Robert Simpson JP Loan Market in Bowral, New South Wales | Financial consultant

Robert Simpson JP Loan Market

Locality: Bowral, New South Wales

Phone: +61 410 649 047

Address: 4/31 Station St 2576 Bowral, NSW, Australia

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• Mortgage brokers
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25.01.2022 . With so many options across all the lenders. Is is the three structures that I believe need to be considered. https://bit.ly/2WIqoCQ

25.01.2022 Congratulations Ben! Thank you, all the best with this chapter of your life and we look forward to working with you again. As always it has been an absolute pleasure working with another first home buyer.

24.01.2022 Hi All, Reminder we are still taking donations for The Smith Family's Toy and Book Appeal until December 4th. Please support us by donating new toys and/or books for children aged 0 - 12 years. Your gifts will be donated to young Australians in need who would otherwise go without on Christmas morning. So please give generously to help us achieve our goal so that we can spread joy at a time when it is needed most.... Thank you to our clients and fellow business owners for your generous donations .

24.01.2022 We have chosen to Host a Gift Collection in the lead up to the holiday season in support of The Smith Family's Toy and Book Appeal. Please support us by donating new toys and/or books for children aged 0 - 12 years. Your gifts will be donated to young Australians in need who would otherwise go without on Christmas morning. So please give generously to help us achieve our goal so that we can spread joy at a time when it is needed most.... Please contact us for details on how you can get your donations to us. Thank you for your support!

24.01.2022 What a day! Application to Approval within 4 hours! Congratulations to our lovely Clients Whether it’s a sports car, a family car, or even a first car, not many of us have the cash on hand to buy a vehicle outright.... But just as there are all kinds of cars on the market, there’s also a huge range of loans available. And just like with cars, some will be more ‘you’ than others. That’s where we can help. Instead of simply accepting the loan your car dealer offers you, we put you in control - helping you choose from a panel of lenders, to find the loan that’s right for you. Best of all, we do all the legwork (and all the paperwork). So if you’re ready to get in the driver’s seat with your car loan, contact us today.

21.01.2022 We are open and we are a Covid safe business. Wearing a face mask, sign in with QR codes and sanitise hands is a condition of entry. If you have not visited the listed areas face to face appointments can continue. ... However, if you have been in the Greater Sydney region, including the Blue Mountains, Central Coast, Wollongong and Shellharbour appointments will be changed to phone or zoom appointments. Phone or zoom appointments are welcome for everyone.

21.01.2022 The top trends in home loans COVID-19 has done some strange things to the mortgage market. Here are some of the biggest trends I’m seeing in home loans this month. https://www.loanmarket.com.au//the-top-trends-in-home-loans

20.01.2022 Are you a first home buyer in NSW? Chances are you are eligible for some of the government grants and schemes. Click on the link below to find out more (also download the free ebook)... https://bit.ly/2WIqoCQ

20.01.2022 By starting a conversation and commenting on the changes you’ve noticed, you could help that family member, friend, or workmate open up. Ask any day, not just today. R U OK?

20.01.2022 Thank you to our generous clients! We are still taking donations until the 4th of December. Please support us by donating new toys and/or books for children aged 0 - 12 years. Your gifts will be donated to young Australians in need who would otherwise go without on Christmas morning.

20.01.2022 It can be a stressful process and we are glad we could help and support you with your project. Congratulations and looking forward to catching up with you soon.

20.01.2022 Very much appreciated and it was great working with you both.

19.01.2022 Just over 2 weeks until Spring it can be the busiest time to buy with the market blooming and properties looking their best. Getting your finance sorted early can help you get in front, giving you the confidence to make an offer quickly.

19.01.2022 Buying your first home in today’s COVID world. The Government has released a number of initiatives to help First Home Buyers get on the property ladder faster. It can feel a little overwhelming trying to understand all of the financial jargon and if you are eligible for the scheme. Let’s dive into the details.... https://bit.ly/2WIqoCQ

18.01.2022 Thank you! It was fantastic to work with you and I am glad that we could support you on a better rate. We are really looking forward to catching up with you soon and helping you again.

