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Jade Murphy in Mornington, Victoria | Mortgage brokers



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Jade Murphy

Locality: Mornington, Victoria

Phone: +61 401 925 507



Address: G05/786 Esplanade 3931 Mornington, VIC, Australia

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24.01.2022 5 Easy steps to stay on top in a renters market for investors! Imagine you had an investment property that was ticking along nicely, until one day you receive a call from the property manager telling you that your tenants had requested a rent reduction of $20 per week. So many thoughts would run through your mind: If I agree how will I cover the extra expenses? If I dont agree how long will it take to get new tenants? What if my property sits vacant for months?... Here are 5 handy steps to help you through this situation: 1. Remember the big picture and why you started to invest in the first place. Its easy to view any reduction in your rental return as a loss, however, if you compare the weekly reduction to the cost of a prolonged period of vacancy, these reductions take on a new light. 2. Explore offsetting the reduction. When the market presents challenges, astute investors look to offset their losses by reviewing and renegotiating their financial arrangements. 3. Invest in your investment When there is an oversupply of inventory in the rental market, its more difficult for your property to stand out from the crowd and achieve the maximum rental returns you aspire to. 4. Remember - its a cycle What goes down, must come up! Our most successful investors understand the market moves in cycles. While the current renters market may pinch a little, you can rest assured that at some stage things will turn and rental yields will increase again. 5. Timing is everything No matter the size of your portfolio, regularly assessing investments is a common practice of our most successful clients. Its important to view your investments with a critical eye and understand when the time is right to sell elsewhere or to stay.



24.01.2022 We dont know where this is ultra modern home is located, but if you do... let us know

23.01.2022 Congratulations to our competition winner Michelle Muscat

23.01.2022 With arms opened wide we can help you get that huge amount of money to purchase your dream home



23.01.2022 HAPPY SUNDAY I am still on the hunt for the perfect person to join my team! If you know someone that is interested in a building a rewarding career in the finance industry get them to send a copy of their resume to [email protected]

22.01.2022 3 DAYS TO GO UNTIL WE DRAW THE WINNER - Have you entered the competition to win one of these beautiful dried arrangements from @bloomroom_mornington ? Winner will be drawn on Monday - the winner will get to choose their own colours for the arrangement! If you havent entered - go to the competition post and share away!

21.01.2022 OPEN FOR INSPECTIONS ARE BACK!! If you cant tell - we are super excited that our clients can start house hunting again and what amazing weather to be out and about looking for a new home! This little gem is located at 272 Jones Road, Somerville and is listed with OBrien Real Estate Somerville



20.01.2022 I have had many calls over the past 48 hours from clients wondering what happens next during all this coronavirus madness! So I have put together my first (yes, be kind!) video to clear up some of the common questions that have been asked. If I can be of any assistance to you please feel free to message me and we can book a virtual appointment.

20.01.2022 Merry Christmas to Everyone! Have a safe and joyful Christmas break, We look forward to seeing everyone fresh into the new year.

19.01.2022 WE ARE HIRING I have been super quiet on social media the past few months as we have been busy saving our clients lots of money & getting them ready to buy! With that said, it is time for me to find a fabulous, customer service driven superstar to join my team! ... This role is perfect for someone who is interested in establishing a career in the finance industry. While there is no lending experience required - it is important that you are eager to learn, have great attention to detail & take pride in the work you do! For more information on the role, please send your resume to [email protected]

19.01.2022 We are very excited to announce that we have been named as a finalist in the Better Business Awards for Best Independent Office (with more than 5 brokers). Thank you to all of our amazing clients & referrers for all of your support!

19.01.2022 SUPPORTING LOCAL GIVEAWAY To celebrate the easing of lockdown restrictions and the reopening of retail we thought why not run a giveaway with some of our favourite things from the amazing @page8mornington This little box of goodies is worth over $200 filled with:... 1 x Red Hill Candle Co Candle 1 x Salus Body Rescue pamper pack 1 x Fressko Bino Reusable Coffee Cup 1 x Sage X Clare Tula ‘Nudie Rudie’ bath mat Competition details below: 1. Like our Facebook page - link in bio 2. Follow our Instagram page 3. Tag your friends 4. Share & tag us! Each follow, tag & share will get you one entry into the draw - eg. If you do all 4 = 4 entries to win! Competition will close at midnight on the 15th of November with the winner to be drawn at 4pm on Monday the 16th! GOOD LUCK!!!



17.01.2022 Theres only 45 more days left of this year, thats only 6 more Fridays! New year, new... bathroom?

16.01.2022 Some positive news! We are very proud to announce we have been nominated as a finalist for Brokerage Of The Year at the Australian Mortgage Awards

16.01.2022 Go for your financial goals!

16.01.2022 I am OBSESSED with parquetry flooring!! But seriously isnt this kitchen stunning?!

15.01.2022 Has all this time at home got you scrolling looking at new houses? I definitely wouldnt complain walking up to this dreamy Hamptons style entrance every day!

