Sofie Chapman | Businesses

Sofie Chapman

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24.01.2022 Asset Finance is a great way to fund your new car purchase especially with car prices so low at the moment. Low rates, simple assessment, tax deductible. If you would to have a chat to discuss the purchase of a new car through your business please give me a call on 0402 229 462 or email [email protected]

24.01.2022 Hi everyone, The $25,000 Homebuilders Grant is the hot topic at the moment. If you are looking to build, buy your first home or add significant additions to your home, give me a call on 0402 229 462 or email me [email protected]. #sofiechapmanmortgagefinance #homebuildersgrant

23.01.2022 June 30th is fast approaching. Have you made the most of your tax deductions for this financial year? If you have been working from home for the first time, there maybe new ways of claiming tax deductions that you have never had before. If you need to speak with a good accountant to see what you are entitled to, please contact me and I get you in touch with someone who can assist you - 0402 229 4672 or email [email protected]

22.01.2022 Renovating is one of the best ways for property owners to increase the value of their homes. If you’re looking to add value to your home, but don’t want to renovate every room, it can be difficult to decide where to start.

21.01.2022 There has been a lot of debate about the short-term economic and investment impact of COVID19 on economic activity, unemployment, interest rates, house prices, shares, etc. Here is Dr Shane Oliver's take on things.

21.01.2022 Many people are deterred by low doc loans as the rates and fees can quite often be higher than full doc. At the end of the day, if you a low doc loan to get the deal done, so be it. Better to pay the higher rate and make money than wait around for full doc and miss out altogether.

20.01.2022 Interested in some facts about the past 30 yrs of interest rates history? It's all here - play by play. This 5 minute quick read will help you to sound like you know what you are talking about at the next family BBQ, impress the inlaws.

20.01.2022 With interest rates so low and fixed rates much lower than variable - is it the right time to fix your home loan? In this article we look at the pros and cons. If you would like to discuss your home loan and what product is best for you, please give me a call on 0402 229 462 or email [email protected]

20.01.2022 Just as it's important to have the right Finance Broker working for you, it's also important to have a good Insurance Broker too! When you need to make a claim, it's good to have someone on your side making sure you get what you are entitled to. I use an Insurance Broker for my car, home and business and I would not have it any other way. If you need assistance finding a good Insurance Broker, please let me know and I will put you in contact with my personal agent.

20.01.2022 The RBA has reduced the cash rate. The major banks have announced record low 4 yr fixed rates. Do you fix or stay variable? Give me a call if you want to discuss the best strategy for you 0402 229 462 or email sofie. @buyerschoice.com.au

19.01.2022 Very proud to announce I am the winner for 2 categories in last night's prestigous Mortgage & Finance Association of Australia (MFAA) state awards. Best Customer Service (Individual) Diversified Business... Thank you to all my customers who trust me to look after them day in and day out. I absolutely love what I do. To receive this recognition is a huge acheivement. Im very humbled.

18.01.2022 With the introduction of mandatory Comprehensive Credit Reporting for the big four banks from 1 July 2018, its more important than ever to know whats going on with your credit score. Find out just what a credit score is all about and what to do if you run into problems with yours. If you would like to see what your credit report shows including your credit score, please feel free to contact me to find our how you can obtain a copy of your credit report. Email: [email protected] Mobile: 0402 229 462

18.01.2022 If youre looking to enter the property market, and have the cash on hand, now might be the right time to make your move. If you are looking to take the first step and explore your options, please give me a call or text on 0402 229 462 and I can advise you on whats possible.

17.01.2022 To register your interest in getting updates about applying for the Home Builders grant and to apply, go to this page https://treasury.gov.au/coronavirus/homebuilder

15.01.2022 Struggling to keep ontop of your credit card payments, car payments, home loan? The most important thing when it comes to getting on top of debts is to act quickly. This article provides some basic steps you can take as soon as you become aware that youre struggling to keep up with payments.

13.01.2022 Hi everyone, just a tip when applying for a home loan, declare ALL credit cards - even the ones you don't use

13.01.2022 This end of the tax year yet again. Are you prepared? Have you ensured you have made the most of the tax incetives that you may be eligible for? Here is a good ready for property investors to ensure you don't miss out.

13.01.2022 Very proud to be awarded 'Excellence In Business Community' award for Plan Australia State awards this evening. Very proud of my work in the local community.

