Sarju Shrestha, Smartline Personal Mortgage Adviser in Sydney, Australia | Mortgage brokers

Sarju Shrestha, Smartline Personal Mortgage Adviser

Locality: Sydney, Australia

Phone: +61 422 636 428

Address: 2/1 Celebration Drive, Bella Vista 2153 Sydney, NSW, Australia

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25.01.2022 Impact of recent changes in financial markets in your financial situation.

24.01.2022 RBA leaves cash rate on hold. We expect RBA leaves the cash rate untouched for some time. According to the latest Westpac Melbourne Institute of Consumer Sentiment Index, there is evidence that both house prices and activities are responding well to low interest rate environment and making a positive impact on confidence. This indicates a good time to enter in to the property market or for those who already own the property, it could also be a good time to review their current home loan and make sure that they are still in the right product to suit their needs.

24.01.2022 Pay your mortgage and build your wealth not your landlord's.........

24.01.2022 How to get a big profit from your investment property Though property markets have ups and downs like any other, the vast majority go up in value over the long term, and a well-located property, properly tenanted, can generate a reliable yield, pay down your debts and in some circumstances slash your tax bill. Please read: http://www.afr.com//how_to_get_big_profit_from_your_NtLlZH

23.01.2022 NSW Government’s housing affordability reforms for First Home Buyers

23.01.2022 Credit cards - injurious to your wealth and health. Cut it..

23.01.2022 Interest Rate Update

22.01.2022 Economic Cycle of Real Estate Simplified. Where do you think we are in our local context in Australia?

22.01.2022 Smart Decision with the help of Smart Advice Saves you Time and Money!!

21.01.2022 Australia the lucky country has over 700,000 people who go hungry. Half of these are children. Others include the working poor and the elderly. Food Bank NSW & ACT, collects unwanted food and re-distributes it through welfare agencies. I was blessed to be part of the Smartline team on Friday to pack food and contribute financially to this great cause.

21.01.2022 Boost your borrowing capacity!

20.01.2022 What's the right way to borrow for home renovations? It might not be what you think. If you're planning an update, contact me and we can discuss your needs.

19.01.2022 Consider refinancing your mortgage and save money in interest payments...

19.01.2022 Interest Rate Rise in Investment Loan..... CBA and ANZ have increased 0.27 percent in their variable investment home loan to 5.72 percent and 5.65 percent respectively. ANZ has also increased its fixed rate loan by 0.30 percent whilst fixed rate in owner occupied home loan is reduced by 0.40 percent point. Similarly, CBA has increased rates 0.30 percent in 1 and 4 year loan and 0.30 percent in 2 and 3 year, 0.10 percent in 5 year fixed rate loan. However, fixed rate in owner... occupied home loan is unchanged. The rate change in both banks will be in effect from 10 August 2015 Please feel free to call me at 0422 636 428 to discuss the effect of these changes in your home loan situation.

19.01.2022 Dreaming of splashing out this summer? Stay tuned for some exciting news from Smartline!

19.01.2022 Good news for mortgage holders . Following the RBA announcement on cash rate cut by 0.25%. Westpac reduced by 0.28% on their standard variable rate, Similarly, ING 0.25%. We expect other lenders will also announce their rate cut in full in coming days. Please feel free to contact me if you have any queries on announcement and its impact on your circumstances. Cheers!

19.01.2022 Rate rise and broker's role

18.01.2022 Refinance with right home loan can save your hard earned money in mortgage repayment. Worth considering!

18.01.2022 Reserve Bank of Australia (RBA) keeps interest rate on hold..

17.01.2022 Cash Rate on Hold! The Reserve Bank has left the official cash rate on hold at 2% for the fifth consecutive month at its October monetary policy board meeting. This decision comes as no surprise to many economists and analysts due to lower Australian dollar and stable business conditions and property prices would have eased the central bank’s concerns.

17.01.2022 Australia - No.1 destination for millionaire migrants.

17.01.2022 Fixed Interest Rate has gone down to as low as 4.99%. Explore the opportunity to save in interest payment. Invest sometime to talk to us.

17.01.2022 The Reserve Bank has left the cash rate on hold for the second consecutive month, since cutting it by 25 basis points to 2% in May.

17.01.2022 Interest rate on hold (Should we dare to dream?) The RBA Board has decided to hold the cash rate at the current level for another month. Although Australia's inflation rate appears to be well under control (which could justify a rate cut), the improving global economic outlook has the board wondering if our economy really needs further stimulus. Should we dare to dream that our lenders will quickly pass on their savings to mortgage holders? We will keep you informed if anyth...ing changes. Should you wish to discuss any finance related matters, please just shoot me an email and I will give you a call. Sarju Shrestha 0422 636 428

17.01.2022 Own your own home, pay your mortgage and build wealth not your landlord's. For any help, please call me.

16.01.2022 RBA leaves the official cash rate on hold for at 2.5%.

16.01.2022 Did you review your home loan?

15.01.2022 Considering to buy House and Land Package? Please keep your eyes open. Renowned Property Investment Adviser Margaret Lomas provides some tips in her blog. eyes-wide-open

15.01.2022 The Reserve Bank of Australia has announced today that it has decided to keep the cash rate unchanged at 1.50%. At Smartline, we continually monitor lenders for interest rate changes outside the official rate however we expect that most lenders will leave their variable interest rates unchanged following the announcement. If you have any questions about interest rates or your loan, please feel free to get in touch to discuss.

