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Smartline Personal Mortgage Advisers- Gary Pretty in Sunbury, Victoria | Mortgage brokers



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Smartline Personal Mortgage Advisers- Gary Pretty

Locality: Sunbury, Victoria

Phone: +61 3 9744 3331



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25.01.2022 Great to be involved with the team at Edu Health and educating teachers and students on borrowing tips.



25.01.2022 Theres been a lot of concern about what the end of large scale mortgage deferrals is going to do to property owners, the property market and the broader economy. Last Wednesday the banking industry announced it would offer a support package to people who are still going to struggle to make their mortgage repayments come September. Extensions will only be granted to people who are genuinely unable to make repayments, but these borrowers could have up to four more months to ...find a way to meet them. If you think you might need more time to be able to start making loan repayments once your deferral period ends, it is essential that you make arrangements with your lender before September 30 to avoid arrears and any impact on your credit report. You should also contact your lender if you want to discuss how you might be able to start making reduced repayments now.

25.01.2022 Whether you're saving for your first home or want to save to get ahead, here are some helpful tips to fast track your deposit or make sure you have some extra money saved for a rainy day.

22.01.2022 Give me a call on 0459 313 474 to discuss your situation.



21.01.2022 When you start thinking about buying your first home, there are myriad factors to consider. It can be a good idea to crunch the numbers for each of your options so that you can make decisions that will help you build wealth over the long term, as well as purchase the right home for your needs. ow.ly/PxBe102m6an

20.01.2022 Have you reviewed your home loan lately? Not only could you take advantage of the low interest rates, but you could potentially qualify for a cash back bonus of up to $3k when you refinance. Give me a call on 0459 313 474 to find out more.

19.01.2022 Hi All, If you are looking for a grazing box then look no further than this wonderful local business. Regards Gary



19.01.2022 Well worth keeping up to date with assistance from the team at #sagebusinessgroup

18.01.2022 Australian homeowners are holding onto their properties for longer than they were a decade ago and it’s not necessarily because they are comfortable. Experts say rising house prices and transactional costs as well as an ageing population are key reasons why Australians are staying put for longer. ow.ly/ph2x102spUN

18.01.2022 A great post from the team at #Sagebusinessgroup

16.01.2022 Whether youre interested in financial planning, business strategies, wealth & investment solutions or property we have you covered here at Sage Business Group.... To keep up to date with the latest information across all these areas please make sure you follow us on all the socials. https://www.sagegroup.com.au/contact-sage

16.01.2022 Are you a first home buyer and interested in finding out if you need a 20% deposit to purchase a home? With so many changes in the home loan market and also different government grants available, it can be difficult to navigate. Id be happy to help you through this process and help you purchase your first home sooner. Give me a call on 0459 313 474 if youd like to have a chat about your situation.



15.01.2022 Applications for the $25,000 Government assisted home builder grants are now available for those who qualify by using the attached link. https://www.sro.vic.gov.au/own/australian-homebuilder-grant

15.01.2022 If you are looking to secure a block of land in Riddells Creek be sure to contact the team at #barryplantsunbury

15.01.2022 This is something that we see quite often, if you would like to discuss your own situation feel free to give me a call on 0459 313 474

15.01.2022 Its great to be a part of the local community and having had personal experiences with each of the businesses listed I can highly recommend each of them for your needs. So pleased to continue to support local businesses.

14.01.2022 Ready to buy your first home? Its exciting, but theres a lot to get your head around. I can help you make sense of it all. Give me a call on 0459 313 474 to discuss. ow.ly/ct8J102iLuP

14.01.2022 Happy Fathers Day

13.01.2022 In these times of uncertainty due to COVID-19, your financial and personal wellbeing are my priority. My business remains open and I am available to do video conference calls in place of face-to-face meetings so please feel free to contact me at any time on 0459 313 474. I remain dedicated to providing you with the most up-to-date information as it becomes available and supporting you through this period of uncertainty.

