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The Practice in Parkville, Victoria, Australia | Financial service



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The Practice

Locality: Parkville, Victoria, Australia

Phone: +61 3 8888 4000



Address: Level 10, 369 Royal Parade 3052 Parkville, VIC, Australia

Website: http://thepractice.com.au/contact

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25.01.2022 If you want to do something, do it. Jaddan Comerford (on the Save My Business podcast)



25.01.2022 If youre running a business, what your customers expect might be changing with the times. Are you looking at your business from their perspective? Are you being flexible on their behalf? The Business Advisory team here at The Practice is skilled at teasing out the keys to your relationship with your customers and helping you focus your energies on factors that can help you grow your business.... Now might be the ideal time to review how your business is set up and, particularly, how well youre servicing current clients and attracting new ones, so give the Business Advisory team a call and lets keep you moving. (03) 8888 4000 [email protected] www.thepractice.com.au

25.01.2022 Were very excited to have the next episode of the Save My Business podcast ready to go. Jason Cunningham talks to former AFL champion David Schwarz in a wide-ranging chat about life, business, sport, adversity, and facing challenges. After the ups and downs of a successful and high-profile sporting career, Schwarz has turned his hand to broadcasting and business, having recently sold a recreation-based business and started a new business during the lockdown!... Youll be riveted by the many anecdotes from Davids fascinating life and his thoughts on how to deal with people and do business well. If youre finding times tough, we hope youll also be inspired by how David has kept facing challenges and demonstrating an amazing level of resilience. Tune in tomorrow and be one of the first to listen to Jason Cunningham and David Schwarz and then tell all your friends!

25.01.2022 Theres no doubt that modern businesses have never faced a more challenging landscape. Which means its never been more important to get as much good advice and useful information as possible. With that in mind, were launching a new set of resources, starting with a podcast called Save My Business.... The Practices Jason Cunningham is looking forward to exploring and sharing some stories from business owners and operators in the real world right now. Stay tuned



24.01.2022 "If youre saving, youre succeeding." Steve Burkholder (03) 8888 4000 [email protected] www.thepractice.com.au

23.01.2022 Our Business Advisory team focuses on identifying and understanding the key drivers of your business so they can build a strategic and practical plan of action. (03) 8888 4000 [email protected] www.thepractice.com.au

23.01.2022 If your small business has been impacted by COVID-19 restrictions, you have a couple more weeks to apply for a state government grant. In Victoria, applications for the $5,000 grants available through the Business Support Fund Expansion close on August 19. For NSW small business operators, you have until August 16 to submit your application for a COVID-19 Recovery Grant of up to $3,000.... Both programs have a number of specific criteria around eligibility, but we think if you are eligible you really should get your application in. After all, these grants are on offer to help businesses like yours. If you need help with a grant application or anything else that can keep you and your business going, please reach out to The Practice as soon as possible. Were standing by to help in any way we can. (03) 8888 4000 [email protected] www.thepractice.com.au



22.01.2022 Have you cocktailed your home loan yet? With rates at historic lows The Practices Director of Lending Advisory Craig Ridley says you should be looking to take advantage of what both fixed-rate and variable-rate loans have to offer

22.01.2022 There’s this big emphasis on ‘how do I create a great life?’ and I think the psychology of that is flawed. I think the real challenge is ‘how do I build a great me?’ Craig Harper (on the Save My Business podcast) (03) 8888 4000 [email protected] www.thepractice.com.au

21.01.2022 For those impacted by the Stage 4 restrictions, we hope that youre staying well, getting your hour a day of fresh air and exercise, and that you have the support you need. Were 100% in this with you. Our team is working from home, so we can be contacted between 9am and 5pm from Monday to Friday. If you have something for us to review, drop us an email. If you need some advice, give us a call. If you want to have a chat about what youre facing, book a video call. Whatever y...ou need, were standing by to help. (03) 8888 4000 [email protected] www.thepractice.com.au

21.01.2022 In this episode of Save My Business, Jason Cunningham talks to former AFL star turned broadcaster David Schwarz to find out what businesses can learn from elite sporting clubs. If youve never thought about it before, you might be surprised to hear how much like any other business a top-level sporting club is and how many parallels there are between successful businesses and successful footy clubs. For those who are finding times tough, one of the greatest centre half forward...s of all time has some fascinating anecdotes about facing and overcoming adversity and gives us his personal examples of true resilience. Despite being a supremely talented sportsman, the 173-game champion has had many challenges in his life, and in this podcast he shares some valuable insights into the sorts of traits that have helped him survive and thrive across sport, business, and life. Hes also recently sold a successful business and started a new business during the COVID pandemic. Theres plenty to take away from Davids experiences, but its also quite simply a compelling story youll be fascinated by. Listen on iTunes: https://podcasts.apple.com//save-my-business/id1529992926 Listen on Spotify: https://open.spotify.com/episode/5XoFRNYP2YyTPazwLHHPKe

