SG Home Loans in The Ponds | Loan service

SG Home Loans

Locality: The Ponds

Phone: +61 421 841 682

Address: 1 Watercress Street 2769 The Ponds, NSW, Australia

Website: http://www.sghomeloans.com.au

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25.01.2022 According to REA Group director of economic research Cameron Alisher, the housing downturn was primarily driven by restrictions on the supply of credit. Housing became really unaffordable, particularly in the two largest capital cities, so that was certainly a contributor, but really it was the introduction of a range of macro prudential policies, which weren’t aimed at reducing prices, but the effect of them being introduced to remove some of the risks in the housing marke...t was that it pushed dwelling values lower, Mr Kusher tells The Adviser. However, Mr Kusher says the housing slump is all but over. It certainly depends on where you are in the country, but if you look at it nationally, the index certainly points to the downturn being over in Sydney and Melbourne,.

25.01.2022 The Sydney and Melbourne property markets have driven the biggest monthly lift in national house prices in 16 years as falling interest rates and a shortage of supply combine to drive up values. CoreLogic's monthly measure of values showed dwelling values across the nation's capitals jumped by 1.7 per cent in November, the biggest monthly lift since 2003. The increase was driven by the nation's two largest property markets.... Read more in the link below: https://www.smh.com.au//sydney-and-melbourne-house-values-

24.01.2022 A good busy week this week - 3 unconditional approvals and 3 pre-approvals. Contact us now for your home buying finance needs. SG Home Loans... Let’s make it happen. See more

24.01.2022 The Australian economy saw strong growth in the September quarter, officially bringing the country out of recession. Australian economic activity rose 3.3 per cent (in seasonally adjusted chain volume terms) in the September quarter 2020, the strongest quarterly growth since the 1970s, according to figures released by the Australian Bureau of Statistics (ABS). The growth means that the economy is now officially out of recession, after entering it in the June quarter. Read more in the below link:

23.01.2022 Some interesting stats in NSW. Source: The Adviser Magazine - December 2020 issue

23.01.2022 Congratulations to our first home buyer. Loan fully approved in 5 days. Brand new home settled last week. www.sghomeloans.com.au Let’s make it happen!

22.01.2022 It’s the best time to make smart changes in your life. This includes your home loan. With historical lows on mortgage rates, now is the best time to give your mortgage a much needed spring clean, making sure your home loan product is still the most suitable product for your needs. Contact us now. 1800 SGLOAN... www.sghomeloans.com.au Let’s make it happen. See more

21.01.2022 Home Builder Frequently Asked Questions https://treasury.gov.au//HomeBuilder_Frequently_asked_ques

21.01.2022 The NSW government is launching a public consultation on enabling home buyers to opt out of stamp duty and instead choose a smaller annual property tax. Announced as part of the NSW budget 2020-21, the state government is to launch a public consultation to seek the community’s view on tax reform to reduce the upfront costs for buyers and remove one of the biggest financial barriers to home ownership. The proposed model would give buyers a choice to axe stamp duty at the poi...nt of purchase and choose an annual property charge instead. For more details, please click the link below:

21.01.2022 Fixed rates have been reduced by many lenders. What's a fixed rate?

20.01.2022 Save from your existing home loan. Contact us through: 1800 SG LOAN [email protected]... www.sghomeloans.com.au See more

20.01.2022 Always my pleasure to see my clients moving in to their first new home. Especially these two who are dear to me. Thanks again for making me your go to person for your home loan and congratulations for your new home . #landandconstructiondeal

20.01.2022 Are you in need of help to finance your construction of your home? We can help find a solution for you. www.sghomeloans.com.au

20.01.2022 First Home Loan Deposit Scheme (FHLDS) at a Glance

20.01.2022 The central bank has cut the official cash rate for the third time in five months. The Reserve Bank of Australia (RBA) has announced that it has reduced the official cash rate to a new record low of 0.75 per cent. Read more in the link below:

19.01.2022 The ANZ research group stated that it’s expecting property prices and construction activity to fall throughout 2020 and into 2021, before a modest recovery in the back end of 2021. See link below for more information:

18.01.2022 Congratulations to our first millennial first home buyers. They are siblings and are in their early 20s and they now own their first home. We have set up two separate loan facilities in one security so they can split the costs of buying a home in the way they want and can decide how they want to manage their repayments. #sghomeloans... Let’s make it happen. See more

17.01.2022 First Home Loan Deposit Scheme supporting first home buyers. The First Home Loan Deposit Scheme is a new initiative of the Australian Government to support eligible first home buyers purchase a home sooner. It does this by providing a guarantee that will allow eligible first home buyers on low and middle incomes to purchase a home with a deposit of as little as 5 per cent.... The Scheme will support up to 10,000 loans each financial year, starting from 1 January 2020. https://www.nhfic.gov.au/what-we-do/fhlds/eligibility/ If you’re in the market of buying a home, please contact us at: 1800 SG LOAN [email protected] www.sghomeloans.com.au

16.01.2022 Congratulations again to our first home buyers with purchase settled on October. Also, formally approved 4.98M in the last 4 weeks. www.sghomeloans.com.au Let’s make it happen.

