Sandy Rhodes in Norwood, South Australia | Mortgage brokers

Sandy Rhodes

Locality: Norwood, South Australia

Phone: +61 407 923 014

Address: 81 The Parade 5067 Norwood, SA, Australia

Website: http://www.keyinvest.com.au

Likes: 41

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• Loan service
• Mortgage brokers
• Bank

25.01.2022 Westpac are predicting rate cuts in November and December and a resultant cash rate of 2.75% #Adelaide

24.01.2022 RBA have left the Cash rate unchanged at 2.5% for another month

23.01.2022 RBA have lowered the Cash rate by 25 bp. NAB and ING have already both passed on the rate cut in full.

21.01.2022 We are running a competition!! Yeah, how does a $300 Myer voucher sound just in time for Christmas?! All you have to do is complete the Client testimonial form... on our site. Had your loan handled by us? Then your IN for the WIN!!! T/C's apply and can be found in our notes section as well as on our website. Goodluck!! http://www.keyinvestlendingservices.com.au/competitions/

21.01.2022 We currently have a 2 year fixed rate of 4.99% on offer by one of the major banks. Their 3 year rate of 5.29% is also attractive. If you would like more information about it, please contact me on 0407923014.

21.01.2022 With interest rates at all-time lows, now is a great time to undertake a financial health check. Phone me for a no obligation discussion to ensure the loan you have is the best for you. Mobile 0407923014.

20.01.2022 RBA have today reduced the cash rate by 25bp to 3%. Remains to be seen how we see of that!...

20.01.2022 On the other hand, NAB only 20bp.....

20.01.2022 We now have CBA, NAB, ING, ChoiceLend, Bank West BankSA, Suncorp and Bank of Queensland all passing on the rate cut of 25bp in full. Westpac have passed on 28 bp but they are playing "catch up". We will wait and see what ANZ do tomorrow.

19.01.2022 The RBA has today retained official interest rates at its historical low of 2.75%. The Board cited that recent data was consistent with an economy that was tracking slightly below trend and the foreign exchange rate has depreciated since the Boards decision to reduce official rates at the last meeting. The Board judged that the financial conditions now in place will contribute to a strengthening growth over time. While interest rates are at all-time lows, we have been helpi...ng many clients to take advantage of these rates. Our concern is the confusion regarding fees and charges with either acquiring a new loan or exiting an existing loan. This month's article explains some of these fees and charges. We also want to remind you about the importance of speaking with us BEFORE you make any new finance decisions. There is currently a lot of media attention highlighting 'getting a better deal' by encouraging you to go directly to the banks to negotiate rates yourself. REMEMBER that it is often in the BANKS' best interest to help you into a new loan and THEY WILL NOT tell you if another bank or institution has a better offer for you. We see so many people who are set up with not only the wrong type of loan, but with the wrong structure as well - regardless of the rate. We are never too busy to talk to you about your finance. Our role is to help you identify the finance type and structure that is best suited to your circumstances, while finding you a great rate as well. Too often we see people transferring their business to another institution but not necessarily ending up in a better finance situation due to heavy fees. They thought they were chasing a 'good deal' and didn't want to 'bother us'. Please understand we want to be 'bothered'. If we haven't reviewed your finances in the last 12 months, we encourage you to call and explore the incredible range of low rates and offerings available across many financial institutions. Coming into a new financial year is always a great time for your loan review. We look forward to talking with you soon. Contact me on 0407923014 for a no obligation free chat...... See more

18.01.2022 RBA have decided to leave the cash rate at 2.75% for this month.

17.01.2022 So far we have seen NAB, CBA, Westpac, ING Direct, Bank of QLD pass on the full 25bp #Adelaide

16.01.2022 RBAS have today lowered the cash rate by 25bp to 2.5%. NAB have already passed on the full discount

16.01.2022 RBA Have left the Cash Rate unchanged at 3% for this month.

16.01.2022 "Dear Sandy, Just a few lines to advise that the refinancing of our mortgage went through all ok and a huge burdon lifted. Again your experience and professional manner made all the difference to both us and our bank account. The entire procedure... was carried out without any hassle and your personal service meant I did not have to leave the office which for a busy person like myself makes the procedure so less stressful. Thanks again and we will certainly recommend you and your company to anyone requiring Lending Services. Have a Merry Xmas and once again it has been a pleasure." - Jacky & Paul

15.01.2022 A summary of the various rate reductions and effective dates are as follows: Bank of Queensland 20bp 21/12/12 Suncorp 20bp 21/12/12 ING Direct 25bp 24/12/12 Adelaide & Bendigo Bank 20bp 21/12/12... CBA 20bp 10/12/12 NAB 20bp 10/12/12 ChoiceLend 20bp 14/12/12 BankWest 20bp 18/12/12 BankSA 20bp 17/12/12 Bank of Melbourne 20bp 17/12/12 St George 20bp 17/12/12 Westpac 20bp 17/12/12 AMP 20bp 24/12/12 Macquarie 20bp 10/12/12 ANZ will review/announce their rate on Friday. We are yet to hear from Citibank.......

