Thrive Financial in Woombye, Queensland | Financial planner

Thrive Financial

Locality: Woombye, Queensland

Phone: +61 432 067 181

Address: 39 Kiel Mountain Road 4559 Woombye, QLD, Australia

Website: http://thrivefinancial.com.au

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25.01.2022 The biggest lesson from #covid19 is not how quick the virus can spread but how important our health, wealth, community and family are to us. No one could have prepared for a COVID-19 outbreak which has put financial pressure on us all. What does this really mean looking forward? Essentially, you want to prevent yourself from putting all of your eggs in one basket. If you have an investment account or retirement account, take a moment to make sure you’ve got options! We're here to help families with simple tips, tricks and preparation steps that can be put together with a strategic financial plan. The team and I would like you to know we care and we don't take this lightly.

25.01.2022 Faith is taking the first step even when you don't see the whole staircase, would you agree? Don’t get me wrong, we understand here at Thrive Financial that it’s the most terrifying step to EVER take! But we’re here to support and provide professional advice to move you from financial stress to financial freedom. Comment below and follow Thrive Financial... for more financial support. See more

25.01.2022 For single parents looking to purchase a family home... here are some details on the FHG (opportunity to avoid paying LMI - lenders mortgage insurance)

25.01.2022 Fab news peeps - the 2020 Vanguard Index Chart has just been released. It’s a great reference tool for investors; it shows the performances of a range of different asset classes over the last 30 years. The chart illustrates that, while markets do move up and down on an ongoing basis, staying on your investment course and having a diversified approach delivers consistent growth over the long term. A powerful message and a timely reminder, especially in light of recent market v...olatility. Take time to view the latest 2020 Vanguard Index Chart - link in comments to view: https://www.youtube.com/watch?v=5Gx62yQtxjA&feature=youtu.be

25.01.2022 It's an oldie this one - but a good recap of the difference between default insurance inside your super, and cover that an adviser sets up for you.

24.01.2022 We’re not TELLING you to never eat out, cancel Netflix’s and to dramatically downsized your home. We’re sharing more ways than one to think financially savvy for your future. What does it mean to be financially independent? It means that income from your investments alone is enough to cover all your expenses. So what expenses will you have when you retire!? What investments can you look for to live stress free financially?

24.01.2022 A very big hello and WELCOME to Thrive Financial. I bet you're wondering who we really are, right? Thrive Financial is your go to for personal insurance, budgeting and investment advice that's easy to follow, and easy on the wallet. Because if you're trying to save your pennies, the last thing you want is to spend them all on advice to help you get there. We'll take you right where you're at, right now, and help you get to exactly where you want to be. ... And we won't make it scary. Or hard to understand. We use some super cool software so you can set a budget that sticks. And if you've got little people relying on you to bring home the bacon each week we can help with that too. I’m grateful to have you here and can’t wait to help your finances thrive. Rach x

24.01.2022 Australia is leading the developed world out of the pandemic-induced recession but governments must reform labour markets, tax, regulation and competition to ensure a sustained recovery. What are your thoughts!? Organisation for Economic Co-operation and Development says. The local economy is tipped to rebound 4.1 per cent in 2021 if the coronavirus is kept under control and a "second wave" is avoided. World GDP is expected to fall 6 per cent this year the largest ever p...rojected in the 60 years of the OECD, while the loss of income will exceed that of any previous world recession over the last 100 years except during times of war. Interesting, right https://www.afr.com//australia-leads-on-economic-recovery-

24.01.2022 How do you educate your children? As little GG grows into being big GG (Which she already thinks she is ) I want to pass on the secrets of cooking! Getting out the props and dreaming is all part of the learning. Insurance isn’t there yet but next on the list is being a store owner and we gotta manage our cash flow. Right!? How do you educate your kids!? Would love more ideas

23.01.2022 Tax offsets 1 July 2020 The LITO will increase from $445 to $700 from 1 July 2020. The Government has not brought forward all the changes as per Stage 2 of the tax plan. The low to middle income tax offset (LMITO) will be retained in the 2020/21 financial year. The Government does not intend on retaining LMITO in the 2021/22 financial year. Under current legislation it is set to end in the 2022/23 financial year.

