Superior Finance in Gold Coast, Queensland | Financial service

Superior Finance

Locality: Gold Coast, Queensland

Phone: +61 407 021 988

Address: Upper Coomera 4209 Gold Coast, QLD, Australia

Website: http://www.superiorfinance.com.au

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• Loan service
• Mortgage brokers

25.01.2022 Hi Superior finance family... Hope youre keeping well in these difficult times. Today the Reserve Bank of Australia held an extraordinary meeting where they decided to cut interest rates by 0.25%, which is their second rate cut of the month. Its a direct response to the COVID-19 pandemic, and should help Australians manage possible cash flow issues in the coming weeks and months. We understand that in the coming weeks many Australias may face financial hardship, which cou...ld make it difficult for them to maintain their loan repayments. If you are affected, its best to address the issue with your bank early so they could walk you through possible solutions. In times like these, weve found our lenders often can accommodate short term changes to your loan to get your through this difficult situation. If you need the contact details of the hardship department for your bank, let me know and I can pass them to you. We remain committed to delivering quality service to you and are here to support you in any way we can. Were available and ready to help, so please dont hesitate to contact us. On a personal note, my thoughts are with each of you and your families, and I hope that you and those close to you are safe and well. Resilience is not what happens to you, its how you react to, respond to and recover from what happens to you! Kind regards Wayne

25.01.2022 Hi Superior Finance Family Hope youre well. If we havent spoken yet, Happy New Year and I hope youve had a great start to 2020. The Reserve Bank of Australia (RBA) held their first meeting for the year today and decided to leave interest rates on hold. The decision would not have been a simple one as weve had an eventful two months to say the least. The RBA are likely to be concerned about the overall growth in the economy, given the impact of the devastating bushfires a...nd the ongoing coronavirus outbreak around the world. At the same time, weve seen house prices rise across all major capital cities which could prevent the RBA from cutting rates much further. Melbournes house prices in the last quarter were up 5.6%, and Sydney saw a 6.7% gain over the same period. As always, please feel free to give me a call anytime to discuss your finance needs. Kind Regards, Wayne

23.01.2022 Hi All Hope you’re well. Especially For those of you in Victoria. Today the Reserve Bank met and decided to leave interest rates on hold. Given the economy is still is a stage of limbo, experts are predicting rates will remain on hold for some time.... Despite all the doom and gloom around, we been flat out over the last few months, helping clients with property purchases and finding better deals on their mortgages. If you haven’t reviewed your lending in a while, I am happy to have a look to make sure you aren’t paying more than you should. Until next time, stay healthy, tick off those projects you’ve been putting off, and enjoy some time (online!) with your family and friends. Kind Regards, Wayne

23.01.2022 The Reserve Bank has pumped extra liquidity into the banking system, part of a package of measures aimed at ensuring business and households have access to credit. #9News

23.01.2022 Hi SF Family I Truely Hope youre well? If youre in Victoria, Im sure you are counting down the days until the current lockdown period ends and we can return back to some kind of normal routine. Almost there! Today the Reserve Bank of Australia decided to leave official interest rates on hold. The governments quarterly accounts will be released tomorrow, and they are likely to confirm that we are officially in a recession, the first weve had in almost 30 years. On the brig...ht side, experts dont believe we will stay in recession for very long, but it will likely take a few years to get the economy back to where it was last year. The RBA also mentioned that they are unlikely to increase the cash rate until we get closer to full employment. With a return to normality on the cards, we could see many property buyers jump back into the market after waiting to see stability return. This will likely strengthen the property market, and its very good news for some of our clients who have purchased during the last few months with the aim of picking the bottom of the price cycle. We have had a busy six months during lockdown, helping some clients navigate through the loan deferment process with their banks, and also helping many other review their loans and look to save them some money in the process. Please reach out if You feel like you need assistance, it just takes a quick call or email to get the process underway. Take care and talk soon. Wayne.

