Suburban Insurance Brokers in Rowville, Victoria | Insurance broker

Suburban Insurance Brokers

Locality: Rowville, Victoria

Phone: +61 3 9763 9553

Address: P O Box 2522 3178 Rowville, VIC, Australia

Website: http://suburbaninsurance.com.au

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23.01.2022 Business Insurance Health Checks Your business is probably one of the most valuable assets you have. That’s why, in these uncertain times, you may seek help from someone like Simon Bowden from Simon Bowden Strategic Marketing or your accountant, bookkeeper or other expert to help your business succeed. Now is the time to consult a qualified insurance broker to be your expert in respect of general insurance. It is bad enough for businesses dealing with the Covid -19 pandemic ...but imagine if you had a major claim and were under insured! The right level of insurance can make all the difference by helping to ensure your business continues to operate if a claim occurs. You are at risk of being incorrectly or under insured if:- You haven’t reviewed your insurance covers in the last two years. Your insurance is based on outdated replacement cost of your business assets You are covered for damage to your business premises but have not considered other forms of financial loss such as Professional Indemnity, Cyber Liability or Management Liability. When you are running your business, sorting out your insurance cover often drops to the bottom of your never ending to do list. That’s where we can help. We do the hard work of reviewing your insurance strategy, adapting your cover as your business changes and giving you peace of mind that your business is properly insured. Please call Helen Urban today on 0447 639553 or email [email protected] for a no obligation insurance health check.

22.01.2022 Tips for Working from Home I usually work from home but not everyone does so I thought I would share some tips for all those working under different conditions which they are used to. 1. As you don’t have to travel to get to work, set the alarm for you usual time and go for a walk. A walk is great for your mental and physical health and as you will be greatly reducing your steps during the day you will need to get some sort of exercise. Your dog will also love you for it....Continue reading

21.01.2022 If you insure your business building, contents or stock, you may want to consider including the Business Interruption section. Having a claim paid on the property section for fire or water damage for instance, at your premises, can interrupt your business for a few weeks or even months while the repairs are being carried out. Your cash flow can reduce or even stop. [ 48 more words ] http://suburbaninsurance.com.au//business-interruption-in/

18.01.2022 Changes to your occupation. During the Coronavirus pandemic there has been a lot of changes to businesses. People are working from home, companies have had to close their retail premises and are selling online. These are only small changes which may not make much difference to the risk insured on your business or home policies. Some changes are a lot bigger and when you think about it, greatly change the risk that insurers think they have insured. For instance, making you...r online frozen food in a home kitchen instead of your usual commercial kitchen. Making bath bombs or children’s clothing to sell online instead of your usual travel agency. Or, making hand sanitiser when you used to make wine! If you are making something completely different you may need to check if there are Australian Standards for that product. Has there been trials on the product to make sure it is safe? Are there health and hygiene guidelines that need to be followed? Packaging guidelines? At the moment insurance companies are being really helpful and understanding but they need to know what they are now insuring. You need the changes in occupation to be noted on your liability insurance. Or if it is a new business venture you may need to take out a new policy. Just give Suburban Insurance Brokers a call on 0447 639 553 to discuss what covers you now need. See more

17.01.2022 Cyber Liability Insurance. It is really important for companies to have the proper Virus Protection and backups in the case of a Cyber attack. As from February 2017 it is mandatory to report a security breach which may cause unauthorised access or disclosure of personal information. You would also need to notify all your clients whose information may have been affected. Cyber policies cover the actual cost of recovering records, hiring negotiation exports, financial loss as ...a result of the attack. It can also cover third party losses such as damage to your reputation, legal costs of defending claims, fines from investigation by a government regulator and costs of copyright infringement and defamation claims. The first step is to have the protection needed. Companies like @StuffThatWorks or other IT specialists can help with virus protection and back ups onsite or offsite which are the first step to combating Cyber attacks. See more

16.01.2022 It's been a year since I started Suburban Insurance Brokers and I want to thank everyone for supporting me. It has been a wonderful year full of lots of ups and not many downs. I've learnt a lot, particularly that working for yourself is really different to working for someone else. You have so many hats to wear. Hope I have saved people money and written policies which have broader cover. Looking forward to doing more business in the year ahead..

15.01.2022 Contract Works or Construction Insurance is what builders like Jodans Building Services have to protect the property they are building until a certificate of oc...cupancy has been issued. It includes Public Liability and Legal expenses if someone is hurt on site. It can also covers theft of fixtures and fittings such as a hot water service or air conditioner from the building site. According to the NSW police in 2018 theft from housing construction sites accounted for 1% of the cost of a new home. WA's building industry states that each year theft from building sites cost the sector almost $25 Million. So as you can see it is an important insurance policy to have if you decide to build. The above statistics have been quoted from the Steadfast Contract Works Insurance Product Brochure 02-2019. The Steadfast Network has 398 general insurance brokerages in Australasia who receive superior market access, exclusive products and services, backed by the size and scale of the Steadfast Group. Suburban Insurance Brokers are pleased to be one these brokers.

