RB finance in Toowoomba, Queensland | Mortgage brokers

RB finance

Locality: Toowoomba, Queensland

Phone: +61 7 4633 9825

Address: 123 Margaret St 4350 Toowoomba, QLD, Australia

Website: http://www.rbfinance.com.au

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• Loan service
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25.01.2022 Looking for a silver lining in 2020? The RBA has delivered in the form of an historically-low cash rate of 0.10% (down from 0.25% last month). They’ve slashed the rate to help bolster our national economy as we navigate the continued impacts of the pandemic. Take our free home loan health check to find out if you're paying too much on your home loan. https://bit.ly/36aVmHp

25.01.2022 If you’re thinking about gifting some cold, hard cash to the little ones in your life this Christmas, then have a think about how you can help them develop a good relationship with money, because as we all know: old habits die hard. Here we share five ways to help kids think about money. How to teach your kids about money this Christmas and beyond RB finance https://bit.ly/3r34Y0R

25.01.2022 FINANCE FOCUS This months Newsletter contains information on the Home Builder Grant and also discussion around pre-approvals https://bit.ly/2BbDHnO... Give us a call on (07) 4633 9825 if you would like to discuss #realpeople #realresults #keepitreal #rbfinance

24.01.2022 Is bigger really better? Well, when it comes to home sizes, us Aussies seem to think so. In what must be a disappointment to fans of minimalist living and tiny homes, we've just beaten the US for the title of largest new homes. Read the article for more: https://bit.ly/3n37n9r

24.01.2022 REAL TALK #2 A quick video on First Home Loan Deposit Scheme (FHLDS) and one thing you need to be planning for. Also equipment/vehicle finance, what happens after you do the deal is important as well. #keepitreal

23.01.2022 WE'RE MOVING We are very excited to let you know that as of the 7th of September we will be in our brand new offices at Toowoomba Serviced Offices, 123 Margaret St, Toowoomba. The renovation to this beautiful old building is first class and we're very happy to have secured some awesome space as we continue to grow the business (keep an eye on us!!!).... #realpeople #realresults #keepitreal #rbfinance

23.01.2022 We’re proud to sponsor Toowoomba Bears Rugby Club again this year. It’s great to see local footy back and all grades in action this weekend. There are some pretty handy names in both Senior teams as well. Should be a cracking couple of games at Heritage.

22.01.2022 New Post: Rentvesting: Have your cake (or smashed avo) and eat it

21.01.2022 Happy Father’s Day Wishing all the dads a cracking day. Hope the there’s a few extra laughs for the dad jokes today!!

21.01.2022 It happens every year: the ATO warns us which professions they're paying extra attention to. This year, their sights are set more broadly. Read on to find out the steps to take to protect yourself at tax time. Are you ready for the ATOs end of financial year crackdown? - RB finance https://bit.ly/3vkyPDF

21.01.2022 ONLY FINANCE We don't do anything else. Only Finance, because we're big fans of sticking to your lane. Do what you're good at, do what you know, keep getting better at that. If you need finance we're your go to. If you need a financial planner/accountant/builder/solicitor we'll happily introduce you to some of our friends. #realpeople #realresults #keepitreal #rbfinance

20.01.2022 Got to love how well the great Australian pastime of property ownership has held up in the face of a global pandemic. They don't call us the lucky country for nothing! If you're keen to find out the actual reasons why we didn't experience a housing market crash this year, read the analysis from our friends at CoreLogic: Why didn’t the Australian housing market crash? https://bit.ly/33A0BQE

19.01.2022 While it's not great news for everyone across the state, we're well-placed here in Toowoomba to withstand the economic fallout of COVID-19, given our diverse range of industries. Our local economy is proving to be robust, just like our community

17.01.2022 The Australian housing market is now worth - wait for it - $8.1 trillion. Yet it wasn't too long ago that the 'experts' were predicting property prices were going to fall off a cliff. Moral of the story is there are always going to be plenty of opinions floating around, so it's worth keeping in mind that investing in real estate is a long game.... We can't predict the future, but history dictates that investing in property is as safe as...well, houses. This is not intended as financial advice, of course, we do recommend speaking with an expert and doing your own due diligence.

16.01.2022 Don't forget that investing in property is a long game. A lot can (and will!) happen in ten, twenty, thirty, years.

16.01.2022 If you took a 'home loan holiday' then your lender will be getting in touch soon to talk next steps. If you're considering pressing pause on your home loan repayments, keep in mind that interest will continue being accrued. So it's really an option of last resort. Get in touch if you're struggling with staying on top of your home loan and want to discuss your options.

15.01.2022 CHOOSE YOUR 3 WISHES 1. We'll take away the pain and frustration 2. We'll show you the love you deserve 3. We'll get you the right loan from a broad range of banks... #realpeople #realresults #keepitreal #rbfinance

15.01.2022 We're on the hunt for our next team member. We're looking for a Mortgage Broker Assistant (Loan Ninja). Check out the job below.