13.01.2022 Even though were in a recession, were not seeing a collapse in house prices. Nerida Conisbee, Chief Economist at REA Group, outlines 6 key reasons why house prices arent falling.

13.01.2022 We are absolutely thrilled to support #saveourservices Sunbury by donating funds for the purchase of a new computer so that our returned service and emergency services people can keep in contact with their families. Thanks to Jeb Summers and the team at SOS Sunbury for your support and efforts in helping make this a reality.

12.01.2022 Something a bit different to lighten our days

12.01.2022 Things are changing in the home loan market quite quickly and with the introduction of new grants, schemes and opportunities for first home buyers, it can be a little overwhelming. If youd like someone in your corner who can provide expert advice, Id be happy to have a chat. Feel free to give me a call on 0459 313 474 or share this post with anyone else who may be looking to enter the market.

11.01.2022 Yesterday, the Australian Federal Government released new rules on the JobKeeper wage subsidy scheme to effectively extend the scheme for a further six months u...ntil 28 March 2021, with new testing requirements and reduced cash payments which the Government has dubbed JobKeeper Version 2 or the JobKeeper Extension. https://www.sagegroup.com.au/sage-dedicated-covid-19-financ

11.01.2022 Did you know... $10 from every loan Smartline arranges is donated to a range of charities. As an organisation weve now donated over $2.5m to charitable and community causes. Its so fulfilling to be part of an organisation that gives back.

10.01.2022 If this is of interest please get in touch with Tyson directly.

10.01.2022 There are many strategies every homeowner can use to pay off their mortgage as quickly as possible. These include everything from regularly ensuring your loan is still the most appropriate for your needs, increasing your repayments and looking for new ways to save. The key is to take action - so if you're ready to take the next step, give me a call, I'd love to help you get ahead.

09.01.2022 Well worth reading this article if you are running your own business to see what support might be available.

08.01.2022 By making additional lump sum repayments you can potentially save on interest. Try out our lump sum calculator to estimate how much interest and time you can save by making additional lump sum repayments. ow.ly/c2Oq102rit1

07.01.2022 With the recent cash rate reductions there are some lenders offering home loans with an interest rate that starts with 2! If youd like to find out more or review your current home loan to see if you can save money, please give me a call on 0459 313 474

07.01.2022 This seems to be a common theme that we will see a lot of activity in coming months after restrictions ease. If you have not yet got your finances in place then now is the time to speak with us and get started so that you are well placed when the market is ready to fire. Please feel free to give me a call on 0459 313 474.... Stay Safe Gary

07.01.2022 Nerida Conisbee, Chief Economist at REA Group, explains what the stage 4 lockdown means for real estate in Melbourne. ow.ly/8PqZ102kJ0q

04.01.2022 Why not contact me to see if I can help you, I have successfully assisted other clients save $$$ on their home loans.

03.01.2022 There has been quite a bit of confusion around how this grant actually works, delays with it being rolled out by Government agencies and even a lack of clarity around how lenders are treating this grant. This Fact Sheet provides all these details in a clear and easily understandable way. Please do not hesitate to contact me should you have any questions on 0459 313 474 or [email protected]

03.01.2022 Home Builder Grant Great news for anyone considering building a new home to live in with the State Revenue Office agreeing to extend the Home Builder Construction commencement date for a further 3 months. This means that all eligible applicants now have 6 months to commence construction from when the eligible Home Builder Contract is signed.... If you would like to know more, please feel free to contact me on 0459 313 474 or visit the State Revenue Office website. Regards Gary

03.01.2022 Not sure where it will all end up but opportunities still present for those in the market

01.01.2022 Meredith and I are very proud to have received this State award. Thanks go out to all our valued clients who have and continue to help us achieve our business goals and in turn and more importantly for us to help our clients achieve their personal goals. Thanks so much... Gary and Meredith See more

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