23.01.2022 Rates Cut! Hope youre well. We received some great news for borrowers today, with the Reserve Bank of Australia cutting the official interest rates by 0.25%. The last time the RBA cut rates was almost 3 years ago. The next question to ask is will this be the last rate cut for the year? Some economist predict that in order for the economy to get the boost its needs, the RBA may need to reduce rates by another 0.50% to 0.75%. When you combine these predictions with the recent ...changes by APRA which should make home loan borrowing easier, and a win by the Liberal Party which keeps negative gearing unchanged, we could see the property market stabilise and confidence return. Speaking of the election, the result was a favourable one for Superior Finance and our industry, and the millions of Australians that use mortgage brokers. We wanted to let those of you who reached out to us in support over the last 6 months, it was really appreciated. With plenty of action in the mortgage market at the moment, please stay in touch to ensure your loan products remain competitive and continue to meet your needs. Look forward to speaking with you soon. Cheers Wayne See more

21.01.2022 Funny but true

20.01.2022 Today the reserve bank has met and Cut cash rate by a further 0.15% from 0.25% to 0.10%. Hopefully this gets passed on by all Lenders and there are new record low Fixed and Variable rates on offer.

20.01.2022 The Official Cash Rate has been cut to a historic low of 1%! The RBA has decided to once again reduce the official cash rate in an attempt to help stimulate ho...usehold spending & the Australian economy as a whole. Approximate savings for your household: $250,000 loan - save $20 per month, $240 per year. $350,000 loan - save $35 per month, $420 per year. $450,000 loan - save $50 per month, $600 per year. $550,000 loan - save $65 per month, $780 per year. $650,000 loan - save $93 per month, $1116 per year. We are sure this historic low will help many households. Remember if you are currently comfortably paying your mortgage why not keep your repayments the same? Reduce the interest you pay AND cut your loan term! If youd like to reassess your current mortgage situation to ensure you are getting the best deal our friends over at Superior Finance would love to help you!

20.01.2022 Hi Superior Finance Family, Hope youre well. Welcome to my first RBA update of the Spring. Some of my Southern Clients and colleagues are all very happy to say goodbye to winter and welcome in some warmer weather. Today the Reserve Bank of Australia met and decided to leave official interest rates on hold, after whats been a very eventful month in our economy. Depending on where you get your news, youve either been hearing that the property market is rebounding with strong... auction results in the capital cities, or we are headed to a recession with a gloomy global outlook. The reality is likely somewhere in the middle, but we continue to believe that strong property assets with stand the test of time, and competitive finance options will allow you to own those assets at a faster rate. With many economists predicting an additional couple interest rate cuts in the next 18 months, many of my clients are weighing up whether to stick on a variable rate, or take advantage of some of the low fixed rates on offer (fixed rates from 2.99%, comparison rates from 3.77%). If you would like me to run the numbers for you to determine which option suits you best, just let me know. Thats it for this month. Please allow me the opportunity to help your friends and family with their finances. A referral from you is the greatest compliment you can give me. Kind Regards, Wayne

20.01.2022 Hope youre well. This afternoon the Reserve Bank met and decided to leave official interest rates on hold. Looking forward, the markets are predicting one rate cut before the end of 2019. I know this will be a welcomed move, especially as weve seen many banks increase their home loan rates out of cycle in recent months.

18.01.2022 Please share and sign

18.01.2022 Hope youre well. Following one of the most anticipated Reserve Bank meetings in the last few years, the RBA have just announced they are keeping interest rates on hold, for the 34th consecutive month. Before todays meeting, economists were split 50/50 on the RBAs decision. Following the announcement, experts are predicting two rate cuts in the next 6 months. Historically its been rare for the RBA to make changes to interest rates during an election period. Just a quick re...minder, the purpose of cutting interest rates is to stimulate the economy. If you are paying less towards the interest on a loan (assuming the banks pass on a rate cut), it leaves you with more money in your pocket to spend on other goods and services. That extra money circulating through the economy should have many positive impacts, improving retail sales and business spending, which is good for the country. See more

17.01.2022 Need a holiday or maybe Just a change? Both can be just as refreshing. The possibility may not be as far away as you may think! Many people are able to release equity in their home to take a nice trip somewhere or to do some Easter renovations. Its easier than you may think, simply contact us today. Superior Finance [email protected]... Wayne Bennett 0407021988 See more

