Sam Eastlake Finance Broker | Businesses

Sam Eastlake Finance Broker

Phone: +61 402 669 787

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23.01.2022 Congrats on the new X-Trail Morgane Brown & Matt. Client review ______________________________________________________... Thanks so much Sam for organising our loan for our new family car and making it such a smooth & easy process. We were so impressed with your professionalism & the effort put into making sure we got the best rate. We really felt like you went above and beyond for us. Thanks again for everything :)

21.01.2022 It was a great pleasure to help John and Shaun from Luna Constructions secure funding for their growing business on the Sunshine Coast in QLD. _____________...__________________________________________________ Sam has helped Luna constructions obtain a business loan with the greatest of ease, he has been very helpful throughout the process and I would recommend him for any small business need a loan quick and easy! Thanks again Sam Luna Constructions www.lunaconstructions.com.au

20.01.2022 Are you a First Home Buyer looking to purchase a property this year? The First Home Loan Deposit Scheme is now live and we are thrilled to be able to assist eli...gible applicants to take advantage of this Federal Government Scheme. The scheme allows eligible applicants to purchase a home with just a 5% deposit and essentially avoid paying thousands of dollars in lenders mortgage insurance.

17.01.2022 I have had a lot of people contacting the past few weeks after receiving letters from their lender increasing the interest rate on their home loans. Rates have ...been moving up a little recently as lenders blame funding costs. If you have had a rate rise and are curious to know whether your rate is too high, please email me [email protected] or call me 0402669787 to find out in a few mins if its worth exploring a refinance to save you some cash. Most of the people who i have spoken to the past few weeks can save at least 3k per year off their home loan repayments.

16.01.2022 I was made aware of a sensational offer today for a 3 year fixed rate home loan. For those that qualify for this loan product its easily the best offer i have s...een!! If you are looking to lock away a great rate on your home loan for the next 3 years send me a message, or email [email protected] or call 0402669787 See more

14.01.2022 During AFG's weekly COVID-19 Webinar the question of deferral arrangements was put to the panel. #afg #brokers #mortgagebrokers #finance #covid19 #qanda

14.01.2022 There is a lot happening at the moment in the lending landscape. Rates are dropping across the board with some lenders being very aggressive and offering amazin...g fixed rates in an effort to grab market share. There are a few lenders doing 2.99%! (3.53% comparison rate) Now is a great time to do a home loan health check to see if you could be saving significantly per year on your home loan. On most refinances my clients save an average of between $3000 -$6000 per year by refinancing. Its a very simple process to check your current home loan to see if there is any potential to save. PM me for more details.

13.01.2022 Another rate cut, another lenders leader board for who has passed on what percentage of the #reservebanks 0.25% cut this month Major Bank rate cut leader board ...1. ANZ Australia = 100% (0.25%) 2. Westpac = 80% (0.20%) Macquarie Bank = 80% (0.20%) ING Australia = 80% (0.20%) 3. NAB = 76% (0.19%) Commonwealth Bank 76% (0.19%) However, if we total the banks' rate cuts from June & July the leader board looks like this 1. Macquarie Bank = 90% (0.45%) ING Australia = 90% (0.45%) 2. Commonwealth Bank = 88% (0.44%) NAB = 88% (0.44%) 3. ANZ Australia = 86% (0.43%) 4. Westpac = 80% (0.40%) As you can see, the total shows no single major bank has passed on 100% of the two rate cuts and the difference between the first four lenders mentioned above is just 0.01% NOTE: These relate to the P&I Variable rates for owner-occupied loans - variations do exist lender to lender for Investment loans and Interest Only loans

11.01.2022 If any of my Facebook friends out there have multiple credit cards that are attracting 20%+ interest, it might be worth considering a personal loan to consolida...te all those debts into one fixed repayment that is easy to manage and that will in most cases attract a significantly lower rate of interest. As always if you would like more info im only a PM away!

11.01.2022 Lending assessment rates relaxed!! In the wake of recent commentary from APRA in relation to mortgage lenders serviceability calculations, several major len...ders have now relaxed their assessment rates in accordance with the new guidelines. This means home loan applications no longer have to be assessed at a rate of 7.00%, or more. The result for consumers is ultimately greater borrowing power. We now have lenders assessing home loans at rates as low as 5.30%, a big drop from over 7.00%! The exact assessment rate that will be used is influenced by a number of factors, and this rate alone doesn't dictate which lender is most appropriate for your personal circumstances. However, if you were previously told you could not borrow the exact amount you had hoped for, now would be a great time to have your borrowing power re-assessed.

09.01.2022 How much of the RBA cut is each bank passing on to you! Major Bank rate cut leader board 1. Commonwealth Bank = 100% (0.25%)... NAB = 100% (0.25%) Macquarie Bank = 100% (0.25%) ING Australia = 100% (0.25%) 2. Westpac = 80% (0.20%) 3. ANZ Australia = 72% (0.18%) See more

07.01.2022 My friend and barber Happy Wallu is very pleased with his recent purchase of the Hybrid Camry. Nice colour choice mate. If you are buying a car let me see if i... can help you before you talk to the dealerships about finance because the dealerships will only offer cheap finance if they have stung you on the purchase price. They don't do deals without making money somewhere. Generally speaking if you can shop around on the purchase price and organise your own finance you should be able to secure a better price for the vehicle. See more

04.01.2022 It was a pleasure to once again help Jason and Kim purchase a vehicle with this Toyota Yaris. If you are purchasing a car and would like advice on how to best ...structure the finance within or outside of your home loan, feel free to contact me. There are a few factors to consider before you go and add it to your mortgage. See more

04.01.2022 Small Business Loans with no repayments until 1 July 2019* Want to tie up loose ends or make a tax-effective business investment before end of financial year?... For a limited time, get a small business loan of $5,000 to $300,000 and make no repayments until 1 July 2019*. Apply in ten minutes and funding is possible in 24 hours. Ask me how. *Fees, T&Cs apply. See more

01.01.2022 Thanks for the feedback Kristy. Congratulations again on the purchase of your new property. It looks sensational! ************* Sam you are a legend!... After starting my purchase with another broker, you came in to save the day and secure me the loan required to get the property I wanted. Your communication was prompt, to the point, informative and you were positive and helpful throughout the process and I really appreciate what you have done for me. You made a normally stressful process seamless and I can’t thank you enough! If anyone wants to discuss whether they should use you as a broker, please feel free to pass my number on happy to chat with them about my pleasant experience. Until the next purchase. Thanks Sam