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25.01.2022 Article from the US context highly relevant to the Australian property market So often, the spotlight on micro-apartment residents shines brightest on the young. Recent college grads, twenty-something Bay Area startup employees and other unencumbered types are the people we imagine will live in 300 sq ft, Murphy-bed-equipped micro-apartments. But this assumption might be out of step with demographic realities. Empty-nested-baby boomers are retiring en masse and micro-apartm...Continue reading

24.01.2022 RentVesting in shares with other astute people starting out on the property investment ladder is possibly the only way to get a start for younger people. TicX shared property investment platform offers a way to do this . You can see listings of investment properties that are offered to shared buyers. Rentvesting has been touted as an option for both first-home buyers and potential upgraders trying to climb the property ladder without sacrificing their lifestyle. But as with ...Continue reading

24.01.2022 Here’s an article on the new trend for young professionals - RentVesting - rent where it’s convenient to your lifestyle, but invest where it’s a practical reality. The Tenant in Common Xchange - shortened to ticX - offers younger investors just starting out on the road to Rentvesting a great affordable option - combine with your friends or family to purchase shares in an investment property you think is a real goer ! This can be the way to get started. Flip the property and step up over time. Visit ticX.com.au and discover this new way to beak into wealth creation through property investing. https://www.suncorp.com.au//what-is-rentvesting-and-is-it-

24.01.2022 An article from the US context shining a light in the new trend for retirees and empty nesters which highlights how the new shared property trading platform ticX is a great resource for finding investors interested in shared investment. Amidst its turmoil, the City of Seattle has drafted a proposal for establishing citywide micro-apartment (aka micro-unit and micro-housing) regulations. The good news is that DPD [Dept. of Planning and Development] has found that micro-h...Continue reading

24.01.2022 This article from 4 years ago and things have only gotten worse. There is a long-term decline in home ownership, once the bulwark of Australian society and the centrepiece of much of our economic progress from the end of World War II. After 20 years of no new social housing supply It is now surely time to turn our minds to affordable housing, the market segment immediately above social housing, which largely escapes policy and political attention at all three levels of govern...ment. Particularly in Sydney where the state's economic success and the record infrastructure spend over the next decade or more will underpin the rapid population growth it is apparent that the Australian dream will increasingly be out of reach for people in the lowest 40 per cent of incomes. Or to put it another way given the NSW Intergenerational Report conclusion that the city's population will double in 40 years, we must learn to find ways to do density well and to do it justly. That is exactly the focus of the Tenant in Common Xchange project. Find out more at ticX.com.au https://www.smh.com.au//how-to-fix-sydneys-housing-afforda

23.01.2022 Funding retirement has big challenges. The ‘Tenant in a Common’ Xchange or ticX offers new creative options for retirees seeking to use the equity in their home to fund intelligent solutions to retirement living. https://www.smh.com.au//what-exactly-is-a-comfortable-life

22.01.2022 OK ladies - this is an unsung secret we can celebrate. Women make the best property investors! So if you have a yen to try your hand at property investing but are challenged by the affordability gap and just can’t make a start - think ticX! The Tenant in a Common Xchange is a unique shared property investment platform that lists shares in properties for sale. It’s a great way to start out your journey to creating independence and security through property ownership in a the post-COVID climate. TicX.com.au https://binvested.com.au/why-female-property-investors-are/

22.01.2022 This article has a very attractive headline but the stumbling block is getting the loan. Of course that’s what they are selling! But why not consider shared ownership as an affordable solution? You can find investments properties with shares for sale on the Tenant in Common Xchsnge (or ticX). Visit ticX.com.au - it will open your mind to new possibilities in RentVesting. https://www.huntergalloway.com.au/rentvesting/

