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RD Finance Solutions in Burpengary East | Mortgage brokers



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RD Finance Solutions

Locality: Burpengary East

Phone: +61 418 884 045



Address: PO BOX 305 4505 Burpengary East, QLD, Australia

Website: https://rdfinancesolutions.com.au

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25.01.2022 I wanted to call out a couple of Federal Government subsidies that will apply to most members. The first is 50% cashback on PAYGW, up to $25,000. Eligible small and medium-sized employers will be provided with a 50% tax-free cashback of up to $25,000 (and a minimum of $2,000) on their PAYG Withholding on wages between January 1, 2020, and 30 June 2020.... If you take your salary as a dividend or directors drawing and want to maximise your cashback, you could explore changing the treatment of your remuneration from drawings to salary. It also may be a good opportunity to give yourself a pay increase for the next few months. Second is the immediate tax deduction threshold which has been increased from $30,000 to $150,000. Assets over $150,000 will attract an additional 50% depreciation rate of the asset cost in the year of purchase. This provides a great opportunity to replace already depreciated assets such as motor vehicles. A couple of other points on this. Its important to note that these are tax incentives, not cashback incentives. In other words, you need to spend the money and pay income tax in order to get the tax benefit. The tax benefit will be applicable for your FY20 tax return, which means you wont see any benefit until youve lodged your 2020 return. *Disclaimer* Please speak to your qualified accountant for more details and how the Government tax incentives relate to your business. Nb- Picture says a thousands words I hope it got your attention to read this post.



25.01.2022 Lender policy insights and tips how to strengthen your home application success.

25.01.2022 Congratulations Helen on your new car purchase. Thank you for the opportunity to help you secure this great vehicle for you and your girls. Enjoy the adventures you have planned.

25.01.2022 Rate cut on the way.........



24.01.2022 Early Release of up to $20,000 super for anyone affected by the below situations. Eligible individuals will be able to apply online through myGov to access up to $10,000 of their superannuation before 1 July 2020. They will also be able to access up to a further $10,000 from 1 July 2020 for approximately three months (exact timing will depend on the passage of the relevant legislation). Eligibility:... To apply for early release you must satisfy any one or more of the following requirements: you are unemployed; or you are eligible to receive a job seeker payment, youth allowance for jobseekers, parenting payment (which includes the single and partnered payments), special benefit or farm household allowance; or on or after 1 January 2020: you were made redundant; or your working hours were reduced by 20 per cent or more; or if you are a sole trader your business was suspended or there was a reduction in your turnover of 20 per cent or more Links below for all assistance packages: Income Support for Individuals: https://treasury.gov.au//Fact_sheet-Income_Support_for_Ind Payments to Support Households: https://treasury.gov.au//Fact_sheet-Payments_to_support_ho Early Access to Superannuation: https://treasury.gov.au//Fact_sheet-Early_Access_to_Super_ Providing Support for Retirees: https://treasury.gov.au//Fact_sheet-Providing_support_for_ All fact sheets above, and further info can be found HERE - https://treasury.gov.au/coronavirus/households

23.01.2022 Are you a First Home buyer buying in Brisbane City Council region? You might be eligible for 50% discount off your first year of rates. Find out more click the link below

23.01.2022 News flash From this weekend you are allowed to attend #openhomeinspections once again. I have pre-approved cashed up buyers ready to purchase their dream home. If youre considering selling now is great time. ... The government is offering #firsthomebuyers discounts on lenders mortgage insurance^, free stamp duty^ and grants^. If you would like to #buyahome this year, and your income has not been impacted by COVID-19, contact me immediately get your borrowing capacity and pre-approval sorted. Renee 0418884045 *photo courtesy of Marie & Sean at Moriarty Real Estate.* ^ conditions apply.



22.01.2022 Wishing you all a fabulous Australia Day long weekend. Our family would like to thank all the hard working fire fighters, animal carers, emergency services staff and others who are helping victims of the devasting fires. Be safe, take care of each other and your pets.

22.01.2022 Looking to save on your power and Gas bill? At home or the office? Check out our free Compare.Switch.Save link. It could save you hundreds.... Takes just a few minutes of your time.

18.01.2022 ING announcement - How they are working to help Australians with loan repayments and savings deposits during this time.

18.01.2022 COVID-19 impacting your ability to repay your mortgage? Do you need financial help? Most lenders have implemented new policies this week to assist people experiencing financial hardship due to the corona virus impact. ... If you need financial help please contact your lender. Do not wait until it is too late. Solution offered will be case by case. Do you have personal insurance for loss of income? Call your financial planner or Insurer to find out.

16.01.2022 Newly listed today. Any of my clients who are currently pre-approved and want to live in the Burpengary area this could be your chance!



16.01.2022 Q & A about the new $25,000 Government grant. Informatin found at https://treasury.gov.au/coronavirus/homebuilder

15.01.2022 UPDATE on plastic caps....... If you were collecting plastic caps to be recycled into mobility aids please stop now. Just got this message from Envision. We have decided that for the foreseeable future we will not be accepting any more caps as we have 5 million collected in Victoria and millions more across Australia for us. We do ask that you please now do not collect caps to send to Envision and note that our collection points have ceased.

