Select Finance in Adelaide, South Australia | Financial service

Select Finance

Locality: Adelaide, South Australia

Phone: +61 8 8447 5483

Address: 185 Port Road, Queenstown 5014 Adelaide, SA, Australia

Website: http://www.select-finance.com.au

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• Financial service
• Loan service
• Mortgage brokers

25.01.2022 Today's FINANCE FACT Friday : The impact of the Corona Virus on Businesses of all sizes has been huge. As businesses, we must remain aware that businesses will get hit with new hurdles every week. Good businesses will LEARN from these, and find ways to overcome them. They must be adaptable, have a Plan B, and will put in place measures to minimise the impact of the unforeseen. Simple things like Measuring and Monitoring of business Performance, Data backup, AntiVirus and Fi...rewalls, Insurance, having Diversity of Clients (or Suppliers), Financial "reserves", Staffing reward & Succession structures, trusted Advisors, Proper Agreements/Invoices and Credit terms ..... the list goes on. Try to build a Moat around you business, to minimise future disruption/competition effects. The saying goes : "Its only when the tide goes out, that you can see who has been swimming naked". Be prepared, be clothed. See more

25.01.2022 Inflation Week : what about cars?... well they have (like airfares) actually got cheaper (compared to income). Again competition and the access to the world of imports has kept prices down. In the 70's and 80's it would take 1-1.5 year's salary, now the average new car is at $29,000, about 6 months salary.

24.01.2022 One of my favorite business sayings : "If you can't measure it, you can't manage it". True in all facets of business; it's so important to have (and understand) measurable benchmarks to be able to gauge AND address the ongoing business performance. BUT, isn't this true in home life too?... When things get on top of you, you need to be able to identify the issues, break it all down,into manageable chunks, and chip away at the hurdles, piece by piece, to get back on top of them.....Good business and good health #BusinessTips #managingLifesHurdles

23.01.2022 Today's Friday FINANCE FACT : what about shares ? So I get my return from Dividend Payments and Capital (share value) appreciation. So how have they performed over time ? The broader measure of Sharemarket performance is the All Ordinaries Index. This measures the daily movement of the Top 500 listed Australian Companies (which also represent around 95% of the total collective value of all listed companies). This movement, published in points/cents and percentage gives a guide to what the change in share prices averaged for the day (month, year etc). To measure your return, again you need to look at the change in (share) values, plus the 6 monthly dividends paid to investors. The Table here shows the sharemarket performance over time.

20.01.2022 It's Finance FACT Friday - Fun with finance : "Someone told me that I paid most of my interest at the start of my loan, so it's not worth paying it out now" - Defo TRUE - You DO pay most of your interest at the start !! It is easiest explained by "The rule of 78" example. Let's use a 1 year term loan for simplicity. The addition of 12 months equals 78 (1+2+3+4+5+6+7+8+9+10+11+12 = 78). So what happens with loans, is that you pay 12/78ths of TOTAL interest in the 1st month, 11/78ths in the 2nd month etc etc, and thus pay only 1/78th of the total interest in the last month. YOU CANT WIN lol #LenderSmokeAndMirrors #FunWithFinance #MathsExplained

16.01.2022 Today's Friday FINANCE FACT - Your employer does NOT care whether you need more money for a bigger house, or another Car, or to pay bills. ....They care about keeping a good employee, one that adds value to THEIR business unit. So when negotiating for a pay raise, emphasise more about the value you bring to their company. Do your homework FIRST. See the attached for some tips - make it a win-win, and you will benefit. #financetips #negotiationSkills #gettingThatPayrise

14.01.2022 Today's Friday FINANCE FACT : what about shares ? So I get my return from Dividend Payments and Capital (share value) appreciation. So how have they performed over time ? The broader measure of Sharemarket performance is the All Ordinaries Index. This measures the daily movement of the Top 500 listed Australian Companies (which also represent around 95% of the total collective value of all listed companies). This movement, published in points/cents and percentage gives a guide to what the change in share prices averaged for the day (month, year etc). To measure your return, again you need to look at the change in (share) values, plus the 6 monthly dividends paid to investors. The Table here shows the sharemarket performance over time.

11.01.2022 It's FINANCE FACT Friday - Fun with finance : Lady says to me how did you calculate those percentages in your head, I didn’t even have time to take out my phone (Calc App).... LET’s DO THIS . So what’s 50% of $300? (too easy $150). Okay, then what’s 30% of $250 ? ... Mmm, so we go 3 x 25 (shift decimal)= $75 . Cool man, let's try 6% of $70 = $4.20 (6 x 7 & shift decimal). Ahh, so you’re not that smart after all Mmm. Could be helpful when you’re haggling % off those discounts hey. #FunWithFinance #MathsExplained

10.01.2022 We would like to give a massive shoutout to our sponsors in 2020! It's been a tough year for all and we can't thank you enough for your support. Elders Insuranc...e Adelaide Metropolitan Ace Concrete Cutting & Drilling Volley Electrical Delicia Acai + Protein Bar Modbury Triangle Select Finance See more

07.01.2022 Announcement : Select Finance expands Home Lending panel. More lenders means more options, and a greater chance of finding that solution to get their clients into home ownership. Let's talk, or Let's put a Plan in Place.... #homebuyers #mortgageBrokers #letsDoit

06.01.2022 Time to remind that friend who needs to put a PLAN in place. Let's start something .... #mortgagebrokers #financeForHomes

05.01.2022 Inflation & Consumer Price Index week : what about Airfares - what have they changed by in 35 years.... yes wow, how expensive was it to travel O/s !!

01.01.2022 Today's Friday FINANCE FACT : what about shares ? So we get our return from Dividend Payments and Capital (share price/value) appreciation. Okay, so how have they performed over time ? The broader measure of Sharemarket performance is the All Ordinaries Index. This measures the daily movement of the Top 500 listed Australian Companies (which also represent around 95% of the total collective value of All listed companies). This movement, published in points and percentage gives a guide to what the change in share prices averaged for the day (month, year etc). To measure Your return, again you need to look at the change in (share) values, plus the 6 monthly dividends paid to investors (that you received). The Table here shows the sharemarket performance over time. #UnderstandingShares #SuperFundReturns