Suraj Prajapati, Smartline Personal Mortgage Adviser | Businesses

Suraj Prajapati, Smartline Personal Mortgage Adviser

Phone: +61 430 987 950

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24.01.2022 Careful!!! Are you buying a property in the right suburb? 17 Sydney suburbs are identified as danger markets where prices are falling at greater rates than average fall rate of 5.4% for Sydney. On the bright side, Sydney's southwest still has potential to price gains, mainly Macquarie Fields, Rosemeadow, Spring Farm and Tahmoor. So be careful where you are buying your property!!!... Read the full article here ... https://www.news.com.au///f84f72c15831eb5c1f9b7e8caf92db80

17.01.2022 A credit default is a record on your credit file for any overdue loan payment or credit card or other bills. A credit default negatively affects your chances on approval for a home loan application or any other loan application. Most of the banks will check your credit record before your loan is processed further, which means your application can be rejected outright if you have a credit default. Lenders will look into the amount of default, whether it is paid or not, how old is the default and frequency while assessing the application. If your application is rejected by a major bank, you may still be able to secure the loan from a specialist lender or non-conforming lender. If you have any questions about credit default and its impact on your application, you can contact me today.

15.01.2022 Westpac just raised the home loan interest rates by 0.14% effective Sep 19 due to the increasing cost of borrowings for Westpac. Other Banks are expected to fol...low the rate increase. If you have a home loan, now is the best time to check if you are on best rates. Please give me a call today if you need my help to get the best rates. http://www.abc.net.au//westpac-raises-variable-mo/10179148 http://www.abc.net.au//westpac-rates-decision-sho/10180280

05.01.2022 Do you want to create more space in your bedroom? Here are 10 ways to make a small room feel bigger. http://ow.ly/s0uY101bHt2