John Timms, Smartline Personal Mortgage Advisers | Finance

John Timms, Smartline Personal Mortgage Advisers

Phone: +61 423 140 444

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22.01.2022 Happy Chinese New Year It's the year of the Ox and the Ox is seen as hardworking, positive and honest. Wishing everyone a year filled with good health and prosperity.

22.01.2022 The latest RBA announcement is in and the board has decided to leave the cash rate unchanged at 0.10%. You can read the full announcement here - ow.ly/RTbA102y5HQ If you'd like to review or discuss your home loan needs, please feel free to reach out.

21.01.2022 The year 2020 has been an uncertain time for the Australian property market. Despite predictions of large price falls early in the coronavirus recession, the property sector has come through the crisis in remarkably good shape. As 2020 draws to a close, here are five trends we can expect from the property market in 2021. ow.ly/UCKB102vQ1Q

19.01.2022 Buying your first home is no mean feat, particularly in Australia where housing markets have been ranked among the world’s most unaffordable. It might explain why the average age of Australian first-home buyers is closer to 40 than 20. ow.ly/lGXb102tpnt

18.01.2022 The cash rate reached a new record low of 0.10 per cent on 3 November, and over the past several weeks, banks and other lenders have been announcing their interest rate response. Many big lenders have cut their fixed rates significantly, with some breaking the 2 per cent per annum barrier. ow.ly/gtKV102tpnB

15.01.2022 Want to win $10K off your mortgage*? To enter, all you need to do is take out or top up an eligible home loan through a Smartline Adviser during the promotional period and you’ll automatically go into the draw to win one of three $10K prizes. Visit our website to find out more ow.ly/5F0S102y27f T&Cs apply. Open to AU res 18+. Limit 1 entry p/loan. Ends: 11:59pm AEST 30/6/21. NSW TP/00674 ACT TP21/00006 SA T21/8

10.01.2022 Commercial property loans can be complex. They’re also variable and, often, negotiable. As a commercial finance expert, I can provide advice at every step and help secure the right loan for you. And with rates at a historic low, it could be a good time for you and your business to invest in commercial property.

06.01.2022 Now that Christmas is done and dusted, it might be a good time to think about setting up a savings plan in preparation for next year. Our savings plan calculator can help out with that. ow.ly/dAsn102vQ1I