15.01.2022 The RBA have slashed the cash rate by 25 points in todays meeting reducing it to an all time low of 0.50%! Do you think the banks will pass on the full cut? Watch this space to find out!... If you would like more information on how this reduction will effect you, please contact me on 0401 925 507.

14.01.2022 Calling all first home buyers!! With so much media coverage around the first home buyers incentive which was launched on the 1st of January, there is a lot of confusion on where to start. We specialise in helping our first home buyers get onto the right path to achieving their property goals by preparing a plan tailored to the individuals circumstances.... If you would like more information please contact me on [email protected]

13.01.2022 Entertainment area goals!

12.01.2022 Wishing everyone a happy, successful and healthy 2020! This year is the year of the rat, the first of all zodiac animals and the beginning of a new decade. Have a safe and happy rest of your holidays, we look forward to seeing all our clients in due time.

12.01.2022 What is your savings resolution? Reposted - ANZ

11.01.2022 ISO COMPETITION Would you like to win a beautiful @bloomroom_mornington dried everlasting arrangement? Competition details below:... 1. Like our Facebook page 2. Follow our Instagram page - @jademurphymortgagebroker 3. Tag your friends 4. Share & tag us! Each follow, tag or share will get you one entry into the draw - eg. If you do all 4 = 4 entries to win! Competition will close at midnight on the 30th of August with the winner to be drawn at 4pm on Monday the 31st! GOOD LUCK!!!

10.01.2022 With all of the different grants the government are announcing - it can get overwhelming to understand what is what! But we are all over the Home Builders Grant with quite a few clients already in the process of taking advantage of the incentive! For more info click the link in our bio to schedule a call back!

08.01.2022 A big CONGRATULATIONS to my clients who settled on their first home yesterday!!

06.01.2022 Not only are we based in Mornington but we have an additional office in Mulgrave so we are closer for those who live farther out. #Mortgagebroker #RateOnehomeloans #homeloan #mortgage #financialfreedom

06.01.2022 We are loving this house almost as much as we love being on Holidays Friendly reminder we re-open on the 6th of Jan! We cant wait too see you all refreshed, bring on 2020!

06.01.2022 Wishing all of our clients, referrers & business partners a very Merry Christmas

06.01.2022 Do you feel like no matter how many times you set a budget you cant seem to stick to it? Struggling to keep your savings in the separate account without transferring it back to buy those new shoes you saw online? Afterpay & Zippay accounts maxed out?... Let me help you with a budget to get back on top of things and working towards your financial goals. It is already the last day of January tomorrow, dont waste time!

06.01.2022 @ruokday & @__itsokaynottobeokay__ have a very big place in my heart as amazing groups that are normalising all things mental health. While today is national R U OK day - it is important that we are asking these questions and checking in with our loved ones on a regular basis. Especially throughout the tough times we are currently enduring! You never know whos life you may change my simply checking in at the right time!!

05.01.2022 AND THE WINNER OF OUR SUPPORTING LOCAL GIVEAWAY IS......

04.01.2022 Who is tuning into @theblock at the moment? How amazing are all of these bathrooms! Which is your favourite? I am team Luke & Jasmin! LOVE that curved wall!

02.01.2022 We wouldnt mind sleeping in a car thats hanging over a cliff as long as the weather was as perfect as pictured, unlike Melbourne today.

02.01.2022 RateOne hits a milestone! Our amazing company has just recently celebrated our 10 Year Anniversary! After being open for a decade RateOne has accomplished everything we hoped for and more!... Read our story here:

02.01.2022 We are obsessed with this flooring

02.01.2022 A bit of motivation before we head into the weekend! Are you trying to save for your first home? Or maybe trying to pay off some debts that seem to be hanging around? What better feeling than when you finally get to tick the goal off your list!!! ... If you would like some tips and tricks that could benefit you with your financial goals please message us!

01.01.2022 Please share this post with any friends or family affected by the tragic bushfires Below is a list of banks and their contact numbers that will be able to assist you if you have been impacted by these horrible fires. Some lenders are offering assistance and emergency relief packages which you may be entitled to in this difficult time. Adelaide Bank - 1300 650 259... AMP - 133 888 ANZ - 1800 149 549 Bank Australia- 132 888 Bank of Melbourne - 1300 020 266 Bank of Queensland - 1800 079 866 BankWest - 1300 769 173 Bendigo Bank - 1300 652 146 CBA - 1300 720 814 Citibank - 1800 722 879 Firstmac 13 12 20 Heritage - 13 14 22 ING - 133 464 LaTrobe - 13 80 10 Liberty - 1800 110 924 Macquarie - 1300 363 330 ME Bank - 13 15 63 MyState - 138 001 NAB - 1800 701 599 Resimac - 1300 793 741 St George - 1300 655 489 Suncorp - 13 11 55 Virgin Money - 1800 701 997 Westpac - 1800 067 497 Sending my love to all victims and appreciation to all of our amazing firefighters. We are one but we are many!

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