The Cornish Property Practice in Cornwall | Property appraisal

The Cornish Property Practice

Locality: Cornwall

Phone: 01872211877

Address: Wyndhurst House Moorland Road TR9 6HW Cornwall, QLD, Australia

Website: http://www.thecornishpropertypractice.co.uk

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• Property appraisal
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25.01.2022 Our director Neil Jasper MRICS has been very busy in Cornwall with home surveys and valuation work, here is part of his recent portfolio, we can offer full surveys and homebuyers surveys, valuations that include probate and the help to buy scheme, here are some photos attached of recent properties that have been surveyed or valued in Cornwall.

21.01.2022 What a cracking picture! Subsidence can happen to modern and old buildings, we suggest you check your property periodically for wall cracks or changes to its facade, some cracking can be actually harmless, while others may be the start of things to come. If in doubt call us to discuss...

19.01.2022 St Piran's Day (Gool Peran). Wishing our "Cornish Jacks" everywhere in the world an "Ansum" day!

18.01.2022 Neil recently visited this beautiful property in St Minver

17.01.2022 Covid-19 Update We have postponed all surveys (including those to empty properties) until restrictions are lifted. Our team are working from home to publish reports for properties which have already been inspected and we are still able to offer desktop market valuations. ... We are also here to answer any calls from both our clients and the local businesses we work with to offer as much professional advice as possible throughout this time. .

16.01.2022 Updates. We are now able to undertake surveys on empty properties or properties where the current residents are able to temporarily and safely leave the house. This allows us to operate with strict social distancing, along with taking precautions such as glove-wearing, mask-wearing and the use of disinfectants and sanitisers. We will not be able to undertake surveys on properties who have residents who are in isolation and/or have experienced any symptoms of Covid-19 within t...he previous 14 days. We thank you for your patience and understanding at this time and we hope you are well and safe. Updates. We are able to undertake desktop market valuations for the redemption of Target Help to Buy Purposes. If you would like more information please do contact us. Take care one and all The Cornish Property Practice Team

14.01.2022 New mineshaft found behind residential properties in Camborne, this is why we provide a desktop investigation when we undertake RICS surveys for our valued clients.

12.01.2022 It's great to be back to work, we are surveying and undertaking valuations again with COVID 19 measures as required. Attached are some of our recent inspections with identified frost damage to brickwork in Trevone Bay and a 16th Century Cobb property in Bude. Just a reminder for "Bluelight" NHS workers that we will be offering a 10% discount this month, this is our gesture to the great work you undertook, thankyou all. Best wishes from the Cornish team.

11.01.2022 What is a Reinstatement Valuation? A Reinstatement Valuation will work out the cost of rebuilding your property should it become damaged beyond repair. This is not the price you bought the house for as a Reinstatement Valuation will take into consideration the material type, whether or not the property is grade listed and any additions you've made to the property since you moved in.... Why do I need one? When you take out home insurance it is important to have the right value. This should not be the market value of the property as this may leave you under insured. If you under insure your property and the worse happens this could leave you needing to find additional money for the rebuild of your property. Is it worth having a Reinstatement Valuation? Applying Average This is where it can get a little tricky if the property is under insured. If you need to make a claim an insurance company may send out a loss adjuster, if they find the property was under-insured they may "apply average". This is a clause that the insurance company can apply to reduce its liability. They will use an equation to recoup some of the costs which means the full premium may not be paid out. In this example a flood has affected your property and done 450,000 worth of damage, you had insured your property at 400,000. The loss adjuster values your property rebuild cost at 500,000. The insurance company can then apply the following equation: Insured sum / Actual value x loss = actual sum paid out. (400,000/500,000) x 450,000 = 360,000 Therefore, even though you insured the property for 400,000 the insurance company will only pay out 360,000 meaning that 90,000 worth of damage is left unpaid for. Whilst it may cost a little extra to have a Reinstatement Valuation we would recommend it to ensure that you have an accurate insurance premium to avoid losing money if you need to make a claim.

01.01.2022 Neil recently visited this barn conversion near to Launceston, note the cross tie bars whilst they may add a look of character generally identify issues with wall stability.