That Budget Stuff | Other
That Budget Stuff
Phone: +61 430 044 609
Reviews
to load big map
24.01.2022 I KNOW you have something to return........ And that something has been there for a little while and you keep thinking I must take that back! And I am sure your life is busy and you have the best intentions to get it done...... BUT you just never get round to it! ... Can I please kindly encourage you to do that return this week? Can you make a commitment to this? It will not only declutter your house it will also declutter your mind And guess what? You will even get your money back! This is my return that I have had for sitting here for two months! It is $147.40 & it is taking up space. I am committing to returning it by next week! Please tell me what you are committing to returning! I know you have something!
24.01.2022 This is one small task you need to do today & your future self will thank you! https://www.instagram.com/tv/CJnkD3Kncbc/
21.01.2022 A short video that explains that by altering how often you repay your home loan you can save YEARS & $’s on your home loan
20.01.2022 So I have worked through Steps 1 - 4 and in this video I will work through the most important step...... Step 5 - THEN WHAT? Come and listen to why Step 5 is the most important!!
19.01.2022 I had one of these since I was 18! AND I paid it off in full every SINGLE month... I NEVER paid any interest to the bank I really thought that I was doing so well! And in a way I was But we did have that little issue, you know the one... It was that although you paid it off in full, there was still a balance remaining It was the spending that happened between the time the statement was issued & when you paid it! So - really, we were spending a month in advance We were spending money that we hadn’t earned yet! About 18 months ago, we stopped using it We went COLD TURKEY It has been the best thing ever!! We still have a fantastic life AND We spend more consciously And at any one time - we don’t owe any money on a credit card It is a game changer and it has helped us take our wealth building to the next level! I go on about it about to people HOWEVER - if you were like me, you really should try it I will guarantee (kind of) that your spending will be more thoughtful & your future self will thank you for it! Do you use a credit card or not?
19.01.2022 Energy is just like coffee! Once you have had your coffee, your cup is empty! And you can’t have anymore until it is filled up again......... I know right - it isn’t ROCKET SCIENCE! It is the same with your energy levels....... Once you have used up your energy, you need to make some more (from rest, self-care, turning off etc) I am going to publicly admit, I struggle with this (A LOT) So, after some super full-on weeks, today I am doing some self-care, Alicia style! I started with taking myself for a walk in nature........
19.01.2022 See that white paper on the floor? With the writing on it? That paper sparked a massive journey for my husband and I ... A journey which is nearing the 10 year mark... Nearly 10 years ago we had a informal interaction with an amazing educator/coach/leader - Shirley Anne Fortina from POD Consulting. And so we started our goal setting, life planning, life living, goal achieving journey I caught up with Shirley Anne this week and shared with her what she had ignited within us and what we had done in the last 9 + years And we talked about the impact we have on others when we share generously! It is my hope that I spark others! Has someone sparked you? If so, please share your story with me! #financialgoals #wheeloflife #goalsetting2020 #liveyourbestlifenow #mentoringmatters #coachingtips #coachinglife #amazingcoaches #sparkothers #igniteyourlife #learnfromothers #sharewhatyouknow #teachothers #getthelifeyouwant #theworldisyours #familygoals
19.01.2022 Double Bliss! We got the water leak subsidy from the Water Corp which meant no bill last time & this time our bill was back to normal! The Budget Miss is a mystery......... Today I shared my debit card with my daughter for her to get a drink from Woolworths She told me it was $2 I just checked my bank account & it showed $5.80 @woolworths_au We are going to be having a little mother & daughter chat when she gets home........ 1 step forwards & 2 steps backwards with this daughter today! Can you relate?
16.01.2022 What are UFOs? So they are: Unused food objects OR... Unidentifiable frozen objects I bet you have some right? After recently having a clean out of my pantry, I have discovered quite a few packets of dried legumes/pulses! I bought them when we had 2 vegetarians in the house...... This week we are using some of these up in our meal plan in these recipes - Healthy Nachos (black beans) - Ottolenghi Crushed Puy (lentils) It is a great way to reduce waste (instead of throwing them out) and it reduces your food shopping for the week too! Why don’t you join me? And tell me in the comments what ingredient (UFO) you are going to use this week.......
16.01.2022 There are 6 weeks until Christmas! Exactly!! AND we can always do with just a bit more money to help fund everything Christmas!... So I have something that it going to help you with that! It is my 5 step cheat sheet called... How to get a bonus $1000 for Christmas The link for it is in my bio And I will be sharing loads more about how to follow each of the 5 steps. It is going to be fun AND It is going to be easy! Keep watching! #christmasprep #getreadyforchristmas #christmasonabudget #savingforchristmas #christmassavings #consciouschristmas #christmasisforeveryone #howtochristmas #howtosavemoney #savingtips #easysavings #saveforchristmas #christmasonashoestring #christmasiscoming #ladystartups #imarocketlady
14.01.2022 It might be small BUT it is powerful! I am taking about the tax cuts that have started to come through to employees! This money can so easily be wasted!... Be proactive... Put this money towards 1. Non productive debt (credit card etc) 2. Savings 3. Home loan (we are doing this) 4. Rainy day account 5. Investing Action is today or as soon as possible! Before it gets spent or frittered away... YOUR FUTURE SELF WILL THANK YOU!
