Regal Financial Services in Keilor Park | Loan service

Regal Financial Services

Locality: Keilor Park

Phone: +61 3 9336 2422

Address: 5/37 Keilor Park Drive 3042 Keilor Park, VIC, Australia

Website: http://www.regalfinancialservices.com.au

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25.01.2022 INTEREST RATE UPDATE The Reserve Bank of Australia has decided to leave the official cash rate unchanged at 1% as it awaits fresh economic data to allow it to assess the impact of its June and July cuts. In making this decision not to drop rates again the RBA will have considered some early evidence of an improving housing market following its previous cuts. It will also have considered the impact a reduction in rates would have on the Australian dollar and overseas competit...iveness. In the lead up to its September meeting it will continue to monitor inflation, house prices, wages growth, household consumption and concerns around the unemployment level before making its next decision. Lenders continue to review rates independently of the RBA with some making reductions. It is therefore important to review your lending options regularly to ensure they remain the most suitable for your situation. There may be different rates available from our wide panel of lenders and I'm always available to ensure you have the right financial solution for your current and future circumstances. If you'd like to have a chat about what today's news means for you and your finances, please don't hesitate to get in touch with the team at Regal on 1300928280 www.regalfinancialservices.com.au

25.01.2022 Client picked up a Bentley Continental Convertible that we arranged a quick and seamless finance facility for. Looking for vehicle or equipment finance, contact the team at Regal on 1300 928280 www.regalfinancialservices.com.au

24.01.2022 Show your support for vital small business. Join me and visit www.keepcompetitionalive.com.au to send a message to your local politicians. Mortgage brokers are under threat and need your voice. Across Australia the mortgage broking industry employees over 27,000 people, just like me, that bring choice and competition to the mortgage market. #keepcompetitionalive

24.01.2022 INTEREST RATE UPDATE The RBA has decided to leave the official cash rate unchanged at 1% as it continues to assess the impact of its June and July cuts. In making this decision not to drop rates again the RBA will have considered emerging evidence of an improving housing market, supported by strong auction clearance rates in Sydney & Melbourne. In the lead up to its October meeting there will be a strong focus on economic growth with fears that data due out tomorrow will sho...w that expansion in the Australian economy is at its weakest point since the GFC. Lenders continue to review rates independently of the RBA with some making reductions. It is therefore important to review your lending options regularly to ensure they remain the most suitable for your situation. There may be different rates available from our wide panel of lenders and I'm always available to ensure you have the right financial solution for your current and future circumstances. If you'd like to have a chat about what today's news means for you and your finances, please don't hesitate to get in touch with the team at Regal on 1300 928280 www.regalfinancialservices.com.au

24.01.2022 The team at Regal are still working proactively with our clients and lending partners to help access lender support. Now that both State and Federal governments have established a number of grants and stimulus for small business operators, it is an opportune time to publish some of those links below which we hope may provide some assistance; The Victorian State Government - grants of $10,000 that can be applied for through this link if you turnover more than $75,000 annually ...but have a payroll total under $650,000 https://www.business.vic.gov.au//gra/business-support-fund The Federal Government Grants are contained in the following links: https://www.business.gov.au//boosting-cash-flow-for-employ Income supplement; https://www.business.gov.au//coronavirus/jobkeeper-payment If there's anything you'd like to discuss, please contact our team at Regal on 1300 928280 or [email protected] alternatively we are available on our mobiles; - David - Mobile : 0420220814 email: [email protected] - Joe - Mobile: 0478752875 email: [email protected] - Terry - Mobile: 0407557787 email: [email protected] Rest assured we are open for business and here to support you through this. Your team at Regal Financial Services Pty Ltd www.regalfinancialservices.com.au