22.01.2022 Temporary full expensing of capital assets Date of effect: From 7 October 2020 Businesses with an aggregated turnover of less than $5 billion will be able to deduct the full cost of eligible capital assets acquired from 7 October 2020 and used or installed by 30 June 2022.... Also, in that period: Small businesses with an aggregated turnover of less than $10 million can claim a deduction for the full balance of their simplified depreciation pool, and Businesses with an aggregated turnover of less than $50 million can also expense second hand assets.

21.01.2022 One of the most important keys to success is having the discipline to do what you know you should do, even when you don’t feel like doing it. So true but so hard to swallow at the same time! Ready to get started with a financial plan for your future. Get in touch with Rach at Thrive Financial, we’re ready to help when you’re ready to receive.

21.01.2022 The Budget's out - so it's a good time to check how you might benefit. We've posted some graphics below of the highlights - let us know if you'd like more details....

21.01.2022 Do you ever wonder where your money went by the end of the month? ‘Did I really spend it ALL?’ The first step is to take responsibility for your financial situation, and when you do you’ll never look back. We worked with a client whose debt was becoming too big to handle, out of frustration and anxiety she called the helpful team here at Thrive Financial. The planning was easy, the commitment and dedication was the hard part. With one step at a time we implemented the plan, ...she went from a massive debt to clearing her name. She couldn’t be happier from where she was to where she is now. It’s not the money we care about, it’s the happiness we bring people.

21.01.2022 Out of curiosity are you a white wine or red wine drinker? Comment below A or B. They say that that type of wine you drink can determine a few of your characteristics and behaviours. For example, red wine drinkers are more likely to be Early bird Introvert ... Prefer dogs to cats Listen to jazz music More likely to identify as adventurous, humble and organised Willing to spend slightly more per bottle ($40) Whereas a white wine drinker is more likely to be Night owl Extrovert Prefer cats to dogs Listen to punk music More likely to identify as identify as curious, sarcastic and perfectionists Willing to spend slightly less per bottle ($37) Ture!?

20.01.2022 Is financial freedom a goal you and your family have set in the next 5- 10 years? Anything is possible when you have a plan, and purpose to live a life of freedom. If you’re looking for a financial planner that you can trust. Get in touch today, we’re ready to help you move forward with a plan that matches your vision.

20.01.2022 Quote of the day who are you working hard for!? I love these guys, they get me out of bed for work every day Literally. When your time is up on this planet, I'm pretty sure you don’t take internet banking with you. Your legacy can go on financially too. If you’re loving the inspiration please show your support with a and follow Thrive Financial

20.01.2022 Like and this post - And tag someone that needs to see this today! One simple change can alter the course of your life on how you want to live. Remember, you choose. Follow Thrive Financial to stay up to date with the latest inspiration, fun and tips Ps. We love to have a good time here

20.01.2022 Who is SoloSeparate? An online do-it-yourself toolkit which will help you navigate the road from separation to divorce, without consulting a lawyer. SoloSeparate will give you the tools you need to turn your divorce into a discussion, rather than a war. We collaborate with people that love to see a positive outcome.

19.01.2022 We understand how scary it can be to face your bank account - and the spending habits! If you haven't already we encourage you to take a look - good, bad or ugly it needs to be done. If this task brings on stress and anxiety, please reach out. With a simple strategy, we can help relieve the financial stress by mapping out a plan to suit where you're at. Don't worry, we're on your side. If this has struck a chord and you know a friend or a family member that is in hardship, please send them a loving message so they know they're not alone.

19.01.2022 The Federal Budget's been announced - what does it mean for you? Here's a few key updates: ECONOMIC STIMULUS PAYMENT Date of effect: From November 2020... Two Economic Stimulus payments of $250 each will be paid from 30 November 2020 and 1 March 2021 to recipients of certain Government payments and concession card holders. The payments will be received tax free and will not be assessed as income for means testing. Both $250 payments will be made to those receiving: Age Pension Disability Support Pension Carer Payment Carer Allowance Family Tax Benefit Pension Concession Card Holders Commonwealth Seniors Health Card holders, and Eligible Veterans Affairs payment recipients and concession card holders. Individuals who are in receipt of more than one of the qualifying payments or concession cards will only be eligible to receive each of the stimulus payments once.

