Sarina Insurance & Financial Services in Sarina, Queensland | Insurance broker

Sarina Insurance & Financial Services

Locality: Sarina, Queensland

Phone: +61 7 4956 2243

Address: Suite 3/ 39 Broad Street 4737 Sarina, QLD, Australia

Website: http://www.sarinainsurance.com.au

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25.01.2022 IAL covers the majority of our clients homes, and recently, their head of claims, Stuart took a trip up to Townsville. To visit some of the flood victims, and to see the damage first hand. This is what he had to say: There really arent words to describe what it is like to see streets and streets of peoples entire lives out on the front yard with everyone helping the clean out the army, SES, neighbours, locals. [ 581 more words ] https://www.sarinainsurance.com.au/insurers-quick-to-act-a/

25.01.2022 Product liability cover can vary, with claims depending on the individual business and the product it sells. Regardless, Product liability will ensure you are protected from the inevitable mishap. Product liability can provide protection for property damage or personal injury claims arising out of the use of a businesss product, or the failure of a product.

23.01.2022 We celebrated Marilyns birthday yesterday, many happy returns from all. You would think the boss would have given her the day off!

23.01.2022 In the Bible, the ark survived an epic flood. Yet the owners of Kentuckys Noahs ark attraction are demanding their insurance company bail them out after heavy rains caused nearly $1 million in property damage.

23.01.2022 Todays insurance funny! A claimant was driving his car when he had collided with a cow. The questions and answers on the claim form were: What warning was given by you? He answered: A Honk. The next question was What warning was given by the other party? He then answered: A moo

22.01.2022 Some insurers have already started to pay claims to bushfire-affected businesses on the NSW South Coast, as their business interruption insurance policy provides for weekly payments. Having this support has been important for affected firms to stay in business. It allows them to maintain their cash flow and pay regular outgoings such as rent and wages.

22.01.2022 Apologies everyone, our phones and internet were down all day yesterday from 11.00 AM, an optic fibre cable was damaged near Townsville. We are back to normal this morning so if you couldnt get through yesterday, give us a call.

21.01.2022 Brexit has cost the British financial services sector 3.9 billion ($7.09 billion) since the 2016 referendum, a new report reveals.

20.01.2022 Our longest serving employee reached a milestone 10 years with Sarina Insurance on Monday the 9th of March. Marilyn originally joined to do the bookwork but has achieved so much more in her time with us. Thrown into a completely different business, Marilyn has excelled, studied and achieved full broker status and manages a large portfolio of clients.... Marilyn runs a tight ship and if a job is to be done, it must be done right. The office would not run without Marilyn and as Barb says, working with us has been The best 10 years of her life !

20.01.2022 Our trainee broker Mikaylah turned 19 today, the cake was her favourite, choc mint. Being taken out tonight by the family for a big dinner.

17.01.2022 While the Covid-19 virus has put a lot of businesses into lock down, the staff at Sarina Insurance & Financial Services are still at work and open for business. As things are quiet for a while, we have taken up exercise to keep on top of our game. And not just any old exercise!... https://bit.ly/2JE7AOb

17.01.2022 For business owners in Australia, insurance needs to be a priority. With so many potential threats to a business, having the right insurance coverage can keep your business and your personal finances significantly safer.

17.01.2022 Are you sure you are covered? Don’t wait until you need to claim to discover your policy isn’t what you need. If you’ve had the same insurance for a while it’s quite likely that your circumstances have changed since the policy was first taken out. As part of our client service we can handle your insurance cover management this includes regularly reviewing your policies so that you have the correct level of cover.