15.01.2022 Click the link below to read article. https://www.brokernews.com.au//rba-makes-historic-rate-cut

15.01.2022 Feeling Happy! A lender has written me a Thank you letter today for submitting a perfect application. In the past, some Lenders have called me to say thank you for my comprehensive applications, but today I have received a letter. GREAT result for my customers to get an approval in under 48hrs, and great result for me to be recognized for the effort I put in.

13.01.2022 Here is a useful article if you bank with the big four. Regardless of which lender your mortgage /car/business debt is with, they will have a COVID-19 support package. Simply head to your lender website you should find something on the home page. **Please do not call the lender*** wait times are hours not minutes. The call centers have been shut down. The fastest way to ask for help is online.

12.01.2022 Please use 2020 not 20 on all dated documents this year.

12.01.2022 After a strange year of social restrictions, lender restrictions, and uncertainty I am delighted to announce that I have been successful in achieving GOLD ...broker Australia. **Top 200 brokers for PLAN AUSTRALIA.** I would like to thank all of my wonderful customers who continue to recommend my service to others so that my business can grow from strength to strength. Thank you

10.01.2022 Results like this make my job extremely rewarding. Thank you Jodie for your kind words and detailed review of my service. Looking forward to seeing you tomorrow or Wednesday to sign the paperwork.

10.01.2022 Working extra long hours over the past fortnight and Im starting to feel a little crazy. Hahaha.

09.01.2022 Exciting ANNOUNCEMENT..... Home Builder Grant has been extended to 31 March 2021, and the time frame to commence building has extended from three months to six months. Read more here https://www.qld.gov.au//financial-help-c/homebuilder/apply

08.01.2022 RATE cut........ reserve bank cut office rate by 0.25bps will your bank pass this on? ****Discount quoted below is variable loans only. Fixed rate discounts will vary depending on lender policy.****... Westpac & St George- 0.25 effective 17th March Commonwealth - 0.25 effective 24th March Anz - 0.25 effective 13th March Macquarie- 0.25 effective 10th March for new customers, 19th March existing clients Vic Mortgage Group- 0.25 effective 1st April ING & Bankwest- 0.25 effective 18th March Suncorp - 0.25 effective 20th March ME bank- 0.25 effective 26th March Bluestone - 0.25 for prime, near prime, & specialist.... 0.15% on crystal blue, Low Doc, lite blue and Business easy. New rates effective 1st April PLANLEND - 0.25 effective 6th March Adelaide Bank- 0.25 effective 27th March Liberty - 0.25 effective 10th March AMP - 0.25 effective 20th March.

08.01.2022 COVID-19 Essential information Updated: 11:57am AEST on Tuesday, 31 March 2020

07.01.2022 What a week!.... Actually it has been a roller coaster 4mths. This week took its toll on me. I laughed, I yelled, I cried, and I celebrated. ... Thank you to my hubby & kids for their understanding and support. To Casey and Kristin for helping me get through the daily grind and for their AMAZING committment to delivering the best customer service. When we get great outcomes for our customers it makes all the sleepless nights worth while. #brokerlifeischallenging yet rewarding.

07.01.2022 Are you considering a home loan? Already have a mortgage or other debt? Take 2mins out of your day to watch this video Call or email us for your free quote.

06.01.2022 Today was long, yet productive. Im glad it is finally over. I feel like tomorrow should be Saturday.

06.01.2022 End of 2020 Financial Year, is coming to a close. We have had a huge month, helping First home buyers become home owners, refinancing loans to lower rates, releasing equity to complete home inprovements and helped business owners buy vehicles so they can take advantage of The Instant Asset write-off for FYE2020. We would like to thank all our clients for using our service and for recommending us to others. ... (photos are some of the cars we financed this month)

04.01.2022 Details of the homebuyers grant have been released. Welcome news for customers looking to renovate or build. Read the attached article for eligibility. With interest rates at an all time low now is the time to contact us to obtain finance to assist with your project.

04.01.2022 A low valuation can kill an applicable before it begins. This can sometimes leave people with a lender they are not satisfied with, paying higher rate then necessary and feeling trapped. Dont give up! Valuations can change. Call Renee 0418884045 to investigate your options.

03.01.2022 BUSINESS OWNERS........... A number of lenders have designed a package to assist all small business customers, whether tourism operators, farmers, exporters of fresh produce or groups reliant on imports. Customers may be eligible to arrange: A deferral of scheduled loan repayments... The waiving of fees and charges Temporary interest-only periods to assist with cashflow Debt consolidation to make repayments more manageable We encourage business owners experiencing financial hardship, regardless of their circumstances, to get in touch and will handle each request on a case-by-case basis.

01.01.2022 What a week!.... Actually it has been a roller coaster 4mths. This week took it's toll on me. I laughed, I yelled, I cried, and I celebrated. ... Thank you to my hubby & kids for their understanding and support. To Casey and Kristin for helping me get through the daily grind and for their AMAZING committment to delivering the best customer service. When we get great outcomes for our customers it makes all the sleepless nights worth while. #brokerlifeischallenging yet rewarding.

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