19.01.2022 How the top 10 Australian travel insurers are handling COVID-19. The COVID-19 pandemic has proven a fierce enemy for the tourism industry as it has forced airports to cancel flights and businesses to shut down or, in some cases, let go of employees. The Tourism & Transport Forum (TTF) Australia predicted in March that international visitation would drop by 40% from January to June 2020 compared to the same period in the previous year. It also estimated a 15% to 20% staffing ...reduction in the sector with the net effect being an estimated reduction of 99,000 to 133,200 jobs in mostly part-time, casual, contractual, or seasonal positions. With the Australian tourism industry struggling to handle the impact of the pandemic, several travel insurance providers have decided not to pay out to customers caught by the effects of COVID-19, resulting in an influx of inquiries from frustrated and anxious policyholders. https://www.insurancebusinessmag.com//how-the-top-10-austr

19.01.2022 I'm a mum, business owner and a yogi lover (trying) - just like YOU. I'm no superhuman with extra hidden talents. Everything I share on social media is real life conversations I’ve had with clients, friends and other mums. So, what I’ve been doing is taking note of strategies that have worked to overcome financial difficulty and stress from my own financial success. Here are a few SHOULDS to consider when planning out your retirement, investment portfolio and insurance. #...1 - You SHOULD buy a home #2 - You SHOULD buy a Health & Term Insurance #3 You SHOULD spend on Education/Skill/Knowledge #4 You SHOULD buy ASSETS #5 You SHOULD buy Businesses #6 - You SHOULD Buy Life Experiences Bonus tip # 7 You SHOULD hire a financial planner or a Financial coach Ps. There’s no better time to do proper retirement planning than NOW but of course only you can make that decision. Follow Thrive Financial for your daily money and inspiration tips.

19.01.2022 The amount of the tax savings The proposed bring-forward of the personal income tax thresholds, rates and tax offsets create the following future tax savings. Taxable income - Tax saving... $20,000 - $0 $40,000 - $580 $60,000 - $1,080 $80,000 - $1,080 $100,000 - $1,530 $120,000 - $2,430 $140,000 - $2,430 $160,000 - $2,430 $180,000 - $2,430 $200,000 - $2,430

19.01.2022 If you were to accept a gift and you could only choose one - What one would you go for!? A) Bunch of beautiful flowers that make the room smell amazing B) A box of your favourite chocolates that you would finish in one sitting... I know what I'd choose, what about you!?

18.01.2022 Today I choose Joy and to wake up with a smile on my face I choose to surround myself with people that support me. I choose the gym to move, to learn, grow, and stretch myself. I choose to be kind to me and my people. And I choose a large circle of people. I choose love, passion, sparkle and sunshine - to celebrate whenever I can.... I choose strawberries in my water and to make extra effort to nourish my body. I choose Faith. Connection. Spirit and Soul. And to breathe deeply. I choose to believe I can. I believe in financial freedom for all single parents. What did you choose today? Follow Thrive Financial for daily money and inspirational tips.

17.01.2022 Do you have withdrawal problems literally Do you need to block yourself from making an automatic transfer when you know it’s your savings account? We’ll put this question out to my community do you know any tips, tricks and tools to use to stop temptation? Here is a one recommendation from our community Wildcard - A great way for accountability. ... If you’re loving the inspiration please show your support with a and follow Thrive Financial.

17.01.2022 Aged care support for older Australians From 2020/21 the Government will provide the following support for elderly and disabled Australians: the release of 23,000 additional home care packages across all package levels... the replacement of the current ‘Commonwealth Continuity of Support Programme’ with a new ‘Disability Support for Older Australians’. See more

17.01.2022 Financial freedom is a mental, emotion and educational process. The best investment you can make is for yourself. What are you doing to invest in yourself? Any books, podcast, blogs or videos you’re listening to level up financially!? We'd love to know.

