Rich & Rumble in Orange, New South Wales | Business consultant

Rich & Rumble

Locality: Orange, New South Wales

Address: 4/59 Hill St 2800 Orange, NSW, Australia

Website: http://www.richandrumble.com.au/

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• Financial service
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08.05.2022 Considering the purchase of a property? Where does value lie in the current interest rate market? Despite ongoing inflationary pressure, the RBA left the cash rate on-hold again in April 2022 as they continue to monitor the rising cost of living impacting many Australians. Regardless of any RBA intervention, the Australian interest rate market has seen significant change over the last 12 months and more change is likely in the near term. Key areas of rate movement have been... 1) the upward movement across fixed interest rates by circa 1.2%-1.5% (low 2’s 12 months ago and were very attractive, however now at +3.5% on > 3yrs terms) and, 2) the strong competition across banks on variable rates currently making them very attractive and demonstrating good valuebut for how long? The current market provides a compelling reason for the borrower to adopt a variable rate to try and minimise interest costs and reduce the life of their loan. However, with anticipated rate rises on the horizon, variable rate outperformance may fade and therefore having some fixed interest rate protection over the longer term may prove valuable. This is why it is important to seek professional guidance when determining loan structure and the blended cost of funds (mix of variable &/or fixed rates) in place that matches longer term requirements. For many, the process of borrowing money can be confusing and overwhelming, so "The Rich & Rumble Group" are here to help. The Rich & Rumble Group provide a highly skilled and professional service in compiling applications for all personal, commercial and corporate finance in a structure and format that is tailored to meet your goals, needs and objectives. We provide solutions for all types of finance including expansion/acquisition, short & long-term facilities, trade and inventory. R & R adopt an accountability approach throughout the entire process, we are there the whole way. We are committed to establishing strong, long-lasting relationships that are based on adding value and building trust. We build trust by being authentic, reliable and accountable to delivering on agreed outcomes. As a professional organisation we are committed to abiding by Australian laws and community standards and are accountable for our actions. https://www.richandrumble.com.au

23.04.2022 The team at Rich and Rumble would like to thank all our customers for great 2021 and we look forward to working with you in 2022 and beyond. Our office will close on Tuesday 21st December and reopen on Monday 10th January. Merry Christmas!!

05.04.2022 Rich & Rumble Group celebrates 3 years today. We have seen the impact from banking royal commission, tightening lending policies and COVID-19, however, we are bigger, better and stronger for the experience. We would like to thank all of our clients for their support. We look forward to servicing you for the next 30 years.

02.04.2022 Rich & Rumble Group celebrates 3 years today. We have seen the impact from banking royal commission, tightening lending policies and COVID-19, however, we are bigger, better and stronger for the experience. We would like to thank all of our clients for their support. We look forward to servicing you for the next 30 years.

26.03.2022 Continuing on with the success of your local business shout outs, here's a plug for our mates at Rich & Rumble . For all your finance advice give the team a call. . . . #localshelpinglocals #businessshoutout #business #finance #orangensw #centralwestnsw #realestateagent #realestate

23.03.2022 Thanks to our good friends at Orange Real Estate.

08.03.2022 Rich & Rumble supporting junior sport in our community. #community #juniorsport #centralwestnsw #Emus #richandrumble