17.01.2022 We will go anywhere to meet you.

17.01.2022 Hi Superior Finance Family Hope youre well. Following their last meeting of the year, the Reserve Bank decided to leave official interest rates on hold. Before making any further changes to rates, they likely want to see what effect the last three rates cuts have on employment numbers and retail spending over the Christmas period. If youve been following the property market you may have noticed some strong results in the last week, with data predicting we are now on track ...to reverse the 18-month market downturn (especially in southern states) and hit new peaks by March 2020. Do you think we are at the start of the next market uplift? A number of banks are into the Christmas spirit already have a look at these offers:- Numerous lenders offering cash back rebates for refinancing your loan to them, ranging between $1,200 to $4,000, and one major bank now offering up to $2,000 cash rebate for property purchases as well (minimum loan amounts and conditions apply). Vehicle loans from 4.95% - 5.10% If you are looking to finance a new car before Christmas, let me know this week and Ill put you in touch with our leasing team, as lender turnaround times are blowing out already. I want to wish you and your family all the best for the festive season, and thank you for your continued support in 2019. I really appreciate those of you who have referred on your friends and family to me this year, its always is the greatest compliment you can give me. I look forward to speaking with you in the New Year. Kind Regards, Wayne.

15.01.2022 Looking to Renovate? Want a pool for Summer? Theres never been a better time to Refinance than Now. With Assessment rates just recently dropped (Borrowing Capacity is Higher) and Interest Rates at an all time Low! Add to this Lenders Offering Cashback Bonuss for you to refinance with them, you will actually make Money by refinancing. Call Wayne at Superior Finance Today!

15.01.2022 Hi SF Family I Truely Hope you’re well? If you’re in Victoria, I’m sure you are counting down the days until the current lockdown period ends and we can return back to some kind of normal routine. Almost there! Today the Reserve Bank of Australia decided to leave official interest rates on hold. The governments quarterly accounts will be released tomorrow, and they are likely to confirm that we are officially in a recession, the first we’ve had in almost 30 years. On the brig...ht side, experts don’t believe we will stay in recession for very long, but it will likely take a few years to get the economy back to where it was last year. The RBA also mentioned that they are unlikely to increase the cash rate until we get closer to full employment. With a return to normality on the cards, we could see many property buyers jump back into the market after waiting to see stability return. This will likely strengthen the property market, and it’s very good news for some of our clients who have purchased during the last few months with the aim of picking the bottom of the price cycle. We have had a busy six months during lockdown, helping some clients navigate through the loan deferment process with their banks, and also helping many other review their loans and look to save them some money in the process. Please reach out if You feel like you need assistance, it just takes a quick call or email to get the process underway. Take care and talk soon. Wayne.

14.01.2022 Hi SF Family Hope you’re well. Today the Reserve Bank of Australia met and decided to leave the cash rate on hold. Some experts were predicting a small rate cut, thinking it would have boosted the speed at which we recover from the current recession. But the RBA seem satisfied in the other measures the government are implementing to kickstart the economy, at least for now. ... As you might be aware the Government will release their budget tonight. Whilst it’s normally is a bit of a snooze fest, tonight’s announcements are likely to impact the financial situations for many of us. Take care and talk to you soon. Wayne

14.01.2022 YES, OUR CABINS QUALIFY FOR THE $25K GOVT GRANT!!!!!!! We have been contacted by many of you over the past few days asking if our cabins qualify for the new ho...me builder grant. As we are Registered Builders & our cabins can be classified as a Class 1 dwelling, our cabins certainly do qualify! Even better if you are a first home buyer.....you could be looking at up to $55K in government assistance, depending on what state you reside in. If you would like to discuss specific details, please send us a DM or email us at [email protected]

13.01.2022 $25,000 home Builders Grant Do you Qualify?

13.01.2022 We are excited to announce that we now have a dedicated sales representative servicing the Byron Bay/Northern NSW area & surrounds. If you would like to find out how Ironbark Cabins could create your dream small home, contact Kane today at [email protected]

12.01.2022 Get paid for refinancing to a cheaper Interest rate! Its that simple.... Currently multiple financiers are offering Up to $2500 cash back when you bring your loan to them. The process of a refinance is quite simple. We collect your information about your current loan and position, place it into our system and check if there is a better rate or deal for you. We will then call you with your options and see if this Easter you can have a little extra cash in the bank.