19.01.2022 Most people who start a business do so because they have something theyre passionate about. We love nothing more than focusing in on the passion and helping you translate it into success. (03) 8888 4000... [email protected] www.thepractice.com.au See more



18.01.2022 Melbournes move to Stage 4 restrictions brings with it another level of hardship for small businesses, given that many now have no choice but to shut down for six weeks. With that in mind, the Victorian Government has announced that additional grants are being made available for employing businesses under the Business Support Fund Expansion. Those within metropolitan Melbourne and Mitchell Shire may be eligible for a total of $10,000 while those in regional areas can apply... for a $5,000 grant. Any business that successfully applied when $5,000 was made available under the Expansion program last month will automatically receive an additional $5,000. For those who havent yet applied, applications are open until September 14th. Updated guidelines and information will be released in the coming days and will accompany the link to the application form here: https://www.business.vic.gov.au//bus/business-support-fund Please don't hesitate to contact us for more information. (03) 8888 4000 [email protected] thepractice.com.au

17.01.2022 Were finding out a lot about ourselves and each other at the moment. Hopefully, youre finding plenty of good things. If youre passionate about something, if youre good at something, and if you want to get somewhere, thats what were here for. Weve helped thousands of individuals and businesses succeed prior to 2020, and were aiming to keep doing that for a long time yet!... (03) 8888 4000 [email protected] www.thepractice.com.au

17.01.2022 It is not the strongest or the most intelligent who will survive but those who can best manage change. Charles Darwin (03) 8888 4000 [email protected] www.thepractice.com.au

16.01.2022 We can help you today, next week, or in a few months but wed rather help you from now on. We aim to build long-term relationships so that we can continue to reassess, advise, and adjust your plans as your circumstances change. (03) 8888 4000... [email protected] www.thepractice.com.au See more

16.01.2022 One of the sectors that’s been hit hardest by the restrictions associated with the COVID -19 pandemic is the music, arts, and entertainment industry. Jason Cunningham’s guest on the next episode of the Save My Business podcast knows that only too well. Jaddan Comerford is one of the biggest movers and shakers on the Australian music scene, listed at number 7 on last year’s TheMusic.com.au’s Power 50.... He’s got an incredible story to tell, having risen from a teenager dabbling in music promotion from his bedroom to the CEO of a multi-million-dollar music powerhouse, UNIFIED Music Group. Tune in on Tuesday to hear Jaddan’s insights in the latest edition of the Save My Business podcast. (03) 8888 4000 [email protected] www.thepractice.com.au

16.01.2022 If you havent yet reviewed all of your financial commitments to see whether a bit of tweaking might put you in a stronger position for the short or longer term, its never too late. Weve been helping a range of people who have been impacted either a little or a lot by the COVID-19-driven economic challenges, and theres always something we can do. You shouldnt hesitate for a second in taking up any options that will either ease your current situation or shore up your futur...e (preferably both, of course). The Personal Wealth team at The Practice is fully versed on whats available where and how to help you. (03) 8888 4000 [email protected] www.thepractice.com.au

16.01.2022 You can rest assured that we talk and act based on experience, not just opinion. We’ve grown our own business using the same philosophy and methodology we apply to benefit yours. (03) 8888 4000... [email protected] www.thepractice.com.au See more

16.01.2022 Over the past 4 years my husband and I have refinanced our loans twice with the assistance of Elizabeth from The Practice. During this time Elizabeth has kept us informed of each step and gone above and beyond the call of duty to ensure that our loans have settled on time. Even during the last refinance which has been during the Pandemic, Elizabeth was always available to take my calls and each request was addressed quickly and always with a great outcome. ... Without Elizabeth I think we would have not been able to do this refinance and would have given up. Elizabeth's knowledge of "what's best out there in the market" is excellent and her guidance in helping us to understand the loan structure gave us a lot of comfort that we were choosing the right loan. Thank you Elizabeth! - Julie R

15.01.2022 In the current environment, we think its more important than ever to do a personal wealth check to make sure you have the best foundations for long-term prosperity. (03) 8888 4000 [email protected] www.thepractice.com.au

14.01.2022 Whatever is going on in the world, the people and businesses who do a good job of assessing their options and choosing the right ones will have the best chance of success. (03) 8888 4000 [email protected] www.thepractice.com.au

