Ryan Pendergast in Launceston, Tasmania | Mortgage brokers

Ryan Pendergast

Locality: Launceston, Tasmania

Phone: +61 430 285 609

Address: 4/187 Brisbane Street 7250 Launceston, TAS, Australia

Website: www.liberty.com.au/mortgage-broker/ryan-pendergast

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25.01.2022 So, things arent picture-perfect? Thats okay. For a #FreeThinking loan that puts you in focus, give me a call today https://j.mp/3fuTmxn #GetFinancial

25.01.2022 Your life isn’t black and white and your finance options don’t need to be either. Speak to me today about how we can add some colour to your world with a #FreeThinking home loan from Liberty. #GetFinancial https://j.mp/34LVZqo

25.01.2022 The world might have changed, but I am still here for you. Whether youre looking to free up your cash flow, consolidate debt or just need some money for a rainy day, I can help you find a great personal loan for your needs. https://j.mp/35YXjX0 #FreeThinking #GetFinancial

24.01.2022 Free Property Report Are interested in what properties around you have or are selling for? Want to know the current rental income on an investment property youve got your eye on?... PM me with the address details for a free property report.

24.01.2022 Need assistance with the financing the purchase of a block of land? Finance to assist with the construction of your new home or investment property? I have access to over 20 lenders and till the end of 2020 im waiving my advice fee.... Son is not included!

24.01.2022 Getting home loan Pre-Approval If you are actively looking to purchase property here are some reasons on why pre-approval is a great idea: 1. Real estate agents love you as theres no long finance clause... 2. You have the confidence of knowing your borrowing capacity so you can make decisions fast 3. Any lending issues have been identified and dealt with 4. Your broker manages the process, there are no fees or lock in contract Contact me on 0430 285 609 to discuss your lending options.

24.01.2022 Needing Help with ATO Debts? If you're self employed and struggling with ATO debts a Liberty custom home loan allows you to access equity to pay your debts out in full. Contact me on 0430 285 609 to find out more.

23.01.2022 MONTHLY MENTION Each month I'll take the opportunity to mention a small business in Launceston doing a stella job - get behind local. Recently my wife and I had the opportunity to dine at Geronimo Aperitivo Bar and Restaurant, the food, service and décor is amazing. A must try spot in Launceston.

22.01.2022 Money in your back pocket You could be saving thousands of $$$ a year simply by refinancing to another lender. If you havent reviewed your home loan recently than give me a call on 0430 285 609. My services are free and Ill take care of all the dealings with lenders.

22.01.2022 Home Loan Interest Rates Under 2% There's no better time to review your home loan. Take advantage of record low rates and start saving now. Contact me to organise an obligation free consultation.

22.01.2022 Happy Fathers Day to all the dads here today or watching over us. Now the Dad joke.

20.01.2022 How does this tax time look for you? Do you have any looming tax debts but dont know where to turn for finance? Whatever your situation, Liberty has a range of #FreeThinking loans to help you #GetFinancial https://j.mp/32jmGD6

19.01.2022 A massive congratulations to a client who recently purchased their first investment property. This young man runs an extremely successful business in Launceston and is slowly building his property portfolio. If youre interested in investing in property lets chat.

19.01.2022 Congrats to a recent client on the purchase of your home. We had challenges along the way but we got there in the end. Im sure well have a celebratory drink. If you need assistance with your lending then lets chat.

19.01.2022 Access Equity in your Property Not only is it a great time to refinance but it's also a great time to access equity in your property to assist you buy a new car, caravan, investment property or put in that pool you've been promising. Access a better rate and reward yourself at the same time. Contact me to discuss 0430 285 609.

18.01.2022 Financial Health Check Contact me on 0430 285 609 to book your free consultation. *Source 2019 AMP Wellness Report

17.01.2022 Poor credit history? Lets talk about the elephant in the room so you can move beyond your past. #debtconsolidation #freethinking #getfinancial

16.01.2022 FREE MONEY A recent study by Canstar found that 58% of mortgage holders said their interest rate could be lower but "their ok". Its like youre making a annual donation to your lender except their is no fuzzy feeling for doing something good.... Make an appointment for a free mortgage review. https://www.theadviser.com.au//40537-borrowers-fail-to-cas

16.01.2022 Liberty - Still lending to SMSFs Whether it’s a house or warehouse, Liberty has simple loan options to help you borrow through your Self-Managed Super Fund http://j.mp/31ldfkl

16.01.2022 Customer Feedback Always great to get feedback from a happy customers. Let me know if you need assistance with your finances.

