ROPAN Financial Services Group in Traralgon, Victoria | Financial service

ROPAN Financial Services Group

Locality: Traralgon, Victoria

Phone: +61 3 5174 6755

Address: 29 Breed Street 3844 Traralgon, VIC, Australia

Website: http://www.ropan.com.au

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• Financial planner

25.01.2022 Been a very busy couple of weeks. Got to be a good thing that the hedges are still being trimmed, as well. Stay safe out there everyone!

25.01.2022 No doubting we have never seen such a short sharp drop in global sharemarkets. Whats interesting for us is that its seems to be an institutional play at the moment. Most retail investors seem to be staying put for the time being. We also note that while trading volumes have increased we are not sure the prices shares are being sold at are reflective of the underlying value of the companies. For example, Flight Centre dropped some 18% plus on Thursday based on trade volum...e of $50m versus market capitalisation of $1.8b. So basically Flight Centre is being valued based on the panicked sell decisions of 2.8% of their share registry. A mentor of ours Peter Thornhill, author of Motivated Money lamented the fact he didnt buy more through the GFC. Something tells us he will be buying with his ears pinned back this time around!

24.01.2022 Its that time of year where children are back to school, parents back at work and grand parents are relieved from child minding services! Also a time where many are dealing with an influx of household and business bills and looking at their financial plan and wondering whether or not they are on track. Reviewing your money management traits and your personal investment risk profile lays part of the foundation towards developing a your tailored financial plan. ... Is now your time?

23.01.2022 No doubting we have never seen such a short sharp drop in global sharemarkets. What’s interesting for us is that it’s seems to be an institutional play at the moment. Most retail investors seem to be staying put for the time being. We also note that while trading volumes have increased we are not sure the prices shares are being sold at are reflective of the underlying value of the companies. For example, Flight Centre dropped some 18% plus on Thursday based on trade volum...e of $50m versus market capitalisation of $1.8b. So basically Flight Centre is being valued based on the panicked sell decisions of 2.8% of their share registry. A mentor of ours Peter Thornhill, author of Motivated Money lamented the fact he didn’t buy more through the GFC. Something tells us he will be buying with his ears pinned back this time around!

22.01.2022 Its that time of year, with a new financial year upon us. If you are looking for direction in relation your career, business and lifestyle and how your money can work for you, please dont hesitate to touch base.

22.01.2022 Be fearful when others are greedy and be greedy when others are fearful Warren Buffett. The current pandemic has so far created rich reward for those who have been able to buy into and thereby supporting current investment markets.

22.01.2022 We like to work closely with other Professionals in Gippsland as part of our approach to providing wholistic advice. Here is Jason making an appearance in Simon Burns promo below:

21.01.2022 We love this guy! The old argument of shares versus term deposits. During his presentations Peter talks about choking on the dividend stream shares provide. We have a few copies of his book available. Please have a read of his newsletter, like and share this post and well pick a few winners to send a copy of Peters book.

19.01.2022 Proud to be a supporter of Gippslandia since their inception.

19.01.2022 Happy Birthday to our newest team member Mikaela. Have a great weekend.

19.01.2022 Some great insight into the opportunity provided by Listed Investment Companies trading at a discount in the current market environment: https://www.livewiremarkets.com//wilson-buying-a-dollar-fo

19.01.2022 Did you fit one of the 6 personas?

17.01.2022 You always seek to exceed your client experience expectations but it seems proactive businesses are now looking to cater even more for their staff working experience.

17.01.2022 Yes, we are a fan of Nielsons and one of our team has managed to get through the hot chicken. Mmm who could that have been?

17.01.2022 Some positive PR for our private equity partner, Nature One Dairy. Well done CEO Nick!

17.01.2022 Wow! What a cracking night at MOMO tonight celebrating the Christmas season. A quick team photo after wining and dining with our valued clients whom travelled from as far as Melbourne, Warragul and Bairnsdale.

15.01.2022 The guys were in Melbourne this morning for one of those serious type investment meetings! They choose a diversion on the way home. #presidentcup #golf #missedout #onlypracticeday

14.01.2022 Rodney and Scott did the team thing attending a training day in the city today. The parking at the Westin Hotel was good. Maybe next year the boys might bring the Ferrari back!

13.01.2022 More positive PR for our Private Equity Partner, Nature One Dairy

13.01.2022 Last week we highlighted the risks of timing market movements. Since we shared this article, at a time of significant uncertainty, we have seen an increase of 13.3% in the ASX. Investors seem less willing to sell at the moment thereby demanding higher prices to exchange their shares to buyers.