11.01.2022 WE CAN ASSIST WITH CABIN FINANCE! Talk to the team @superiorfinance about how you can get into your very own Ironbark Cabin sooner than you might think

11.01.2022 Superior Finances Office Manager is taking a well earned Break.

11.01.2022 Only 2 weeks to go until the Tiny House festival! Come & see us or give us a call to discuss how you can take advantage of our festival special "FREE DELIVERY & INSTALLATION" *conditions apply

11.01.2022 At todays meeting, The Reserve Bank decided to Lower the Cash Rate by a further 25 Basis Points to a all time low of 0.75%. This is now the 3rd rate cut for 2019. Once again it will be interesting to see the extent of the rate cut being passed on by the banks. Fixed rates are still falling, with 2 and 3 year fixed rate options approaching and even under 3% for O/O Loans. Housing Market is picking up again, and we have experienced record months of Loan Submissions over the l...ast Quarter. Please get in touch if you require a review of your current mortgage or would like to get an estimate of your borrowing Capacity. Stay Safe and Happy Wayne Bennett 0407021988 [email protected]

10.01.2022 Hi All Hope youre well. Especially For those of you in Victoria. Today the Reserve Bank met and decided to leave interest rates on hold. Given the economy is still is a stage of limbo, experts are predicting rates will remain on hold for some time.... Despite all the doom and gloom around, we been flat out over the last few months, helping clients with property purchases and finding better deals on their mortgages. If you havent reviewed your lending in a while, I am happy to have a look to make sure you arent paying more than you should. Until next time, stay healthy, tick off those projects youve been putting off, and enjoy some time (online!) with your family and friends. Kind Regards, Wayne

10.01.2022 Ironbark Cabins - Amazing Hand Crafted Cabins - Check out their Facebook Page

10.01.2022 Hi SF Family Our thoughts are with all of you during this Testing time and for future Unchartered Times. We as a small Business understand the challenges ahead. As Australians we will all Band together and get through this together. Superior Finance will remain business as usual and we are here to help especially with Refinancing - if you need access to Equity/Funds. Furthermore we can complete the whole process Via Phone, email, FaceTime and Skype. This means no Face to fac...e meetings required and you can do from the comfort of your own Home. Banks that have previously required Face to Face ID checks are in the process of relaxing the need for this during COVID19. Please Get in touch with me today if I can assist with any of your Finance needs. Stay Safe Wayne.

09.01.2022 Hi All Happy Financial New Year. After a turbulent first six months of the year, we hope the next six are a little less stressful for everyone. Today the Reserve Bank of Australia decided to leave official interests on hold. Experts are predicting that RBA will keep rates on hold for long term to help the government stimulate the economy through this tough time. Fortunately at Present the property market has remained fairly resilient throughout the last twelve months. We ve ...received lots of enquiry around the Governments new $25,000 grant aimed at new builds and major renovations. Its provided many first home buyers with hope and strategies to get into the property market sooner rather than later. If you have any friends on family that would be interested in this grant, feel free to pass on my details, I would be happy to guide them through it. Here are some of the bank offers which I have available with my lenders: Home Loan fixed rates from 2.19% Home Loan variable rates from 2.59% Investment loan rates from 2.89% Vehicle and Equipment finance rates from 3.90% There are still a number of lenders providing clients with cash rebates of up to $3,000 simply by refinancing their home loan across (conditions apply). If you would like any information on the above offers, please dont hesitate to get in touch. Look forward to speaking with you soon. Kind Regards Wayne.

09.01.2022 Daniel Di Conza CEO of Acceptance Finance (and a great man). If you are considering your options in regards to Your Home Loan, This sums it up and is very helpful. Please call me if I can be of any assistance. Be safe, and take care. Wayne.

09.01.2022 Hi Superior Finance Family The Reserve Bank has today slashed interest rates by 0.25% from 0.75 per cent to a fresh record low of 0.5 per cent. The RBA has now cut interest rates four times within the past year. Analysts Warn, Coronavirus could wipe anywhere from 0.3 to 7.9 per cent from Australian GDP depending on the outbreaks severity. The RBA cited concerns with the global outbreak of the coronavirus, which is expected to impact the countries inflation figures and emplo...yment growth. They considered that it was appropriate to ease monetary policy further to provide additional support to employment and economic activity, particularly in the travel and education sectors. Once again it will be a few days before we know the extent to which the various banks will pass on the rate cut. It will be interesting to see if the property market is impacted at all, as it has been performing strongly in most markets recently. If you would like a review of your current facility, or wish to discuss any of your finance requirements please do not hesitate to get in touch. Until next month stay safe and happy! Kind Regards, Wayne.

