Rob Stankiewicz | Businesses

Rob Stankiewicz

Phone: +61 439 248 251

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• Businesses
• Mortgage brokers
• Finance

19.01.2022 The traditionally busy spring selling season is likely to be flatter this year, but property experts predict that pent-up demand will prompt a flurry of activity once the second coronavirus wave eases and Melbourne’s stage four lockdown is lifted. ow.ly/mWdW102l77d

18.01.2022 What is LMI? You may have to pay for lenders mortgage insurance (LMI) if you borrow more than 80% of the value of your property. LMI protects the lender if you default on your loan and the sale of your property doesn’t cover the value of the mortgage. Be aware, LMI doesn’t protect you as the... borrower if you’re having trouble paying off your mortgage this is called ‘mortgage protection insurance’. See more

17.01.2022 With travel restrictions still in place, many of us are exploring our own backyard instead. As your Smartline adviser, I can also assist with asset finance for things like boats, caravans and trailers - so you can get out and explore. If you'd like to find out more, give me a call to discuss.

16.01.2022 While direct impacts for property were limited in the federal budget 2020-21, there are a number of measures that will impact the industry both directly and indirectly, now and into the future. ow.ly/bDLt102p8Wz

13.01.2022 Ever wondered what type of commercial properties I can help you secure a loan for? Here are a few. If you'd like to discuss your unique situation, please give me a call.

10.01.2022 I work solely for you, not the lenders. So, whether you're looking for a loan for your first home, a new home, an investment property, business financing or would like to refinance, I'll use my knowledge, experience and personal service to find a loan for you. Give me a call if you're in the market for a loan.

09.01.2022 Use our handy home loan calculators to get an idea of much you can borrow, costs, budgeting and more. And if you want to give a personalised view of what you could borrow or how much your home loan repayments would be, please feel free to give me a call. ow.ly/RW60102priw

08.01.2022 It’s quite common to accumulate a number of loans, particularly as you move through different stages of your life. Refinancing debts and consolidating them into one loan can be a great way to save money and get back in control of your finances. Find out more here. ow.ly/sVA2102kytR

07.01.2022 Whether you're thinking about investing or are an experienced property investor, I can help secure a suitable loan for you. Give me a call if you need more information.

07.01.2022 Is your mortgage deferral coming to an end? As we approach the six-month mark from the date deferrals commenced, around half of these loans are due to be assessed by lenders to determine whether these customers will be granted an extension of their deferral. Remember that putting your loan on hold increases the overall cost of your loan. This is because you are still incurring interest during the deferral period and this interest will be added onto your principal, increasing... the total interest you pay. This means that if you can start making your repayments even if you can only make partial repayments or interest-only payments you should try to make it happen, as it will ultimately cost you less. You need to contact your lender to discuss your options and the implications of your choice; however, please feel free to contact me to discuss a refinance or any other borrowing concerns.

06.01.2022 Planning a family road trip? You can relax with our easy car and caravan finance. I can provide you with a hassle-free quote in minutes. Give me a call so you can hit the road sooner.

05.01.2022 Having your finance ready before you go car hunting means you have greater negotiating power. I can assist with car finance and even offer a car buying service. If you'd like to find out more, feel free to give me a call.

02.01.2022 Reviewing and consolidating your loans can make managing your finances more convenient and potentially save money, helping you become debt free sooner. If you'd like to review your situation and find out if you could pay off your mortgage sooner, please give me a call.

02.01.2022 Purchasing business equipment can be an expensive exercise. It's important that you consider finance terms and the effect of loan repayments on the cash flow of the business. I can assist with this. Let's have a chat.

02.01.2022 When thinking about investing the key to success and reducing risk, is finding a suitable loan and having expert guidance. That’s where I come in, my aim is to help you secure your future with the right advice and loan. Give me a call if you'd like to find out more.

01.01.2022 With interest rates remaining at all time low, making decisions that are right for your situation in this financial climate are paramount. Whether you want to free up cash for renovations, purchase an investment property or are thinking about accessing equity in your home, I can assist and guide you. Give me a call to discuss your situation.

01.01.2022 The HomeBuilder Scheme has boosted the construction market, however it is currently only available until the end of the year. So what happens after the scheme ends? Cameron Kusher, Executive Manager Economic Research from REA Group, explains what we need to be aware of next year. ow.ly/T8aT102lwTW

01.01.2022 Meeting at a time and place that suits you (or even organising a virtual meeting), comparing loans & lenders, liaising with the lenders and doing the legwork for you, are just a few of the benefits of working with a Smartliine Adviser. If you're looking for smarter mortgage advice, let's have a chat.