Steve Baskerville in Bunbury, Western Australia | Financial service

Steve Baskerville

Locality: Bunbury, Western Australia

Phone: +61 427 914 177

Address: 32 Stirling Street 6230 Bunbury, WA, Australia

Website: https://www.smartline.com.au/mortgage-broker/sbaskerville

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• Financial service
• Loan service
• Mortgage brokers

25.01.2022 What does your interest rate start with?

24.01.2022 Better equipment financing means building a better business. Do you need equipment to grow your business? The right equipment finance solution can help you purchase assets without eroding your working capital. Call me if you need assistance with this.

24.01.2022 Government grants: don’t miss the deadline! The pandemic instigated a number of new government grants and schemes designed to support the property and construction industry. However, a number of important deadlines are fast approaching, so if you have been thinking of taking advantage of any of the following offers, you need to act now.

24.01.2022 Taking out your first home loan can seem a bit daunting but not when you have an expert on your side. I can show you how much you can borrow, and take care of all the details and paperwork for you. If you'd like to find out more, get in contact.

23.01.2022 There has been a dramatic shift in what Australians want their homes to be and how we interact with our surrounding communities. There is a re-emergence of the village at the heart of our daily lives, and also the desire for greater privacy or ‘me time’. ow.ly/B5Jt102ju6h

23.01.2022 As cases of COVID-19 increase daily around Australia, it’s natural that your number one concern is the health of your loved ones. But it’s likely that protecting your financial future will also be high on the agenda as the situation evolves. So, here are a few suggestions for how you may be able to minimise the impact of the COVID-19 on your personal finances. https://www.smartline.com.au//protecting-your-personal-fi/

22.01.2022 It’s quite common to accumulate a number of loans, particularly as you move through different stages of your life. Refinancing debts and consolidating them into one loan can be a great way to save money and get back in control of your finances. Find out more here. https://www.smartline.com.au//refinancing-to-consolidate-/

22.01.2022 One more week left to refer and be in the chance to pick up an extra $250 for Christmas.

22.01.2022 With so many competitive rates available in the market it could be a good time to purchase your first home or review your home loan to potentially save money. O...ur Advisers are here to help you understand whether a fixed rate is the right option for you. Full T&Cs here https://www.smartline.com.au/fixed-rate-offer/ See more

21.01.2022 Are you eligible for the Homebuilder grant?

21.01.2022 Switching home loans can save you money or free up cash for renovations, an investment property or other purchases. There is a lot to be aware of though. I'm here if you would like to find out more or discuss your situation. Feel free to give me a call if you'd like to review your current home loan situation.

21.01.2022 Is it time to review your interest rate?

21.01.2022 https://www.realestate.com.au//7-must-ask-questions-when-/

21.01.2022 Fancy a little extra this Christmas......

20.01.2022 Being stuck at home 24/7 is not everyone’s idea of pure bliss, but we’re all trying to make the most of it. Here are seven ways you could improve your home and start a mini-renovation while you’re in isolation.

20.01.2022 https://www.realestate.com.au//how-to-make-over-your-kitc/

20.01.2022 Beers and bowls for our office Christmas party

19.01.2022 Did you know my expertise covers more than just home loan lending. Any asset you are looking to purchase for pleasure or business, I can help you with the finance. Give me a call today!

19.01.2022 Whatever adventure activity you’re into I make the financing part simple so you can be on the water or road in no time. We've got you covered for boats, jet skis and motorbikes, caravans, camper trailers and more! Get in contact with your local Smartline adviser today to find out more.

19.01.2022 When did you last review your home loan? Reviewing your home loan could potentially save you money!

18.01.2022 Commercial property loans can be quite complex. They’re also variable and often negotiable. From loan types and terms to bank fees and interest rates, I can walk you through scenarios and clearly explain how much you can borrow, the costs involved, the potential risks, and what to expect at each step of the way. If you would like to find out more, please give me a call.

18.01.2022 Starting small can be a smart financial move. There is a lot to be said for intentionally buying well within your means. Although, in a world where bigger is considered better, this can be difficult. Check out these scenarios - https://www.smartline.com.au//modest-vs-expensive-propert/ Taking a ‘stepping stone’ approach where you build up equity in a modest property and then use that capital to upsize into a more expensive home might be a sound strategy. Certainly, this method does mean that your ‘dream home’ may take longer; however, you minimise the risk of having a large debt. If you would like specific advice about the pros and cons of starting off modestly, versus buying a more expensive property, please give me a call.