17.01.2022 Wait!!!! Before you keep scrolling, answer me this? What would you sacrifice to make sure you’re little one is set up for life? Here are a few ideas to get you thinking Never spend to get rich quick... Never spend everything you earn Never put all your money in 1 basket Never keep your money idle in your savings bank account Never pay un-necessary taxes Never pay credit card interest or Late fees Never show others how much money you have humility is and showing love is what counts Comment below and follow Thrive Financial for more financial support.

17.01.2022 No matter how big or small the reward is, it's important to reward the people you love. Stef and Ally have been such a massive help with growing Thrive Financial to help our clients achieve the right insurance pack and advice on how to save and invest for their future. Rewarding yourself, family or team is just as important as saving - or what's the point all for? Like, and follow Thrive Financial to keep the support circulating.

17.01.2022 More stress DOES NOT equal more money. Put the washing, cleaning, and food prep down for ONE SECOND! Building your savings or an emergency account doesn’t have to be stressful but being a mum plus working full time can feel stressful don’t let both bur you out! So, let’s start the conversation right now to a savings plan. Saving a little every month to use at a later date without the feeling of regret or worry. Amen! ... This idea alone has changed many lives in so many ways. When you have bills that are due quarterly or annually put a little away and categories each month so when the bill arrives you don’t fret! For example; car insurance, we pay annually so we divide the amount by 12 and put that amount in the savings account each month for car insurance. It can only be used for car insurance. We do this for gifts, home repairs, car repairs, clothes and kids etc. You get the idea, right!? If you want more help to create a solid plan, get in touch, we would be happy to help! What categories would you create? Comment below and follow Thrive Financial for more financial support.

16.01.2022 Get excited for this month’s game It involves the Thrive Financial team and you get to pick the winner. The winner receives the best gift of all a COCKTAIL. Here are the 4 to pick from: Comment A, B, C, D below on the holiday you would pick. Option 1: ... 3 Nights at a beach house with amazing fun friends - soaking up the sun surf and sea. Walks along the beach, sundowners and enjoying the ocean view. A fun ladies luncheon all catered for followed by Dancing into the night to our favorite party songs. Lazing by the pool with drink in hand - The question box game would be a must over the weekend and to end the holiday with photo slide show on the last night to recap the girl’s weekend that was. Option 2: 4 days in a Log cabin (but big). Fireplace. Hot tub and bath tub. In the mountains. A group of 8 friends. Someone who’s really good at picking music to exactly suit the mood. Plenty of blankets and hot water bottles. Snow or just cold. An exceptional curator of delicious gourmet food platters (this is me). Everyone brings 1 board or card game (but we mostly play catan, because, catan). 1 table dedicated to a puzzle. Wine to match the food. One person who can give a yoga class. One person who is very funny (not limited to one, this category can expand). And finally this would be nice but not essential a broad range of personalities, interests and expertise so we can all walk away knowing a little more about something new. Option 3: to Queenstown with the man and our friends (Double date - cute) where we'll be skiing, drinking mulled wine, skydiving, dancing like acrobats, sitting in front of the fire, hot pools and eating fancy food that is ridiculously overpriced. Option 4: Summer in England. Hiring a luxury campervan for a week, big enough to fit the family of four and travel around the south west of the country Somerset, Devon, Cornwall etc. The weather would be a perfect mid 20’s every day (lol) with daylight until 9pm. Every day visiting different places, showing the kids the history of what each area has to offer and meeting up with old friends and family for pub lunches and 5-star dinners with a traditional Cornish cream tea or two! What holiday would you choose?

16.01.2022 IT’S UNDENIABLE... It’s time to get serious about future-proofing yourself regardless of... where you’re livingthe size of your portfolio... or what kind of job you have! OUR CURRENT CRISIS HAS TO BE A WAKE-UP CALL FOR ALL! ... But where do we start? How about the home? Your insurance? Or even a future financial plan to not only survive this but thrive through to the future. Comment below and follow Thrive Financial for more financial support.