13.01.2022 Have a bias toward action lets see something happen now. You can break that big plan into small steps and take the first step right away. Indira Ghandi (03) 8888 4000 [email protected] www.thepractice.com.au

12.01.2022 Youre not like anyone else. Thats why you should have a tailored approach to your financial goals. By getting to understand who you are and how you do things, personally and professionally, we can help you formulate and execute a plan that suits your particular needs and circumstances. (03) 8888 4000... [email protected] www.thepractice.com.au See more

11.01.2022 Sometimes even the best laid plans need some adjustment as circumstances change but if you dont have a plan to start with, changing circumstances can bring you to a grinding halt. Were here to help you negotiate the twists and turns of life while staying on the path to financial freedom. (03) 8888 4000... [email protected] www.thepractice.com.au See more

10.01.2022 Talking to clients about the challenges theyre facing in 2020, we realised that so many businesses have similar issues, similar questions, and similar concerns about what the future might hold. We wondered: How can we help as many people as possible at the same time?. The answer was pretty clear: create a podcast.... And so, the concept of Save My Business was born! Presented by the co-founder of The Practice, Jason Cunningham, each guest on Save My Business will share their story of building their business and overcoming challenges, as well as offer their take on the broader business landscape. Stay tuned for Episode 1, coming soon (03) 8888 4000 [email protected] www.thepractice.com.au

10.01.2022 Even though the landscape is still changing from week to week, we believe theres no time like the present to reassess your financial position, particularly if you have a loan. The team at The Practice is working hard to keep abreast of how lenders, including the big banks, are adjusting their products and services, so we can advise you if there is a good opportunity to refinance or restructure your loan. Our Lending Advisory team is as committed as ever to giving you the adv...ice and guidance that will put you in the best position now and into the foreseeable future. (03) 8888 4000 [email protected] www.thepractice.com.au

10.01.2022 There’s been a lot of information around about the current state of the finance and property market, and what it might look like for the next little while. Some of that ‘information’ is likely to be close to the mark, some of it not so much! The Practice’s Director of Lending Advisory Craig Ridley believes that there are many reasons to be optimistic, and it’s probably a good time to be proactive.... In this general update, Craig touches on the state of the property market, what’s happening with lenders, and the impact of the Federal Budget and the RBA’s most recent rate drop (03) 8888 4000 [email protected] www.thepractice.com.au

10.01.2022 The extension of the JobKeeper scheme through to the end of March next year is expected to help quite a number of businesses survive the next six months or so. Were definitely on the same page as the Federal Government on this one: we need to make sure that as many small businesses as possible are able to keep paying their employees and will be ready to ramp up again as soon as they can. Even though the initial six-month period of JobKeeper continues until the end of next mo...nth, now is the time to familiarise yourself with what JobKeeper 2.0 is all about, and to make sure that you can get the assistance you need. You can check all the relevant details in our guide to JobKeeper 2.0 here www.thepractice.com.au/jobkeeper-2-0/ and please reach out to us for any clarifications or advice specific to your circumstances.

10.01.2022 ICYMI, our new podcast Save My Business is up and running with a fascinating opening episode. Jason Cunningham chats to his co-founder and co-director of The Practice, Rob Hadded, and the founder and CEO of New York Minute, Antony Crowther. They discuss the challenges of adapting to disruption and changing landscapes in the business world.... Its a great introduction to the concept of the Save My Business podcast, which will see Jason chatting with a number of industry leaders across various sectors over the coming months to find out how theyre operating and managing change. Check out Episode 1 with Antony Crowther here Listen on iTunes: https://podcasts.apple.com//save-my-business/id1529992926 Listen on Spotify: https://open.spotify.com/episode/5Zpn579uGpax7GaQP2EFdC

09.01.2022 Planning is bringing the future into the present so you can do something about it now. Alan Lakein (03) 8888 4000... [email protected] www.thepractice.com.au See more

08.01.2022 The Practice prides itself on building long-term relationships with individuals and businesses. The better we know you and understand your unique circumstances, the better we can help guide and advise you. Our goal is your goal: to liberate your lifestyle.... (03) 8888 4000 [email protected] www.thepractice.com.au

08.01.2022 Everyone has the opportunity to shape their own future financial wellbeing. For some, its about changing their mindset or behaviour, for others its taking action rather than procrastinating, but for most it comes from taking the time to plan well and having the patience and determination to stick to the plan. (03) 8888 4000... [email protected] www.thepractice.com.au See more

08.01.2022 "We should remember that good fortune often happens when opportunity meets with preparation." Thomas Edison (03) 8888 4000 [email protected] www.thepractice.com.au

