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Sandra Joseph in Perth, Western Australia | Loan service



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Sandra Joseph

Locality: Perth, Western Australia

Phone: +61 411 881 240



Address: 68 Milligan street 6028 Perth, WA, Australia

Website: http://www.mfsa.com.au

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25.01.2022 Welcome to Education Thursday! Each Thursday we are going to break down all the common jargon that you hear in the finance world. It is part of our mission to build financial knowledge! What is a Credit Rating? In the eyes of a lender, a credit rating or ‘credit score’ is a number between 300-850 that depicts a consumer’s creditworthiness.... #thankyou #broker #knowledge #money



23.01.2022 Mortgage & Finance Solutions Australia would like everyone to join together to raise funds for those in need during these trying times. So far the WA Bushfires ...have destroyed more than 80 homes, leaving thousands evacuated from their homes during a stage 4 lockdown. The Lord Mayor Distress Relief Fund is administered by the City of Perth. All administration costs are wholly absorbed by the City of Perth, so 100 per cent of all money donated go directly to those in need. MFSA believes that everyone should have a home, and if we all join together to raise funds, we can help those in need rebuild their homes. Do you want to join us in making a difference? Donate today to The Lord Mayor Distress Relief Fund and every donation will help. Thank you in advance for your contribution to this cause that means so much to us. Donate here: www.appealswa.org.au or call 1300 998 227

21.01.2022 Last weekend to enter this awesome competition!!!

21.01.2022 Want to know more about the HomeBuilder Scheme? I can help you navigate the different grants and see how we might even be able to get you a cheaper rate. Give me a buzz today on 0411 881 240 to see how I can help you.



21.01.2022 Did you catch us on Home in WA on Saturday? Check us out here! If you need assistance navigating this complicated financial world then please just let me know.

20.01.2022 Last day to enter this awesome comp!!!

18.01.2022 U N D E R O F F E R E A S T P E R T H 5/40 Wellington Street Great start to the week with this fantastic East Perth apartment making its way to our u...nder offer list! #perthpropertyteam #yourbestteam #theagency #paultonich #coreyadamson #ryanjoseph #eastperth #perth #perthcity #whosnext



18.01.2022 The Reserve Bank of Australia has kept the cash rate on hold at 0.1% in July. While the cash rate hasn’t moved, the end of the Term Funding Facility has meant many lenders have hiked interest rates on their three-year fixed rate loans, with a growing cohort now hiking two year fixed rates as well. If you haven't reviewed your rate please speak to us today.

17.01.2022 Happy End of Financial Year!!! Today marks the end of our financial year calendar. It is a great time to set those goals and see where you want to be this time next year. Also stay tuned for our new financial year tips tomorrow. Stay safe during this lockdown Perth. #EOFY #Perth #thankyou #broker

16.01.2022 Win a gourmet Father's Day mixed box by Goin' Grazey on us! Simply like the post, like our page and share this post to enter the draw. Prize will be drawn on 1st of September. What a great way to spend Father's Day then having a gourmet picnic! Yum!

15.01.2022 Happy WA Day - It's a day to celebrate all Western Australians, recognising our Aboriginal history, early European settlers and the many from all over the world who have made, and continue to make, Western Australia their home.

13.01.2022 While we are open for business but we are here for more than that! Do you need someone to talk to? We have a lot of clients and partners in the bushfire zone. Please stay safe. Please let us know what we can do to help you! We're here for you.



13.01.2022 Did you miss the budget announcements? Each Thursday we are breaking them down for you before the end of the financial year. If you want to know more call your award winning Mortgage & Finance Specialist today. The Morrison government announced the $1.7 billion package will increase the childcare subsidy to a maximum of 95 per cent for the second and subsequent children in care. ... A family earning $110,000 a year will have the subsidy for their second child increase from 72 to 95 per cent, and would be $95 per week better off for four days of care. A family with three children on $80,000 would have the subsidy increase from 82 to 95 per cent for their second and third child and be $108 per week better off for four days of But the new policy doesn’t apply to afters fees for working parents regardless of how many kids you have and only applies when you have two or more children in daycare at the same time. Parents with only one child - will secure no fee relief under the plan that is geared towards taking the pressure off parents struggling with childcare fees for multiple children. The funding will also abolish the $10,560 annual subsidy cap for high-income earners. * https://bit.ly/3voFBYS

11.01.2022 Have you received a letter from your super fund telling you that your default insurances have dramatically increased in price. If you're like most Australians you're probably not aware of how much of your super you pay towards the insurances that come with your fund. The below article explains more about how to actively manage your money allocated to insurances. And if you need a review then speak to us! We can assist by putting you touch with our financial planning partner.... https://ab.co/3fX3gKC

09.01.2022 Always love a good weekend project!

09.01.2022 If you haven't had your home loan reviewed then now is the time. We can even help you get a cheaper rate with your current lender. Contact me today to see how I can help you.

09.01.2022 Looking to purchase your first property and would like to know more about all the different grants and access a possible $55,000 on offer? Phil and Stacey from the award winning Mortgage & Finance Solutions break it all down for you. We can assist you all this weekend! Don't hesitate to get in touch and I can help you break down all the information you need to know.

07.01.2022 Out and about looking at homes this weekend? Or dreaming of purchasing your first home. There are many options for first home buyers out there. Speak to us over the weekend to see how we can help you enter the property market.

07.01.2022 Last week , 10,000 new places under the government’s First Home Loan Deposit Scheme (FHLDS) will become available for the 2020-21 financial year, with the same 27 lenders participating as in the first round. Applications from 1 July will require a 2019-20 Notice of Assessment from the ATO to demonstrate that their taxable income is no more than $125,000 for individuals and $200,000 for couples. To see if you are eligible for this scheme as well as other government grants speak to me today.

04.01.2022 To all the mothers out there - Happy Mothers Day! We hope that you have a great day!

04.01.2022 The federal government has announced it is reissuing the First Home Loan Deposit Scheme (FHLDS) guarantees from the 2019/20 financial year originally allocated to buyers who have since been unable to complete the purchase of their home. First home buyers will be able to apply for the newly-freed spots from the Scheme’s panel of lenders in the coming days; around 1,800 are expected to be made available. The scheme was established to help first home buyers get into a home soone...r, allowing for a deposit of as little as 5%. Since the scheme was launched a year ago, there has been an extraordinary take up of the guarantees, with more than 15,000 first home buyers having settled and moved into their home since 1 January 2020. Contact us today to see how we can help you get into your first home.

04.01.2022 There are so many opportunities out there for first home buyers at the moment! St George have just announced that the LMI for eligible first home buyers with an LVR up to 85% will be reduced to just $1. The deal is reserved solely for owner occupiers with principal and interest repayments with a maximum loan size of $850,000. To learn more information contact our award winning team today.

03.01.2022 We are giving away an awesome prize for Father's Day! Like our Facebook Page and share to win this great grazing board from Goin' Grazey! (Details below)

03.01.2022 Would you like to win a Double Gold Class Movie Voucher? Enter below with your iconic Perth backdrop for our team photo.

01.01.2022 Yesterday the RBA met for the first time in 2021. And they kept the cash rate on hold. The expectations were formed after the RBA decided to cut the cash rate to the record low in November 2020, and governor Philip Lowe revealed that the RBA did not expect to increase the cash rate for at least three years, or at least until there is a lower rate of unemployment and a return to a tight labour market.

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