15.01.2022 Who would agree? The only person who is going to give you financial security and the life you want is yourself? Drop an emoji if you agree, and tag a friend that needs to read this today. Thrive Financial is here to empower financial freedom but I can't do it without your support.

15.01.2022 Remember, it’s not the things you have that define you as a person, it’s the flexibility and freedom money brings to you and your family. Would you agree? What is one habit you do to live within your means!? Here at the Thrive Financial, we prep our meals a week in advance, so we don’t blow the budget at the supermarket. FOLLOW @thirvefinancial.aus for all thing’s financially simple.

15.01.2022 MLC have created an easy to digest concept card on catch up contributions - If you haven't fully used your concessional cap in a prior financial year, you may be eligible to carry them forward... click here to learn more https://www.mlc.com.au//tech/pdf/catch-up-concessional.pdf

15.01.2022 Tax concessions for small business Date of effect: Various Small business tax concessions... Tax concessions to small businesses with a turnover of up to $50 million will be expanded as follows: From 1 July 2020, eligible businesses would be able to immediately deduct start-up expenses and certain pre-paid expenditure From 1 April 2021, eligible businesses will be exempt from fringe benefit tax (FBT) on car parking and multiple work-related portable electronic devices. From 1 July 2021, eligible businesses will have simplified trading stock rules, a change to calculation of Pay-As-You-Go instalments and changes to excise and customs duty. A two-year amendment period would apply for income tax returns starting 1 July 2021 Fringe benefit tax exemption for training An exemption from FBT will be provided to employers providing training and reskilling to redundant or soon to be redundant employees. Ordinarily, FBT would apply if the training provided is not sufficiently connected to the current employment. The exemption would apply from 2 October 2020 (date of the announcement). Additionally, the Government will consult on possible changes for employees that undertake training at their own expense. Currently, a tax deduction is only available where the training relates to the current employment.

15.01.2022 Full deduction for capital asset expenditure Businesses with an aggregated turnover of less than $5 billion can deduct the full cost of eligible capital assets acquired from 7:30pm AEDT on 6 October 2020 that are first used or installed by 30 June 2022. Eligible capital assets include:... new depreciable assets the cost of improvements to existing eligible assets second-hand assets where the business has an aggregated annual turnover of less than $50 million. Businesses with an aggregated annual turnover of less than $10 million can deduct the balance of their simplified depreciation pool at the end of the income year while full expensing applies. The provisions which prevent small businesses from re-entering the simplified depreciation regime for five years if they opt-out will continue to be suspended.

15.01.2022 Do find yourself saying I don’t have enough money If I had more money I’d be happy If only my job would pay me more ??? Don’t worry you’re not the only one thinking the same thing. Now is the time to shift up your money mindset from lack to abundance. ‘How do you do that?’ I hear you. Easy, simple and collectively. We start with a plan, a plan that matches where you’re at, to where you want to be. So, where do you want to be financially? And no this isn’t a quick fix solution, we work on it together.

15.01.2022 Youth allowance independence test Date of effect: From November 2020 Individuals applying for Youth Allowance or ABSTUDY, who are aged 21 or younger, will have all periods between 25 March and 24 September 2020 recognized as contributing to the independence... test, regardless of whether the employment requirements have been met. Ordinarily, a person would need to work full time for at least 18 months in total, within a two-year period, to be assessed as independent for these payments. Where an applicant doesn’t meet these requirements and fails to meet one of the other requirements to be assessed as independent, they are assessed as dependent and a parental income test will generally apply to determine eligibility. In addition, Youth Allowance and ABSTUDY recipients who earn at least $15,000 from work completed in the agricultural industry between 30 November 2020 and 31 December 2021 will automatically meet the independence requirements. Parents must continue to meet current income test requirements.

