Smartline Personal Mortgage Advisers in Coffs Harbour, New South Wales | Mortgage brokers

Smartline Personal Mortgage Advisers

Locality: Coffs Harbour, New South Wales

Phone: +61 479 152 647

Address: Suite 9, Stadium Business Estate, 3 Ted Ovens Drive 2450 Coffs Harbour, NSW, Australia

Website: http://www.smartline.com.au/adviser/slong-3

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25.01.2022 Keep an eye out for this property that will be listed by David Small

25.01.2022 Buying your first home is no mean feat, particularly in Australia where housing markets have been ranked among the world’s most unaffordable. It might explain why the average age of Australian first-home buyers is closer to 40 than 20. ow.ly/DAwP102tojN

24.01.2022 Now that your spring cleaning is done, maybe it's time to spring clean your finances too. Reviewing your loan you could potentially save money. If you'd like to have a chat about how I can help, give me a call.

24.01.2022 The winners of our local heroes competition have been announced! Thank you to all of the wonderful nominees, it's amazing to see so many people helping their local communities. Meet the winners here ow.ly/3V3U102lTLa

23.01.2022 Property investors are returning to the market - but why? Find out what is driving investors back into the market here. ow.ly/5xc8102uxbZ

22.01.2022 Australian homeowners are holding onto their properties for longer than they were a decade ago and it’s not necessarily because they are comfortable. Experts say rising house prices and transactional costs as well as an ageing population are key reasons why Australians are staying put for longer. ow.ly/aBTb102sIx0

21.01.2022 If you're a fan of spring cleaning all areas of your life and want to get your finances in tip top shape, I offer a complimentary home loan review to make sure you're on a competitive rate. If you would like to review your loan, give me a call.

19.01.2022 The federal government’s announcement of its HomeBuilder stimulus package was met with enthusiasm and excitement, however, a lack of information has fuelled some confusion around the finer details. Here, we will clarify some of the common misconceptions around how to apply for the grant, how it can be used and when the money will become available. ow.ly/7bDJ102lEpR

19.01.2022 Decorating your home can certainly help to generate some Christmas spirit if you aren’t feeling ‘Christmassy’ just yet. But buying Christmas decorations from the shops can be expensive, and even a little tacky With that in mind, we wanted to offer you some ideas of how to decorate for Christmas on a budget. ow.ly/UkfM102uPaZ

17.01.2022 There are many strategies every homeowner can use to pay off their mortgage as quickly as possible. These include everything from regularly ensuring your loan is still the most appropriate for your needs, increasing your repayments and looking for new ways to save. The key is to take action - so if you're ready to take the next step, give me a call, I'd love to help you get ahead.

17.01.2022 The cash rate was reduced to a record low of 0.10%, so what does this mean for the property market? Sam Boer, Smartline CEO, provides his latest update and some great tips about what to be aware of during this time. ow.ly/pzJD102rLIo

15.01.2022 Is your mortgage deferral coming to an end? As we approach the six-month mark from the date deferrals commenced, around half of these loans are due to be assessed by lenders to determine whether these customers will be granted an extension of their deferral. Remember that putting your loan on hold increases the overall cost of your loan. This is because you are still incurring interest during the deferral period and this interest will be added onto your principal, increasing... the total interest you pay. This means that if you can start making your repayments even if you can only make partial repayments or interest-only payments you should try to make it happen, as it will ultimately cost you less. You need to contact your lender to discuss your options and the implications of your choice; however, please feel free to contact me to discuss a refinance or any other borrowing concerns.

14.01.2022 Do you know how to put your best foot forward when it comes to securing a loan? I can help you do this and make sure your application has the best chance of getting approved.

12.01.2022 1 #TreetopPlace #MooneeBeach is listed for sale by Tammy Blundell of Excel Property Agency Ensure you are ahead of the game and others looking at the properties that are hitting the market. Get a pre approval before you buy. Homes are selling as soon as they are listed. Avoid disappointment!... #Preapproval #CoffsCoast #HotProperty See more

12.01.2022 Buying real estate for the first time is probably one of the biggest financial commitments you'll ever make. It's likely you have many questions, like how much can I borrow? How much deposit do I need? How much will I pay in stamp duty? Do I qualify for any government grants? Good news is, I can help out with all of the questions you may have and be there with you every step of the way.

12.01.2022 9 #StingrayCreekRoad #MooneeBeach Listed by Tammy Blundell of Excel Property Agency Listed for sale at $585,000 !! A spacious, perfectly designed 4 bedroom family home located in a lovely new estate just minutes from Moonee Beach reserve, shops and The Tavern. Contact Tammy for more details.

10.01.2022 'Tis the season of giving and at Smartline we've donated over $2.5 million dollars to charitable and worthy causes. This is something I am proud to have contributed to.

09.01.2022 9 #StingrayCreekRoad #MooneeBeach Listed by Tammy Blundell of Excel Property Agency Listed for sale at $585,000 !! A spacious, perfectly designed 4 bedroom family home located in a lovely new estate just minutes from Moonee Beach reserve, shops and The Tavern. Contact Tammy for more details.