14.01.2022 Do you know about the power of sharing? And what about the sharing economy? They are everywhere! ... I even have an informal one set up with a friend. It works like this... We have a bike rack for our car & they have heaps of bikes. When we need bikes we borrow them from our friend and when they need a bike rack for their car, they borrow it from us! It is a win/win! There are so many different ones around... I have just reached out to a sharing group for birthday party decorations on Facebook for my children’s party! The impacts on our money & the environment is super positive. The impact on our spirit and our wellbeing is priceless! So... Do a check of what items you have that you could share and let your friends & your community know! There is something strange about sharing, you seem to always get back more than you give!
13.01.2022 Life is this simple.... When you boil it all down - we are wanting more time or ... more money....... OR Maybe it is a combination of both? For me it is really about TIME! Time with my elderly parents Time to just hangwith my kids Time to go running in the hills Time to be in the garden Time to reflect & wonder So we (my husband and I as a team) are focusing on getting the best value out of our money so that we can have more time.... Our financial goals are solely focused on this and we are both loving this journey and learning more everyday....... I will share it with you as we go!
11.01.2022 Planning is the key to process! Here is my planner that I am using this year! https://www.instagram.com/tv/CJlQh_ontWH/
10.01.2022 This wasn’t a GOOD lesson And lessons usually aren’t are they? Yesterday my husband and I reflected on an opportunity (buying some specific shares) earlier this year that we didn’t take up! And it wasn’t because we decided not too, it was because of a miscommunication between us! ... And that doesn’t sound too bad - does it? Except that if we had taken up this opportunity we would have had a nice sum of money to put towards one of our goals... So we have reflected on this (many times) and yesterday was the day where we agreed to move on and write this up as a LESSON! My approach when you make a mistake is 1. Recognise it 2. Feel it (be sad, be upset, be mad) 3. Learn the lesson - don’t repeat it 4. Move on this is where we are now! 5. Keep on trying What do you do when you have one of life’s lessons?
08.01.2022 Did you get my How to get a bonus $1000 for Christmas cheat sheet? Have you been trying it out? In case you haven’t - I am showing some examples of how it can be done!... Here I have bought the following: BBQ chicken - $10 salad bags x 2 - $6 rolls - $4 cucumber - $1.94 tomatoes home grown - free TOTAL = $21.94 It has made 12 lunches Each cost $1.83 So based on buying a $12 lunch every work day for one person, this is a saving of $51 per week. For two people this is $102 per week!! AND it took me 25 mins to make these up - so QUICK and so EASY! Super Healthy too! Try this out and start towards getting your bonus $1000 for Christmas! #christmassavings #savingforchristmas #budgetlunch #prepmeals #preplunch #healthylunchideas #saveonfoods #healthylunchbox #lunchideasforwork #lunchideas #busyworking #lunchhack #savemoneytips #easysavings #prepareforchristmas #savemoneytime #howtosavemoney #timesavingtips #busylifehacks #imarocketlady #ladystartups
08.01.2022 Watch my video and see how I went with my phone call to the back yesterday! Is it good news?
07.01.2022 This is raw & real! This is all of our spending last week...... I was going to say to you that it isn’t a typical week for many reasons BUT... There is no such thing as a typical week is there? Putting this together for you was a really good exercise...... 1. Did you notice that FOOD is a huge theme in our spending? 2. Did you see that cleaning is important to us? 3. Did the school fees jump out to you? They jumped out to me! 4. Can you see that we value private health? 5. Is coffee essentialto you like it is to us? What do YOU think we could improve upon? Let me know in the comments below . .
03.01.2022 I am sure you have more than you need! I do! I have 2 personal accounts (one for my Fun Money & a spare).... Then there are all the: Transaction accounts Home Loan accounts Savings accounts (kids & ours) So all up combined there are 12! They do all have a purpose but I could definitely streamline them even more! And I could look for better interest too! For example UP bank (it is a neo bank) is offering 1.1% compared to Westpac with 0.75% bonus interest Also - check your bank accounts for fees! No point having all your interest eaten up by fees! And remember less is more Less bank accounts less paperwork, less reconciliation less lost money! Go and sort out your bank accounts! You will feel so much happier knowing this is all organised! #bankstatements #banks #financialstatements #bankfees #refunds #creditcards #spendingmoney #savingmoney #lookingafteryourmoney #Paydays #Salary #Salaryday #Pilesofmoney #Bankaccount #Bankaccounts #Bankaccountgoals #Financialservices #Financialgrowth #Budgeting101 #Debtfreejourney #Budgeting #Budgetlife #Livingonabudget #Budgetingisfun #liveyourbestlife #busyfamilies #busyfamily #Imarocketlady #ladystartups
03.01.2022 This is a bit of an insight into our money story... It has definitely had its bumps upon the way.... And we are continuing to work on it and make it as best as possible!
