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Rocket Loan

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25.01.2022 How to Avoid Getting Your Loan Application Declined One of the most frustrating things that could happen to a homebuyer is getting your application for finance declined. By this stage, you’ve already likely been to dozens of home opens, organised all your paperwork and potentially even put an offer in on a house. Falling over at the last hurdle is not only frustrating, but it can also feel like your dreams are over....Continue reading

13.01.2022 Don't be afraid of smaller lenders with cheap rates Since the advent of the mortgage managers over the past five or six years there's been a lot of talk about smaller and "non-traditional lenders" and how they have forced interest rates down. With the property boom, plenty of opportunities sprang up for smart lenders with low fees willing to take on traditional lenders and many have done very well indeed. Some borrowers worry about what might happen if their lender gets into financial trouble. Keep in mind that you've got their money - so don't worry too much. There are some smaller lenders whose names might not be reqdily familiar but whose rates might be enough reason to get in touch.

12.01.2022 Property prices across the country continue to remain steady despite Victoria going back into stage four restrictions. As a result, Melbourne has been the weakest market over the past month, with values falling -1.2%. However, prices are still 6.6% higher than they were this time last year. Across all the capital cities, prices have weakened by -0.6% over the month. However, over the course of the year, values are still slightly higher - up 0.4%.... So far, the large price falls that we’ve been hearing about just aren’t happening, with most homeowners simply riding out the storm.

10.01.2022 Check out our new website www.rocketloan.com.au Let your Family and Friends know if they ever need help with Lending

08.01.2022 Is now the right time to buy ? It really depends on your own goals, budget, timeline, risk profile and circumstances as to whether 2020 is a good time to buy. If you've just lost your job or your income is insecure in the current economic climate, then yes, this could be a risky time to commit to a mortgage; in fact, you’d struggle to get a loan.... However if you're financially stable and have a deposit ready to go, then some might argue that with 2 per cent mortgage rates and opportunities to negotiate strongly, 2020 could be the property buying opportunity of a lifetime.