16.01.2022 Call us to firstly sort your finances before searching for a home. www.sghomeloans.com.au 1800 SG LOAN [email protected]

16.01.2022 If you haven’t reviewed your mortgage in the last 2 years, this is the best time to start looking at it and see if there are better ways you can save monies from interest charges. #Refinancing

15.01.2022 Another first home buyer we assisted. House and Land Package. Loan fully approved in 5 days, Loan settled yesterday - a week after full approval. Congratulations! ... Looking forward to the next stage - home construction. SG Home Loans Let’s make it happen!

15.01.2022 Celebrating the moving in of one of our valued clients to their first new home. Settled last week. Congratulations to our first home buyer! SG Home Loans... Let’s make it happen. See more

14.01.2022 Some interesting stats in the housing market today.

14.01.2022 Looking to get away but need some extra funding? Whether it's a destination wedding, a trip with the family or a last-minute getaway, our team at SG Home Loans can help arrange a low rate personal loan to finance your next holiday. Our partners offer a fast, simple process and access to funds typically within 48 hours. Don’t delay, get in touch today!

13.01.2022 The Reserve Bank has announced its cash rate decision for the month of November, moving in line with market expectations. The Reserve Bank of Australia (RBA) has cut the official cash rate from 0.25 per cent to a new record low of 0.10 per cent and moved to broad quantitative easing. The move marks the first time that the RBA has cut rates by less than 25 basis points.... Read more on the link below:

13.01.2022 There are big changes to how your credit score is calculated. Here's how they impact you: Finally, the big four banks have uploaded all their mortgage data to the credit reporting system. Previously, lenders were only able to find out negative information about your credit history, like payment defaults, bankruptcies and court orders and judgements.... The government has now brought in changes so more "positive" information will be included. This includes whether you have a mortgage, your mortgage repayment history going back two years, your credit card limit and repayment history, and repayment history on car loans and personal loans. What does it mean for me? It could mean your credit rating will change for better or for worse. If you defaulted on a credit card four years ago but haven't missed a payment since, it's likely your credit score will go up. That's because that positive history will now be factored in, as well as that one default. But if you have multiple credit cards that you are frequently late in paying, your score could go down. Click link below for more information:

12.01.2022 Fixed rate vs Variable rate - which is better for you? Contact us to discuss your financial situation and loan requirements. 1800 SG LOAN... [email protected] www.sghomeloans.com.au See more

12.01.2022 Congratulations again to our first home buyers. Last week’s wins. SG Home Loans Let’s make it happen.... [email protected] 1800SGLOAN www.sghomeloans.com.au

11.01.2022 I’m very honoured to be invited in my customers’ house warming as they move in their new homes. Being in this finance profession, helping people to get their first home is such a rewarding experience - Seeing them settled with their families and being part of this milestone in their lives. Getting their home loans is not just a one time transaction but a start of a long term relationship, working together to achieve their finance goals.

11.01.2022 Thank you for being part of our year. Have a Merry Christmas all.

11.01.2022 HomeBuilder extension details revealed The details surrounding the newly announced extension to the HomeBuilder program have been released. On Sunday (29 November), the Treasurer announced that the HomeBuilder program will be extended to 31 March 2021, albeit in a modified form.... The original program, which offers grants of $25,000 to owner-occupiers substantially renovating or building a new home, is available for contracts signed up to 31 December 2020. After that day, the extended HomeBuilder program will apply. Read more on the below link:

10.01.2022 NSW first home buyer changes to stamp duty cuts effective today. NSW government will temporarily remove stamp duty on new homes under $800,000 for first home buyers from August 1st, 2020. The change to the thresholds will only apply to newly-built homes and vacant land, not to existing homes, and will last for 12-months.

10.01.2022 Home ownership is a life long dream for many. We have helped many of our valued first home owners to achieve their dreams. Let’s work together to make your dream of owning your own house come true. Let’s make it happen.