23.01.2022 INTEREST RATE UPDATE The Reserve Bank of Australia (RBA) has delivered its final cash rate announcement for the year with the decision to leave the rate unchanged at 0.75%. In making the decision the RBA appears to be assessing the impact on the broader economy of the three previous cash rate reductions together with recent tax cuts, government spending on infrastructure and signs of improvement in the resources sector.... The RBA will be keeping a close eye on household consumption and the GDP numbers being released later this week as it stays focused on the aim of restoring inflation to within its target range of 2 - 3 %. Lenders continue to review rates independently of the RBA. It is therefore important to review your lending options regularly to ensure they remain the most suitable for your situation. There may be different rates available from our wide panel of lenders and I'm always available to ensure you have the right financial solution for your current and future circumstances. If you'd like to have a chat about what today's news means for you and your finances, please don't hesitate to get in touch with the team at Regal today on 1300 928280 www.regalfinanciaservices.com.au

22.01.2022 The team at Regal would like to wish everyone a very happy Lunar New Year. We hope the year of the Rat is a prosperous one for all! www.regalfinancialservices.com.au

22.01.2022 INTEREST RATE UPDATE The RBA has decided to leave the official cash rate unchanged at 1.5% for the 29th consecutive time and I'd like to share some thoughts on why the Reserve Bank of Australia has made this decision. With speculation mounting that a date for the federal election is close to being announced and that tonight's federal budget will bring with it tax cuts, the Reserve Bank has again left rates on hold. Supporting the case are strong employment figures and contin...ued low global interest rates, offsetting continued concerns around falls in housing prices. Using a mortgage broker With lenders continuing to review rates independently of the RBA, it is important to review your lending options regularly to ensure they remain the most suitable for your situation. There may be different rates available from our wide panel of lenders and I'm always available to ensure you have the right financial solution for your current and future circumstances. If you'd like to have a chat about what today's news means for you and your finances, please don't hesitate to get in touch with the team at Regal on 1300 928280 www.regalfs.com.au

22.01.2022 Client picking up his Bentley Continental 3W Coupe 2dr GT V8 today. All within a couple of days, The team at Regal managed to arrange, have approved and settled a great facility for our client. Looking to update or purchase a vehicle, contact us at Regal on 1300 928280.

22.01.2022 RBA INTEREST RATE DECREASE As the country tunes in for the 2020 Melbourne Cup, the cash rate decision for November has been announced and rates have been cut. In response to the economic impact being caused by the COVID-19 crisis, the RBA reduced the cash rate by 0.15% to a new record low of 0.1%. In making this change the RBA has confirmed the views of many analysts that further stimulus is required to aid Australia's recovery post Covid.... It had previously stated that it sees a cash rate of 0.25% as a floor however it has softened its stance on a reduction more recently. In the lead up to its next meeting our central bank will continue to monitor world events such as the second round of European lockdowns and the US election, while closer to home it will be hoping the easing of restrictions in Victoria and the opening of state borders will provide a lift to the economy. Here is a table showing how Australia's average mortgage sizes may be affected: Loan Amount Examples Likely decrease in repayments $150,000 $12.91 per month $250,000 $21.52 per month $350,000 $30.12 per month $450,000 $38.73 per month $550,000 $47.34 per month $650,000 $55.95 per month As you're probably aware, lenders review rates independently of the RBA and some may decide to pass this rate decrease on to customers at different levels over varying time frames. I can help review your situation to ensure you have the right loan for your circumstances, drawing on a wide panel of lenders offering loans with great features, low fees and competitive interest rates. If you'd like to chat about the best way to manage your mortgage as the COVID-19 crisis continues to unfold, please don't hesitate to give us a call at Regal on 1300928280 www.regalfinancialservices.com.au.

