-sized businesses werent already facing an uphill battle this year; now it turns out that more than a quarter were knocked back when they applied for finance in recent months. Heres how we can help.

11.01.2022 SME businesses in need of working capital due to the coronavirus outbreak can now access unsecured loans more cheaply and more freely than ordinary business loans. Participating lenders are already accepting applications from SMEs. So if youre looking to bridge a gap in your business cash flow, please give us a call on 08 9289 7777. Were more than happy to discuss your eligibility and more features of the scheme.... https://financedetective.com.au/what-is-the-coronavirus-sm/

11.01.2022 f you didn’t back a winner on Melbourne Cup Day then fret not: the Reserve Bank of Australia (RBA) has delivered mortgage holders a win by cutting the official cash rate by 15 basis points to a new record low of 0.10%. And the RBA says the rate is likely here to stay for three years. If you’d like to explore your options whether that be refinancing with another lender or renegotiating with your current one then get in touch today on (08) 9289 7777.

10.01.2022 Like most sequels, JobKeeper 2.0 won’t be as big a blockbuster as the original. But that’s not to say it won’t help many SMEs navigate the difficult times ahead. Today we’ll look at whether your business might be eligible for JobKeeper 2.0, and if not, some other potential options.

10.01.2022 CAVIAR AND WINE, ANYONE? WHAT A COURT RULING MEANS FOR YOU Ok, so perhaps Federal Court Justice Nye Perram has a slightly different grocery list to the rest of us. But his ruling should be welcome news to potential borrowers who have splashed out on the odd luxury. read more: https://financedetective.com.au/caviar-and-wine-anyone-wha/

09.01.2022 With JobKeeper due for a big shake-up next month, many businesses will be facing a funding gap over the coming months. If youve been relying on it to get your business through these rocky times, you need to start planning ahead now. In today's blog post, we discuss the three questions you should start considering now.

09.01.2022 You know how the RBA cut the official cash rate the other day? Well, mortgage holders and business operators are being encouraged to switch lenders if their bank doesn’t pass it on. We’re keeping a keen eye on which lenders are passing the rate cut on to their customers, and which lenders aren’t. So if you’re keen to explore your options during this time of record-low interest rates, get in touch today on (08) 9289 7777.... We’d love to help you pay less interest on your mortgage each month.

09.01.2022 STOP PRESS! The 10,000 guarantees available via the new First Home Loan Deposit Scheme have been filled or reserved, but for those who missed out theres a second chance coming soon in July. Were more than happy to run through the scheme in more detail and, if youre eligible, help you apply for finance with one of the schemes participating lenders before places fill up again.... Get started today by calling (08) 9289 7777.

08.01.2022 RBA cuts cash rate to record low 0.25 amid COVOID-19 outbreak. RBA Governor Philip Lowe said in a statement that the move was due to the virus causing major disruptions to economic activity across the world. To find out what this rate cut means for your home loan, please contact one of our helpful finance specialists on 08 9289 7777.... https://financedetective.com.au/rba-cuts-cash-rate-to-reco/

07.01.2022 Need to pause your mortgage repayments? Rest assured that all the big four banks are allowing customers who have been impacted by the coronavirus to hit pause on their mortgages for up to six months. To find out what this means for your mortgage, please contact one of our helpful finance specialists on 08 9289 7777. https://financedetective.com.au/need-to-pause-your-mortgag/

07.01.2022 The many social and financial changes that have been thrust upon us in light of COVID-19 have combined to make it a good time to consider refinancing your home loan. Here are five reasons why you may want to consider doing so. If youd like us to help you explore your refinancing, hardship variation, or support package options then please get in touch on 9289 7777 were ready to help you in any way we can. #financedetective #finance #mortgageadvice #covid19

06.01.2022 Today well look at how you can split your businesss insurance premiums into manageable, affordable, monthly amounts. To discuss with any of our experts, please call us on (08) 9289 7777.

05.01.2022 If you’ve deferred your home or business loan then it’s likely your bank will reach out to you in the coming weeks to discuss the next step, which could include further support, assistance or deferral. We’re here to help you with your loan any way we can, so to understand more about your options please read our blog post or contact one of our brokers on (08) 9289 7777 for a confidential discussion.

03.01.2022 Buying your first home can be a bit overwhelming at the best of times, let alone during a period of uncertainty and rapid change. But there are still opportunities out there for those whose jobs havent been affected by COVID-19. If youd like us to help you explore your options and secure a competitive home loan then please get in touch on 08 9289 7777 were ready to jump into action and make it happen for you.

02.01.2022 It’s federal budget week, and this year’s big winners in the world of property and finance are first home buyers, with a fresh extension to the First Home Loan Deposit scheme just announced. With only 10,000 spots available, if you’re thinking about purchasing your first home soon, give us a call today on (08) 9289 7777 and we’ll help you get the ball rolling on applying with one of the scheme’s 27 participating lenders.

02.01.2022 Like most sequels, JobKeeper 2.0 wont be as big a blockbuster as the original. But thats not to say it wont help many SMEs navigate the difficult times ahead. Today well look at whether your business might be eligible for JobKeeper 2.0, and if not, some other potential options.

02.01.2022 Is your business in need of credit? We’ve got good news for you. New data shows that the approval rate for loans has remained strong throughout the coronavirus crisis. In fact, about 70% of SME business loan applications received by lenders have been approved since early February, according to Australian Banking Association (ABA) statistics. While these approval levels are great news, it’s obviously not quite a done deal when you apply for finance in the current financial landscape. So, to help avoid being among the unfortunate remaining 30% of businesses, get in touch with us today on (08) 9289 7777.

01.01.2022 STOP PRESS! Loan repayments deferred six months for small businesses affected by COVID-19. The assistance package will apply to more than $100 billion worth of existing small business loans and, depending on customer take-up, could put as much as $8 billion back into the pockets of small businesses. To find out what this package means for your small business loan, please contact one of our helpful finance specialists on 08 9289 7777. #finance #smallbusiness... https://financedetective.com.au/loan-repayments-deferred-s/