15.01.2022 Rate cut on the cards for next month following a rise in unemployment to 5.4% www.skynews.com.au

15.01.2022 Cash rate remains stable at 2.5% for yet another month.

14.01.2022 Summarising the latest rate decreases, we have: ING 25bp NAB 20bp ANZ 20bp... CBA 20bp ChoiceLend 20bp Citibank 20bp Macquarie 20bp Bank West 19bp Suncorp 19bp Westpac 18bp BankSA 18bp AMP 17bp St George 17bp See more

14.01.2022 RBA kept rates on hold and the cash rate @ 2.75% yesterday. But expect further cuts by the end of the year.......

14.01.2022 Rates left on hold by RBA for another month. Cash rate remains at 2.5%.

13.01.2022 RBA lowers cash rate to 3.25%. More to come...... Lets hope it is passed on in full.....

13.01.2022 We now have a lender offering a 1 and 2 year fixed rate of 4.79%. Conditions apply. Phone me on 0407923014 for details.......

12.01.2022 Here is a summary of the individual banks rate cuts and effective dates: Bank of QLD 25bp effective 24 May 2013 Suncorp 25bp effective 24/5/2013 ING Direct 25bp effective 17 May 2013 Adelaide & Bendigo Bank 25bp effective 27 May 2013... Citibank 25 bp effective 20 May 2013 CBA 25bp effective 13 May 2013 NAB 25bp effective 13 May 2013 ChoiceLend 25bp effective 17 May 2013 BankWest 25bp effective 20 May 2013 BankSA 25bp effective 20 May 2013 Bank of Melbourne 25bp effective 17 May 2013 St George 25bp effective 20 May 2013 Westpac 25bp effective 20 May 2013 ANZ 27bp effective 17 May 2013 AMP Bank 25bp effective 27 May 2013 Take a moment to review your home loan and make sure it is still competitive. If not, please contact me to discuss your financial situation......

12.01.2022 No change to the cash rate this month. Remains at 2.5%.....

11.01.2022 RBA have left cash rate on hold at 2.5% for another month

11.01.2022 It was disturbing to read the article in yesterdays Sunday Mail by Jessica Irvine with respect to mortgage brokers. It is obvious she has not done her homework and realise our industry is now heavily regulated by ASIC. If we were seen as giving biased advice to our clients and offering products that pay a higher commission, then we would no longer be in the industry. We are here to assist our clients in getting the best home loan that fits our clients situation - level commision payment is irrelavent....

08.01.2022 On Tuesday, the RBA left rates on hold for another month and the cash rate at 2.5%. It has been predicated from two separate economic sources on opposite sides of the world that interest rates will remain "low" for up to a decade. There may be a slight variance up or down of 0.5%. Lets wait and see......

07.01.2022 So to date, we have: ING 25bp NAB 20bp CBA 20bp Bendigo/Adelaide 19bp... St George/BankSA 17bp Westpac 18bp Still waiting on ANZ, Citibank, Suncorp, Macquarie, AMP.......

06.01.2022 Tomorrow sees the reduction in the First Home Owners Grant from $7000 to $5000.........

06.01.2022 MORTGAGE INDUSTRY RESPONDS TO MISLEADING PRESS CLAIMS 26 November 2012 The Mortgage & Finance Association of Australia today responded to misleading allegations published yesterday in News Ltds newspapers (November 25, 2012). CEO of The Mortgage and Finance Association of Australia (MFAA), Mr Phil Naylor, said: The assertions in the articles that mortgage brokers did not act in the best interests of borrowers are completely without foundation. Mortgage brokers are now a tru...sted source of home loan information and cost effective products. It is law that all commissions are disclosed fully in loan documents for borrowers, including upfront, trail and volume commissions. The industry has been closely involved in the Federal Governments creation of rules to protect borrowers, who find mortgage brokers a very valuable resource in making what is the largest investment of their lives. This is evidenced by the fact that about 41 per cent of all home loans in Australia are now written by brokers, the vast majority of whom are members of the MFAA, which ensures the highest professional, training and disciplinary standards for the protection of consumers, he added. Mr Naylor said Transparency is a key aspect of how mortgage brokers operate and it is unfair to assert that brokers are not providing unbiased and comprehensive information when it is published material for the borrower in the loan documents they review and sign. Our 11,000 members are completely upfront that they are paid by commission on the loans they provide, with strict government and industry rules in place to ensure they comply. It is also worth noting that the News Ltds articles promoted online comparison sites as an alternative to brokers, yet failed to mention that the two leaders, ratecity and iselect, also charge commissions, he added Mr Naylor concluded It is unfair to smear an entire industry, especially without asking for our response in the article being published, with assertions that are misleading and do not reflect how mortgage brokers operate. For Further Information Call: Phil Naylor Tim Allerton MFAA City PR (02) 9967 2896 (02) 9267 4511 or (0412) 715 707 (0411) 554 048 The Mortgage & Finance Association of Australia (MFAA) is the peak body providing service and representation to over 11,000 mortgage brokers, finance brokers, mortgage managers, mortgage lenders (bank and non-bank), and originators to assist them to develop, foster, and promote the mortgage and finance industry in Australia. Source: MFAA Media Release See more

05.01.2022 ING passing on the full 25bp....good on them.

05.01.2022 A recent Ernst & Young survey has revealed 66% of people are dissatisfied their current mortgage. Are you one of those? If so, give me a call........

02.01.2022 ANZ and Citibank have also passed on 20bp. ANZ effective from 21 December and Citibank 17 December.

01.01.2022 RBA have left the cash rate on hold for another month at 2.5%