22.01.2022 INTEREST RATE UPDATE The cash rate decision for June has been announced by the RBA with the rate unchanged at 0.25%. The Bank withstood calls for further reductions, with some commentators suggesting negative interest rates remain a future possibility. Whilst the RBA will be mindful of concerns around the rising value of the Australian dollar and its impact on exports, reductions in property prices and uncertainty around employment post JobKeeper, it stuck by its view that a... rate of .25% is an appropriate floor. If the COVID-19 crisis is affecting your financial situation, please get in touch so we can formulate a plan to manage your loan repayments during these unprecedented times. With lenders currently offering very competitive rates, I can help review your situation to ensure you have the right loan for your circumstances. If you'd like to chat about the best way to manage your mortgage as the COVID-19 crisis continues to unfold, please don't hesitate to give the team at Regal a call on 1300 92820 www.regalfinancialservices.com.au

21.01.2022 Melbourne Watch Company established in 2013, was founded with the goal of designing high quality timepieces that are inspired by the charm of Melbourne, which remain accessible to enthusiasts, casual collectors and beyond. At Regal we are proud to have been part of the Melbourne Watch Company journey since the beginning. As part of our partnership, Melbourne Watch Company have offered to all our clients, partners and friends, a 15% discount store wide simply by using the code ‘REGAL15’ at the checkout. Jump onto their site at www.melbournewatch.com.au and have a look at their fantastic watches.

21.01.2022 INTEREST RATE UPDATE The Reserve Bank of Australia decided to once again reduce the official cash rate, this time to 1% in a concentrated effort to boost household spending and the economy in general. In making the decision to lower rates again this month the RBA has signalled its focus on supporting employment growth as it looks to restore inflation to within its target range and provide further stimulus to the economy.... Here is a table showing how Australia's average mortgage sizes may be affected: Loan amount examples Likely decrease in repayments $150,000 $21.45 per month $250,000 $35.75 per month $350,000 $50.05 per month $450,000 $64.35 per month $550,000 $78.65 per month $650,000 $92.95 per month Using a mortgage broker Interest rates are already at historic lows, and if lenders respond to the RBAs move by slashing their interest rates, there is an even more compelling case for you to review your lending options now. I'm here to work through the different rates available from our wide panel of lenders with you and I'm always available to ensure you have the right financial solution for your current and future circumstances. If you'd like to have a chat about what today's news means for you and your finances, please give the team at Regal a call today on 1300928280 www.regalfinancialservices.com.au

21.01.2022 INTEREST RATE UPDATE The RBA has announced that the cash rate will remain unchanged for July with the rate remaining at 0.25%. The RBA is mindful of rising concerns around unemployment post-JobKeeper, falls in housing and home loan approvals, decreasing property values and decreasing credit growth. The RBA maintains the stance that negative interest rates are not the best option for the economy at this point.... If the COVID-19 crisis is affecting your financial situation, please get in touch so we can formulate a plan to manage your loan repayments during these unprecedented times. With lenders continuing to offer very competitive rates, I can help review your situation to ensure you have the right loan for your circumstances. If you'd like to chat about the best way to manage your mortgage as the COVID-19 crisis continues to unfold, please don't hesitate to give me us a call at Regal on 1300 928280 www.regalfinancialservices.com.au

20.01.2022 INTEREST RATE UPDATE The cash rate decision for April has been announced by the RBA with the rate unchanged at 0.25%. Just 19 days ago the RBA announced a .25% emergency cut in response to the economic threat posed by the COVID-19 crisis, reducing the rate to its lowest ever level. In response many lenders reduced fixed rates however most did not adjust their variable rates.... If the COVID-19 crisis is affecting your financial situation, please get in touch so we can formulate a plan to manage your loan repayments during these unprecedented times. We can help you secure the right deal for your circumstances from a wide panel of lenders offering home loans with great features, low fees and competitive interest rates. If you'd like to chat about the best way to manage your mortgage as the COVID-19 crisis continues to unfold, please don't hesitate to give us a call at Regal on 1300 928280 www.regalfs.com.au

20.01.2022 INTEREST RATE UPDATE The Reserve Bank of Australia has today kept the cash rate at 0.25% for the 7th straight meeting in a row. The RBA was widely predicted to reduce the rate further in October or November, although with the Federal Budget due today, the majority favoured a Melbourne Cup rate cut in November. It has previously stated that it sees a cash rate of .25% as a floor but may need to consider the merits of a further reduction against other stimulus options, if sign...s of a recovery fail to emerge. Rates are at a record low and lenders continue to offer very competitive rates. We can answer your questions and look at your circumstances to make sure you're prepared for what could be coming next. This could mean refinancing or approaching your lender for a better rate. Because we do this type of work every day, we have a pretty good idea what lenders can do to win or keep your business. We're here to help if you have any questions. Please don't hesitate to give us a call at Regal on 1300 928280 www.regalfinancialservices.com.au