17.01.2022 So this is the gentleman that got me into this industry. https://brokerlab.loanmarket.com.au/3-tips-from-a-top-1-l/

16.01.2022 Thinking or wanting to renovate over the upcoming break? Book in and speak to us regarding the finance option. 0248621215 or 0410 649 047.

16.01.2022 In 2020, COVID-19 certainly changed a lot about the world we live in and we saw the property market slow down throughout lockdown. However, we have come out the other side and prices are healthier than ever and first time buyers are unconcerned by the economic confusion the pandemic has caused. The sheer volume of first timers (120,000 have had loan approvals in the last year)** entering the market to buy or build is extraordinary. But, because buying is a new experience for these buyers, there are understandably lots of questions and some general myths (often brought on by anecdotes passed from person to person) that I’m debunking on the daily. Here are some of the questions I’m coming across lately, answered for the good of next year’s buyers. https://www.loanmarket.com.au//robert/news/get-the-downlow

16.01.2022 Can I get a loan to renovate my property? When you think about a renovation project, images of knocking down walls, council permits, and months of inconvenience might spring to mind. But a renovation project doesn't always have to be big it really can be anything from upgrading a kitchen or installing a pool, to building a granny flat. Whatever the scale of your renovation project, chances are you'll need to finance it, unless of course, you've had a big win on the lotto.... Remember - renovations can add value You have two main options if you choose to finance through a lender: A personal loan - which is unsecured Mortgage finance - secured on the property The right option for you will depend on the scale of the renovation and your financial situation. Loan Market brokers take the time to understand the ins and outs of your renovation goals. And, because they understand different lenders' criteria (and who's approving quickly) they can work to get your finance organised fast so your renovation plans don't come to a halt before you've drilled the first hole. https://www.loanmarket.com.au//can-i-get-a-loan-to-renovat

15.01.2022 Why use a Mortgage Broker? I can provide you with flexibility, choice, and the most effective options to meet your needs. I am not your average mortgage broker! Finding the most suitable financial solution can be difficult (and confusing!). I promise you that your financial goals are my number one priority.... All you have to do is reach out 0410 649 047 or see https://bit.ly/2D8qCwa

15.01.2022 Saving for a home deposit renovations or maybe a holiday ? This calculator helps paint a picture of your savings account over time. The majority of lenders will look at the strength of your home loan deposit and your savings history. Most lenders require a minimum 5-10% home loan deposit from genuine savings.... Your mortgage broker may also negotiate a cheaper interest rate if you have a strong deposit and savings history. The savings planner calculator will help you find out how much you can save towards your home loan deposit by making an initial contribution and regular deposits into a savings account. See link for the calculator https://www.loanmarket.com.au///savings-planner-calculator

14.01.2022 When purchasing property , you need to set aside additional funds to cover stamp duty costs. Find out the stamp duty requirements in your state or territory using the stamp duty calculator. First home buyers may be eligible for stamp duty concessions, to find out if you're eligible for any discounts on your stamp duty talk us today. See calculator below ... https://www.loanmarket.com.au//calc/how-much-is-stamp-duty

14.01.2022 OUR PROMISE TO YOU FIND THE RIGHT DEAL FOR YOU We have access to 60+ banks and lenders No fees for you, I’m paid by the lender you choose... The power to negotiate discounts and a better deal SAVE YOU TIME We'll scour the market for you Expert research to find you the right loan Do all the legwork for your application KEEP IT SIMPLE No jargon! Everything explained simply I work for you, not the banks or shareholders Make moving in and out a breeze HELP YOU GET COVERED Connect you with building and content insurance Arrange mortgage insurance Life insurance and income protection for unexpected situations HELP YOU GROW Connect you with a financial expert to keep you on track Put a plan in place for the future Achieve your goals today Make an obligation-free appointment today at 48621215 Terms, conditions, and normal lending criteria apply. ABN 89 105 230 019 Australian Credit Licence 390222

14.01.2022 Congratulations! It was a pleasure working with you both. Trudy and I appreciate the kind words and yes a fantastic result.

