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Sunnyside Financial Group in St Leonards, New South Wales | Accountant



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Sunnyside Financial Group

Locality: St Leonards, New South Wales

Phone: +61 2 8116 8408



Address: Level 1, 45 Chandos Street 2065 St Leonards, NSW, Australia

Website: http://www.sunnysideaccountants.com.au

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24.01.2022 If youre considering applying for home loan/mortgage, do this first. CreditRating 1. pay off your credit card debt... 2. dont buy big ticket price items 3. spend minimum for three months prior to applying for home loan 4. pay any tax you owned 5. pay your rent and bills on time 6. dont apply for new credit cards 7. improve your credit score. How to check your credit score??? https://www.moneysmart.gov.au//borrowing-bas/credit-scores



23.01.2022 Use it or lose it! The new catch-up concessional contributions allow individual with total superannuation balance of less than $500,000 to carry forward unused concessional contribution cap from 2018-2019 financial year for the for the next five years. 2016 June 30Superannuation$500,0002018-2019 Financial Year525,000Employer Super Gurantee-concessional contributionContribution15...Sunnyside http://www.sunnysideaccountants.com.au/news-link-what-is-ch See more

22.01.2022 Happy Friday!!! If you have SMSF (self-managed super fund) funding your life and TPD (total and permanent disability) insurance through SMSF may be beneficial for you. But there are pros and cons of getting TPD cover inside SMSF.... Pros 1. The premium can be salary sacrifice or deductible contributions 2. Your SMSF receives a tax deduction on the premiums paid Cons 1. Own Occupation TPD insurance is no longer offered through superannuation 2. If you own TPD "Own occupation" before legislation changed as of 2014, you can continue to hold but may have difficulty claiming on it if you become incapacitated 3. Contributions that fund your premiums count towards your concessional contribution cap, meaning you may reach your threshold sooner. If you want to know more about life and TPD insurance, pls contact us at Sunnyside Financial Group.

22.01.2022 Dont fall short; Aussies underestimate the cost of retirement. Australians expect to spend an average of 39% of their retirement income on basic living expenses but the reality is they require 58%. Australian retirees currently live off 52% of their final salary as an income. This is compared to 74% of final salary which working Australian feel they will need in retirement. ... 4 Not comfortable but Just making it - $25,000 /person/year Modest retirement style - $27,368 Comfortable - $ 42,764 or $60, 286 per couple https://www.schroders.com//globa/2018-findings/retirement/



21.01.2022 Do you have enough Super? Age Average super balance 30 to 34 years $38,386 35 to 39 years $56,715... 40 to 44 years $80,899 45 to 49 years $114,616 50 to 54 years $135,290 How much will I need? Visit the website below. http://www.superguru.com.au/calculators/super-detective

21.01.2022 Sunnyside can help you to install XERO!!! Benefit of Xero. - Accounting and payroll in one, at one transparent price.... - Unlimited collaboration in the cloud with staff and financial advisors. -Simple to use and easy on the eye. - Real-time financial data accessible anywhere, anytime, on any device. - Automatic bank feeds, so you can see where the numbers are at in minutes. https://www.xero.com/za/campaigns/tools-you-need/

21.01.2022 My thought on a bus to work this morning. Today marks the longest bull run (3453 days) in history in the NY stock market. The last times long run was 1990 to 2000, and then Dot Com bubble burst soon after, and GFC to follow. Lots of trade talk in the U.S, Trumps policy of corporate tax cut, interest rate hike, Australia mimicking tax cut recent years ( remind you Fed governments policy changes for votes earning for the parties) Is today the beginning ...to the end of Bullrun, and the beginning of a market correction. Only time will tell. 3453BullRun199020003GFC3



20.01.2022 Give empty nesters a super incentive to downsize People 65 years and older will be able to contribute up to $300,000 each to their super from the proceeds of selling their primary residence, provided theyve lived in the home for 10 years or more. The non-concessional contributions wont count towards your cap. The goal is to encourage empty nesters to downsize, releasing housing stock for larger families. 6510300,000201712

20.01.2022 https://raizinvest.com.au You got some spare money?? This is a micro-investment way to grow your saving, targeting generation Y and Millennials. GenerationYGenerationX... Over 500,000 people have signed up to Raiz since it launched in February 2016, though only 164,000 of those are active users. Raiz now has $214 million under management and the average customer has a balance of $1234. The average Raiz customer has made 11% per annum since launch and 10.1% per annum in the last 12 months".

19.01.2022 Happy Friday! Josiah Wedgwood, the founder of the iconic pottery company, Wedgewood, invented a system of cost accounting, saved the company from a business downturn around 1770. Today millions worldwide store the companys handiwork in their crystal cabinets.

18.01.2022 For the last 9 years since the end of Global Financial Crisis in 2009, blue chip companies in S&P500 authorised about $4.4 trillion in share buybacks (Share buyback refers to the repossession of ownership by purchasing shares from the existing shareholders in the market). In general, companies with surplus cash can: 1. Keep it within the business for future growth 2. Invest it to expand businesses... 3. Pay dividends out to shareholders 4. Pay special bonuses to its employees 5. Spend money on share buyback There are many effects of share buybacks, including: - Improving ROA (Return on Asset) - Improving EPS (Earning per share) - Increasing share price of the company (Shareholders see the intrinsic value of each shares and pushing up the demand for buying more shares) - Executives with Stock option benefit from share price increases - Creating opportunity for capital raising with the increased share price

16.01.2022 Be prepared and retire well!!! June 23rd Saturday at 10am at Sunnyside We will discuss what you can do before the end of financial year!! Please call for RSVP... By the time you are 55, you might be thinking about retirement and what to do once you stop working. May be youre considering travelling, volunteering or downsizing to cheaper, more manageable accommodation? As with all major lifestyle changes, your income will probably change. Its good time to review your finances and make some decision.