15.01.2022 Need funds, but don't know how much you can borrow? Then watch this video on how to calculate your borrowing power and get in touch to see how I can help you improve your borrowing capacity and #GetFinancial sooner. https://bit.ly/3wOYYvb #FreeThinking

15.01.2022 DON'T GIVE AWAY ALL OF YOUR MUST HAVES The process of buying a property can be an emotional roller coaster. Everyone starts the buying process with a list of must haves, as the rejection of offers build it's not unusual to see the must have list dwindle down. When buying a property you sometimes need to make sacrifices, don't settle for something you or your partner will resent owning.... Take a break from the process every few weeks to reset and recharge.

13.01.2022 How are you taking advantage of low interest rates? Low interest rates are here to stay according to the Reserve Bank of Australias governor Philip Lowe and economists. And homeowners can expect interest rates to remain at record low for at least three years according to Prime Minister Scott Morrison.... Dont waste the opportunity - contact me to discuss how you can save.

13.01.2022 MERRY CHRISTMAS Wishing you all a fantastic and safe Christmas, after the year we've had everyone deserves to be spoilt. I'll be working through the holidays so if you have any financial needs feel free to reach out.

12.01.2022 Great news for Business Owners From 12 March 2020 until 30 June 2020 the instant asset write-off threshold amount for each asset is $150,000 (up from $30,000) Eligibility has been expanded to cover businesses with an aggregated turnover of less than $500 million (up from $50 million)... Chat to me about your lending options before 30 June. https://moula.com.au/tax/20000-asset-write-off

11.01.2022 A great article for those refinancing or making a purchase. Lending is cheap and variable rates are remaining steady or still dropping with some lenders. Make sure to read the fine print, consider your long term goals and speak to a broker. https://www.theadviser.com.au//40342-fbaa-issues-warning-o

11.01.2022 Happy Customer Moment Customer contacted lender to enquire about their current home loan rate. Customer then contacted me and I was able to negotiate a 20% discount on the rate.... Leverage brokers and their relationships with lenders.

11.01.2022 If youre looking to level up your finances, consider a low-rate personal loan. With access to a range of #FreeThinking lending options, I can help you consolidate high-interest debt and get back in the game https://j.mp/2T7ZlPl #FreeThinking #GetFinancial

11.01.2022 Got big plans? Perhaps a personal loan can help. From holidays and weddings to debt consolidation, I can bring your dreams to life with a personal loan. Contact me today! #FreeThinking #GetFinancial http://j.mp/39F3GQf

11.01.2022 If youre nervous or concerned about your ability to pay your loan or debts than reach out to a broker for help.

10.01.2022 As a Finance Broker my commitment to you is: To be someone you can rely on and trust To return your phone calls, emails and text messages To work to get you the best offer available ... To do the hard work so you dont have to If you are needing help with lending than send me a message and lets start the conversation.

09.01.2022 Happy Halloween! We hope it’s a spook-tacular one. #FreeThinking #GetFinancial

09.01.2022 Dont hide from refinancing or debt consolidation because its just to hard Let me do all the hard work for you, Im waiving my standard advice fee so you wont be out of pocket. Contact me on 0430 285 609 or via messenger.

08.01.2022 Home Loan Interest Rates Under 2% There's no better time to review your current home loan. With record low interest rates it's time to start saving. Contact me for an obligation free consultation.

08.01.2022 Budgeting and cash management is a key tool to navigating through the current environment. Heres a great, short video on some tips to save and budget. Feel free to reach out if you have any questions. https://www.youtube.com/watch?v=2jUZF0gRjJk

07.01.2022 ATTENTION FIRST HOME BUYERS Do you have a 5% deposit saved for your first home? The First Home Loan Deposit Scheme allows you the chance to purchase an establish or new home with only a 5% deposit and the Federal Government will guarantee 15%. ... There are limited spots available, contact me to discuss how you can secure one.

07.01.2022 Before making an offer Before making an offer on a property there are a number of boxes you should tick. If youre in the process or looking at property this video provides you with a simple checklist to follow.... https://video.realestate.com.au//before-you-put-in-the-off

06.01.2022 MONTHLY MENTION Each month Ill take the opportunity to mention a small business in Launceston doing a stella job - get behind local. Check out Acreage Tasmania on the Kingways. A mix of modern country life, flowers, great coffee and fantastic owners in Jason and Zoe.