14.01.2022 BANKS, WHY WOULD YOU? Let's face it, they don't make it easy do they. If the thought of dealing with all their questions and understanding the endless supply of forms and documents is turning you off, then get us involved. We'll show you a range of options from the market, step you through the process and take care of the running around for you. ... We'll happily listen to bank hold music so that you dont have to. #realpeople #realresults #keepitreal #rbfinance

13.01.2022 We say this a lot, but loans are about more than just the interest rate. When deciding whether to switch to another loan product or lender, factor in: How much will it cost to apply What are the break fees or discharge fees What happens if you want to pay the loan back faster What if you need funds to renovate your property ... When you add up all the fees and charges, what's the comparison rate? Meaning, you may have been comparing apples with oranges. Get in touch if you want help comparing apples with apples.

12.01.2022 If you haven't reviewed your home loan lately, then chances are you're missing out. Complete our free home loan health check to find out whether you can get a better outcome - whether that means more money back in your pocket, or shaving years off your loan.

11.01.2022 'Some of us grew up playing with tractors and trucks. The lucky ones still do.' ...And then the rest of us play in Excel, emails and online portals Are you doing what you used to love as a kid?

09.01.2022 We broke out of the office for a few hours this afternoon with our mates from Webster Cavanagh. Golf definitely the winner on the day.

08.01.2022 Awesome day with our friends from Picket Fence Properties at the Enterprise Legal RSPCA Toowoomba charity golf day. Despite some average golf we pulled off 3rd place.

08.01.2022 Nothing like an economic shakeup to reassess the kind of work you want to devote your life to. If you're considering going back to study - whether formal or informal - you might be weighing up whether you can afford it. We're huge believers of life-long learning and would love to help you work out a way to fit learning into your budget.... Send us a DM for our free budgeting guide. See more

04.01.2022 The couch has got to be the most essential piece of furniture in any house, right? If the burning question on your mind right now is 'How do I choose the right couch?' then this one's for you (c/o our friends at Domain): https://bit.ly/3njHqCZ

04.01.2022 DON'T PAY MORE THAN IT'S WORTH We get it your ‘To do’ list is never-ending. How can you possibly be expected to keep up-to-date with the hundreds of home loan products when you're: Holding down a job (or pivoting to the next thing) Homeschooling your kids (or recovering from it!)... Juggling the usual stuff Trying to enjoy the spare time you do have One of the best parts of our job is taking this pressure away to help you get the most out of your loan and to keep the banks honest. It's our job to: Suggest the most suitable loan product for you Negotiate with your bank to try get a better deal Help you decide if it's time to move on (to another lender) Home loan land is an ever-changing landscape. And good news is it's our job to stay up-to-date with what's on offer. So, the cure to home loan apathy is simply to speak with an expert (that's us). Get in touch for a health check on your loan. We can't make any promises until we've looked at your specific situation, but we routinely help people save (big time!) on their existing home loans. We don’t walk into the shop and ask if we can pay a few hundred dollars more than it’s worth for the New . It’s like driving to work and throwing out the window every day. You wouldn’t do it. Don’t pay more than it’s worth for your loan. We can come up with some other ways to spend your extra cash that will be much more fun. It’s all about getting you a better deal.

03.01.2022 FINANCE FOCUS Our August Newsletter - Prepare for Spring https://bit.ly/3189IHz... Give us a call on (07) 4633 9825 if you would like to discuss #realpeople #realresults #keepitreal #rbfinance

03.01.2022 We've updated our website! This has been a big project for us and we can't wait to hear what you think. Check out our Resources section, where you'll find easy-to-use calculators to answer questions like: How long will it take to save a deposit Is it worth switching home loans... Will I be better off renting or buying https://rbfinance.com.au

02.01.2022 We’re really pleased to be able to provide some support to the great work of Tony’s Community Kitchen. They are serving our community every single day of the year and helping so many people in a time of need. Check them out.

02.01.2022 Check out our free tool to figure out the difference that making extra repayments on your home loan can make. You might be surprised at what an impact just a few extra hundred dollars a month will have on the overall loan term. https://rbfinance.com.au/calculators/extra-repayments/

01.01.2022 2020's been a crazy year, drought, fire, flood and a Pandemic for good measure. We're taking some time to reflect on this year and are thankful for what we've achieved and learned this year and for the ongoing support from our partners, referrers, lenders and most importantly our clients. We're also really excited about what 2021 holds for our business (some really cool stuff to share with you in the new year!).... We'll be closed for a bit of R & R with our friends and families from 24/12/20 and will be back on deck, ready to rumble from 11/1/21. Wishing you all a Merry Christmas and a productive and prosperous 2021.

01.01.2022 Sometimes getting a home loan approved isn't clear cut. Negotiating with the lender can be tough going, but it's absolutely worth it when we can get a great outcome for such lovely people. Thank you for the review, Micheal! Wishing you all the best in your new home.