14.01.2022 Superannuation Guarantee Amnesty Announced. means that this is a one-off opportunity for employers to catch up super guarantee payment without penalty. So for those not meeting deadlines, pls take advantage of this special window period. (24 May 2018 to 23 May 2019) For more information go to ATO website. https://www.ato.gov.au//Superannuation-Guarantee-Amnesty-/

14.01.2022 Famous Quotes from Warren Buffet

14.01.2022 If you earn more than $37,001 and wants to save to buy your first dream home, try this. This is much beneficial than saving your own. "First Home Super Saver Scheme". What you need to know... You make voluntary concessional and non-concessional contributions into your super fund to save for your first home. When youre ready to buy, you apply to release your contributions along with associated earnings. Interest earned on money saved in a bank account is taxed at your marginal tax rate. Money put into your super account as a pre-tax contribution is subject only to the 15% contributions tax. You must request and have your funds released by the Australian Tax Office (ATO) before signing a contract to buy your first home or you may have to pay FHSSS tax. It can take up to five weeks to have your money released by the ATO. https://www.sunnysideaccountants.com.au/news-link-what-is-c If you want to know more about this, please contact us at 8116 8403

12.01.2022 Our office is closed on following days; Apr 19th, Good Friday Apr 22nd, Good Friday Apr 25th ANZAC day... Have a happy Easter!!

11.01.2022 Happy Friday! What is the average weekly salary in Australia? Here are the figures published by Australian Bureau of Statistic. (an increase of 1.0 per cent over the last six months and an annual increase of 2.7 per cent)... https://twitter.com/ABSStats

11.01.2022 https://concreteplayground.com//the-ten-best-japanese-res/ Happy Friday! Here are 10 best Japanese restaurants, they said!!

09.01.2022 This is the most remarkable event of the century.....

09.01.2022 When can I get my hands on my super!?!?! When can I withdraw money from my own super??? You need to meet a relevant condition of release (... The relevant conditions of release are permanent retirement from the workforce on or after your preservation age1963 Date of birth Preservation age Before 1 July 1960 55 1 July 1960 to 30 June 1961 56 1 July 1961 to 30 June 1962 57 1 July 1962 to 30 June 1963 58 1 July 1963 to 30 June 1964 59 After 30 June 1964 60 reaching 65 years of age, whether youve retired or not65 no longer working due to permanent incapacity having a terminal illness. Pls contact Sunnyside for more information at 8116 8408

08.01.2022 37000Super15500 Up to $500 from the Low Income Super Tax Offset If your income is under $37,000 the Government will refund the tax you paid on your before-tax contributions to super back into your super account. If youre eligible, you can get a maximum payment of up to $500 into your super account. The ATO will assess your entitlement and pay the LISTO directly into your super account for you you dont need to apply. ... https://www.ato.gov.au//new-low-income-super-tax-offset-c/ See more

06.01.2022 Bitcoin I had no idea BITCOIN consume so much electricity. http://www.abc.net.au//bitcoin-mining-consumes-qua/9792962

06.01.2022 Todays exchange rate. Where you go to change your AUD money and send it overseas??? 1 AUD buys 81.1679 yen (this is the best todays rate, and better than bank) ... source from; https://mozo.com.au/international-money-transfer

06.01.2022 Top up your super while you shop! If you like to top up more retirement savings while you shop, here is the way. Under the SUPERSUPER program, if you shop $1000 a month, you will be paid $50 into your super account. Every small contribution into superannuation adds up, if you are 33 years old, you will be better off by $20400 until you reach 60 years old. ... First you sign up with guildsuper.com.au, and then register your superannuation details. Watch the video how it works. Check how much you need until you retire. https://supercalcs.com.au/ris9/mst/tutorial

04.01.2022 Have you ever heard of Shonkeys award - Hall of shame products, service award. Here is one of 2018 Shonkys award winner. https://www.choice.com.au//hall-of-s/shonkys-2018/marriott Winner

03.01.2022 Happy Friday!! (Sydney will be over 30 degree tomorrow, Yaaay!!) Here are some of the Aussie slang words, see how many of them do you know??? A Cold One Beer...Continue reading

02.01.2022 New ASIC rules to help customers save on car finance. The introduction of mandatory ASIC regulations to ban so-called flex commissions and protect customers from higher interest rates.... Under the new regulations, lenders will be responsible for the interest rate and dealers will no longer be able to charge customers more than the rate set by the lender. Rates will mostly be based on a customers credit score and therefore more transparent. https://www.finder.com.au/new-asic-rules-to-help-customers-

02.01.2022 Happy Friday! How to avoid Loan Mortgage Insurance (LMI) and how to get a better deal on LMI. 1. Save at least 15 to 20% (STO - stating the obvious)... 2. Find a guarantor - the bank will use a part of your guarantors property as security 3. Become a doctor or some kind of eligible professional, including accountant (Yaay!) 4. Be a first home buyer - lender might give you a discount 5. Add the cost of LMI to your home loan as a capital cost 6 Choose the right lender We have a mortgage specialist in-house, we can help you to choose the right lender. please call us at 8116-8408. We can find the best solution.

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