Suzanne Luquero Finance Broker | Finance

Suzanne Luquero Finance Broker

Phone: +61 421 009 434

Add/Update information

Reviews

Tags

• Businesses
• Financial service
• Loan service
• Mortgage brokers
• Finance
• Bank

24.01.2022 1. Think carefully about do-it-yourself property management The greater the involvement of a professional, the more you will pay in ongoing management fees however, taking a do-it-yourself approach can be a case of false economy. A good property manager will know what sort of rent your property can command to ensure you are earning market returns. New tenants will be thoroughly screened and references checked to help you attract reliable tenants with a good track record. ... 2. Keep the property in tiptop condition Keeping your rental property in great shape isn’t just critical to attracting and retaining good tenants, it also allows you to maximise the property’s gross rent return. 3. Know what tenants want In a competitive rental market, it pays to think about what tenants really want from a property and this can vary according to where your rental property is located. In an inner-city suburb, tenants will often pay a bit more in rent for off-street parking. In a large suburban family home, secure fencing may be a priority. 4. Have conversations but have insurance too Ensure your property manager or tenant is aware of your tolerance limits on issues like pets, and adjustments to the interior décor or garden. Having open conversations about these touch points at the start of a lease can prevent hassles further down the track. Having landlord insurance in place provides peace of mind that you are covered against loss of rent or malicious damage to the property depending on the nature of your cover. 5. Check out the property yourself - once each six months. Finding great tenants that treat your property with love and respect is possible. By ensuring your investment is in good nick, repairs are carried out and engaging with a real estate manager at the beginning, you can find the perfect tenants to your landlord dreams come true. #perthfinance #perthbroker #staystong #perthloans #perthbusiness #perthhomes #perthproperty #newbuild #personalloan

17.01.2022 Thinking about buying an investment property?. . We have some great info on what to look out for and what to avoid when shopping for your perfect rental to be. . .... . . . Your Finance Broker here to help with, - Home Loans - Construction Loans - Personal Loans - Debt Consolidation - Asset & Equipment Finance - Business Finance - Commercial Lending - Savings Plans - Financial Reviews. . Contact me on 0421 009 434 to find out more. . #perthfinance #perthbroker #staystong #perthloans #perthbusiness #perthhomes #perthproperty #newbuild #personalloan #carfinance #perthcarclub #workingmum #perthnorth #perthsouth #firsthomebuyer #goodmorning #perthisok #savingsplan #businessfinance #girlboss #bossbabe #womeninbusiness #heretohelp #letschat #levelup #perthfamilies #perthkids #ifofamilies #roomtogrow #nexthome

16.01.2022 Hello Friday!. . . . . . . . . . . . . . Your Finance Broker here to help with, - Home Loans - Construction Loans - Personal Loans - Debt Consolidation - Asset & Equipment Finance - Business Finance - Commercial Lending - Savings Plans - Financial Reviews. . Contact me on 0421 009 434 to find out more. . ... . . . #perthfinance #perthbroker #staystong #perthloans #perthbusiness #perthhomes #perthproperty #newbuild #personalloan #carfinance #perthcarclub #workingmum #perthnorth #perthsouth #firsthomebuyer #goodmorning #perthisok #savingsplan #businessfinance #girlboss #bossbabe #womeninbusiness #heretohelp #letschat #happyfriday #perthweekends #friyey See more

15.01.2022 How can you access the equity in your house and put it to good use? Let’s find out. 1. Find out how much equity you have. First, you’ll need to have a property valuation done. A valuer will come to your home and look at things like the condition of your property, how big it is, where it’s located and how many kinds of cereal you have. ... 2. Know what you want to use it for. Renovations or refurbishments on your existing home. Investing outside of property, like in shares. Putting down a deposit on an investment property. Buying a new car, or taking the fam on a holiday. 3. Redraw from your loan. If you’re ahead with repayments, you might be able to use redraw to dip into your equity. That means accessing the extra capital you’ve paid down, not the entire balance of your equity, so you’re limited to the value of those additional repayments. That may not be enough if you’re planning something big like a home renovation. You could also consider a loan top up. This is as easy as getting in touch with your lender and asking to add a bit more onto the balance of your loan and using that money to further invest. 4. Refinance your home loan. Refinancing your home loan to access equity can be great for two reasons: * You can tap into the funds you need. * It’s a chance to secure a better deal than your current home loan. 5. Avoid putting yourself under financial stress. You know when you were a kid and you had five dollars and you wanted to spend it so badly your whole body hurt? But your parents made you save it so you could learn? Just because you have equity, doesn’t mean you have to use it. Your access to it will depend on your current income, financial history, living expenses and the amount owing. There may also be additional fees associated, and, of course, using your equity means your home loan balance will increase. #perthfinance #perthbroker #staystong #perthloans #perthbusiness #perthhomes #perthproperty #newbuild #personalloan #perthproperty