13.01.2022 Looking to purchase in the beautiful Southern Highlands? We can help with your pre-approval Thank you for the kind words and it has been a pleasure working with you both. A fantastic result all around, looking forward to catching up with you soon.

13.01.2022 Renters are coming to market with limited properties available. Have you considered breaking into the investment property market? Let’s chat about your pre-approval for an investment property in 2021.... Specialist in the Southern Highlands.

13.01.2022 Happy Monday! We hope you had a great weekend. Here at Loan Market, we want to make our customers happy by offering the best service possible. Knowing the right someone can help make your home loan journey easier.

13.01.2022 How to get lenders to fall in love with you? Lenders are in love with borrowers who show good financial habits, particularly now in a shakier-than-usual economy. Good habits are gold. And it’s never too late to start, even if a business is down, your hours have been cut back, or you’re receiving government assistance. I can help you get into a position where lenders still consider you a possibility. ... So how do you get lenders to love you in this strange economic climate? Broadly speaking, home loans are most likely to be leaned to borrowers who... -Are able to make regular repayments -Have assets to borrow against, like properties, vehicles, and even super -Have few debts including credit cards, university fees, and other loans -Have a deposit ready to go the bigger the better -Have chosen a property in a good location (not a risky region) -Don’t have massive monthly expenses chewing up their income -Have a good credit score (don’t know your score? I can get it for you -Have proven they know how to budget -Are working and likely to work for years to come, with a stable and predictable income* -Are residents of Australia* *This doesn’t mean to say you can’t get a loan easily through me as your broker, it just means we need to jump through a few additional hoops together! If your circumstances have changed during COVID, what can you do? Chat to me about a simple and successful 3-month-long budget Consolidate debts create one central payment for all your loans Access grants available to buyers in this market Speak to my wealth adviser colleagues about restructuring your finances What will you need to show lenders if you want a loan this month? Details of other loans, credit cards, and debts A completed application form (I do this with you) Form of ID; passport, license, letters - you know the drill Bank statements (ARGH!).Half a year’s worth! So let’s make them sparkle! Payslips from work if you’re a staff member Tax returns from the last two years if you’re small business owners. Let’s get you on the road to a loan even if this road’s a little more windy. *Disclaimer: This document has been created by Loan Market Pty Ltd (ABN 89 105 230 019, Australian Credit Licence no. 390222). It provides an overview or summary only and it should not be considered a comprehensive statement on any matter. You should before acting in reliance upon this information seek independent professional lending or taxation advice as appropriate specific to your objectives, financial circumstances, or needs. Information included has been sourced from third parties and has not been independently verified. Accordingly, Loan Market Pty Ltd is not in any way responsible for nor provides any warranty express or implied as to its accuracy or relevance.

12.01.2022 We can organize your pre-approval. Essentially giving you the green light to place an offer and putting you into a better position to negotiate.

12.01.2022 Happy Monday! We hope you are keeping dry It couldn’t be simpler. I help secure the most competitive finance solutions through our panel of lenders based on my client’s financial position. Loans Made Simple

11.01.2022 So many words could describe 2020. With so much turbulence this year and times of uncertainty we have had to overcome. We have been fortunate to put growth at the top of the list.... As we come to the end of 2020 and taking a minute to reflect, it has been a year of milestones for the business with the major being the introduction of our staff member, Lana Jones. A huge thank you to all of our clients and referral partners for the ongoing support. We are excited to welcome 2021 with you. We also look forward to making new connections and relationships. The office will be closed for only a short period 22/12/20 - 5/1/2021. However, Robert will be able to be reached through this time. As we are fast approaching the festive season if you are traveling please stay safe and to everyone enjoy the well-deserved break. 2021 here we come! Robert, Trudy, and Lana.