07.01.2022 A goal without a plan is just a wish. Antoine de Saint-Exupery (03) 8888 4000 [email protected] www.thepractice.com.au

06.01.2022 Have you been thinking about building a new home or renovating or extending your current residence? Let us help you weigh up the pros and cons, and particularly if youre eligible for the Federal Governments $25,000 HomeBuilder grant. There may even be other incentives or rebates available to you, so it could be well worth your while to do a comprehensive assessment.... But dont wait too long, because to get the HomeBuilder grant you need to have contracts for the work signed by December 31. However, following the introduction of Stage 4 restrictions in metropolitan Melbourne, the deadline for the commencement of work has been extended from 3 months to 6 months from the date of contract signing for all Victorian applicants. Give our Lending Advisory team a call as soon as you can and well do what we can to get you moving. (03) 8888 4000 [email protected] www.thepractice.com.au

06.01.2022 This is the final week of the initial six-month period of the JobKeeper scheme, so eligible employers need to be across a number of changes as we head into phase two from next Monday. Notably, of course, there are reduced payments for all eligible employees, as well as a two-tier system. However, there are also some changes around assessment and eligibility.... If youd like some help making sure you have everything set up properly, please reach out to the team at The Practice. Weve also updated our JobKeeper guide, which you can download here: https://www.thepractice.com.au/jobkeeper-2-0-after-septemb/ (03) 8888 4000 [email protected] www.thepractice.com.au

06.01.2022 How is your business coping with the challenges of the new normal? How well are you able to prepare for what the short, medium, and long-term future holds? The Business Advisory team at The Practice is not only assessing all the issues businesses are facing, old and new, but also formulating the best strategies for successfully negotiating the landscape. Its never been more important to take the time to consider all options and make prudent decisions, so its never been more... important to have reliable advisers on your side. Call The Practice today and let us guide you. (03) 8888 4000 [email protected] www.thepractice.com.au

06.01.2022 We want to help you achieve your financial goals and the best way to do that is through considered and prudent planning. Once your financial position is aligned with your life, you can open up a range of options for the future. (03) 8888 4000... [email protected] www.thepractice.com.au See more

05.01.2022 All you need is the plan, the road map, and the courage to press on to your destination. Earl Nightingale (03) 8888 4000 [email protected] www.thepractice.com.au

04.01.2022 While no-one is going to claim its business as before, the whole team here at The Practice has embraced our new way of working, so were still getting stuff done! It might take a little longer to arrange our meetings, but then it takes less time to get to them! Were still here for you to answer any questions, respond as quickly as we can to any issues that arise, and just to support you and your business in any way we can.... Please dont hesitate to reach out if you need us. (03) 8888 4000 [email protected] www.thepractice.com.au

03.01.2022 No matter who you deal with at The Practice, you’re tapping into the knowledge and experience of a broader team of passionate and committed finance-industry experts. (03) 8888 4000 [email protected] www.thepractice.com.au

03.01.2022 Thank you for your efforts across the last couple of weeks, and especially Kristian across the past 12 months. Kristian has been incredible to deal with. He always made time for Yvette and myself. Its been a pleasure dealing with you, so thank you again. - Tristan K... www.thepractice.com.au

02.01.2022 Were all adapting to the changed business environment at the moment and, of course, wondering what might be ahead. Over the past several months, weve been helping numerous clients reassess their circumstances, review the landscape for their particular sector, and revise their plans accordingly. In the spirit of were all in this together, weve decided to get a few of our clients, partners, and friends to share their stories and their insights in a new podcast called S...ave My Business. The Practices co-founder and Head of Business Advisory, Jason Cunningham, is your presenter and host, and Episode 1 is on its way, featuring Antony Crowther, the founder and CEO of New York Minute, and Jasons fellow co-founder and director of The Practice, Robert Hadded. Tune in tomorrow for the first episode!

01.01.2022 If youre in business and even if youre not youll be blown away by some of the revelations in the first episode of Jason Cunninghams new podcast Save My Business. Jason speaks with Antony Crowther, the founder and CEO of New York Minute, and co-founder and director of The Practice, Robert Hadded, about some of the challenges theyve faced and how theyve handled those. What do you do when you have no choice but to change your business and your behaviour, for example wh...en COVID-19 hits or, in the case of the quick-service restaurant industry, Uber Eats disrupts your business model. Its a fascinating insight into what a business needs to do to survive and thrive, from a couple of outstanding special guests. Check out Save My Business, Episode 1 and stay tuned for more. Listen on iTunes: https://podcasts.apple.com//save-my-business/id1529992926 Listen on Spotify: https://open.spotify.com/episode/5Zpn579uGpax7GaQP2EFdC

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