21.01.2022 Everyone at these real estate conferences mentions millennials like 50 times, but the real estate market is slow moving and reactionary," he says. "Developers are hung up on getting the most value per square foot. But for the people occupying it, it’s all about the value they’re receiving. A small footprint doesn’t matter to them if it’s, say, under $1,000 and gives them the amenities, functional space, and lifestyle they want. This campus-like setup offers people more of wh...Continue reading

21.01.2022 This is a really stupid cartoon - but there’s nothing stupid about the new way to step up onto the property ladder through shared ownership via the Tenant in Common Xchange or ticX. Gain experience with lower risk and overcome your affordability challenge as you make your first investments. The Tenant in Common Xchange is the innovation that is changing the real estate experience for many by offering a platform that gives liquidity to property shares. www.ticX.com.au.

21.01.2022 One strategy for boosting your standard of living in retirement is to use the ticXchange to sell a share in your property so you can fund turning your 4 bedroom house into 2 x 2 Bedroom Units. You can also build and rent out granny flats to create dual occupancy this way. Doing so can significantly increase your rental yield and can make the property positively cash flowed, and you pay a proportion of that income to the shareholder who made it possible. Dual occupancy is gen...erally a strategy for people who want to hold on to their cherished properties while maximizing the potential rental income from that property. A recent article featured an elderly lady who owned 2 dual occupancy properties in Sydney. She lived in one part of one house and had 3 rental incomes coming in that completely supported her lifestyle. These are the sorts of retirement innovations that the Tenant in Common Xchange opens up for creative retirees looking to use their home equity to make their retirement more comfortable. TicX.com.au The linked article discusses practical strategies for renovating a home into a dual occupancy for rental, pitfalls and legal issues and good advice to consider when planning the transformation. https://www.ibuildnew.com.au//dual-occupancy-understand-b/

21.01.2022 Maybe it’s not such a mountain. Consider the new trend in shared ownership as a way forward for those still hoping to pursue the Australian dream of owning their own home. Visit ticX.com.su

20.01.2022 Real Estate Agents - are you looking to expand your business ? Discover the new trading exchange for shares in property, which works like the stock exchange . It offers a whole new target demographic for Property Professionals. List your inventory for sole or shared ownership. There are many benefits to becoming a member. Call us now and find out more! www.ticX.com.au

20.01.2022 The housing crisis is real. TicX can offer hope to some...

19.01.2022 Discover a whole new way of thinking about property. ticX.com.au

18.01.2022 In times like these, Think ticX. ticX.com.au.

17.01.2022 It’s much harder to get onto the property ladder under current conditions. Here we share a story of a successful property investor who was able to purchase his first property independently. It’s much harder to get that start now, but once you do this could be your road to success. The idea of ticX is to help young people form a a small ‘friends syndicate’ to purchase a property in shares, to begin the journey to building up your own independent wealth - to get there in steps.... The new ticX platform makes it easier to find properties with shares for sale. Terry Lollback had a bumpy start to his investing journey in 2011, when he bought his first property off the plan in the Philippines. He faced delays in construction and red tape, but the investment did eventually pay off big time. He would go on to make more successful deals, and now boasts a multimillion-dollar property portfolio across three states. Property investment has now allowed me to create multiple streams of available cash flow. It is a terrific feeling to know that regardless of what might happen in your professional life, all your bills, loans, etc. are covered by returns from well performing assets. During his property journey, Terry has wound up owning his childhood home north of Brisbane when he purchased it from family. His earnings from property have also enabled him to extensively renovate his PPOR. He adds that he has continually found ways to raise the value of his properties, and they have helped him to pursue his life goals and hobbies alongside his wife Mae. My wife and I travel overseas a number of times a year. I’m also a martial artist, and the profits from property investment have made it easier for me to collect original historical manuals and books on the subject, he shares. At a glance: Best negotiation: A recent purchase in NSW that was 37% off the market value and generated 14% rental yield Diverse portfolio: Terry owns eight properties across NSW, Queensland and SA ranging from residential rental properties, residential land and commercial sized land, plus another property in the Philippines Proudest property win: Having a low-ball offer accepted on 200 acres of land one hour from the Adelaide CBD which Terry soon discovered could be split into acreage lots and sold off. I have over 2,000, with some materials that are over 300 years old. It’s an expensive hobby, but one that I do enjoy more now! https://www.yourinvestmentpropertymag.com.au//terry-lollba

17.01.2022 ticX offers housing affordability solutions and investment options to each of these generations in different ways. Visit ticX.com.au to find out more.