11.01.2022 Thank you, it was such a pleasure to work with you both. Congratulations

11.01.2022 Happy Friday! It was an absolute pleasure working with you and Robert to obtain your loan What an exciting time, Trudy and I appreciate your kind words and support being a family-owned business. I am excited that our process created a great experience for you.

10.01.2022 What a great start for a Friday! A Personal loan submitted 9 pm last night and approved at 11 am this morning! Plus funded to the client by 2pm . Congratulations to our speedy client .... Wishing everyone a safe and great weekend. #wedopersonalloans #brokersworkforyou

10.01.2022 It was fantastic to work with you both and Congratulations on the purchase Trudy and I very much appreciate the recommendation of our services. Very much looking forward to catching up again.

10.01.2022 Top 6 reasons to use a Mortgage Broker for home loan pre-approval 1. We can get your loan approved very quickly if you need it. Loan Market knows the lenders with the fastest approval times and the lowest rates. Our brokers will quickly take the steps to take to get your loan moving quickly.... Our mortgage brokers have relationships with over 60 lenders and know what's needed to processes your application as quickly as possible with each of those lenders. To see more . https://www.loanmarket.com.au///help/home-loan-preapproval

10.01.2022 We are pleased to announce we are a finalist. We really appreciate your votes, this means a lot to me and my team! Looking forward to a great night and all the best to all the finalist.

09.01.2022 It was a pleasure working with you Mason and looking forward to catching up again soon.

09.01.2022 Borrowers could have better odds The biggest changes to lending in Australia are being debated right now, and the winner could very well be first home buyers. It’s all come about because the treasurer says lenders have become too conservative, and he wants them to loosen up. ... Today, under the current laws, lenders are required to conduct rigorous risk assessments when a buyer seeks a loan. These laws were, in short, a response to the global financial crisis. And effectively, those laws make the bank responsible for the decision to lend to you. These proposed new laws will put the ball in the borrower’s court. Aspiring homeowners can have every bit of their spending analysed. Not that it is such a bad thing - we are talking about hundreds of thousands of dollars and it’s important you can handle the debt. But, the government is looking to make a change. What will it mean for you? See link below https://www.loanmarket.com.au//borrowers-could-have-better

09.01.2022 Did you know we offer after-hours appointments? Robert is not your average mortgage broker! Whether you’re a first home buyer, refinancing, looking for an investment property, new car, or asset finance, Robert endeavors to provide you with attentive personal service and expert advice every step of the way. ... This means he can provide you with flexibility, choice, and the most effective options to meet your needs. Finding the most suitable financial solution can be difficult (and confusing!). Robert promises you that your financial goals are his number one priority.

08.01.2022 Thank you for the kind words and pleasure working with you also. It was great that our key touchpoints kept a smooth process. Looking forward to catching up soon.

08.01.2022 Are you able to make regular repayments? Are your budgeting skills up to scratch? Have a deposit ready to go? That might have felt like a lot of Questions but if you said "yes, yes and yes" then it looks like some lenders may already be in love with you - woohoo!

07.01.2022 What a way to end the week. I am deeply honoured to be named as a finalist in the Australian Mortgage Awards for 2020 across three categories. - Young Gun of the year - Broker of the year Regional - Broker of the year Productivity Some big names in the categories and wishing everyone all the very best.

07.01.2022 It has been a fantastic week and congratulations to you both. Really excited to help you with your next chapter.

06.01.2022 Thank you! It was an absolute pleasure working with you, Congratulations again.

06.01.2022 Thinking of renovating your home? As homeowners, we all want to add value to our property and the best way to do that is through renovation. Whilst the idea of renovating is simple enough, the reality is that improvements to the home cost money. The good news is that there are plenty of choices available if you need to take out a loan to complete your renovation. Whether you take out a personal loan, add the renovation cost to your current home loan or take out a new home lo...an to cover the costs, there’s plenty of options to consider. And remember, before you borrow any more money, make sure you plan your renovation. Which areas of the home do you want to improve? As always, preparation will help you maximize results. As you begin your renovation adventure, we hope these tips will help you get the most out of the experience. https://www.loanmarket.com.au//r/help/renovating-your-home

05.01.2022 Variable or fixed? It’s a big question that many people consider when taking out a home loan. So what is the difference?... A variable interest rate home loan means that the loan can change. This means, your repayments may increase if rates go up however on the plus side they may decrease if rates go down. A fixed interest rate home loan means that the interest rate is locked in for a certain amount of time, it might be 1 year, 2 years, or 5 years. So, your loan repayments remain the same over the fixed-rate term. Do you know which you would prefer to go with? Let’s dive into the pros and cons to help give you a better picture of what suits your situation.