19.01.2022 Tom Elliott has this 100% spot on. Well worth having a listen.

19.01.2022 Equipment Finance facility was submitted, approved and funded within two days. Happy clients were able to pick up their new Mercedes AMG GLS63 to enjoy for the Australian Day long weekend! Looking for vehicle or equipment finance, contact the team at Regal today on 1300 928280 www.regalfs.com.au

19.01.2022 Wishing all the mums a very happy Mother’s Day.

19.01.2022 INTEREST RATE UPDATE The first cash rate decision for 2020 has been announced by the RBA with the rate unchanged at 0.75%, as it assesses the economic threat posed by the bushfire crisis and the coronavirus outbreak. The Reserve Bank will have been encouraged by positive employment, inflation and house price figures and will be hoping these threats do not undo these recent gains.... Lenders continue to review rates independently of the RBA. It is therefore important to review your lending options regularly to ensure they remain the most suitable for your situation. There may be different rates available from our wide panel of lenders and I'm always available to ensure you have the right financial solution for your current and future circumstances. If you'd like to have a chat about what today's news means for you and your finances, please don't hesitate to get in touch with us at Regal on 1300 928280 www.regalfinancialservices.com.au

19.01.2022 The team at Regal would like to wish everyone a very merry Christmas. For those travelling, please be safe on the roads.

18.01.2022 Don’t hand the power back to the big banks! Visit www.keepcompetitionalive.com.au today and join me in sending a message to your local politicians and keep competition alive. We need your support now for mortgage brokers, small businesses, increased competition and downward pressure on interest rates. #keepcompetitionalive

17.01.2022 INTEREST RATE UPDATE The RBA has decided to leave the official cash rate unchanged at 0.75% as it assesses the impact of its June, July and October cuts. In making this decision not to drop rates again, the RBA will have considered strong evidence of an improving housing market, supported by rising house prices in most capital cities and particularly in Sydney and Melbourne. In making the decision to hold rates, the RBA will be keeping a close look on household consumption fo...llowing lower than expected retails sales in September. The three previous rate reductions, along with tax cuts, have failed to restore inflation to within its target range of 2 - 3% pa. Lenders continue to review rates independently of the RBA with some making reductions. It is therefore important to review your lending options regularly to ensure they remain the most suitable for your situation. There may be different rates available from our wide panel of lenders and I'm always available to ensure you have the right financial solution for your current and future circumstances. If you'd like to have a chat about what today's news means for you and your finances, please don't hesitate to get in touch with the team at Regal on 1300 928280 www.regalfinancialservices.com.au

17.01.2022 INTEREST RATE UPDATE For the 3rd time in five months the Reserve Bank of Australia has decided to reduce the official cash rate, this time to 0.75%, in a concentrated effort to boost the economy. In making the decision to lower rates again the RBA has strongly reinforced its focus on supporting employment growth and boosting household consumption to restore inflation to within its target range of 2 -3% pa. The RBA will also have been very conscious of the impact on Australia...'s exchange rate and the competitiveness of our exports had it not reduced rates in line with global trends. Here is a table showing how Australia's average mortgage sizes may be affected: Loan Amount Examples Likely decrease in repayments $150,000 $21.45 per month $250,000 $35.75 per month $350,000 $50.05 per month $450,000 $64.35 per month $550,000 $78.65 per month $650,000 $92.95 per month Lenders review rates independently of the RBA but will be under heavy political pressure to pass the rate reduction on. Some may choose not to pass the full cut on so it is therefore important to review your lending options regularly to ensure they remain the most suitable for your situation. There may be different rates available from our wide panel of lenders and I'm always available to ensure you have the right financial solution for your current and future circumstances. If you'd like to have a chat about what today's news means for you and your finances, please don't hesitate to get in touch with the team at Regal on 1300 928280 www.regalfinancialservices.com.au