07.01.2022 Australias interest rates have been cut to a fresh record-low. The official interest rate is now just one per cent down from 1.25 per cent last month. The Reserve Bank board met today and agreed cut the interest rate to the lowest level in Australian history

06.01.2022 Good afternoon, Hope youre well. Today the Reserve Bank of Australia met and decided to leave official interest rates on hold at 1%. After rate cuts in each of the last two months, its likely the RBA want to gauge how the economy responds before any further changes. Economists still feel that the next move will be another reduction, likely at the end of the year. The property market seems to be benefiting from the rate cuts, with Sydney and Melbourne markets up slightly for... the first time since 2017. Since my last post, most of our lenders have announced changes to their assessment policy, which has resulted in many of our clients being able to borrow more than they may have previously. This is another positive sign for the market, as more purchasers will be competing for every property. With all the changes in the last two months its been a full time job trying to stay on top of interest rates. None of the major lenders passed on the full 0.25% for the June and July cuts, but overall most of our lenders have dropped their rates by around 0.45%. If you are unsure of how your interest rate compares to the market, simply send me an email and I can complete a quick review for you. As always, feel free to give me a call or send me an email if I can help in any way. Kind Regards, Wayne

06.01.2022 At Todays RBA Meeting it was no surprise that the board decided to keep Rates on hold at record low of 0.25%. Wayne

06.01.2022 The Reserve Bank has continued to extend its record-breaking run of leaving interest rates on hold for the 29th consecutive meeting. The Reserve Bank met and decided to leave official rates on hold. I suspect that this months meeting was one of their toughest decisions in some time, given the amount of uncertainty in the Australian economy at the moment. Whilst parts of the economy are performing well, there has been renewed expectations that the RBA will cut rates at least once, and possibly twice, before the middle of next year, given low economic growth and ongoing concerns with the property market.

06.01.2022 #BREAKING: NAB has announced that eligible customers will be able to freeze home loan repayments. #9News

05.01.2022 Hi All I hope you, your family and friends are doing well during this time. Today the Reserve Bank met and decided to leave official interest rates on hold, following their decision to cut rate rates twice last month. The RBA have been keeping busy in the last few weeks though, putting in place measures to allow banks to continue lending, and providing incentives for them to support loans to businesses, especially small and medium-sized businesses. They hope these measures wi...ll allow businesses to retain employees and overall reduce the impact the coronavirus will have on our economy. The RBA confirmed they will not increase the cash rate target until progress is being made towards full employment, which will only be once we have navigated our way through the coronavirus issue. Over the last couple of weeks we have been guiding many of our clients through difficult decisions relating to their finance commitments. Most lenders will ultimately need to speak to the borrower directly in order to assist. Please contact me if you need Contact details for your Lender. Kind Regards Wayne.

04.01.2022 Good afternoon And today we find the favourite has done it again as at its meeting today the Reserve Bank of Australia (RBA) decided to leave interest Rates on hold. A consistent performer over the past couple of years Rates on hold was backed by the bookies and delivered on the day. In the past six months we have seen Rate drop come to the fore, with 3 group 1 wins but it never looked threatening today. As for Rates increase the outsider looks increasingly despe...rate and a long way off its two main competitors. No doubt the stewards at the RBA will wait and see how economy responds to the three Rate drop wins from earlier this year, with most economists predicting Rates on hold to perform well until early next year. Following last months RBA rate cut, we saw most major lenders reduce home loan rates by 0.15%, with some bigger reductions for some investment loans. If you are unsure of what action your lender took, get in touch so I can complete a review for you. When you combine these low rates with banks increasing their appetite to lend again, national property prices have grown at their fastest rate since May 2015. Looking forward to talk with you again soon. Kind Regards, Wayne

03.01.2022 We can now assist with finance options via our trusted partner Superior Finance. Get in touch to find out how you could be on your way to purchasing your own Ironbark cabin today! @superiorfinance www.superiorfinance.com.au

03.01.2022 This pretty well sums it up. What isnt mentioned here is the fact during Royal Commission the big banks suggested that consumers should pay brokers commissions instead of them??? This was to deflect the attention off their corrupt internal acts while also taking the opportunity to plot a plan to reduce competition. How is this in the best interests of consumers. The big banks then pocket the commission they have been paying Brokers, all while decimating their competition and Brokers. If this passes parliament, Interest rates will rise with no official rise from the reserve bank! #choicematters