13.01.2022 An interesting article that really outlines the potential risks of trying to time the market. Missing just the 90 best days over the past 90 years in the market would effectively wipe out the entire stock market return over that 90 year period. The majority of those best days followed right after the worst days on stock market, highlighting the risk of selling down in a market correction. The buy and hold approach recommended to our clients avoids the potential risks of miss...ing out entirely, which is why it is important to hold strong through the down periods as well as the ups. https://www.cnbc.com//why-long-term-investors-should-never

12.01.2022 A few maintenance works happening at our office at the moment but business as usual though - no lock downs just yet! From a financial perspective we are seeing quite a bit of activity with keen investors keen to support the share markets with top up contributions happening. Some stock specific and some broader market based. For those looking for shorter term capital preservation, you would generally already have a much higher exposure particularly to fixed interest markets s...uch as government bonds. Weve already noticed the benefit of this exposure for many clients. Weve also been using strong market returns to set up annuities for retirement clients over the last 18 months or so. This again is providing certainty at present. Whilst the above provides some guidance and opinion, everyones individual circumstances require individual consideration, discussion, planning, decisions and action.

12.01.2022 From time to time, we encourage our clients to make purchases that complement their lifestyle as well as their financial plan. This week we helped a client package up a new boat purchase. Considerations around taxation, interest rates on hire purchase contracts and the overall experience were considered. Ultimate result was a very happy client.

12.01.2022 We continue to see investors that have not had the availability of longer term investment portfolio options made available to them. Fortunately many of our clients have had the ability to top up or re-weight into investment markets over recent months. This will position our clients to be rewarded with growing passive income streams into the future. The attached charts shows the growing value of company/share dividends compared to the income returns of bank term deposits.

11.01.2022 Tune into win news Gippsland tonight at 6pm to watch ROPANs team provide their feedback on a report released over the weekend regarding savings.

10.01.2022 Great to be a supporter of this wonderful event held in Traralgon, Gippsland.

10.01.2022 We are seeing a growing group of business owners whom are reaching a critical mass of income generation from their businesses and outsourcing of the day to day operations. With freed up time this seems to be a trigger for seeking out a structured financial plan incorporating the support and advice of their various service providers such as Accountants, Real Estate Agents, Solicitors and Bankers/Finance Brokers.

09.01.2022 Its not too late to make top up superannuation contributions before June 30. Once the domain of self employed and business owners, lump sum deductible contributions can now be made by individuals and those in an employment arrangement.

07.01.2022 A sample of some client homes sold over recent weeks in Gippsland and Melbourne. We work closely with our clients through these transactions to ensure they move closer to their personal and financial goals.

07.01.2022 Huge thanks to all involved at our recent client appreciation dinner at Century Inn, Traralgon. We had an enlightening update on all things economic from Matthew Turfano Economist of Vanguard Investments. The laughs came from Academy Award winning Cinematographer, Adam Elliott who gave a great presentation on the glamorous life of art, getting financial and becoming a very successful movie producer.... #puttingalittleback #buildingrelationships #biggestvanguardinvestorgippsland #indexfunds #marketreturns #teamropan

07.01.2022 A nice luncheon today with some of our ROPAN family from the West and South Gippsland areas. Brandy Creek winery has exceeded our expectations today!!

07.01.2022 Great to see the joy of the Rosedale under 10’s with their first win of the season on Sunday. Our very own Nick Cullis doing what he does best on the week-ends (outside of his golf!), ensuring the game runs smoothly in the background. Nick is a senior umpire for North Gippsland League and our spies tell us he’s officiated some 9 Grand Finals in his umpiring career.... Well done Nick and we proud to support local sports as a sponsor of the Sale Umpires Association.

07.01.2022 Thanks to John Calabro and his studio The View From Here whom nailed our lifestyle brief for the upcoming edition of Gippslandia.

06.01.2022 Whilst it is a challenging environment to provide quality financial advice it is one we are committed to as a boutique self licensed financial advisory practice.

05.01.2022 Josh Frydenberg handed down a Record Breaking deficit in last nights budget. But should we be concerned about that? After all, every dollar borrowed has to be paid back at some point. However, the often overlooked factor is inflation, which over time erodes the value of currency (and also the value of debt!).... The recent budget deficit pales in comparison to the deficits upheld during WW1 and WW2, with inflation helping to lower relative government debt over time despite a lack of budget surpluses. What does this mean to the layman though? It means there is no need to fear tax hikes in the near future to pay back the debt, with a focus on growth in Australian GDP along with inflation to do the work for us.

05.01.2022 So good to see Nature One Dairy supplying Australian supermarkets. #australianmade #supportinglocalfarming #localinvestment #privateequity #ropan

04.01.2022 Conference time for Rodney and Jason. Guessing between those long hard hours in the forums they will get a chance to experience the sights and sounds of the Gold Coast. Safe travels lads!

03.01.2022 We tried to balance the view on household savings and the cost of living especially leading up to

02.01.2022 A nice maternity leave luncheon today for Marissa Lont. What a celebration and so looking forward to seeing your cute little baby soon.

01.01.2022 A few avid cricket followers in the office this morning. Might be a little tired . Well done Australia!