David Brett, Smartline Personal Mortgage Adviser in Norwood, South Australia | Mortgage brokers

David Brett, Smartline Personal Mortgage Adviser

Locality: Norwood, South Australia

Phone: +61 406 411 780

Address: 39 Beulah Road 5067 Norwood, SA, Australia

Website: www.smartline.com.au/dbrett

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25.01.2022 Have you heard about the apps that streamline various aspects of the home renovation process? You can control your spending, find suppliers, see how your living room might look painted blue, and plan your landscaping. Find out more here. ow.ly/b8MW1020gXn

24.01.2022 MYTH vs. FACT - Myth: Most borrowers can ask for a mortgage holiday so they dont have to make repayments on their home loan during the COVID-19 crisis. Fact: Deferral of mortgage repayments is only available for those who are facing significant financial hardship due to the impacts of the COVID-19 crisis and the measures to contain it. This typically means you need to have suffered a major change in circumstances such as job loss or the closure of your own business. Your lender will determine whether you fit the criteria.

23.01.2022 The federal governments announcement of its HomeBuilder stimulus package was met with enthusiasm and excitement, however, a lack of information has fuelled some confusion around the finer details. Here, we will clarify some of the common misconceptions around how to apply for the grant, how it can be used and when the money will become available. ow.ly/fMdv102lTJb

23.01.2022 Looking to move or want to find out some valuable information about your suburb? You can do that and more here ow.ly/gcVy102aYoN

22.01.2022 If youre looking to buy a car but cant get to a dealership because of the COVID-19 restrictions, why not consider our car buying service. You wont need to leave your home or visit a dealership. We will negotiate a great deal for you and organise the finance. And the best part is, the car will be delivered to your home. Give me a call if you need help buying a new car in this current environment.

20.01.2022 At Smartline, our look may have changed but thats all. Were now part of the REA Group, but you can still expect the same expert mortgage advice that 96%^ of our clients in the past 2 years have recommended to their family and friends. ^Based on the Smartline Client Settlement Survey from 1/1/18-31/12/19.

20.01.2022 We want you to have a great summer. Thats why Smartline is giving away a massive $5,000* to one lucky winner! Treat yourself to a fantastic summer holiday, spoil your loved ones over the festive season, or plan ahead and put it on the mortgage. For your chance to win, simply complete the entry form by 11:59 pm AEDT, 3 December 2019. ow.ly/JIa11020o64

19.01.2022 We know times are tough financially for many individuals and small businesses around Australia. Thats why we have put together a dedicated COVID-19 support page, to provide you with some information about managing your loans and your finances during this time. ow.ly/svs4102ef2F

18.01.2022 Wed like to thank all of the unsung individuals, charities or organisations in our community who are out there doing incredible things - because not all heroes wear capes. Head over to our website and nominate your local hero for their chance to win $5k. Nominate now: ow.ly/z2Xz102gZyW... Nominations close 31.07.20. Winners announced 31.08.20. Open to AUS residents only 18+. Total prize pool $25k (5 x $5k cash prizes). Terms and conditions apply.

18.01.2022 https://www.facebook.com/212799001710/posts/10156504503201711/

17.01.2022 Cameron Kusher - Executive Manager Economic Research for REA Group, explains how COVID-19 will compare to other market downturns. ow.ly/EckZ102dzBv

17.01.2022 All setup at home, video conferencing, telephone, email, SMS, all ready to help, so let me know if you need any!!

16.01.2022 Thanks Anthony, it was a pleasure!

16.01.2022 Merry Christmas to you and your family. I hope you enjoy the time with your loved ones and have a relaxing day together.

16.01.2022 Have you heard... Due to the record low cash rate, some lenders are now offering home loans with an interest rate that starts with a 2! If youd like to know if any of these loans are suitable for you, give me a call.

16.01.2022 As cases of COVID-19 increase daily around Australia, its natural that your number one concern is the health of your loved ones. But its likely that protecting your financial future will also be high on the agenda as the situation evolves. So, here are a few suggestions for how you may be able to minimise the impact of the COVID-19 on your personal finances. ow.ly/B5ZM102dpF0

15.01.2022 The winners of our local heroes competition have been announced! Thank you to all of the wonderful nominees, its amazing to see so many people helping their local communities. Meet the winners here ow.ly/xqZ8102lTJa

14.01.2022 Budgeting apps now make it very easy and affordable to keep track of all your finances, create and keep to a budget, and receive notifications of whatever you need to know in relation to your finances all on your smartphone. Here are five finance apps to help you keep on track. ow.ly/QZ6O102aQ4y

13.01.2022 Whether youre interested in taking advantage of the recent rate cut or cash back offers; or set up a savings plan to help you buy, invest or renovate; or want to understand your financial options during this uncertain time, Im here and ready to help. Give me a call if youd like to discuss in more detail.

12.01.2022 MYTH vs. FACT - Myth: If you can get a deferral on your loan repayments you should take it because it means you may not have to pay interest for up to six months. Fact: It is recommended you keep making your usual loan repayments if possible, since deferring your repayments increases the overall cost of your loan. This is because the interest you incur during the deferral period will be capitalised (i.e. added on to your mortgage), so you will need to either increase your interest repayments after the deferral period or extend your loan term; both of these will increase total interest. Additionally, any available redraw on your loan may be used first by your lender to make your repayments during the support period. Therefore, if you need access to this money during the support period, consider transferring it to another account now.