06.01.2022 Its My Home magazine - FREE COPY Informative articles for first home buyers to help them navigate the home buying process process. It includes articles on covering the costs of buying a property, home buying myths and advice from a real estate agent on purchasing a property. ... There is also a step-by-step guide to buying property, and handy checklists to use when inspecting a property and moving house. Comment "Yes" for a free copy.

06.01.2022 New HomeBuilder Grant Here are the details on the new Federal housing grant for those who have been waiting anxiously. The $25k in cash grants for new homes or renovations come with the following conditions: The grant applies to owner occupy (sorry investors), ... this means you dont have to be a first home builder Renovations need to be for $150k or more Renovations need to be connected to the principle place of residence Building a new home worth less than $750k Singles must be earning $125,000 or less based on their 2018/19 tax return or later Couples must have a combined income of less than $200,000 based on their tax returns For any contracts entered into between 4 June 2020 and 31 December 2020 For Tasmanians - Premier Peter Gutwein will today announce the $20,000 first home builders grant will be extended to all owner-occupiers who apply to the scheme by the end of 2020. Contact me on 0430 285 609 to discuss.

06.01.2022 Cash Back Offers - BEWARE For some, now more than ever represents a great time to refinance your existing debts. If you are refinancing a home loan be weary of lenders offering cash backs. Lenders dont just give money away, they need to re-coup these cash backs either through product fees or interest rates.... Do the sums before moving or better yet chat with your local mortgage broker.

05.01.2022 Great news for those customers who will continue to struggle to pay their mortgage post the initial mortgage freeze. The Australian Banking Association (ABA) and the major banks have confirmed that they are implementing a new phase of support for customers impacted by the COVID-19 pandemic. https://www.mortgagebusiness.com.au//14712-banks-extend-co

05.01.2022 Access equity in your property now Are you looking to renovate? Purchase an investment property?... Purchase that boat or caravan for summer? Why not refinance an use equity you've built up in your property. A great way to refinance a better rate on your home loan and make that purchase a reality. Contact me for a free consultation. C

04.01.2022 Are you planning your next holiday to get over the COVID blues? We're asking you where you want to travel to when domestic and international borders open again.

04.01.2022 You havent been financially impacted by COVID-19 You have an existing home loan You know there are better products and rates available You choose to stay where you are... If youre not happy with your WHY lets chat.

03.01.2022 Theres no need to be in the dark when it comes to looking for a mortgage. Let me help shine a light on the #FreeThinking home loan options available to you. Contact me today, https://j.mp/32jLKtW #GetFinancial

03.01.2022 BREAKING NEWS Federal HomeBuilder Grant to be extended by another 3 months to the end of March 2021. https://www.google.com.au//s/amp.abc.net./article/12931684

03.01.2022 WARNING - Home Loan Application Delays If youre thinking or refinancing or making a purchase be mindful of some lenders with long processing times of up to 6 weeks. If youre buying, make sure you have pre-approval in place or at least a 21 day finance clause. ... Make an appointment with me to discuss how you can minimise delays.

03.01.2022 If you need help staying on top of your finances during this crisis, you are not alone. While we isolate, Im still here to help so reach out to discuss your options by phone, text or video chat today. https://j.mp/3bL0K5u

02.01.2022 IT'S DIY TIME As the days get cooler, now represents a great time to complete those indoor DIY jobs you've been putting off. Chat to me about our great personal loan rates or how you can access equity in your home.

02.01.2022 Dont let financial stress blow up In this article youll find 5 easy tips on how to manage financial stress. My tip - reach out and ask for help, you would be surprised how many people are going something similar to you.... https://www.thebalance.com/dealing-with-financial-stress-23

02.01.2022 Government Grants - Building Boost In just a week the Federal Government will announce its new stimulus package to assist the Australian building industry. Some of the proposed incentives are huge, keep an eye on my page for more updates.

02.01.2022 Are you looking to consolidate your debts? Needing money to do some improvements around the home? Needing to pay off a tax debt?... Contact me about a personal loan with MoneyPlace, great rates and the process is fast and easy.

01.01.2022 REFINANCING TIPS 1. Lender Mortgage Insurance premiums aren't refundable, if you're loan to value ratio is over 80% and you refinance there's a pretty good chance you'll have to pay another premium 2. Refinance based on the number of years left over the current loan term, resetting it to 30 years may save in monthly repayments but you'll end up paying more interest 3. Consider taking advantage of the low fixed rates currently on offer. If you want to make additional repayments be sure to check with lender as most set limits.