14.01.2022 "Who has a "splurge" account? A common question I get from my solo mums - How do you budget/plan for your beauty expenses, like waxing, haircuts, makeup, Botox etc? Divide the total cost over the length of time and put that away each pay day, so it seems like less of a loss when you pay it again.... For example, Waxing: 4 weeks/cost = $$ weekly saving Haircuts: 6 weeks/cost = $$ weekly saving Makeup: 16 weeks/cost = $$ weekly saving Botox: Weekly if the kids don’t listen hahahah Whatever is leftover by the end of the week, save it for a rainy day. If you’re loving the inspiration please show your support with a and follow Thrive Financial.

13.01.2022 Superannuation Superannuation reform Date of effect: Staged introduction... The Government will introduce a range of measures to improve outcomes for superannuation members. The focus is to reduce the number of duplicate accounts and to protect members from poor outcomes and encourage funds to lower costs. The measures include: The ATO to develop systems enabling new employees to nominate a MySuper fund through the YourSuper portal. This will also provide an online comparison tool. Existing superannuation members will have a current account ‘stapled’ to avoid the creation of a new account when the person changes employment. By 1 July 2021, if an employee doesn’t nominate an account when starting a new job, employers will pay their super contributions to their existing fund. While a person may have multiple funds, this will be by choice. Payroll systems to simplify the process of selecting a superannuation fund by both employees and employers by automating provision of information to employers. From July 2021, APRA will conduct benchmarking of MySuper products based on net investment performance. MySuper products that have underperformed over two consecutive annual tests will be prohibited from receiving new members until they cease underperforming. This will be extended to non-MySuper products from1 July 2022. Underperforming funds would need to notify members and refer members to the YourSuper comparison tool. Additional obligations will be placed on trustees to ensure decisions are in the financial interest of members, including focus on maximising members’ retirement savings and providing better information on management and expenditure within the fund prior to the Annual Members’ Meeting.

13.01.2022 Do you know what your insurance policy covers you for? If you find yourself muddling through the old polices and you're unsure if you're even covered, it's time to get in touch. We specialise in tailor-made insurance to suit your situation. Not someone else's!

13.01.2022 The Government has announced an extension of JobKeeper from 28 September 2020. From this date, the flat rate of JobKeeper will reduce, payment tiers will be introduced and ongoing turnover tests for businesses will be used to determine eligibility. Legislation is necessary to support this measure and the next sitting of Parliament is 24 August 2020....Continue reading

13.01.2022 What would you rather do before you retire, an adrenaline-pumping experience by skydiving or a day relaxing out on the ocean either fishing, tanning or drinking? Comment below, A or B of which would you'd rather and tag a friend to play the game of living a fun, extraordinary life.

13.01.2022 What do you need to do to start your independent journey? Start a conversation Listen to a podcast Count your numbers... Know your net (Self) worth And count your blessings Gratitude can make you FEEL rich.

13.01.2022 Updated JobSeeker The Government has announced a number of changes to income support, predominantly JobSeeker arrangements and the Coronavirus supplement. Previously announced and implemented changes to JobSeeker and the payment of the Coronavirus supplement were scheduled to come to an end on 25 September 2020. ...Continue reading

12.01.2022 Are you in need of support for your emotional and mental health because of the impact COVID-19 has had on your family? When we think of grief, we think of bereavement. But with COVID-19 taking away the lifestyle, the freedoms and the choices we’ve always cherished, more Australians than ever are feeling a deep sense of loss. Is that you right now!? If you’re an existing TAL customer you can access the wellbeing support which includes career support, financial hardship and mu...ch more. https://www.tal.com.au/tools-and/covid19/wellbeing-support

12.01.2022 Tough times don’t last, but tough people do. Remember to maintain perspective, keep calm, stay patient, and shift your focus to what you actually can control. Continue to contribute to your retirement and don’t lose sight of the fact that the future you still needs your help. With the right financial measures in place, you’ll be prepared and ready for when things do pick up again.

11.01.2022 Not sure what question to ask yourself to see if you're ahead of the game with your finances? Great questions, lead to great answers. Get in touch if you know you're spending more than you’re earning. Our clients love working with us because they feel safe to open up with what is truly going on.

11.01.2022 Drum roll please and the winner is Congratulations Rach, what is your favourite cocktail?

10.01.2022 What excites you? What have you always loved doing? A budget isn’t meant to limit you, it’s meant to bring awareness around your spending habits so you can do more of the things you love doing. Comment below what do you love doing? I LOVE cooking!