09.01.2022 As we wind down the year 2019 and look back at what we have achieved this year, here’s message from our Principal Mortgage Broker Ghia Jardenil-Shrestha. We wish you all Merry #Christmas and a Happy #New Year 2020.

09.01.2022 Congratulations to our clients getting the keys of their very first home today. Really happy for this family moving in today. My pleasure to be of service to get their finance sorted on this purchase. SG Home Loans Let’s make it happen.

09.01.2022 Here are some things you need to start collecting to prepare you for a home loan. Contact us to help you get started and guide you on this process. 1800-SG LOAN... www.sghomeloans.com.au [email protected] See more

09.01.2022 We will be there to guide you. www.sghomeloans.com.au [email protected] 1800 SG LOAN

09.01.2022 A $25,000 grant will be available to owner-occupiers renovating or building a new home after 4 June, with the Morrison Government unveiling its new $688 million HomeBuilder package. The stimulus is designed to breathe life into the residential property market, which is facing a prolonged downturn off the back of the COVID-19. Read more on the below link:

08.01.2022 If you are a first home buyer, you may be eligible for the First Home Owner Grant.

08.01.2022 The RBA will keep the cash rate at its record low for the foreseeable future with no improvement in inflation and labour market conditions in sight, according to an analysis. As widely anticipated, the Reserve Bank of Australia’s (RBA) monetary policy board has held the official cash rate at 0.25 per cent. In a statement released following the decision, RBA governor Philip Lowe reiterated that the central bank would not consider changes to the cash rate until its long-term ta...rgets of unemployment and inflation were met. See more in the link below:

07.01.2022 Some of the key stats from the first tranche of the First Home Loan Deposit Scheme. Source: The Adviser (October edition)

07.01.2022 We are really excited to launch our re-invented web site with some brand new pages and contents. https://www.sghomeloans.com.au/ https://www.sghomeloans.com.au/home-loan-advice/... Let us know what you think.

07.01.2022 Home value recovery projection in the coming months.

07.01.2022 Pleased to be the part of One Voice Fiesta. We witnessed Lots of young talents today. Awesome work One Voice and all the young stars.

06.01.2022 Vic homes spend shortest time on market in 11 years Despite being severely impacted by the COVID-19 pandemic, the demand for Victorian housing remains strong, with average time on market at its lowest level in over a decade. The Real Estate Institute of Victoria’s latest Day on Market data showed that the average Victorian home spent just 33 days on the market before being sold in October 2020, the shortest time on market since 2009. ... According to REIV president Leah Calnan, this trend signals the recovery of the Victorian real estate market post-COVID-19 restrictions, with buyer interest elevated across the market. Read more on the link below:

06.01.2022 Believe it or not, this is what’s on this news.

06.01.2022 It seems that the Property market is heating up slowly. With recent interest rate cuts from RBA and banks/lenders, buyers activity in the market is growing. It’s a great pleasure to assist our valued clients with their house inspections and help them with informed property purchase decisions. It’s also heart warming to hear from our customers that they find our multi-year experience in Property industry and mortgage market useful in deciding about their property purchase. Here’s a short video of our recent house inspections.

04.01.2022 House Auction happening right now in Kellyville,NSW.

04.01.2022 How COVID-19 is impacting the property market. New figures from the Australian Bureau of Statistics show Australia’s economy shrank 0.3% in the March quarter as the coronavirus pandemic gripped the nation, bringing certainty that the country will suffer its first recession in 29 years. But as COVID-19 restrictions ease and governments scramble to develop a road map to economic recovery, Australia’s property industry beams hope for the future.... Read the link below from realestate.com.au article: https://www.realestate.com.au//property-to-the-rescue-wi/

03.01.2022 With some determination, you can get on the road to buying a home of your dreams. We will help you get there. Let’s make it happen! www.sghomeloans.com.au... 1800 SG LOAN [email protected] See more

03.01.2022 3 first home buyers got their properties settled this week. Congratulations to our valued first home buyers!

02.01.2022 Congratulations to our second time home buyer for winning this beautiful home in an auction and property settled last week. Thank you for the trust and for being part of your home buying journey. www.sghomeloans.com.au Let’s make it happen.

01.01.2022 With tapering property prices and low record interest rates these days, this is the best opportunity to plan and get into the property market. We can help you achieve your great Australian dream of home ownership. www.sghomeloans.com.au... Let’s make it happen. See more

01.01.2022 Housing affordability is a top 3 concern after cost of living, health care and ageing. Contact us now if you want to know your housing affordability.

01.01.2022 Let’s make it happen. www.sghomeloans.com.au 1800 SG LOAN [email protected]