25.01.2022 Govt Initiatives & Entitlements (to date) you maybe eligible for: The government has introduced a significant raft of initiatives which may provide direct assistance to you including: Tax-free payments up to $100,000 for small business and not-for-profit employers. An increase in the previously announced initial tax-free payments for employers to a maximum of $50,000. In addition to this, a second round of payments will be made up to a maximum of $50,000, accessible... from July 2020. Solvency safety net temporary 6 month increase to the threshold at which creditors can issue a statutory demand on a company from $2,000 to $20,000, and an increase in the time companies have to respond from 21 days to 6 months. Directors also are provided with temporary relief from personal liability for trading while insolvent for 6 months. Access to working capital Introduction of a Coronavirus SME guarantee scheme protecting financial institutions by guaranteeing 50% of new loans to SMEs. Instant asset write-off increase the instant asset write-off threshold will be increased from $30,000 to $150,000 for businesses with aggregated annual turnover of less than $500 million. 50% investment incentive Businesses with a turnover of less than $500 million will be able to deduct 50% of the cost of the asset in the year of purchase. 50% subsidy on apprentice wages, up to $21,000 Eligible employers can apply for a wage subsidy of 50% of apprentice or trainee wages for up to 9 months. Payroll tax concessions Payroll tax to be waived for businesses with payrolls of up to $10 million for three months. ATO administrative relief from tax and payment obligations the ATO has announced a series of payment deferral concessions for businesses directly impacted by COVD-19. Sole traders and self-employed eligible for Jobseeker payment the eligibility criteria to access income support relaxed for the self-employed and sole traders. Access to superannuation From mid-April, individuals in financial distress will be able to access up to $10,000 of their superannuation in 2019-20, and a further $10,000 in 2020-21. The withdrawals will be tax free and will not affect Centrelink or Veterans' Affairs payments. - For Individuals, supplements increased, access extended and eased: o A temporary coronavirus supplement of $550 will be paid to existing income support recipients (people will receive their normal payment plus $550 each fortnight for 6 months). o Two stimulus payments of $750 will be paid automatically to certain income support recipients. o Eligibility for access to income support eased to include sole traders and the self-employed, and to those caring for someone infected or in isolation. o Waiting periods and assets tests temporarily waived. - More to come on the $250,000 Govt G'teed/backed Business Loan

24.01.2022 A comprehensive article that answers 20 key questions surrounding the impact COVID-19 is having/will have on Australia's property market.

23.01.2022 Save time, effort and frustration.... Use R&R to navigate the complex world of finance. #businessfinance #commercialfinance #agrifinance #personalfinance #equipmentfinance

23.01.2022 R&R tour continues.....where are we?? #regionalNSW

21.01.2022 We continue to see business owners use the wrong loan type to purchase equipment. We can source the right funding with flexible repayment terms, tax optimised solutions and options that won’t tie up your precious capital or security. Contact Rich & Rumble today to find out how we can tailor a lease or loan to fit your specific needs. #richandrumble #regionalSME

19.01.2022 Talk to R & R if you need assistance applying for the Govt backed Working Capital Loan of up to $250,000 - summary below. ********************************************* Coronavirus SME Guarantee Scheme... The Coronavirus SME Guarantee Scheme will provide support for these businesses. Under the Scheme, the Government will provide a guarantee of 50 per cent to small and medium enterprise (SME) lenders for new unsecured loans to be used for working capital. This will enhance these lenders’ willingness and ability to provide credit, which will result in SMEs being able to access additional funding to help support them through the upcoming months. SMEs with a turnover of up to $50 million will be eligible to receive these loans. The Government will provide eligible lenders with a guarantee for loans with the following terms: Maximum total size of loans of $250,000 per borrower. The loans will be up to three years, with an initial six month repayment holiday. The loans will be in the form of unsecured finance, meaning that borrowers will not have to provide an asset as security for the loan. Loans will be subject to lenders’ credit assessment processes with the expectation that lenders will look through the cycle to sensibly take into account the uncertainty of the current economic conditions. As part of the loan products available, the Government will encourage lenders to provide facilities to SMEs that only have to be drawn if needed by the SME. This will mean that the SME will only incur interest on the amount they draw down. If they do not draw down any funds from the facility, no interest will be charged, but they will retain the flexibility to draw down in the future should they need to. The Scheme will commence by early April 2020 and be available for new loans made by participating lenders until 30 September 2020.