16.01.2022 The team at Regal would like to wish everyone a very safe and happy Easter!

15.01.2022 Client picked up their R-Spec Herrod Performance Mustang, which we tailored a great finance package for. Looking to buy a vehicle, contact the team at Regal on 1300 928280 www.regalfinancialservices.com.au

15.01.2022 INTEREST RATE UPDATE As financial markets digest the findings of the Banking Royal Commission, the Reserve Bank of Australia has made its first rate announcement for 2019. The RBA has decided to leave the official cash rate unchanged at 1.5% for the 27th consecutive time and I'd like to share some thoughts on why the Reserve Bank of Australia may have made this decision. The RBA continues to balance the worrying parts of the economy - inflation dipping below its target range ...of 2-3%, falling house prices, a borrowing squeeze in response to the Royal Commission, slow wages growth and negative consumer and small business sentiment with the more positive aspects of strong infrastructure spending, increased export earnings and stable employment figures. Using a mortgage broker With lenders continuing to review rates independently of the RBA, it is important to review your lending options regularly to ensure they remain the most suitable for your situation. There may be different rates available from our wide panel of lenders and I'm always available to ensure you have the right financial solution for your current and future circumstances. If you'd like to have a chat about what today's news means for you and your finances, please don't hesitate to get in touch with the Team at Regal on 1300 928280 www.regalfinancialservices.com.au

14.01.2022 Happy Lunar New year to all!! Wishing you a safe and prosperous year!

14.01.2022 Client picked up their new Range Rover Sport 20MY V8 which we arranged a great finance package for. Looking to take advantage of the low rates and great deals on offer, contact the team at Regal on 1300 928280 to tailor a finance package for you! www.regalfinancialservices.com.au

14.01.2022 INTEREST RATE DECREASE Today, the RBA announced an out-of-cycle emergency rate cut to help the Australian economy withstand the impact of COVID-19. The RBA has reduced the cash rate to a new record low of 0.25%. If the COVID-19 crisis is affecting your financial situation, please get in touch so we can formulate a plan to manage your loan repayments during these unprecedented times.... The good news is that today's rate cut will hopefully lead to repayment decreases as outlined below across Australia's average mortgage sizes: Loan Amount Examples Likely decrease in repayments $150,000 $21.45 per month $250,000 $35.75 per month $350,000 $50.05 per month $450,000 $64.35 per month $550,000 $78.65 per month $650,000 $92.95 per month As you're probably aware, lenders review rates independently of the RBA and some may decide to pass this rate cut on to customers at different levels over varying time frames. I can help you secure the right deal for your circumstances from a wide panel of lenders offering home loans with great features, low fees and competitive interest rates. If you'd like to chat about the best way to manage your mortgage as the COVID-19 crisis continues to unfold, please don't hesitate to give the team at Regal a call on 1300928280 www.regalfinancialservices.com.au

14.01.2022 Client has just taken delivery of his new Ford Ranger Wildtrack. A fantastic facility was tailored to clients needs and turned around quickly. Looking to change over or purchase a vehicle or equipment, give the team at Regal a call on 1300 928280 www.regalfs.com.au

14.01.2022 We have put $100 on the counter to cover the first coffees for any of our clients, colleagues, family and friends that might be travelling past Lismore. Great coffee and food. If you are travelling through the Western District of Victoria, Well worth dropping past!

14.01.2022 Funding arranged for Clients who picked up their new Mitsubishi Triton GLX 4x4 Club Cab. Some great finance deals available leading up to the end of the financial year. Give the team at Regal a call on 1300 928280 to arrange finance for your next vehicle www.regalfinancialservices.com.au

14.01.2022 The team at Regal would like to wish you and your family all a very Merry Christmas, and happy and safe festive season. Our office will be operating on a Skeleton Staff basis during this period.

