Renee Robins, Mortgage Broker in Wollongong, New South Wales | Financial service

Renee Robins, Mortgage Broker

Locality: Wollongong, New South Wales

Phone: +61 404 843 113

Address: Suite 8,39 Market Street 2500 Wollongong, NSW, Australia

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• Financial service
• Loan service
• Mortgage brokers
• Financial planner

25.01.2022 Encouraged by the improving Sydney property market, flippers are back in the game.

25.01.2022 Reserve Bank likely to cut interest rates again

25.01.2022 Checking out the new Aspen land release at Calderwood Valley today. Come up and check out the views! #calderwoodvalley #aspen #newlandrelease #loanmarketwollongong

25.01.2022 Love getting gifts from my clients, especially when it is one of my favourite reds. First home buyers, off the plan purchase, 4 years in the making. #loveagoodred #penfoldsshiraz #loansmadesimple #loanmarketwollongong #reneerobinsmortgagebroker #mortgagebrokerwollongong #reneerobinsloanmarket

25.01.2022 We’ve not seen interest rates at this level since the 1950s, so what are the opportunities and pitfalls that come with a cash rate at one percent for everyday investors?

25.01.2022 The Reserve Bank of Australia (RBA) has cut the official cash rate to 1.25%.

25.01.2022 Fancy a flat pack house from Bunnings? You can pick one up for under $100,000., would you buy one?

24.01.2022 Three ways to take advantage of the coronavirus lockdown to prepare your house for sale

24.01.2022 Midyear interest-rate cuts, a reduction in income taxes, moves by banking regulators to ease mortgage-lending rules and the start of the Spring selling season there’s a lot going on in the property and lending space right now. So how has the market responded to these influencing factors?

24.01.2022 Are dual-income properties the holy grail for investors?

24.01.2022 Evictions ban could stretch over a 120-day initial period with the option to extend in 90-day blocks. Tenants may have a legal obligation to pay up after the COVID-19 crisis passes. For Landlords, Banks are offering breaks on interest payments, sometimes up to six months, and this could make up for months of last rental income.

22.01.2022 Most expensive cities to buy property in Australia, some interesting locations... Central Coast ranked 11th, Wollongong ranked 7th, Kiama ranked 3rd... Number one spot goes to Byron Bay... Wow...

21.01.2022 More lenders announced for the First Home Loan Deposit Scheme. The National Housing Finance and Investment Corporation (NHFIC) has announced its full panel of lenders taking part in the federal government’s First Home Loan Deposit Scheme (FHLDS). The National Australia Bank (NAB) and Commonwealth Bank of Australia (CBA), together with 25 non-major lenders have been appointed as participating lenders in the Scheme. The participating lenders will have the ability to write loans for first-home buyers (FHBs) who have saved deposits as little as 5 percent, with the government set to guarantee the rest of the deposit under the FHLDS.

21.01.2022 Land sale frenzy begins ahead of expected building stimulus package

20.01.2022 Is the First Home Loan Deposit Scheme a good idea?

20.01.2022 Grey is out: What's next in the changing colours of house exteriors

20.01.2022 Australians are being urged to think twice about getting a mortgage deferral amid the COVID-19 outbreak as it could leave themselves in a worse-off position down the track.

20.01.2022 Who will get $25k homebuyers grant

20.01.2022 Real estate industry calls for stamp duty to be slashed during the coronavirus period

20.01.2022 What mortgage brokers can do for you amid the coronavirus crisis

19.01.2022 What do you think of the ensuite with no walls? I'm not a fan, the wet carpet, no...

18.01.2022 Not sure I could justify spending this much in 27m2... What do you think?

18.01.2022 RBA calling an emergency meeting to slash rates to 0.25 per cent ‘inevitable’

18.01.2022 Interest rates dropped - how do you rate?

18.01.2022 With all the Covid-19 stress in the world, don’t let your mortgage be another stress. Your home loan rate should start with a 2 (we have rates as low as 2.19% with a top 4 bank). If you would like to chat, call me 0404 843 113. We are open for business, the banks are open for business. We have facilities to do it all online from the comfort of your couch. No virus, no worries!

18.01.2022 Rates are heading down... Here is a snap shot of some of the current offers

17.01.2022 Mortgage rate cuts not automatic for all borrowers at all banks. If you are concerned your bank is not looking after you, lets talk about how we can save you money with a new bank.

17.01.2022 Auction Markets Remain Strong Despite Coronavirus Concerns, Clearance Rate Of 70.6% Across 2,220 Homes Up For Sale By Auction Over The Past Week

17.01.2022 First home loan deposit scheme cut-off extended in the wake of COVID-19

16.01.2022 How auctioneers get property buyers to offer more money. One of Australia’s leading auctioneers has revealed some of the key tactics he uses to get buyers to unwittingly part with more of their hard earned money.

16.01.2022 Car in the lounge room? House has carpeted, turntable garage in living room. I'm not sure I love my car enough to want to see it while watching TV. What do you think?

16.01.2022 Why your mortgage interest rate should begin with a '2

16.01.2022 Is the Reserve Bank printing money amid coronavirus pandemic?

15.01.2022 Full rate cut to be passed on my most major banks.

14.01.2022 $25,000 HomeBuilder Grant - Fact Sheet To access the HomeBuilder, owner-occupiers must meet the following eligibility criteria: 1. you are a natural person (not a company or trust); you are aged 18 years or older;... 2. you are an Australian citizen; 3. you meet one of the following two income caps: - $125,000 per annum for an individual applicant based on your 2018-19 tax return or later; or - $200,000 per annum for a couple based on both 2018-19 tax returns or later; 3. you enter into a building contract between 4 June 2020 and 31 December 2020 to either: - build a new home as a principal place of residence, where the property value does not exceed $750,000; or - substantially renovate your existing home as a principal place of residence, where the renovation contract is between $150,000 and $750,000, and where the value of your existing property does not exceed $1.5 million; 4. construction must commence within three months of the contract date. Fact Sheet below

14.01.2022 Here’s what you can do with your old sleep-out: Reinventing the balcony

13.01.2022 Lending criteria to get easier: currently, lenders have to assess whether a borrower can afford their repayments using a minimum interest rate of at least 7%. This was a rule introduced in December 2014. This looks set to go making it easier to get a loan.

