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Ripple Finance

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25.01.2022 There’s a shift in the buyer profile with first home buyer lending falling for a third straight month. Even though lending for purchasing property hit record highs through April, the mortgages viewed as ‘higher risk’ remained around average levels. The chart below shows the change in lending to different property buyer profiles in the three months to April.... Source: https://bit.ly/3zvzLHH #ripplefinance #investors #lending #australianhousingmarket

23.01.2022 The Reserve Bank of Australia (RBA) kept the cash rate at a record low of 0.25% in September. Trading Economics states that the Interest Rate in Australia averaged 4.17 percent from 1990 until 2020, reaching an all time high of 17.50 percent in January of 1990 and a record low of 0.25 percent in March of 2020. Take this opportunity to engage an expert finance negotiator to help you find a better deal. Ripple Finance are here to help: https://ripplefinance.co/contact/ Source: https://bit.ly/3hoQeD7

22.01.2022 2020 hasn’t been an easy year for many Aussie households and businesses, which makes today an important one to check in on one another.

20.01.2022 We’re all looking forward to things eventually getting back to normal, or at least the new normal. And while it’s not clear exactly what the new normal will look like in the property world, there are some promising early signs.

16.01.2022 It’s time to get financially healthy. A few simple tips can help guide you in the right direction and there is no better time to start re-evaluating your finances. Whether it’s comparing your home loan interest rate, putting money aside for a rainy day or assessing your financial commitments now is the time to spring clean your finances. The Ripple Finance team are here to help you achieve your financial goals. Get in touch with us today: https://ripplefinance.co/contact/... Article Source: https://bit.ly/3mbm8qE #interestrates #refinance #financialplanning #homeloan

13.01.2022 The majority of property investors are remaining upbeat despite COVID-19, with 67% believing now is a good time to invest in residential property, according to a new survey.

13.01.2022 JobKeeper is due for a big shake-up next month, which means if you’ve been relying on it to get your business through these rocky times, you need to start planning ahead now.

13.01.2022 Introducing Terminology Tuesday! Every Tuesday we will be sharing key financial terms everyone should to know.

12.01.2022 See how you could potentially spend less interest on your home loan.

07.01.2022 Great news for small business owners: the federal government has extended the $150,000 instant asset write-off to 31 December 2020, but you’ll need to act asap if you want to make use of the scheme this financial year.

07.01.2022 First home buyers can now purchase more expensive properties under the federal government’s 5% deposit, no LMI scheme. But you’ll want to act soon, as places fill up fast! Find out more below:... https://bit.ly/3jw1SRG #ripplefinance #firsthomebuyers

04.01.2022 The crucial final touches on the federal government’s $25,000 HomeBuilder scheme have been revealed. Will your build be eligible? When the federal government announced its $25,000 HomeBuilder scheme in early June the immediate reaction from many was ‘you little beauty’, quickly followed by, ‘wait...

04.01.2022 Homeowners in record-high numbers are taking advantage of reduced interest rates and competitive refinancing offers. Are you ready to take the leap? When times are tough, the belt gets tightened.

02.01.2022 Start the process now of paying off your home loan early. Owning your own home is exciting but we understand the financial commitment of a home loan can be daunting. There are a few simple steps we can explore together to help you achieve financial freedom. There’s no need to dream of a mortgage-free life, we can work with you to achieve your financial goals. It’s not all doom and gloom, problems create opportunities and having someone next to you to assess your financial position could potentially save you time and money, so contact the team at Ripple Finance for a free no obligation chat: https://ripplefinance.co/contact/

01.01.2022 The government announces changes to lending laws making it easier for Australians to access credit. Treasurer Josh Frydenberg plans to abolish pages of credit rules in an attempt to jumpstart the economy. Article Source: https://bit.ly/330UYv5

01.01.2022 You might have heard that the federal government will give eligible Australians $25,000 to build or substantially renovate homes as part of the new HomeBuilder scheme. Today we’ll look at who exactly can qualify for the initiative.