13.01.2022 Exquisite new townhouse in sought after Yarraville ready to move straight in. High quality fixtures and fittings!

13.01.2022 We would like to wish all the Mums a very happy Mother’s Day! Our thoughts also go out to those that are unable to celebrate today with their mum.

13.01.2022 In this environment it is more important than ever to have not only the competition that Brokers provide, but also have a broker go into ‘Bat’ for their client, as it is easiest for the banks to simply say ‘No’, rather than give the client and the deal itself the respect they deserve. Brokers have to structure and present a loan that is ‘Best for the Client’, can the banks say the same? Surely these are all evident by the increased use of brokers.

13.01.2022 INTEREST RATE UPDATE The RBA has decided to leave the official cash rate unchanged at 1.5% for the 28th consecutive time and I'd like to share some thoughts on why the Reserve Bank of Australia has made this decision. Following its February meeting, the RBA said the case for the next rate move to be a decrease was now almost equal to the case for an increase and that it would continue to watch the economy closely for signs around its key objectives of decreasing unemployment ...and increasing inflation. It will also be watching property markets, particularly in Sydney and Melbourne, very closely as prices continue to fall. Using a mortgage broker With lenders continuing to review rates independently of the RBA, it is important to review your lending options regularly to ensure they remain the most suitable for your situation. There may be different rates available from our wide panel of lenders and I'm always available to ensure you have the right financial solution for your current and future circumstances. If you'd like to have a chat about what today's news means for you and your finances, please don't hesitate to get in touch with the team at Regal on 1300 928280. www.regalfinancialservices.com.au

12.01.2022 Sale and Buy back arranged by the team at Regal so that client could pick up their new Mercedes-Benz AMG GT Coupe, prior to the end of the financial year, with facility settling prior to June 30 also. Looking for car or equipment finance, contact the team at Regal on 1300928280

11.01.2022 Construction well underway for the lovely house being built in beautiful Bellaire Court Toorak, that we arranged finance for the purchase and construction. Any development or construction, give the team at Regal a call today on 1300 928280, www.regalfinancialservices.com.au

11.01.2022 #keepcompetitionalive

11.01.2022 INTEREST RATE UPDATE In the lead up to the federal election the RBA has again decided to leave the official cash rate unchanged at 1.5%. I'd like to share some thoughts on why it has made this decision. Only twice before has the RBA elected to drop rates during an election campaign and on both those occasions the incumbent governing party lost the election. Despite inflation falling below its target range of 2-3%, continued falls in house prices, concerns around rising home ...loan arrears levels, a borrowing squeeze in response to the Banking Royal Commission and slow wages growth it appears the RBA has elected to allow the federal election to run its course before intervening. Using a mortgage broker With lenders continuing to review rates independently of the RBA, it is important to review your lending options regularly to ensure they remain the most suitable for your situation. There may be different rates available from our wide panel of lenders and I'm always available to ensure you have the right financial solution for your current and future circumstances. If you'd like to have a chat about what today's news means for you and your finances, please don't hesitate to get in touch with us at Regal in 1300928280 www.regalfinancialservices.com.au

11.01.2022 When banks don’t lend or make it so difficult for borrowers, the flow on effect is huge and significant.

10.01.2022 INTEREST RATE UPDATE As expected, the Reserve Bank of Australia kept the cash rate at 0.25% at its meeting today as the country continues to deal with the COVID-19 pandemic. The RBA, conscious of reductions in consumer spending, further falls in house prices and the flow on economic impact of stage four restrictions in Victoria, has consistently stated that it sees a cash rate of 0.25% as the floor. With rates at a record low and lenders continuing to offer very competitive ...rates, why not review your situation to ensure you have the right product for you right now? We are here to help if you have any questions or wish to review your circumstances. Please don't hesitate to give the team at Regal a call on 1300 928280 www.regalfinancialservices.com.au

