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SAF Finance in Moonee Ponds, Victoria | Property



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SAF Finance

Locality: Moonee Ponds, Victoria

Phone: +61 449 731 056



Address: 5 Everage Street 3039 Moonee Ponds, VIC, Australia

Website: http://www.saffinance.com.au

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25.01.2022 Westpac Interest Rate changes Effective Date Tuesday 18 June 2019. Westpac has announced a range of mortgage interest rate cuts for variable home loan customers, including a reduction of 0.20% per annum (p.a) for owner occupier customers and a reduction of 0.35% p.a for investor customers with interest only payments (excludes Equity Access Loans).



24.01.2022 Love getting car pick up pictures Congratulations to our super excited clients

24.01.2022 When you have one of our SAF Finance superstar brokers looking after you, why would you want to use anyone else??

23.01.2022 If your home loan interest rate starts with a 4, you should call us as you are paying too much. Dont donate extra cash to the bank, they are rich enough.



22.01.2022 Sarah Farrugia is a Finalist for the Women in Finance Awards 2019 - Mortgage and Finance Broker of the year (AUSTRALIA). The awards will be held at the STAR in Sydeny on 1st August 2019. Wish Sarah the best of Luck.

22.01.2022 Free Holiday Anyone? Did you know that just by refinancing your home or investment loan to another bank or lender could save you thousands? Just enough for that overseas holiday One of my clients just refinanced saving her $210.00 per month in interest. ... Plus she received a CASH BACK bonus from the lender of $4,000 as she had two properties refinanced with a total loan of $500,000. Thats the holiday paid upfront! She will save a total of $63,000 in interest over the remaining life of her loan. Dont give the Banks and Lenders any more money for your loyalty, look after yourself and your family first. Let me help you make the switch today!

21.01.2022 Its CAR BUYING season...!! EOFY sales have arrived, upgrade your car before prices rise. Car loans are at low rates, so take advantage of them, speak to us for a finance quote today!



21.01.2022 Before you apply for finance check your Credit Report. Having a busy report or late payment will have a very negative impact on your loan application. To access your FREE Credit Report click on the link below:... https://forms.mycreditfile.com.au/Apply/Index

21.01.2022 Congratulations to my client who picked up the new Ford Ranger last week!! Toot Toot #workhorse #finance #goals #newute #ranger

21.01.2022 Best part of my job! Congratulations to my clients who purchased this new factory to run their plumbing business from! #hardworkpaysoff #finance #business #commercialfinance #commercial #loans #money

20.01.2022 I couldn’t be more grateful to have such an amazing team! Finally got to see everyone for our end of year Xmas dinner! #saffinance #mooneeponds #financebrokers #legends #bestteam #team2020

20.01.2022 Huge honour to be a finalist for the AUSTRALIAN Broking awards 2020. We were winners in Victoria, fingers crossed we can take out the Australian achievement! WISH us LUCK.



20.01.2022 The Big Issues of a modern pandemic! Whilst we cant help you with a secret stash of dunny roll, the SAF Finance Home Office is live and operational - and we are here to help! If you are concerned about your financial well-being or would even like to take the time to review your current arrangements, please get in touch.... We are here to support you in any way we can, Take Care Everyone.

19.01.2022 We are still here! You might not know it, but we have been working on and off from home since March and although our offices are looking slightly different these days, we still have access to everything we need to assist you as normal. So if you have any questions about your loan, like loan deferrals or how to make extra repayments now that we have nowhere to spend our money - please give us a call or flick us an email - we would love to hear from you!... We are all in this together. We are here to help. Take Care Everyone!

18.01.2022 Dont let me break your budget Are your spending habits the reason why you cant save a deposit for a house? The odd smashed avo could be costing you more than you think...

18.01.2022 We would like to officially announce the newest member of the SAF Finance Family K E N L I M! Coming from an accounting background Ken has a wealth of knowledge around putting the right lending strategies in place to ensure your finances are structured correctly from the start. Kens strengths are his attention to detail and professionalism and can speak 5 languages!

18.01.2022 We have moved! Our new address is: 5 Everage Street, Moonee Ponds VIC 3039

17.01.2022 My UP CARD has arrived!! We are so excited to try out the digital banking platform. The technology around this card is promised to amaze you. ... https://up.com.au/

16.01.2022 Congratulations to our long standing clients who have secured another property to add to their portfolio #saffinance #property #mortgagebroker #mooneeponds

16.01.2022 ANNOUNCEMENT!! The RBA has again reduced the official cash rate by 25bps, resulting in a new record low of 1%. Lets see if the banks pass on the rate cut!!... https://www.rba.gov.au/media-releases/2019/mr-19-18.html

16.01.2022 Yes! The government has announced that as part of the Victorian Budget, stamp duty will be slashed by 50% on new builds and 25% on established properties valued up to $1M until the end of this financial year. It’s great news for buyers in Vic!