16.01.2022 EXTREME WEATHER CONDITIONS ARE INCREASING AROUND THE WORLD, AND AUSTRALIA IS NO EXCEPTION. EXPERTS PREDICT THIS SUMMER WILL, AGAIN, BE ONE OF THE HOTTEST ON RECORD, WITH SEVERE BUSHFIRES, STORMS AND FLOODS ALL SET TO INCREASE. In the absence of the vast resources of larger organisations, there is an urgent need for small businesses to have specific plans in place. [ 401 more words ] https://www.sarinainsurance.com.au/why-your-business-needs/

16.01.2022 The Insurance Council of Australia (ICA) has declared a Catastrophe for Townsville insurance policyholders affected by torrential rain and inundation. ICA CEO Rob Whelan said, The Queensland Government and emergency services have informed the Insurance Council that dozens of homes and businesses may have been affected by the downpour and resulting inundation of the past few days. Many other properties, as well as private and commercial vehicles, may have also have been damaged. [ 215 more words ] https://www.sarinainsurance.com.au/insurance-council-decla/

15.01.2022 Heightened cyber risks have emerged as a serious issue, given most businesses now have many staff working from home. So its important to put in place policies and procedures to ensure data is secure no matter where staff are located. Helping staff to recognise and avoid risky behaviours is also part of a great cyber safe culture. Here we explore some of the essential steps businesses need to take to reduce the risk of cyber criminals compromising the network.

13.01.2022 It’s a fast moving world, especially at the moment. Even though there’s so much going on, it’s essential to update your insurance broker any time your circumstances change to help ensure the cover you have in place is still appropriate for your enterprise.

13.01.2022 Starting a business is a risky business, which is why it pays to be prepared! While it is impossible to predict exactly which possible hardships may befall your company throughout its years of operation, it is possible to load up on the right business insurance that will provide you with coverage when you need it most.

12.01.2022 If youve scrimped and saved in the hopes of achieving financial security through an investment property it makes sense to insure such a valuable asset.

12.01.2022 More expensive premiums, higher excesses and narrower coverage are set to become an insurance reality for many Australian businesses. Heres how SMBs can prepare for a hardening market. Australian businesses have benefited from a soft insurance market for some years now, but its time to prepare for a change. We spoke with Steadfast Broker Technical Manager, Michael White about the cyclical nature of the market, the factors that drive it and how you can prepare for a harder market. [ 614 more words ] https://www.sarinainsurance.com.au/how-to-reduce-your-busi/

11.01.2022 We welcome Mikayla to our team. Since she joined us we are learning quickly how to work with a Millennial and how the younger generation thinks, it is refreshing to look at insurance through a fresh perspective. Every day is different and there is so much to learn, but Mikayla has accepted the challenge and brings the office a laugh every day. We have thrown her in the deep end early, she has already completed studies that normally take a minimum of 6 months, within her first 7 weeks. We hold big expectations for our Mikayla. Read more https://www.sarinainsurance.com.au/about-sarina-insurance//

10.01.2022 If one person is sick at work with a stomach bug, do you send everyone else home and leave that person in the office or do you send that person home? No different now. Here are some stats to help those of you that have bought into the fear being spread by the press.

09.01.2022 All business owners have a lot of challenges, but many fail to contemplate what might happen if their business is suddenly unable to trade. From illness or injury to a fire at your suppliers warehouse, there are many ways that your profit generation could be suddenly halted.

08.01.2022 Its a fast moving world, especially at the moment. Even though theres so much going on, its essential to update your insurance broker any time your circumstances change to help ensure the cover you have in place is still appropriate for your enterprise.

07.01.2022 If you needed proof of the pelting that the insurance industry has taken at the hands of the coronavirus, then look no further than Lloyd’s of London.

06.01.2022 Not your usual insurance claim! North Qld is not just known for Cyclone and rainwater claims. Check out the latest claim lodged by our staff. A Townsville couple thought they had water damage when they heard their ceiling collapse during heavy rain, turns out the cause was a well fed python falling through the ceiling.... He measured in at 2.5 metres, 9 kgs and was released in the bush. Insurance will fix everything, except the homeowners shock!

06.01.2022 If your home and its contents were damaged or destroyed in a natural disaster or accident, or all your valuables were stolen, could you afford to replace them? If not, we are here to help. https://bit.ly/2ylWSWW

05.01.2022 With bushfires burning around the country, its important for homeowners in fire-prone areas to take steps to ensure they have the right insurance in place.

