Greg Davie in Ryde, New South Wales, Australia | Loan service

Greg Davie

Locality: Ryde, New South Wales, Australia

Phone: +61 437 768 620

Address: Thorn Street 2112 Ryde, NSW, Australia

Website: http://originfinance.com.au/greg-davie

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25.01.2022 Having trouble finding that property. Here's why. Working with a property buyer may just solve the problem for you. Let me solve the finance challenge while your buyer is out there searching for the property. Together, we may just find that perfect property that is right for you.

24.01.2022 Close your borders and look what happens to the property owners. This graph was complied from mortgage deferral data from the big 4. From the top 10, 9 suburbs are Queensland towns that depend upon tourism. Hopefully sanity will prevail?

24.01.2022 Three more highlights from The ACCC Home Loan Price Inquiry interim report. Are you a major bank customer, I suggest it is time to look for alternatives. 1. The banks’ reluctance to cut deposit rates led them to anticipate lower profits, which they aimed to recover by not always fully passing through cash rate cuts to their mortgage customers. 2. The lack of passing savings to borrowers was compounded by the report also finding the big four benefited from a sustained decrease in their funding costs during much of 2019. 3. At the end of September 2019, customers with new owner-occupier loans with P&I repayments were paying, on average, 26 basis points less than customers with existing loans; the difference grows even wider for customers with older loans.

22.01.2022 Where do I put my surplus funds - Offset or Redraw? For me, its always offset. You own the offset funds, funds in redraw are at the mercy of the lenders credit policy which can change over time. What to know more, call me for a free no obligation discussion.

22.01.2022 Difficult times are being experienced around the country. So how do you financially prepare for such disasters? Thanks to Grace Ormsby, here are 5 ways to financially prepare yourself for such times. In the meantime, BIG THANKS to all the brave people who fought the fires and the many individuals helping in the recovery.

21.01.2022 Despite such an encouraging market, concerning statistics highlighted that 57% of mortgage holders don’t know the current interest rate they’re paying on their home loan. What this mean for you is your rate you are paying could be seriously out of touch with the market. Check your rate today and if the rate is not in the low 3's for owner occupied mortgages call me ASAP for a no obligation loan review.

21.01.2022 Are you reaping the rewards of being loyal to your lender? According to data released from a broking firm, a loyal big 4 customer with an average mortgage of $400,000 is likely to be paying $182 per month more in interest than a new customer. Want to know more? Call me for a no obligation review of your current financial circumstances. You may not be aware of how big your savings could be.

19.01.2022 The market is on the up and fear of missing out (FOMO) is a real thing. Is 2020 going to be your year?

16.01.2022 Have you have been laid off or released from your employment? Concerned how you will pay your mortgage? Then please speak to your lender. Lenders are offering up to 6 months repayment pause if you are in financial hardship as a result of the COVID19 virus.... Interest will still be capitalized into your loan balance, but it will be one less thing to worry about for the time being. Call me if you want to know more. Take care everyone.

15.01.2022 Concerned with your mortgage rate, but feeling comfortable as you are one of the fortunate ones still employed. Don't be complacent, with low rates on offer, there are savings there to be realised. The below data is from Corelogic. 67% of home loan applications are for refinance. If you are not one of them then you are potentially paying too much.... Want to know more, call me and together lets see what might be possible.

08.01.2022 No such thing as a loyal tax? According to the RBA there is. What this means for you is for a loan balance of $250,000, this difference implies an extra $1,000 of interest payments per year, According to the RBA, borrowers with variable rate mortgages originated four or more years ago which account for less than half of all securitised loans assessed are charged an interest rate approximately 40 bps higher than borrowers with newly originated loans. If this is you and you want to review call me and together lets see how big your savings could be.

07.01.2022 Beware Queenslanders. If you are a first home buyer and plan to build your home, be sure you are the first registered owner of the property for the grant to apply otherwise you might be disappointed like this young couple.

02.01.2022 The majors have rejected the notion of a loyalty tax. From the interim Home Loan Price Inquiry report conducted by the ACCC - "Recovering profit is central to the major banks’ decisions not to always pass on the full RBA rate cut". What this means for you is if you are a customer of a major lender and your loan has been with them for 3+ years you will likely be funding a higher interest rate. Mortgage brokers can help you navigate the interest rate market. Call me for a no obligation review and together lets see much you could save.

02.01.2022 The decision has been made with the official cash rate now at 0.10%.