05.01.2022 . "The threshold above which stamp duty will be charged on new homes for first home buyers will increase from $650,000 to $800,000. The threshold will reduce on higher property values before phasing out at $1 million." ... See all the changes in the table. Copy 2x links for NSW Government releases: https://bit.ly/3jOC4h1 and https://bit.ly/2P4yG3v See more

05.01.2022 Fees Made Easy The skinny on the fine print. When it comes to switching your loan, the fees you could be paying need to be on your radar. But if you know what’s coming it takes a lot of sting out of the tail.... https://www.loanmarket.com.au//robert-/news/fees-made-easy

05.01.2022 It was an absolute pleasure working with you and I am glad we could take the stress out of the purchase through our process. Congratulations and thank you for the recommendation.

04.01.2022 Happy birthday Lana! You are a valued member of our team and we appreciate all your hard work. Have a great birthday; enjoy the day and all that comes with it.

04.01.2022 How do construction loans work? Building a home requires a special type of loan. Just as moving into an existing home is simpler than creating one from scratch, a construction loan has more processes and complexities than a standard mortgage, Never fear, the experts are here to handle it for you. We can ensure a seamless process from the dream to the dream home. ... See for more https://www.loanmarket.com.au//building-a-home-requires-a-

04.01.2022 Two letters, but a world of difference These days, during the COVID economy, the majority of my home loan inquiries are coming from two types of Australians, depending on how COVID has affected them. To read more https://www.loanmarket.com.au//two-letters-but-a-world-of-

03.01.2022 It has been a pleasure working with you and thank you for your kind words. And Congratulations!

03.01.2022 We very much appreciate your kind words and are glad that the process was stress-free and simple. We are really excited that we were apart of your next chapter. Congratulations .

02.01.2022 Why so many Australians are building rather than buying in 2020 There’s a land rush happening across Australia bolster by grants and incentives, and premium house prices. Lofty property prices - thanks to the general scarcity of stock and buyers making the most of low-interest rates - and a raft of compelling building and first home buyer incentives have turned the tide on the types of property people are buying in 2020. ... Continue to read https://www.loanmarket.com.au///building-vs-buying-in-2020

02.01.2022 Call today for an obligation-free appointment to see how I can help get your finance sorted for the spring property market.

02.01.2022 You don’t need to be loaded to have an awesome property portfolio. You just need to get smart. Download our free guide, 5 steps to a side hustle, and learn how to: -Access the equity in your current home to buy another... -Set your investment budget -Find a loan that works for you -Set an investment strategy the pros would be proud of -Choose an investment property in an area that suits you https://www.loanmarket.com.au/robert-simpson/5steps

01.01.2022 Congratulations It was great working with you and Adam. We are really excited that we were able to achieve a great result for you.

01.01.2022 The missing piece in most property hunting Applying for your first pre-approval loan with the right lender can be mind-boggling to say the least. Which lender will loan you the amount you need? How quickly can they provide the approval? Will they accept you as a borrower? Will they give you the most competitive rate? With so many seemingly eye-catching deals catering to first home buyers right now, it is difficult to dissect the good from the bad and the downright ugly. Bu...Continue reading

01.01.2022 Today is our last day for accepting donations for The Smith Family Toy and Book Appeal. We can not thank our generous clients and fellow business owners enough! After such an eventful year, your gifts will be donated to young Australians in need who would otherwise go without on Christmas morning.... Thank you! Thank you! Thank you!