15.01.2022 Thanks Belle, looking forward to your video. Always good to protect your home or business with decent security.

11.01.2022 Going away for summer holidays? Don't let your home look empty. Ask neighbours to collect items from your letterbox, make sure the lawn is mowed. Remember to ensure your home is secure. Deadlocks do make a difference. If burglars have to break a window to get in and can't get out through a door because it is deadlocked, there will be a limit to how much they can take out through the broken window. It wouldn't be a good end to your holiday to come back to a ransacked home.

09.01.2022 The Importance of Management Liability The number of workers raising issues with unfair dismissals is surging in the wake of shutdowns due to coronavirus. It’s never been more important for businesses to have management liability insurance. April this year saw a 65 per cent increase in cases brought to the national industrial tribunal than the same month in 2019. Management liability insurance is your best protection against mismanagement allegations made against you as the o...wner and operator of your small business. Importantly, it will help keep your personal assets safe from any claims against you. While management liability policies differ slightly between insurance providers, they generally cover the legal costs associated with defending yourself against allegations of mismanagement of your company, harassment, wrongful dismissal and fraud. A management liability policy may also protect you against the costs associated with employee allegations of bullying and harassment, unfair and wrongful dismissal, and discrimination. Even an allegation of mismanagement could come with a heavy legal defence bill and unfortunately your innocence doesn’t necessarily excuse you from those costs. It’s possible that in the instance of court proceedings a judge could order your false accuser to cover your legal costs, but that’s far from guaranteed and may not apply to matters that don’t make it into a court of law. In reality, the best protection is a good management liability insurance policy. Call Suburban Insurance Brokers on 03 9763 9553 today to discuss your Management Liability needs.

06.01.2022 Had a great morning at Knox Council’s Women On The Go breakfast forum. Some great speakers and good chance to network with other business owners. #wotg19

06.01.2022 Tips for Business Insurance If you insure your business building, contents or stock, you may want to consider including the Business Interruption section. Having a claim paid on the property section for fire or water damage for instance, at your premises, can interrupt your business for a few weeks or even months while the repairs are being carried out. Your cash flow can reduce or even stop. How will you pay yourself, your staff and suppliers? If you need to move premises you will need money to set up. This section can help with cash flow even if you aren't working to capacity for 12 months or more. Please call or email if you would like more information.

05.01.2022 It is sometimes hard to remember the details of a piece of jewellery, artwork or collection. Take photos of your jewellery, watches, gold and silver articles, a...rtwork and even the items in your crystal cabinet . Keep them on a USB stick at your office or in a safe. Then if you need to claim in the future, it is much easier to obtain replacement quotes. See more

05.01.2022 Do you have a commercially tenanted building? It is a condition that if there is a change of tenancy your insurer needs to be told. There is a big difference b...etween insuring a fish & chip shop, as compared to a shoe shop, bike shop compared to a recycling depot. You don't want an insured events to occur and a claim be denied due to an incorrectly noted tenancy. At Suburban Insurance Brokers we contact you prior to renewal to ask about the tenancy of a property and update sums insured so your renewal is relevant to your risk. See more

05.01.2022 Electricians, Plumbers, Carpenters and other trades, Suburban Insurance Brokers can help you find the right insurance policy for your business and home. From l...iability, tools of trade, vehicles and tax audit to home building, contents and travel insurance, we listen to what you want, advise on what you need, obtains multiple quotations and explain which cover is right for you. No more having to deal with call centres who only sell one product. No more second guessing yourself that your insurance actually suits your needs. Making the initial contact is the first step. What have you got to lose? You may end up with better policy coverage for a better price. See more

04.01.2022 With people not travelling to work and therefore saving all that time every day, don't let it go to waste. Work on your business marketing, catch up with your accounts, get out your last insurance renewals for business, home or car and send them to me to obtain alternative quotes! If they aren't due now, I will diarise the expiry dates and contact you a month prior to discuss your needs for the coming 12 months. There is much more to be done than watching Netflix or cleaning out the Tupperware cupboard.

01.01.2022 Everyone with a business needs insurance. Brett Morris from Crossroad Media is a commercial photographer so whether he is going to a Deb Ball taking photos of dressed up teenagers, a client's factory for product photos to use in a catalogue or other images for marketing and sales there is a Liability Risk. There is also a risk to his tools of trade which, in Brett's case, are his camera's, tripods, video cameras, lenses etc. If he were to have these items damaged in a car... accident on the way to an job or stolen it would be very expensive to all of a sudden have to purchase new equipment. Liability and Tools insurance can be packaged together in a cost effective way to ensure you don't come across unexpected expenses during the year. If you have a business and tools of your trade, please give me a call or send a message so I can tailor an insurance policy for your needs. See more