Robert Barto in Melbourne, Victoria, Australia | Property

Robert Barto

Locality: Melbourne, Victoria, Australia

Phone: +61 439 853 099

Address: 733-735 High Street Epping 3076 Melbourne, VIC, Australia

Website: liberty.com.au/robert-barto

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25.01.2022 RATE NEWS The central bank has pulled its emergency lever, pre-emptively cutting the cash rate to a historic low in response to the economic fallout from the coronavirus pandemic. Following an emergency meeting held today (Thursday, 19 March), the Reserve Bank of Australias (RBA) monetary policy board has decided to cut the official cash rate to a new record low of 0.25 per cent and commence quantitative easing (QE).... The announcement has been made two weeks ahead of its monthly board meeting scheduled for 7 April to counter the growing economic risks associated with the coronavirus (COVID-19) outbreak.

25.01.2022 Whether its a house or warehouse, Liberty has simple loan options to help you borrow through your Self-Managed Super Fund http://j.mp/2R1uqAp

24.01.2022 The world might have changed, but I am still here for you. Whether youre looking to free up your cash flow, consolidate debt or just need some money for a rainy day, I can help you find a great personal loan for your needs. https://j.mp/2WP6tRL #FreeThinking #GetFinancial

23.01.2022 Whether it’s a house or warehouse, Liberty has simple loan options to help you borrow through your Self-Managed Super Fund http://j.mp/2R1uqAp

23.01.2022 Weve backed a winner! Proud to announce that Liberty is a new sponsor of the Melbourne Renegades for the upcoming #WBBL05 season! Best of luck to the team hit em for six! #GetOnRed #FreeThinking #GadesGetFinancial

23.01.2022 Whether youre looking to buy the car of your dreams or something to simply take you from A to B, I can help get your car finance over the finish line. https://j.mp/2WpjhiW #FreeThinking #GetFinancial

22.01.2022 The Australian Banking Association (ABA) has made official its approach to credit reporting through the COVID-19 crisis, with the primary driver of its decision being alleviating stress for Australian customers. Borrowers who are granted a six-month deferral on loan repayments will not have their credit rating affected as a result of the holiday, so long as they were up to date with repayments prior to the economic impact of COVID-19. If a customer is granted a deferral on their mortgage and other credit products because of COVID-19, banks will report customers as not having missed a repayment, provided they were all up to date when granted relief.

21.01.2022 If youre feeling stalled by your car loan options, thats okay. Im here to help. Get in touch today about the #FreeThinking ways we can help you get #GetFinancial and back on the road. https://j.mp/2W4a52F

21.01.2022 RATES NEWS The Reserve Bank has lowered the official cash rate to a historic low, marking the third cut in five months. The Reserve Bank of Australia (RBA) has announced that it has reduced the official cash rate to a new record low of 0.75 per cent.... The cash rate has now been slashed by a cumulative 75bps over the past five months, with the RBA also lowering rates in June and July. The central bank has maintained that the monetary policy stimulus is aimed at supporting jobs growth and ensuring that the inflation rate closer to the RBAs medium-term target of 2 to 3 per cent. Market observers were anticipating the RBAs decision in light of recent interest rate cuts from its foreign counterparts in the US and Europe.

21.01.2022 Good news for home buyers.

19.01.2022 If you’re feeling stalled by your car loan options, that’s okay. I’m here to help. Get in touch today about the #FreeThinking ways we can help you get #GetFinancial and back on the road. https://j.mp/2W4a52F

18.01.2022 Rate News Flash The central bank has lowered the official cash rate for the second consecutive month, with attention now turning to the response from Australias mortgage market. The Reserve Bank of Australia (RBA) has cut the official cash rate to a new record low of 1 per cent, in line with the expectations of most industry pundits.

14.01.2022 RATE NEWS The central bank has announced its monetary policy decision for the month of November. The Reserve Bank of Australias (RBA) monetary policy board has held the official cash rate at 0.75 per cent, in line with market expectations.

14.01.2022 Health Check When was the last time you looked at your lending options? If its been a while, then lets talk! As your local Liberty Adviser, I can take a look at your current position and see what loan options are available to you. Contact me today for an obligation free chat! https://j.mp/2XQNNDt

14.01.2022 Dont take your business plans off the hook. I can help you find a #FreeThinking business loan to keep your phones ringing, so reach out to me today! https://j.mp/3fbo66l

12.01.2022 Help for first home buyers What the governments First Home Loan Deposit Scheme means for you. 15 July 2019 The government has announced a new policy to help first home buyers enter the property market. But what does it really mean?... What is it? The First Home Loan Deposit Scheme will allow eligible borrowers who have saved a 5% deposit to get a loan without paying lenders mortgage insurance (LMI). While some lenders already offer 95% LVR home loans, you typically need to pay LMI if your deposit is less than 20% of the propertys value. So, how can you get involved? Who is eligible? Initially, access to the scheme will be limited to 10,000 first home buyers with a 5% deposit. Use of the scheme will also be limited to properties in certain regions, which are yet to be defined. Singles must earn under $125,000 and couples combined earnings must be less than $200,000 per year. How much can I save? The amount you could save by avoiding LMI depends on the size of your deposit and how much you borrow. For example, if you buy a home worth $500,000 with a deposit of 5%, your LMI will typically cost around $16,000. However, buying a home for $700,000 with a 5% deposit could bring your LMI cost up to $30,000. Its worth keeping in mind that some lenders, like Liberty, can build the LMI into your home loan, so you can repay it over time. This means there are still options for people with low deposits even if they dont meet the criteria of the new scheme. More to come The scheme will come into effect from 1 January 2020 and rollout details are yet to be confirmed. For more information on first home buyer and low-deposit home loans feel free to contact me.

10.01.2022 RATES NEWS. The Reserve Bank has revealed its cash rate verdict for September, following its monthly board meeting. The Reserve Bank of Australia (RBA) has held the official cash rate at 1 per cent, in line with market expectations.... Analysts are expecting the RBA to hold off on further cuts until the end of the year, as it monitors the impact of its back-to-back reductions in June and July.

09.01.2022 The world might have changed, but I am still here for you. Whether you’re looking to free up your cash flow, consolidate debt or just need some money for a rainy day, I can help you find a great personal loan for your needs. https://j.mp/2WP6tRL #FreeThinking #GetFinancial

08.01.2022 RATE NEWS Following its July meeting held this afternoon, the Reserve Bank of Australia (RBA) has kept the official cash rate on hold at 0.25% as was widely expected.

08.01.2022 Theres no need to be in the dark when it comes to looking for a mortgage. Let me help shine a light on the #FreeThinking home loan options available to you. Contact me today, https://j.mp/38H8vcl #GetFinancial

08.01.2022 RATE NEWS The Reserve Bank of Australia has announced its first cash rate decision of the new year. The rate has been kept on hold at its current record low of 0.75%, where it has sat since October 2019. ... Following the release of the most recent data which showed a lowered unemployment rate and an uptick in the inflation rate, the outcome of todays meeting was generally expected.

07.01.2022 There’s no need to be in the dark when it comes to looking for a mortgage. Let me help shine a light on the #FreeThinking home loan options available to you. Contact me today, https://j.mp/38H8vcl #GetFinancial

06.01.2022 Interest Rate News. The central bank has announced its cash rate verdict for the month of August following its monetary policy board meeting. The Reserve Bank of Australia (RBA) has held the official cash rate at 1 per cent, as predicted by most market analysts.

03.01.2022 These are unprecedented times for us all, but when it comes to your finances Im still here to help. If youre in lockdown, lock in a call with me and well work through your options together. https://j.mp/3aMgdlH