16.01.2022 Proud moments for SAF Finance and Team.

15.01.2022 OPEN BANKING? What is it? Everyone must know about bank data sharing... your history is no longer history. You will allow one bank to give your full history to another. This system is perfect for the perfect person. However a small issue back in 1990 where you lost your job and asked for some time to get back on your feet will now be known to the new lender. A spending spree of bad habits will be shared to the new lender. New Financial Year Resolution: Keep you banking... clean. For more information, click the link below: https://www.sbs.com.au//open-banking-era-dawns-in-australia

14.01.2022 I didnt manage to win, however it was a great night at The Star Sydney. A huge congratulations to all the finalists. To be up there with 9 other finance brokers Australia wide is an absolute honor

13.01.2022 ATTENTION: RBA has reduced rates by 0.25% for the first time since AUG 2016!! Stay tuned for details on what the banks decide to do and if they will pass on the full or part amount of the rate cut to borrowers. https://www.rba.gov.au/media-releases/2019/mr-19-15.html

13.01.2022 Winner of Mentor of the Year 2020 - Sarah Farrugia

13.01.2022 CBAs Rate Announcement http://ecomms.cba.com.au//ff004c9e15359f7b292497bb134b83a8

13.01.2022 ANZ announced it will decrease variable home loan interest rates in Australia as of 14th June 2019. Reduce variable interest rates for Australian home, residential investment loans and line of credit loans by 0.18% p.a. These changes will be effective Friday 14th June 201

12.01.2022 My most wealthy clients arent barristers or brain surgeons. They are school teachers, tradies, social workers, airline staff mostly average income workers. They are just smarter with their spending, saving and investing habits.

11.01.2022 We are proud to be finalist for the Better Business Awards 2020. Especially for the Customer Service Award as we have been finalist for the 5th year in a row.

11.01.2022 The Big Issues of a modern pandemic! Whilst we can't help you with a secret stash of dunny roll, the SAF Finance Home Office is live and operational - and we are here to help! If you are concerned about your financial well-being or would even like to take the time to review your current arrangements, please get in touch.... We are here to support you in any way we can, Take Care Everyone.

11.01.2022 Bank Loyalty is something of the PAST... Banks offer New to Bank clients a better rate than existing customers. A client who settled their loan just over 6 months ago is paying a 0.12% higher rate than a new to bank customer for the identical loan product. For my client its only $33 per month, but over 5 years this is $1,980 of extra interest a bank can earn. Dont let your bank get away with this! Having a broker on your side can make sure we eliminate the gap. #brokersbehindyou #findafairdeal #SAFFinance #mooneepondsbrokers #customersfirst #mortgagebroker #MFAA

05.01.2022 We understand there is a lot of uncertainty in peoples lives at the moment. We hope everyone stays safe, enjoy the time ahead with your families and look after each other. If you are beginning to feel any financial pressures, or start to in the months ahead, please reach out. There are options available to help you through these difficult times. Thinking of you all, ... Love Sarah, Leigh, Sam, Ayshe, Ian and Ken See more

04.01.2022 G O O D - N E W S - W E E K We have had an RBA rate cut this week, which is good for all mortgage borrowers. Tax reforms through both houses of parliament and APRA recommending Banks apply a home loan buffer index of 2.5% above the actual home loan rate has been passed. Previously banks and lenders have been using a servicing rate between 7-8% depending on the choice of lender, even though your interest rate actually sits at 3-4%... This type of calculation amongst others including living expenses made lending and borrowing money extremely difficult. As per my last post, credit decisioning felt like "Little Britain - Computer Says No" Hopefully the chances will be reflected by banks and lenders opening the opportunity to refinance to better rates and better loan products on offer. Feel free to share with your networks. See more

04.01.2022 Meet the SAF Finance Team: (from Left to right) Leigh Haussen, Ian Knight, Sarah Farrugia, Ken Lim, Ayshe Ozkara-Rust.

04.01.2022 Bank Fee MONEY WASTERS

03.01.2022 Always a pleasure helping our clients! Thank you Mandy for trusting us to always have your best interest at heart. @saffinance #saffinance #mortgagebroker #financebroker #testimonial #homeloan #happycustomer #customerscomefirst

02.01.2022 Its that time of year again when I look back at my Goals set for 2018-2019 and see what I managed to achieve. Out of 10 goals set I achieved 3! Regardless if you achieve 1 or all of them, the lesson here is that if you dont set goals for yourself you might not achieve anything. If you create a direction for yourself you may surprise yourself as I do every year!

02.01.2022 What are your "Living Expenses"? All lenders will ask you to disclose your monthly living expenses. They will then confirm these amounts with your transaction account and credit card statements to confirm the amounts disclosed are correct. Complete the exercise to see how much you are spending each month in the following categories: - Basic Living (utilities, house hold goods)... - Communications (mobile, internet) - Food (groceries, take away, pets) - Medical (doctors visits, medication) - Insurance (home, car, life) - Transport (motor vehicle, rego, public transport) - Education (Childcare, school, kindergarten, online study) - Clothing & Personal Care (clothing, grooming) - Recreation & Entertainment (Alcohol, tobacco, gifts, Holidays. You will be surprised on how much per month you spend on general living!! We have a template you can use for FREE, PM us for a copy.

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