10.01.2022 No matter how big or small the activity, all kids want to do is laugh, play and love! Money is just an exchange of value. What you do with your money is what counts. Being generous, saving for a holiday, or treating yourself for what you’re worth. Tell us, what do you do with your money?

10.01.2022 Activities don’t need to last forever, only long enough for you to enjoy the time together. Kids don’t care if you’ve bought ‘all the right things’ they’re looking to laugh, love and learn something new with mum. Here is our attempt to creating a ‘fairy garden’, using the bits and bobs we have laying around. What simple cost-effective activities do you do with your kids? If you’re loving the inspiration please show your support with a and follow Thrive Financial.

09.01.2022 Here at Thrive Financial we love collaboration and we want to give a shout out to Act 4 Tomorrow - Separation Break-Up Divorce who have recently re-branded with Kara de Schot owner of Pixel Co Creative & Marketing. Act 4 Tomorrow - Separation Break-Up Divorce mission is to assist their clients in re-building their lives quickly with confidence.

09.01.2022 Did you know that the numbers in your bank account DO NOT determine whether or not you are worthy? The person that determines your self-worth is YOU. Honour yourself and the amount that you already do have. Even if you’ve only saved $500 you’re one step closer than before ladies. And if that's not enough and you want to get a little ridiculous to make change happen - Add a couple of zeros to that bank balance #manifestation. The how will show up but first you need to believe that you're worth the extra zeros.

08.01.2022 So much fun yesterday morning presenting at my breakfast networking meeting. I’d love for you to join me if you have a business here on the coast x

07.01.2022 Bringing-forward income tax cuts From 1 July 2020, the low income tax offset (LITO) and the thresholds for the 19% and 32.5% personal income tax brackets are proposed to increase. This means the tax cuts legislated to occur from 1 July 2022 (Stage 2 of the Government’s Personal Income Tax Plan) will commence two years early. Stage 3 of the Personal Income Tax Plan remains unchanged and commences in 2024/25 as legislated.... Increasing thresholds 1 July 2020 At present, clients do not start paying 32.5% tax until their income reaches $37,000 pa. This threshold will increase to $45,000 pa. In addition, clients will not start paying 37% tax until their income reaches $120,000 pa instead of the current threshold of $90,000 pa.

07.01.2022 Ever wish planning for financial freedom for your family was a little less daunting? Most families know they need help getting the right plan in place but put it on the bottom of the to-do list. But why!? If you believe money is not the root of all evil, then here is another way to perceive it money can bring joy, abundance and generosity. So why not start today! The truth is, with the right advisor AND the right financial plan it’s not hard to enjoy a finically free life t...hat includes Passive guaranteed income for life Safety net for unseen circumstances Freedom to go and do whatever with the family without saying next year Comment below and follow Thrive Financial for more financial support.

06.01.2022 Money gives you options, choices and freedom. Save, pay down your debt, and invest your money so you can achieve the freedom you deserve . What do you do to get to your financial independence today? Remember, one small step at a time to achieve the larger goal! Get in touch today to start the conversation around your financial independence. Follow @thrivefinancial.au for your daily money tips.

05.01.2022 If you cannot control your emotions, you cannot control your money. - Warren Buffet. Who’s heard this quote before? Well, this statement however, is dauntingly true - 9x out of 10 it’s the heart that rules the head. We end up making good decisions at the time to later realise we’ve just made a dumb decision. This is why we do what we do, to help you avoid silly mistakes. It’s not because you’re silly or highly emotive it might just be because what you don’t know, you don’t... know. Trust in us to educate you towards the best move possible. Empowering you financially by keeping it simple. If you agree with this post and follow us Thrive Financial

05.01.2022 Who is that someone you would love and cherish unconditionally? Design your financial goals around why you’re doing them. It will force you to follow through even when you don’t want to. Comment below and follow Thrive Financial for more financial support.