19.01.2022 Only 1 one more working week until the big fella arrives, anyone looking at making a last minute equipment/vehicle purchase, at R & R we have some red hot finance rates

18.01.2022 Every business is different. At Rich & Rumble we can tailor your business finance solution to meet your specific needs, objectives and goals. With over 40 lenders to choose from, we can access competitive rates and flexible terms to help your business grow successfully. Call us for a no-obligation chat today.

16.01.2022 R & R are currently seeking expressions of interest for a results driven Finance Broker Assistant to join our growing client base in Regional NSW. Are you someone who is customer and outcome focused? You will be responsible for assisting with ensuring that the finance application process runs smoothly while keeping the customer advised at every step in the process. To be successful in the role you will excel in the following areas: ... A confident self-starter who enjoys interacting with clients and delighting them with excellent client service. A mature and articulate communicator (both written and verbal). Professionally presented and positive "can do" attitude. Excellent attention to detail and the ability to prioritise workflow. Strong organisational skills, adaptability, time management, and efficiency. Proactive about completing tasks without waiting for direction. A willingness to learn and follow instructions. Previous experience in a similar client-facing role and sound understanding of the finance industry required. Flexible working arrangements negotiable. Salary to be negotiated with applicant. Please send expressions of interest along with your resume to [email protected].

16.01.2022 Find us on Google

13.01.2022 Rich & Rumble supporting junior sport in our community. #community #juniorsport #centralwestnsw #Emus #richandrumble

12.01.2022 R & R are currently seeking expressions of interest for a results driven Finance Broker Assistant to join our growing client base in Regional NSW. Are you someone who is customer and outcome focused? You will be responsible for assisting with ensuring that the finance application process runs smoothly while keeping the customer advised at every step in the process. To be successful in the role you will excel in the following areas: ... A confident self-starter who enjoys interacting with clients and delighting them with excellent client service. A mature and articulate communicator (both written and verbal). Professionally presented and positive "can do" attitude. Excellent attention to detail and the ability to prioritise workflow. Strong organisational skills, adaptability, time management, and efficiency. Proactive about completing tasks without waiting for direction. A willingness to learn and follow instructions. Previous experience in a similar client-facing role and sound understanding of the finance industry required. Flexible working arrangements negotiable. Salary to be negotiated with applicant. Please send expressions of interest along with your resume to [email protected].

11.01.2022 Christmas - an amazing time of year, with family and friends.........although can get a little hard on the hip pocket. To complete a full health check on your finances in the new year pls don’t hesitate to call us - have a great one!

10.01.2022 https://www.domain.com.au//regional-areas-on-the-rise-as-/

07.01.2022 Glimmers of common sense starting to appear as the regulator (APRA) moves to allow financial institutions flexibility to introduce more realistic loan assessment rates.

07.01.2022 R&R are excited that Kenny Wisse has officially started with our team. Kenny brings a wealth of experience and passion to our regional SME customers.

06.01.2022 April has been massive month spanning the eastern seaboard helping our regional SME customers with their finance and consulting needs. #regionalNSW #regionalQLD #regionalVIC #finance #equipmentfinance #commercialfinance #agrifinance

06.01.2022 SAVE THE DATE- Thursday 24th October 2019 Come along to our Investor Night, call the office to register your interest.

05.01.2022 R & R focus on simplifying the complexities within the lending environment for residential, commercial & agri lending. There are some extremely competitive rates in the market at present for all: - Commercial/Business Finance... - Residential & Investor Loans (including First Home Buyers) - Equipment/Vehicle funding - Overdrafts - Trade & Seasonal Finance Contact us to see how we can help you!

03.01.2022 R&R are excited to announce our newest team member Kenny Wisse. Kenny has a proven passion for business and is looking forward to continuing his support of regional SME’s. #regionalnsw #finance #january2019

01.01.2022 To our existing clients and those who are looking for finance broking or business consulting advice - we are here to assist as many adjust into a normal business routine. Some light humour attached for those who might be struggling to adjust back to normality.