13.01.2022 BREAKING NEWS! We have clarity on tenants & landlord issue in NSW. IN summary, our President of Real Estate Institute of New South Wales [REINSW], Leanne Pilkin...gton reveals: Tenants are obligated to pay rent If tenants are suffering financial hardship as a result of COVID-19 and they can demonstrate they have lost at least 25% of their net income after tax and after benefits (such as funds from the Government stimulus package), they are able to approach their property manager for a rent reduction If all parties are unable to reach an agreement, the tenant should approach NSW Fair Trading. If the tenant us still unsatisfied with the outcome, they can approach NCAT (NSW Civil & Administrative Tribunal). Tenants SHOULD NOT assume any reduction in rent does not need to be paid this back once COVID-19 restrictions have been lifted (i.e. does the rent discount need to be paid back later to the landlord or is it permanently waived?). This needs to be negotiated with all parties. Resources and framework for Property Managers in comments below Please forward this to your colleagues and clients so we can all work together and move forward with clarity. Fast education is needed for all!

13.01.2022 New era for super begins: What it means for you

12.01.2022 I think I just found my dream house - Floating mansion in Miami is up for grabs for $7.9 million

12.01.2022 Reserve Bank cuts rate to 0.75%

11.01.2022 The details of the First Home Loan Deposit Scheme have been released. The scheme allows 10,000 middle-income earners to secure a home loan with a deposit of just 5%. First home buyers in Sydney and regional centres (including Wollongong and the Central Coast) will be eligible for the scheme if purchasing a property up to $700,000. The initiative begins on January 1st next year and removes the cost of lenders mortgage insurance for individuals with an annual income of up to $125,000 or couples with a combined $200,000.

11.01.2022 One of my tenants started paying lower rent this week. No advance warning, no arrangement made, just started paying lower rent. On discussions with my Property Manager I found out that we may not be covered with our Landlord insurance to recoup any potential lost rent. This definitely seems like a loophole between the reality of COVID protections for tenants and the fairness for landlords.

11.01.2022 Home renovation tips from owner-builders

10.01.2022 How to start effectively saving for your first home deposit

09.01.2022 Breaking News: The FHLDS places for 2020 have all been allocated. No more spots left for this year.

08.01.2022 Reserve Bank cuts rates to record low in emergency action - official cash rate is now 0.25%

07.01.2022 With so many different rules for each bank, I am not surprised this happens. A broker cost the client no extra money, they help navigate the complex lending environment and things like this are avoided.

07.01.2022 If you are not happy with your current lender and their rates, give me a call. I have over 60 lenders and some very low rates (some will even give you $4,000 cashback to move)...

07.01.2022 Here are the top five questions you must ask before building a new home; 1. Have I set a reasonable budget? 2. Which community suits me best? 3. Is my lot the right fit for my house? 4. Can I trust my builder?... 5. What do I need in my new home? See more

07.01.2022 Interest rates slashed to record low 1%. If you bank is not passing on the rate reductions call us on 02 42004513

06.01.2022 How does your income compare to others? New statistics show just how much Australia’s richest and poorest residents take home, and what you need to earn to be super rich.

06.01.2022 What due diligence for apartments should you include in your decision to purchase an apartment? With the Opal Tower and Mascot Towers crises making headlines for all the wrong reasons, some buyers are now wary of apartments.

06.01.2022 Glamping anyone??? Circular Glamping Pod Can Be Assembled in Two Days.

06.01.2022 Good news for investors in the Illawarra with vacancy rates dropping below 3%.

05.01.2022 Couples who buy engagement rings using personal loans could be jeopardising their ability to secure a home loan in the future.

05.01.2022 A must listen to for every landlord and tenant - how 6 months of no rent actually works (what is not being said about it).

05.01.2022 Too good not to share... Happy Long weekend!

03.01.2022 Office renovations in full swing... #loanmarketwollongong #loansmadesimple #reneerobinsmortgagebroker #reneerobinsloanmarket #newwindows

03.01.2022 The details are out on the $25,000 HomeBuilder Grant

03.01.2022 Good news for anyone still struggling to pay your mortgage due to COVID. Banks to give struggling customers another four-month loan deferral.

03.01.2022 Good news for business owners - the Government has extended the instant asset write-off for another 6 months to help businesses buy new and secondhand assets that can help improve cash flow.

03.01.2022 Six pro tips for making your house shine in photos

02.01.2022 What are the long-term impacts of pausing your mortgage repayments?

01.01.2022 Looking for a new car? Want to take advantage of the EOFY sales? Lets us help negotiate you a savings on the purchase price #neverpayretail #loanmarketwollongong #carfinance #loansmadesimple #reneerobinsfinancebroker

01.01.2022 Construction loans 101: How to apply for financing if you’re building a brand new home.

01.01.2022 Why gambling is becoming a bigger problem for borrowers

01.01.2022 Great to see CBA taking a stance on this kind of abusive behaviour - In a three-month period, we identified more than 8,000 CBA customers who received multiple low-value deposits, often less than $1, with potentially abusive messages in the transaction descriptions in effect using them as a messaging service,