10.01.2022 The team at Regal would like to wish all the Dads a very happy Father’s Day!

08.01.2022 Fantastic to help client purchase his longtime dream vehicle. The team at Regal arranged a great facility to assist client in purchasing his McLaren Sports Series 570S Coupe! Looking to purchase a new vehicle or plant & Equipment, give us a call at Regal today on 1300 928280. www.regalfinancialservices.com.au

08.01.2022 Clients wanted to purchase a used Hyundai Santa Fe as their new family vehicle. Rather than do a stand alone car loan or lease, we increased their home loan which eased their monthly commitments and made purchasing their vehicle more affordable. If you are looking at taking advantage of the low interest rates available at the moment, contact the team at Regal on 1300 928280 to tailor a package to suit you. www.regalfinancialservices.com.au

08.01.2022 The team at Regal would like to wish you all a very happy Easter!

07.01.2022 Two large stylish townhouses underway in Adeney Street Yarraviile. A fantastic development package put together by the team at Regal. Looking to develop, give us a call at Regal on 1300 928280 www.regalfinancialservices.com.au

07.01.2022 Construction underway for new house in the lovely suburb of Brighton. A great package was tailored for clients to enable purchase of property, demolishing of existing dwelling, then construction of new home. Contact the team at a Regal for all your lending needs on 1300 928280 www.regalfinancialservices.com.au

06.01.2022 Construction underway for the development of a luxury house which we arranged funding for in Balfour Street, Toorak. Looking to purchase or construct, give the team at Regal a call on 1300 928280 www.regalfinancialservices.com.au

06.01.2022 Regal Financial Services recently assisted our growing client by arranging a finance package, to assist with a full refit of their ‘ State of the Art’, mobile dental vans! Looking for any asset or equipment finance, contact the team at Regal today on 1300 928280 www.regalfinancialservices.com.au

06.01.2022 With less than 2 days we still managed to get this beauty (M-AMG G63) approved and settled on 30th June for clients to pick up. Looking to purchase your next vehicle, give the team at Regal a call to arrange your finance on 1300928280 www.regalfinancialservices.com.au

05.01.2022 Well worth a read.

05.01.2022 The team at Regal tailored a facility to assist with client being able to Purchase there new Stabicraft fishing boat. Perfect result for them to hit the water on the weekend. Contact us on 1300 928280 to assist with your boat or equipment purchase. www.regalfinancialservices.com.au

05.01.2022 Client has picked up his new Toyota Hilux 4x4 2.8Ltr Turbo Diesel Double Cab. The team at Regal arranged a great facility to assist with the purchase. Looking to get another vehicle, contact the team at Regal on 1300 928280 www.regalfinancialservices.com.au

05.01.2022 In a matter of a few short weeks, COVID-19 / Coronavirus has thrown the country into turmoil. We are getting emails and phone calls about our clients and friends losing their ability to service their loan repayments. Many others are not in trouble at the moment but are simply exploring the options available. While this is a very difficult time for many, the government and the banks have already launched unprecedented help for borrowers to help you weather the storm. Below you...'ll find some useful links. We're working proactively with our clients and our lending partners to help you access lender support. If there's anything you'd like to discuss, please contact our team at Regal on 1300 928280 or [email protected] alternatively we are available on our mobiles; - David - Mobile : 0420220814 email: [email protected] - Joe - Mobile: 0478752875 email: [email protected] - Terry - Mobile: 0407557787 email: [email protected] Managing Mortgage Repayments: If you're concerned about your loan repayments, lenders are being very flexible. Major lenders have posted information at the following links. For any other lenders, please visit your lender website or contact us. CommBank: https://www.commbank.com.au/latest/coronavirus.html ANZ: https://www.anz.com.au/perso/home-loans/your-loan/covid-19/ NAB: https://www.nab.com.au//c/covid19-help/home-owners-support Westpac: https://www.westpac.com.au/help/disaster-relief/coronavirus/ St George: https://www.stgeorge.com.au//sust/disaster-relief/covid-19 Macquarie: https://www.macquarie.com//person/forms/financial-hardship ING Direct: https://www.ing.com.au//tips-hints/financial-hardship.html Suncorp: https://www.suncorp.com.au//help/financial-difficulty.html AMP: https://www.amp.com.au/home-loans/financial-hardship Bankwest: https://www.bankwest.com.au//guides/financial-hardship-ass https://treasury.gov.au/coronavirus Other Support: Lifeline is available 24/7 on 13 11 44 should you require further support. Rest assured we are open for business and here to support you through this. Your team at Regal Financial Services Pty Ltd www.regalfinancialservices.com.au