15.01.2022 Sydney house prices jump 22% in one year to reach $1m median

15.01.2022 RBA keeps cash rate on hold!!

14.01.2022 Negative gearing - a cause for housing unaffordability?

14.01.2022 Protect your home by protecting your mortgage!!

14.01.2022 The Reserve Bank of Australia (RBA) has left the official cash rate on hold at 2%. Strong economic data which include moderate property price growth and bounce back in consumer sentiment provided the reasons for RBA to hold the interest.

14.01.2022 On Saturday 8 November I will be taking part in Cancer Council Australia's Relay for Life again in the Smarline Home Loan team. Thanks to all our supporters. We raised over $10,000 last year! I invite you all to be generous and support me in raising much needed funds for cancer research, diagnosis and treatment of cancer patients. According to Cancer Council Australia, funds raised have been used to save more than 61,000 Australian lives in last 20 years. Please follow the l...ink for your generous support. http://www.relayforlife.org.au/search

13.01.2022 Let us welcome the year which is new and fresh, and cherish a new moment it beholds. Wish you a very happy new year 2015 ahead!!

13.01.2022 Last week showed us something we haven’t seen for quite a long time. A few of our lenders lifted their fixed and variable interest rates. The question we would all like answered is where rates are going to head from here?

13.01.2022 The Reserve Bank of Australia has left official interest rates unchanged at 2 percent for a seventh straight month.

13.01.2022 The RBA has dropped the official cash rate by 0.5%. All eyes will now turn to the big four banks to see if they will pass on the savings. http://www.news.com.au//rba-s/story-e6frfmn0-1226343674156

13.01.2022 The Reserve Bank of Australia (RBA) has kept the official cash rate on hold at 1.5%

12.01.2022 How Interest Rate Cycle Works...

11.01.2022 Property investment is a balancing act. It is important to be able to realise when you need more research and when you have gathered enough information to make an informed decision to avoid the mistakes that may cost you substantially.

11.01.2022 Invest time to talk with us. It could save you money.........

10.01.2022 Investment tips:

10.01.2022 Mortgage Talk: The new mortgage battleground?

10.01.2022 Loan repayment timing the 'devil' in the detail, lenders are paying more attention to your credit history. http://smartlineblog.com.au//loan-repayment-timing-the-%e/

10.01.2022 10 Commandments of Property Investment!

09.01.2022 National Property Clock - December 2016

09.01.2022 Saving for your home loan the smart way! http://smartlineblog.com.au//save-for-your-home-loan-depo/

09.01.2022 RBA cash rate is on hold. We expect lenders will leave their variable rate unchanged as well. Please click the link for details: http://www.rba.gov.au/statistics/cash-rate/

08.01.2022 National Housing Market Update - August 2015

07.01.2022 Time to consider for refinancing your home loan to save money in interest payment. If Mark Zuckerberg, CEO Facebook, refinanced his home loan to save interest, why not you?

06.01.2022 Changes in stamp duty from 1 July - what investors should know

06.01.2022 Smart habits for healthy and sustainable living!

05.01.2022 Benefit of Interest Offset Simplified....

05.01.2022 Your hard earned money is good in your wallet only. Consider refinancing your home loan and save money. For any help, please call me.

05.01.2022 The Reserve Bank Australia confirmed a cut to the official cash rate which is the third cut since June 2019. Australia's official cash rate is now at a record low of .75% The decision, announced by RBA governor Phillip Lowe on 1 October, followed muted economic performance across key metrics, including employment, inflation and wage growth. Whilst the rate has eased the borrower in servicing the debts, it has also provided the mortgage brokers the opportunity to show that they can deliver the great customer outcome for clients to achieve their objectives whether it is short, medium or a long term.

04.01.2022 Summer is more fun on the water. Why not let me do the paperwork? I can help you find the right loan. Ask me how.

03.01.2022 Planning to apply for home or an investment loan? Understand what banks would like to see in your personal finances to approve your loan application..

03.01.2022 Negative gearing and its impact on the housing market | RP Data Research Blog http://blog.rpdata.com/2012/12/n...

03.01.2022 The Reserve Bank of Australia (RBA) has decided to maintain the current official cash rate at its record low of 1.50 per cent acknowledging that a prolonged period of rate stability was consistent with sustainable growth in the economy and achieving the inflation target over time.

02.01.2022 Dreaming about a holiday? I can find the right finance for you and take care of all the paperwork. That means you can relax and enjoy your vacation. Ask me for details.

01.01.2022 Value growth competition in property investment in Australian capital cities

01.01.2022 RBA announces cash rate on hold at 2%.