11.01.2022 It was a pleasure to catch up with Jacqui and Brenton from Irental Property Management yesterday to talk about whats currently going on in the property market, especially in relation to lending and opportunities for borrowers. Please take a look and if it raises any questions for you then feel free to give me a call or for those current or perspective landlords out there, if you have any letting questions then I couldnt recommend Irental more highly - youll find their offering extremely competitive and highly professional..! https://m.youtube.com/watch?v=B0NMZO2KPuQ

11.01.2022 Now that many of us are required to work from home, it can take a while to adjust to the new way of working. Here are some tips for working from home while youre self-isolating. ow.ly/2JCx102d7pY

10.01.2022 Your credit rating may not seem like a huge priority right now; however, its important not to let it slide by neglecting your financial commitments. Taking a few extra steps now to check in on where you stand could save you years of pain. ow.ly/RbSn102ieU1

09.01.2022 Having anticipated the recent bans on auctions and open for inspections, realestate. com .au has launched a new virtual inspection tool which will allow buyers and sellers to remain in business. ow.ly/b3ke102dzBE

09.01.2022 Your credit rating may not seem like a huge priority right now; however, it’s important not to let it slide by neglecting your financial commitments. Taking a few extra steps now to check in on where you stand could save you years of pain. ow.ly/RbSn102ieU1

08.01.2022 We’d like to thank all of the unsung individuals, charities or organisations in our community who are out there doing incredible things - because not all heroes wear capes. Head over to our website and nominate your local hero for their chance to win $5k. Nominate now: ow.ly/z2Xz102gZyW... Nominations close 31.07.20. Winners announced 31.08.20. Open to AUS residents only 18+. Total prize pool $25k (5 x $5k cash prizes). Terms and conditions apply.

07.01.2022 The Federal Governments latest COVID-19 support package includes more financial help for small businesses. Sole traders impacted can access a "coronavirus supplement" of $550 a fortnight for the next six months Eligible small businesses will get a tax-free, cash payment of up to $100,000 from the Australian Tax Office in April... The Commonwealth will guarantee unsecured loans of up to $250,000 with repayments deferred for six months Temporary changes to insolvency laws will protect Company Directors from personal liability for trading while insolvent https://mobile.abc.net.au//coronavirus-second-st/12078972

06.01.2022 Winners are grinners! :)

05.01.2022 Under the HomeBuilder scheme, homeowners looking to spruce up their houses and apartments could be eligible for a $25,000 grant to cover the cost of the job. Realestate. com. au data has analysed current listings to find the suburbs that have the highest proportion of renovation-ready properties. ow.ly/Ru2Z102hec2

04.01.2022 Is it time to fix your home loan interest rate? With so many changes in the market and the recent cash rate cuts; some home loan interest rates are at historic lows. If youre wondering if it is a good time to fix your home loan, give me a call. Id be happy to talk through your situation and see if its the right decision for you.

03.01.2022 With so many competitive rates available in the market it could be a good time to purchase your first home or review your home loan to potentially save money. I can explain the options available to you and help you understand whether a fixed rate is the right option for your situation. Give me a call if youd like to find out more. Full T&Cs here: ow.ly/E3tz102fou9

03.01.2022 The RBA cash rate currently sits at 0.75 per cent and with some banks only passing on a portion of the cuts, the treasurer is telling Australians to shop around. ow.ly/FjkI101X2pH

03.01.2022 The coronavirus pandemic has forced many of us to stay at home, either in self-quarantine, working from home following office closures, or in some cases, without work at all. Here are some tips for share-housing during COVID-19. ow.ly/1NYI102d7pu

03.01.2022 Theres no denying its a strange and alarming time amid the global coronavirus pandemic. But if youre in a position to buy it is a very interesting time for you. Find out what some experts think is the best approach for those looking to buy a property amid this ever-evolving situation. ow.ly/9t7Z102d7ou

03.01.2022 With the recent cash rate reductions there are some lenders offering home loans with an interest rate that starts with 2! If youd like to find out more or review your current home loan to see if you can save money, please give me a call.

02.01.2022 While the COVID-19 pandemic has created uncertainty about when life will return to normal, theres a heartwarming new movement emerging seeing neighbourhoods connect in new and often virtual ways. ow.ly/NUYr102ebJJ

02.01.2022 If you have been considering a major renovation or building a new home, now could be the perfect time to get started! Not only can you borrow very cheaply right now with interest rates at record lows, but you may also be eligible for a government grant of $25,000* to assist towards the cost of the project. The Federal Government hopes this new HomeBuilder scheme will encourage homeowners to spend money on construction, and keep hundreds of thousands of builders and tradespeop...le employed in the wake of a possible downturn due to the COVID-19 pandemic. I can help you choose the right finance option for your construction project so please dont hesitate to get in touch to discuss your options. *Restrictions apply, find out more here. ow.ly/ROfD102ggpT