12.01.2022 Selling your home can be a stressful process, and the last thing you need is to hand over your best asset to a dud. It’s important to form a healthy working relationship with a selling agent who has drive, a healthy sales track record and a genuine desire to get you the best possible deal. Look for recommendations. Get several appraisals before you choose your real estate agent... An agent may provide an inflated appraisal just to win your listing, and if they’re way off your home could languish on the market. Fluctuations in value could mean you lose more than you would have if you’d sold for a lower price sooner. Plus, the longer you’re on the market, the harder it is for you to forge on with finding your next home. Most importantly, ask each agent for an explanation of why they arrived at their particular price estimate. If they can’t show their working out, move on. Make sure you understand the costs Your agent’s selling commission is another factor to weigh up. In some states this is set by law; in other areas commission is open to negotiation. The critical thing is to understand exactly what you are getting for your money. Be sure to include those costs when you’re planning how much you need for your next property . As well as commission, vendors are increasingly being asked to foot the bill for their home’s marketing campaign a cost that’s separate from commission. You need to work out which agent will deliver the most bang for your advertising buck with a carefully considered strategy that will help your home achieve the highest possible price. It also helps to take on board any of the agent’s suggestions regarding the presentation of your home . Along with your selling agent, it pays to develop a good working relationship with your lender. #perthproperty #newbuild #personalloan #carfinance #perthcarclub #workingmum #perthnorth #perthsouth #firsthomebuyer #goodmorning #perthisok #savingsplan #businessfinance #girlboss #bossbabe #womeninbusiness

10.01.2022 Let's greet Monday with a spring in our step, hope you have a good one! . . . .... . . . . Your Finance Broker here to help with, - Home Loans - Construction Loans - Personal Loans - Debt Consolidation - Asset & Equipment Finance - Business Finance - Commercial Lending - Savings Plans - Financial Reviews. . Contact me on 0421 009 434 to find out more. #perthfinance #perthbroker #staystong #perthloans #perthbusiness #perthhomes #perthproperty #newbuild #personalloan #carfinance #perthcarclub #workingmum #perthnorth #perthsouth #firsthomebuyer #goodmorning #perthisok #savingsplan #businessfinance #girlboss #bossbabe #womeninbusiness #heretohelp #letschat #happymonday #grabacoffee #mondayitis #hellomonday

07.01.2022 Refinancing can save you money. . Contact us to see how much you could save. . .... . Your Finance Broker here to help with, - Home Loans - Construction Loans - Personal Loans - Debt Consolidation - Asset & Equipment Finance - Business Finance - Commercial Lending - Savings Plans - Financial Reviews. . Contact me on 0421 009 434 to find out more. . . . #perthfinance #perthbroker #staystong #perthloans #perthbusiness #perthhomes #perthproperty #newbuild #personalloan #carfinance #perthcarclub #workingmum #perthnorth #perthsouth #firsthomebuyer #goodmorning #perthisok #savingsplan #businessfinance #girlboss #bossbabe #womeninbusiness #heretohelp #letschat #debtfree #debtconsolidation #breakawayfromthebank #livelife #enjoy See more

07.01.2022 Time flys when your having fun! Hope everyone's week is coming along nicely. . . . .... . Your Finance Broker here to help with, - Home Loans - Construction Loans - Personal Loans - Debt Consolidation - Asset & Equipment Finance - Business Finance - Commercial Lending - Savings Plans - Financial Reviews. . Contact me on 0421 009 434 to find out more. . . . . #perthfinance #perthbroker #staystong #perthloans #perthbusiness #perthhomes #perthproperty #newbuild #personalloan #carfinance #perthcarclub #workingmum #perthnorth #perthsouth #firsthomebuyer #goodmorning #savingsplan #businessfinance #girlboss #bossbabe #womeninbusiness #heretohelp #debtfree #debtconsolidation #livelife #happywednesday #happyhumpday #halfway #keepgoing #wednesdayvibes See more

06.01.2022 Hope you have a wonderful day! Your Finance Broker here to help with, - Home Loans - Construction Loans - Personal Loans - Debt Consolidation - Asset & Equipment Finance - Business Finance - Commercial Lending - Savings Plans - Financial Reviews. . Contact me on 0421 009 434 to find out more. . #perthfinance #perthbroker #staystong #perthloans #perthbusiness #perthhomes #perthproperty #newbuild #personalloan #carfinance #perthcarclub #workingmum #perthnorth #perthsouth #firsthomebuyer #goodmorning #perthisok #savingsplan #businessfinance #girlboss #bossbabe #womeninbusiness #heretohelp #letschat #happywednesday #perthsummer #perthsunshine #happyhumpday