12.01.2022 I'm getting more comfortable in front of the camera. Today I discuss the topic of 'retirement rule' and what it means for borrowers over 45yrs of age. If you want to have a chat feel free to call me on 0402 229462 or email [email protected]

11.01.2022 Businesses will be able to access the $150,000 instant asset write-off scheme until the end of the calendar year, in a bid to help them rebound after coronavirus. With asset finance rates at a record low, and EOFY sales, now is a great time to upgrade your car, office equipment and machinery. For more information, please call me n 0402 229 462 or email [email protected]

11.01.2022 Australias economy is experiencing the biggest contraction since the 1930s but it is possible the downturn could be shallower than expected, the Reserve Bank has said when they met this month for their board meeting. You can read more about what RBA has said in this article.

11.01.2022 It's important to make sure you keep your insurance companies up to date of any changes in your circumstances as any changes may have an inpact on your cover. IE if the nature of business changes during corona, if your air-bnb home now has a permanent tenant, if you are working from home and your computer is now used predominately for business use. The worst thing about insurance is paying a premium for cover that is not applicable to you - money down he drain.

10.01.2022 As applications are being processed for the $25,000 Home Builders Grant not all banks are accepting these funds as a contribution towards funds to complete due to the uncertainty of these funds being approved before construction begins. Hopefully we see the scheme amended and we see more lenders lighten on their policy.

08.01.2022 The government has released the much talked about grant for new builds. If you are looking to build or have been puting off that major reno, now is a great time to see progress forward with it. If you would like to know more, please call me on 0402 229 462 or email [email protected]

07.01.2022 When you are looking to buy a potential development site. Make sure you engage both your accountant and broker at the same time and make sure that the entity you buy your property in will allow you to get the finance you need. I had a recent deal where a customers' current entity is costing him around $55k more in bank fees than if he had set it up differently to get the finance he needs. It's very important to have the right team working for you. If you are looking at doing a development project and need good advice about your structure. Please call me to have a chat 0402 229 462.

06.01.2022 Tonight we celebrate the best in the industry at the Mortgage & Finance Association of Australia's National Awards. I'm very proud to be a finalist in two categories: * Diversified Business Award * Customer Service Individual Award... Congratulations to all the other finalists! Thank you to all my customers and lenders for all your ongoing support.

05.01.2022 Applications are now open in South Australia for the Federal Government's $25 000 HomeBuilder Grant. You can read the eligibility criteria and access the application at: www.revenuesa.sa.gov.au/HomeBuilder

04.01.2022 Ready for the night to begin.....Im a winner with this platter

04.01.2022 The Federal budget due to be released this month has been delayed till 6 October due to the Coronia virus. Unemployment rates, GDP and debt levels are all major factors taken into consideration. Read here for some insight on what we can expect.

03.01.2022 While consolidating your loans into one place might seem like a magic bullet for a complicated financial situation, there can be drawbacks ie consolidating a short term debt into a long term debt like a mortgage. If you are thinking about consolidating your loans please give me a call on 0402 229 462 to discuss the best strategy for you.

03.01.2022 Need to access equity in your home or refinancing and the lender wants to a property valuer to come through your home for an inspection? Here is a very important tip you must do to get the highest result.

03.01.2022 The Reserve Bank of Australia has kept the cash rate at a record low 0.25 per cent at its monthly board meeting as it assesses the extent of recovery after the coronavirus-driven economic downturn. Here is a summary of the minutes from todays meeting.

02.01.2022 No doubt it's been a tough time for busiensses during COVID19. A lot of businesses have experienced a massive decrease in turnover. Some businesses who are surviving the pandemic are doing so by getting creative and adjusting their products and services to meet the demands of the times. This article shares some insights on a high quality wardrobe/storage cabinetry business that introduced a standup desk and targeted it to people who do a lot of zoom appts. You might find this story inspires you to put your creative thinking cap on.

02.01.2022 When did you last have your home loan reviewed? With interest rates as low at 1.97%pa and refinance cashback rebate offers of up to $4,000 on offer, now is great time to see how your home loan stacks up in the current market.

02.01.2022 Do you know how much money you owe? Do you know how much you can afford to repay? Do you have a budget plan in place? Do you plan for unforseeable circumstances? These are very important questions to ask yourself and very important questions to have answer for also. Take 1 minute of your time to read this article and get some handy hints on how to get keep your debt under your control instead of it controlling you.

02.01.2022 At its August Board meeting, the RBA has left its policy settings unchanged, this includes holding the cash rate at 0.25%. To read the full statement from RBA Governor Philip Lowe, go to https://www.rba.gov.au/media-releases/2020/mr-20-18.html

01.01.2022 Jobkeeper is under review. Hopefully we see some extra support for those sectors finding it tough at the moment.

01.01.2022 In one headline we read property prices are soaring, the next we read they are on the decline. One thing for sure, home loan applications are on the rise with many home buyers snapping up the low supply of houses on the market.