17.01.2022 Where's Wally? COVID-19 Wednesday....

15.01.2022 MYTH vs. FACT - Myth: Most borrowers can ask for a ‘mortgage holiday’ so they don’t have to make repayments on their home loan during the COVID-19 crisis. Fact: Deferral of mortgage repayments is only available for those who are facing significant financial hardship due to the impacts of the COVID-19 crisis and the measures to contain it. This typically means you need to have suffered a major change in circumstances such as job loss or the closure of your own business. Your lender will determine whether you fit the criteria.

15.01.2022 Would you like to find out if there is equity in your home? This could be used towards renovations or to start an investment portfolio. I'd be happy to review your situation for you, feel free to give me a call to discuss.

15.01.2022 Our hearts go out to all those affected by Australia’s ongoing bushfires. Smartline has joined the global fundraising effort, donating to the Red Cross Bushfire Appeal an organisation with a huge depth of experience in supporting communities during times of crisis. We give our sincere thanks to all those who are working to support and protect our communities.

15.01.2022 MYTH vs. FACT Myth: If you can get a deferral on your loan repayments you should take it because it means you may not have to pay interest for up to six months. Fact: It is recommended you keep making your usual loan repayments if possible, since deferring your repayments increases the overall cost of your loan. This is because the interest you incur during the deferral period will be capitalised (i.e. added on to your mortgage), so you will need to either increase your interest repayments after the deferral period or extend your loan term; both of these will increase total interest. Additionally, any available redraw on your loan may be used first by your lender to make your repayments during the support period. Therefore, if you need access to this money during the support period, consider transferring it to another account now.

15.01.2022 At Smartline, our look may have changed but that’s all. You can still expect the same expert mortgage advice that 96%* of our clients in the past 2 years have recommended to their family and friends. *Based on the Smartline Client Settlement Survey from 1/1/18-31/12/19.

15.01.2022 Tax time is around the corner and with the increase of working-from-home, it means employees may be able to claim more expenses than before. But what receipts should you be saving for tax time? https://www.smartline.com.au//heres-what-you-need-to-know/

14.01.2022 Merry Xmas from Smartline from Manjimup.

13.01.2022 The first month of the year has come to an end; the kids might be back at school now and you’re back at work, so it’s a good time to make sure you're ready to start to year off on the right foot. With interest rates at a historic low, it’s a great time to review your home loan to make sure you’re not paying too much. Give me a call if you’d like to find out more.

13.01.2022 When you're starting the process of buying a house, it's hard enough trying to find a property, let alone secure a loan too. Then throw in the mix government schemes and incentives - there is so much to be aware of. The good news is, I can help simplify all of that for you, find out what you're eligible for and help you through the entire process. If you'd like to make buying a home easier, give me a call.

13.01.2022 What is the most important part of Christmas to you - the food, the presents, family time or ...?

13.01.2022 Property investors returning to the market - but why? Find out what is driving investors back into the market here. https://www.smartline.com.au//why-are-property-investors-/

13.01.2022 Tax time is a great time to think about setting up a budget. Why not try our budget planner to manage your finances. ow.ly/a1aX102ddPw

12.01.2022 Did you know I can help with more than just mortgage lending? I can also assist with Asset Finance which includes coffee machines, construction and commercial equipment and much more. If you'd like to find out more, give me a call.

12.01.2022 Virus statistics, government policies and economic indicators are changing constantly right now, but one thing seems clear COVID-19 is affecting almost every sector of our economy. It’s therefore unlikely the property market will be spared, so what does this mean for prospective home buyers? https://www.smartline.com.au//is-now-the-right-time-to-pu/

12.01.2022 18 Years at Smartline/ Mortgage Gallery today. Thanks to all of my clients who have supported me on my journey so far and continue to do so.

12.01.2022 It’s not unusual for borrowing to get more difficult and more complicated during an economic downturn. I can help people navigate the complexities of lending in an uncertain and often changing market. I have access to a large panel of lenders and keep track of and understand the various policies and strategies of each. Getting good advice from a broker can help you successfully manage your finances through an economic slowdown while minimising any long-term impacts on yo...ur personal wealth. Book your appointment today.