09.01.2022 Whether you're saving for your first home or want to save to get ahead, here are some helpful tips to fast track your deposit or make sure you have some extra money saved for a rainy day.

09.01.2022 6 #WoodswallowClose #BoambeeEast If you have been looking for the ultimate family home with all the extras, your search is over! Contact Tammy Blundell of Excel Property Agency #Summerready #lazbythepool #Coffscoast #Lifestyle

09.01.2022 Reviewing and consolidating your loans can make managing your finances more convenient and potentially save money, helping you become debt free sooner. If you'd like to review your situation and find out if you could pay off your mortgage sooner, please give me a call.

08.01.2022 I work solely for you, not the lenders. So, whether you're looking for a loan for your first home, a new home, an investment property, business financing or would like to refinance, I'll use my knowledge, experience and personal service to find a loan for you. Give me a call if you're in the market for a loan.

08.01.2022 6 #WoodswallowClose #BoambeeEast If you have been looking for the ultimate family home with all the extras, your search is over! Contact Tammy Blundell of Excel Property Agency #Summerready #lazbythepool #Coffscoast #Lifestyle

06.01.2022 Ultimate family home with parent's retreat 65 #PEARCEDRIVE #COFFSHARBOUR Call Tammy Blundell of Excel Property Agency to arrange an inspection. It wont last long ! https://www.excelpa.com.au/20532547

06.01.2022 New analysis shows how the pandemic disrupted the rental market across Australia, with prices falling in many cities. Australia’s most affordable cities for renters are revealed here. ow.ly/8cYj102uDLT

06.01.2022 Today is R U OK? day. 2020 has been a challenging year for everyone and circumstances have made it even more important for us all to stay connected. By knowing what to say you can help someone feel supported and access appropriate help long before they’re in crisis, which can make a really positive difference to their life. Find out more here - ow.ly/JVIP102m4Jk

06.01.2022 Deciding whether a fixed interest rate is right for you can be tricky. I can review your personal situation and help you understand whether it might be a good option to consider. Give me a call if you'd like to find out more. ow.ly/eWxZ102tQAo

06.01.2022 Storm season is here. Are you prepared? Are you covered? Before a Storm Clear leaves and debris from gutters, roofs and downpipes at your home or business. Check the roof for leaks and seal them to prevent water from flowing in. Move vehicles under cover when possible, and secure items outside that could be blown about by the wind or carried away in surging water. ... Keep yourself and your family or colleagues safe by ensuring that everyone is familiar with your evacuation plan and knows where first-aid and emergency kits are. Ensure that operational and other data is backed up, and ensure that stock and other key items can be moved if needed. During a storm Use a battery-powered radio to monitor your local radio station for updates on the bushfire, weather, power supply, emergency warnings and evacuation alerts. Contact 000 or your local SES in any emergency. Keep yourself and your family or colleagues safe by ensuring that everyone is familiar with your evacuation plan and knows where first-aid and emergency kits are. Ensure that operational and other data is backed up, and ensure that stock and other key items can be moved if needed. Stay indoors and away from windows. Unplug electrical items, especially computers. After a Storm Do not use damaged electrical outlets. Stay away from fallen power lines and anything that they may be touching. Do not use damaged electrical outlets. Do not walk through or drive through flowing water or enter still water of unknown depth. Once the danger has passed, take photos of damaged or destroyed items before disposing of them to assist in any insurance claims. Are you adequately insured? I can refer you to a fantastic Coffs Harbour Insurance Specialist so you can - Review your insurance and make sure you know what your insurance covers Check the sum for which you are insured covers the replacement value of the items that you wish to insure!

04.01.2022 I understand that everyone's situation is different and you have different needs and goals. I provide a personalised service to my clients to ensure they get exactly what they need. Whatever your situation is, I can help and make the home loan process as easy as possible for you. Give me a call if you would like to discuss your needs further.

04.01.2022 Thinking about buying your first home? Here is a snapshot of the home loan application process. I can take you through the home loan process, step by step, helping you get into your dream home sooner. ow.ly/b9r1102lYem

03.01.2022 I have access to and can compare loan options from a wide range of Australia’s leading banks, credit unions, building societies and other lenders all in minutes. I will listen to your needs, learn from you and walk you through the most suitable options to find the right loan for you and your situation.

03.01.2022 By making additional lump sum repayments you can potentially save on interest. Try out our lump sum calculator to estimate how much interest and time you can save by making additional lump sum repayments. ow.ly/zFu0102rd93

03.01.2022 Lenders vary in how much they will lend, depending on their own policies. I have access to lending rules and criteria which means I can work out which lender is best matched to your circumstances. Give me a call if you'd like me to review your specific situation.

01.01.2022 Use our handy home loan calculators to get an idea of much you can borrow, costs, budgeting and more. And if you want to give a personalised view of what you could borrow or how much your home loan repayments would be, please feel free to give me a call. ow.ly/P8Ud102plCy

01.01.2022 RBA has just announced a historic rate cut! The cash rate has reached a new record low of 0.10%. Find out what this means for you if you have an existing home loan and also what it could mean for you if you're a first home buyer. ow.ly/Yt46102rcP8