05.01.2022 Consumer finance car loan done so our anxious client could pick up her pride and joy. Looking to update your vehicle, get a consumer car loan, contact the team at Regal on 1300928280 www.regalfinancialservices.com.au

05.01.2022 The team at Regal would like to wish all the dads out there a very happy Father’s Day. Special thoughts to all those that are unable to celebrate today in person.

04.01.2022 INTEREST RATE UPDATE The cash rate decision for May has been announced by the RBA with the rate unchanged at 0.25%. The Bank has previously signaled it considers the current rate to be the floor, with many analysts predicting it will remain at this level for some time as the economy recovers from the impacts of COVID-19.... If the COVID-19 crisis is affecting your financial situation, please get in touch so we can formulate a plan to manage your loan repayments during these unprecedented times. Since the RBA announced a .25% emergency cut on 19th March reducing rates to their current level, many lenders have adjusted their own rates. I can help review your situation to ensure you have the right loan for your circumstances, by drawing on a wide panel of lenders offering loans with great features, low fees and competitive interest rates. If you'd like to chat about the best way to manage your mortgage as the COVID-19 crisis continues to unfold, please don't hesitate to give us a call at Regal on 1300 928280 www.regalfinancialservices.com.au

03.01.2022 Construction started on 4 townhouse development in Soudan Road and Dongola Road West Footscray, which the team at Regal arranged an excellent funding package for. Looking for construction or development funding, contact us at Regal today on 1300 928280. www.regalfinancialservices.com.au

03.01.2022 Couldn’t agree more with Peter Switzer. Clearly the Royal Commissions view of what role Brokers play in the procurement of finance was heavily tunnel visioned and tainted. The ramifications for not only the broker industry, but the consumer in general could be horrendous. The banks could well end up huge winners from this Royal Commission afterall.

03.01.2022 Our pleasure and glad to be able to assist. Congratulations Peter and Jitt on your new vehicle!

02.01.2022 Your support in keeping competition alive and saving the Finance Broker industry would be greatly appreciated. Please sign and share petition. https://www.change.org/p/federal-treasurer-josh-frydenberg-

02.01.2022 The Team at Regal would like to wish everyone a very safe, happy and prosperous 2019 New Year!

01.01.2022 INTEREST RATE UPDATE With the uncertainty of the federal election behind it, the RBA has decided to reduce the official cash rate to 1.25% as it tries to stimulate household spending and the economy. This is the first rate move since August 2016 and I'd like to share some thoughts on why the Reserve Bank of Australia has made this decision. In making this decision the RBA has taken into account inflation being below its target range of 2-3%, continued pressure on house price...s, evidence of rising levels of mortgage stress, a borrowing squeeze in response to the Banking Royal Commission, slow wages growth and continued concerns around the level of under employment. Here is a table showing how Australia's average mortgage sizes may be affected: Loan amount examples Likely decrease in repayments $150,000 $31.25 per month $250,000 $52.08 per month $350,000 $72.91 per month $450,000 $93.75 per month $550,000 $114.58 per month $650,000 $135.41 per month Using a mortgage broker Lenders continue to review rates independently of the RBA with some already making reductions in anticipation of the RBA decision. It is therefore important to review your lending options regularly to ensure they remain the most suitable for your situation. There may be different rates available from our wide panel of lenders and I'm always available to ensure you have the right financial solution for your current and future circumstances, if you'd like to have a chat about what today's news means for you and your finances, please don't hesitate to get in touch with the team at Regal on 1300 928280 or www.regalfinancialservices.com.au