12.01.2022 Did you know that Smartline is now part of the realestate.com.au family? At Smartline, we’re always in your corner with expert mortgage advice. And now our mission is fully supported by realestate.com.au, Australia’s leading property website.

11.01.2022 When you start thinking about buying your first home, there are myriad factors to consider. It can be a good idea to crunch the numbers for each of your options so that you can make decisions that will help you build wealth over the long term, as well as purchase the right home for your needs. https://www.smartline.com.au//how-much-should-you-spend-/

11.01.2022 Little things can make a big difference when it comes to securing a home loan.

11.01.2022 Not sure how much you can save by making additional lump sum repayments? Simply enter your loan details, plus your additional lump sum contribution amount and our calculator will estimate how much interest and time you could save. https://www.smartline.com.au/home-loa/calculators/lump-sum/

11.01.2022 I have over 30 lenders to choose from our panel, and with this many, I am positive to find a bank to suit YOUR needs. Contact me to find out more. 0427 914 177

10.01.2022 One strategy on how to cut down on your spending. Have you given this a go?

10.01.2022 Tossing up between lenders is hard enough, not to mention, having to consider different loan structures and interest rates. If you're overwhelmed at the home loan process. I can assist, give me a call if you'd like to know more.

10.01.2022 Reviewing and consolidating your loans can make managing your finances more convenient and potentially save money, helping you become debt free sooner. If you'd like to review your situation and find out if you could pay off your mortgage sooner, please give me a call.

09.01.2022 Be aware of scams when shopping online this Christmas. https://www.smartline.com.au//shopping-online-this-festi/

07.01.2022 Are you a new years resolution kind of person? If so, what's on the list for next year? Enjoy the celebrations tonight and happy new year!

06.01.2022 Is your home or investment property looking dated and tired, but you don’t have the cash to fund a total renovation? Whether you’re renovating for profit, getting a property ready to rent out, or you’d like to create a more beautiful home environment for yourself and your family, it is possible to achieve some high-impact improvements on a very low spend. It’s all about knowing where to focus your efforts, what to spend your money on (and what to avoid), and coming at it with a can-do attitude. https://www.smartline.com.au//limited-reno-budget-heres-w/

06.01.2022 Yesterday the Board decided to leave the cash rate unchanged at 0.75 per cent. You can read the full report here. If you have any questions regarding your loan please contact me to discuss. ow.ly/Gbyv1028D3t

06.01.2022 Planning a family road trip? You can relax with our easy car and caravan finance. I can provide you with a hassle-free quote in minutes. Give me a call so you can hit the road sooner.

06.01.2022 When thinking about investing the key to success and reducing risk is finding a suitable loan and having expert guidance. That’s where I come in! My aim is to help you secure your future with the right advice and loan. Send us a message if you need some help.

06.01.2022 I happy to say we have a some entries in for our competition. Don't forget to refer a client for your chance to win $250 for Christmas.

05.01.2022 Congratulations to our winners, The Williams Family, of the $250 Christmas gift card for referring a client. Thanks to everyone that referred and entered our competition. Merry Christmas to everyone.

04.01.2022 Did you know I can also assist with car finance? I am able to review a wide range of options and lenders to secure a great deal for you. If you're looking to buy a new car this year, give me a call.

03.01.2022 Do you want to get your finances in order but don't know where to start? Here are some things you can review that could potentially save you money - organise your bank accounts, consolidate your super, set up a budget, find ways to minimise your expenses, consolidate your debts or review your home loan. If you'd like to discuss this in more detail, I am happy to have a chat. Give me a call.

03.01.2022 New financial year - new financial goal?

03.01.2022 Is your mortgage costing too much? Get smarter advice to find a better deal. Give me a call if you'd like to discuss your unique situation. ow.ly/dvd5102iZ2A

02.01.2022 With Smartline Asset Finance you could be going on a much needed adventure in no time. I can assist with helping you secure finance for many leisure assets like caravans, camper trailers, boats, jet skis and motorbikes and more. Get in touch to find out more.

01.01.2022 It's time to spring clean your finances! I offer a complimentary home loan review to make sure you have the right loan for your needs. If you would like to review your loan, give me a call.