05.01.2022 There’s nothing quite like the feeling of owning your home outright. No more loan repayments, no more worries about where interest rates are headingjust you and your home with plenty of extra cash left in the kitty each month. It’s not a pipedream. Follow our five steps to pay off your home loan el pronto. 1. Check you’ve got the right loan for your needs... The cheapest loan isn’t necessarily the best loan for you. The ideal loan has the right blend of a competitive rate plus features you will actually use to make your loan easier to live with. 2. Look for hidden charges Paying monthly account keeping fees on your home loan is like paying a higher interest rate. Plenty of banks have scrapped monthly account keeping fees so if your lender is still putting a hand out for them it could be time to move on. 3. Make regular extra repayments Paying just a single extra dollar each week into your home loan will see the loan paid off sooner. That’s because additional repayments come straight off the loan balance. That way, next month’s interest charge is lower, so more of your regular repayment goes towards the loan balance. It’s a great way to streak ahead with your home loan. 4. Add a lump sum payment There are times throughout the year when a cash windfall comes our way a tax refund, an end of year work bonus, or some unexpected overtime earnings. Add or all part of these windfalls as a lump sum repayment to your loan and watch the balance melt away. 5. Use your home loan as a savings account Try this simple strategy. Deposit spare cash into your home loan instead of a separate savings account. You’ll save more in interest on the loan than you’ll earn with a separate savings account, and it’s a sure-fire to pay off the loan sooner. If your home loan offers redraw (as most do), you’ll be able to access the cash in an emergency. Or, if you’d rather keep your savings separate, consider an offset account.

05.01.2022 Well done the weekend is in sight, and we hope it is a lovely one for you all! . Your Finance Broker here to help with, - Home Loans - Construction Loans - Personal Loans - Debt Consolidation - Asset & Equipment Finance - Business Finance - Commercial Lending - Savings Plans - Financial Reviews. Do not hesitate to contact me on 0421 009 434 to find out more.... #perthfinance #perthbroker #staystong #perthloans #perthbusiness #perthhomes #perthproperty #newbuild #personalloan #carfinance #perthcarclub #workingmum #perthnorth #perthsouth #firsthomebuyer #goodmorning #perthisok #savingsplan #businessfinance #girlboss #bossbabe #womeninbusiness #heretohelp #letschat #happydance #friyey #perthweekends #happyfriday #yeyfortheweekend

02.01.2022 Do you know what it really costs to buy property?. . . . .... Your Finance Broker here to help with, - Home Loans - Construction Loans - Personal Loans - Debt Consolidation - Asset & Equipment Finance - Business Finance - Commercial Lending - Savings Plans - Financial Reviews. . Contact me on 0421 009 434 to find out more. . . . . . . #perthfinance #perthbroker #staystong #perthloans #perthbusiness #perthhomes #perthproperty #newbuild #personalloan #carfinance #perthcarclub #workingmum #perthnorth #perthsouth #firsthomebuyer #goodmorning #perthisok #savingsplan #businessfinance #girlboss #bossbabe #womeninbusiness #heretohelp #letschat #levelup #perthfamilies #perthkids #ifofamilies #roomtogrow #nexthome See more

01.01.2022 When you’re in the market for your first home, remember the property has been deliberately made to look its best. Sellers are showing their homes in the best possible light. . . . Getting a property inspection before you buy could save years of heartache. ... . . . A pre-purchase inspection should find underlying issues before it puts you at risk. . . . A property inspection will report on any wood rot, old wiring, mould, rusty pipes or general decay. . . . A decrepit building could leave you exposed to fire, collapse or worse. . . . There’s more to a property inspection than the main building. Your inspector’s pre-purchase building inspection checklist will include everything external, too: sheds and studios, gates and fences and driveways. . . . The building inspection cost will be worth every cent. You could even have extra bargaining power when it comes to negotiating on price. . . . At around $500, it’s a sound investment in the future of your most valuable asset. Your Finance Broker here to help with, - Home Loans - Construction Loans - Personal Loans - Debt Consolidation - Asset & Equipment Finance - Business Finance - Commercial Lending - Savings Plans - Financial Reviews. . Contact me on 0421 009 434 to find out more. . #perthfinance #perthbroker #staystong #perthloans #perthbusiness #perthhomes #perthproperty #firsthomebuyer #perthisok #businessfinance #bossbabe #womeninbusiness #heretohelp #levelup #perthfamilies #ifofamilies #roomtogrow #nexthome #inspection #realestate #homeinspection #home #inspector #realtor #homeinspector #property #investment #homeinspections #trueinspiration #stunning