05.01.2022 Yesterday is gone, tomorrow hasn’t come but today and right now is REAL. Every successful step to reaching your goals starts with a choice. What do you choose today to get ahead finically? Something to sell? Something to cut? Something to swap? ... What can you do today to take the financial pressure off and stop money leaking? Comment below and follow Thrive Financial for more financial support.

03.01.2022 Look, I know most of my followers are mums, which means you've been influenced to watch Disney films and sing the songs #mumlife. So, tell me - what is your favourite Disney movie? Moana or Frozen 2? Hard decision, both storylines showcase that women are strong enough to save their families and the ones they love but the journey isn't easy. Comment below, A or B and follow Thrive Financial for more inspiration, and fun.

03.01.2022 I LOVE WHOLESOME FOOD! You know, the food that brings the family together for a conversation, food that makes people laugh and relax, food that makes you feel so good after eating. A planned meal with the family is a treat to be had! Don’t make it a quick fix take away, plan with the family to create a special occasion. ... Comment below and follow Thrive Financial for more financial support.

02.01.2022 Are you going through massive change? Is it time for a new chapter of your life? You get to choose how to bounce back and Thrive Financial is here to encourage you along the way. Your come back could be your financial independence. If you’re loving the inspiration please show your support with a and follow Thrive Financial

02.01.2022 A big passion of mine is educating through fun entertaining stories, I’ve practiced with the kids! Being on stage in front of an audience is nerve racking but worth it when I hear that I’ve helped someone save thousands on their insurance cover or that they finally took a look into debt management. Whatever is going on financially for you, and you’re unsure of the next step, we’re here to help you get to where you want to be!

02.01.2022 Did you know Thrive Financial is a BNI member. Why is that a big deal? It’s gives me the opportunity to entertain and educate other business owner’s around getting the right insurance, saving money, looking at investments and so much more. If you’re interested to getting your business out there be sure to reach out. First you need to qualify to be part of the group Thank you @BNIBuderimChapter for organising another amazing breakfast!

02.01.2022 Who is a lover of yoga? I know @whatifyoga does During our BNI Meeting we weren’t only pushed to think logically but we were push to move physically. Simple tips to keep the body moving when all you do is sit all day. If you need a fabulous yoga teacher be sure to reach out to Rach @whatifyoga

01.01.2022 https://blog.id.com.au//single-parent-families-not-always/ Did you know that single-parent are among the most disadvantaged population groups in Australia? The median income for single-parent families in 2016 was $974 per week, compared to $1,734 for all households so around half. What are your thoughts? Is this true for you or someone you know. Let’s open up this conversation to support our solo mums doing a heck of a job of wearing all hats.

01.01.2022 Who needs accountability to pay off their debt? If you’re stepping out on your own, the first step is to work out your debt. Here are a couple of quick ways to pay off debt - quick smart 1. Take some time where you have no distractions and work out what debt you do have. Go in with the mindset that this debt will pass and you’re here to make things right. Remember to breathe and to take one step at a time. ... 2. Realistically work out the minimum payments you need to make to stay ahead, then work out 10% more on top of the payment to get ahead a little fast. Do this again with the intention to pay off 15% more. This gives you three options to work with, be flexible. 3. Celebrate every week by reminding yourself that you’re one step closer than before. Let me know if you need that extra accountability, that’s what Thrive financial is here to do. If you’re loving the inspiration please show your support with a and follow Thrive Financial.

01.01.2022 Granny flat rights and capital gains tax Date of effect: From 1 July 2021 A capital gains tax (CGT) exemption will apply to granny flat rights that are supported by a formal written agreement. The intention is to strengthen the financial and legal security of individuals entering into these arrangements, by removing often significant tax consequences associated with formalising these... types of agreements. Granny flat arrangements often include an older person transferring: Legal title of their exiting home in return for a right to occupy the home for life Legal title of their home, plus other assets, in return for a right to occupy the home for life Paying for the construction of or renovations to another dwelling, or Transferring cash or other assets, in return for a right to occupy another person’s home. The CGT implications of granny flat arrangements are complex. Importantly, often significant CGT consequences can arise.