Smartline Personal Mortgage Adviser, Terry Azzopardi in Caroline Springs, Victoria | Loan service

Smartline Personal Mortgage Adviser, Terry Azzopardi

Locality: Caroline Springs, Victoria

Phone: +61 3 8390 0426

Address: Suite 21, 240-242 Caroline Springs Blvd 3023 Caroline Springs, VIC, Australia

Website: www.smartline.com.au/consultantpages/tazzopardi/home.html

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• Loan service

25.01.2022 What is LMI? You may have to pay for lenders mortgage insurance (LMI) if you borrow more than 80% of the value of your property. LMI protects the lender if you default on your loan and the sale of your property doesn’t cover the value of the mortgage. Be aware, LMI doesn’t protect you as the borrower if you’re having trouble paying off your mortgage this is called ‘mortgage protection insurance’.

25.01.2022 Thanks to the The Village Feast for supplying us with our grazing box for our Virtual Smartline PD Day! Anthony Stone, Smartline Personal Mortgage Advisers Smartline Personal Mortgage Advisers

25.01.2022 Not all lenders have an appetite for commercial property finance because of the perceived risks associated with it. This reluctance, combined with the more complicated nature of commercial lending, means using a Smartline mortgage adviser experienced in this area is highly recommended to give you every chance of a successful application. Give me a call if you'd like to find out more.

20.01.2022 Are you looking to start this year off with a bang and want to get into the property market but don't know where to start? I can help you with all of your home loan needs or have a chat so you get a better understanding of what's involved. Give me a call to discuss.

19.01.2022 Use our handy home loan calculators to get an idea of much you can borrow, costs, budgeting and more. And if you want to give a personalised view of what you could borrow or how much your home loan repayments would be, please feel free to give me a call. ow.ly/Wxpb102qnYf

17.01.2022 There's an almost endless array of home loan products available to property buyers, with new products being regularly introduced and changes frequently made to existing products. I'm here to make it a simple process for you, so get in touch and let me do the hard work for you.

16.01.2022 Boat, car, motorbike, caravan, jet ski - I can assist with securing finance for car, marine and leisure items. If you're looking for a little more adventure or would like to upgrade, give me a call, I'm here to help.

15.01.2022 What are your property goals for 2021? It could be a great time to jump into the market, consider investing or make sure your finances are in good shape. Whatever your goals, I am here to help. Give me a call to get started today!

14.01.2022 There are many strategies every homeowner can use to pay off their mortgage as quickly as possible. These include everything from regularly ensuring your loan is still the most appropriate for your needs, increasing your repayments and looking for new ways to save. The key is to take action - so if you're ready to take the next step, give me a call, I'd love to help you get ahead.

12.01.2022 So you're thinking of buying your first home? Congratulations! To help you navigate the home buyer journey we've put together a First home buyer guide. Download your copy now. ow.ly/jEuZ102qnYv

12.01.2022 When thinking about investing the key to success and reducing risk, is finding a suitable loan and having expert guidance. That’s where I come in, my aim is to help you secure your future with the right advice and loan. Give me a call if you'd like to find out more.

11.01.2022 I understand that everyone's situation is different and you have different needs and goals. I provide a personalised service to my clients to ensure they get exactly what they need. Whatever your situation is, I can help and make the home loan process as easy as possible for you. Give me a call if you would like to discuss your needs further.

11.01.2022 Whether you're saving for your first home or want to save to get ahead, here are some helpful tips to fast track your deposit or make sure you have some extra money saved for a rainy day.

09.01.2022 The Instant Asset Write-Off Incentive has been extended to the 30 June 2021 for new assets only, so if you're wanting to invest in your business I can assist with that. Please reach out if you'd like to find out more.

09.01.2022 FLASHBACK TO SPRING 2019 - "Do yourself a favour, check what rate your home loan is currently on, and if you're first digit is a "4", there's a very good chance we can get it down to a "3" for you." Fast forward 12 months and rates are still on the way down with banks offering rates as low as 2.19%pa (Variable) to win your business. With Spring upon us and hopefully the worst of the pandemic behind us, lenders are looking at attracting new business not only with interest ...rates sitting at a record low, some are also throwing "CASHBACK" offers to cover your refinance costs. So not only could you be saving thousands by refinancing to a lower rate home loan, but you could be getting anything upto $6,000 in a cashback rebate to entice you over to them. So do yourself a favour, check what rate your home loan is currently on, and if you're first digit is a "3, or a 4", there's a very good chance we can get it down to a "2" for you. If you need a hand finding what rate you're on, let us know. Always keep in mind that certain conditions will apply on differing products. Remember, we're here for you so get in contact with us for a review of your lending and also, if you know anyone that we can assist, please pass our details on.

08.01.2022 The Smartline Laker Mobile has been re-branded with the new Smartline Logos! A massive thank you to Mitch Gilbert & MSG Signage!

05.01.2022 Consumer confidence in the housing market continues to climb. With rock-bottom interest rates unlikely to move in the near future, and the banks and Federal Government pushing to ease borrowing restrictions by February next year, mean it has never been a better time to borrow to buy a home. However, is this combination in an ease of borrowing and increase in house prices setting us up for a potential financial fall? ow.ly/wag7102qnY8