05.01.2022 Happy New Year! We hope everyone had a safe and happy holiday break. Hopefully, no one experienced events like those in these short clips. https://www.sarinainsurance.com.au/insurance-isnt-always-t/

05.01.2022 Our newest employee Katie has recently achieved her Tier 2 qualifications in General Insurance. Katie joined us early this year and has really enjoyed her new career, studying hard and completing her initial diploma within 5 months; normally a 12 month course. We at Sarina Insurance & Financial Services are very proud of her, so come on in and talk to Katie for all your home, contents and car insurance quotes.

05.01.2022 Many Australians, especially those who own businesses, discover they dont have the cover they need in the worst possible circumstances. Insurance is one of those subjects that many people glaze over. So, just to test how knowledgeable you are about this important but unsexy topic, see how many of the following you can answer.

04.01.2022 Sarina Insurance welcomes a new broker, Jacqui Stimson. Jacqui started in insurance in 2009 and completed her Tier 2 certificate in insurance broking in 2010 and Tier 1 in 2013 while working in a Mackay Broking Office. After taking some time off in 2014 to have a family, Jacqui has recently started work with the Team at Sarina Insurance.

03.01.2022 Broker principals Rick and Barb travelled to London recently and were invited to tour the Lloyds insurance building in the centre of the financial district as guests of Myles Smith insurance brokers, based at Lloyds.

03.01.2022 5 of our clients are currently receiving payments totalling $36,533 per month from Income Protection policies set up by Sarina Insurance and Financial Services. One claimant had his policy in force for less than a week before claiming, while others have been paying premiums for over 13 years before claiming.

03.01.2022 It can take just moments for fire, flood or thieves to wipe out years of hard work, asset accumulation and stock. But it can be months before you realise the full extent of the damage and even longer to recover - if you dont have a detailed and up-to-date inventory list encompassing business asset including equipment, as well as stock. [ 151 more words ] https://www.sarinainsurance.com.au/how-to-create-and-maint/

02.01.2022 Telematics technology has proven benefits when it comes to encouraging more responsible driving, with research indicating better driver behaviour is one of the main advantages in using this innovation. Black box or telematics technology is a way for businesses to collect data on how their employees are using company vehicles. Using telematics, businesses can collect information such as whether drivers are speeding or driving dangerously, as well as how long they spend on the road. [ 571 more words ] https://www.sarinainsurance.com.au/telematics-continues-to/

02.01.2022 There are countless circumstances that may have a negative effect on your business, many of which are impossible to predict. The good news is that it is possible to prepare for any eventuality, thereby safeguarding your business from potential financial ruin. The best way to do this is with the right business insurance.

02.01.2022 Sydneys violent hailstorm, which has left millions of dollars of damage in its wake, is a crucial reminder of how important it is to protect yourself against potentially crippling damage to your business. The incident, declared a catastrophe by the Insurance Council of Australia, led to more than 15,000 claims in the 18 hours after it swept across Sydney and parts of the Central Coast on the evening of Thursday, December 20. [ 138 more words ] https://www.sarinainsurance.com.au/lessons-learned-from-sy/

02.01.2022 Australians are increasingly working from home, with the most recent data from the Australian Bureau of Statistics indicating at least a third of us choose to work from home at least part of the time. A study by future trends research house McCrindle shows there are lots of different reasons why people work from home. In total, 45 per cent of Australians want the flexibility to juggle other things while working, while 25 per cent of us want a better work/life balance. [ 496 more words ] https://www.sarinainsurance.com.au/the-insurance-implicati/

01.01.2022 A hardening market can mean higher premiums and tougher underwriting decisions so it pays to get an expert on your team. Like any market, the business insurance market experiences different cycles that can affect pricing and how easy it is to get cover. Depending on the stage of the cycle were in, this can mean more risk and higher premiums for you.