17.01.2022 Affordable home ownership is the biggest financial challenge for young couples starting out. Now there is a a way to buy shares in property to get your foothold on the property ladder. There is less risk as you build wealth and experience on your journey to owning your own home. Discover the Tenant in Common Xchange - the innovative new digital trading exchange for shares in real estate, www.ticX.com.au

15.01.2022 We all dream of home ownership. COVID is hitting hard and, for many, that dream seems to be slipping further away. Aussies are a resilient lot and find ways around life’s challenges. The new Tenant in Common Xchange - or ticX for short - offers a whole new way forward for creative thinkers who want to start building wealth through property. Open your mind to a new way of thinking about real estate . Explore the innovative shared ownership platform that offers new ways of getting a foothold on the property investment ladder. visit ticX.com.au and stimulate your creativity - there just might be a way you can do it, after all!

13.01.2022 It may seem like a dream to have both lifestyle and investment covered in this post-COVID recession.... but consider how this could work if you combined forces to create a small syndicate of like-minded friends or colleagues, as a way to bridge the affordability gap. The Tenant in Common Xchange has been set up with just such a possibility in mind . You can see listings of investments properties with shares for sale. ticX.com.au https://www.9news.com.au//675eaf1f-4d45-40b7-95bc-f48badf3

13.01.2022 Property agents need new strategies to engage with Millenials. Millennials, commonly referred to as Gen Y, view real home ownership as a positive, long-term goal. In fact, 73% of respondents to a recent survey stated that real estate is a good investment, although concerns about student debt and higher down payment requirements were noted. Gen Y buyers want to live in closer proximity to work than their parents' generation. In fact, renters prefer urban settings while mil...lennial home buyers seek homes in the suburbs. Given the housing prices, this generation of home buyer is willing to sacrifice square footage if they can shave time off their commute. 75% of millennials still dream of owning a single family home, and prefer a 2 storey home with open concept floor plan. Smart technology and integrated home design that allows for security, faster internet, and features such as automatic blinds or apps to lock a front door are considered of value to Gen Y buyers. Can you guess what the top feature in a home is for this demographic? According to 55% of millennials surveyed, a laundry room is a must when it comes to a home purchase, with exterior lighting coming in second! When it comes to real estate, shared investment has emerged as one of the best startup investment strategies available for Millenials today. The new Tenant in Common Xchange platform for shared ownership offers a whole new marketplace for those seeking to break in to property investing, by offering a share trading platform that connects buyers with sellers offering shares in property. It’s an astute first step, giving you incentive, experience, lower risks and speedier returns. It helps young people make that crucial first step sooner. It’s a valuble new tool for property agents seeking to engage with the younger market. It remains important to make informed decisions that will help you protect your shared investment. Thinking about buying your first home, downsizing or "moving up"? Let the ticX Team provide the experience and expertise that you need to successfully navigate this changing real estate market.

13.01.2022 Q My sister and I are first-time buyers and like many others we want to take advantage of the stamp duty holiday. Neither my sister or I can afford to buy on our own. I’m currently in a long-term relationship and when my partner and I get married it is likely that I will move into his house. This will probably happen in the next few years. I don’t intend to have any ownership on his property so my contribution would be towards bills. A property with my sister would be an inve...stment for myself particularly if things do not work out with my partner. This property would be for us to live in with a 50/50 split. However, if/when I move out, should I still pay the mortgage? It didn’t make sense for me to pay a mortgage for a property that I’m not living in. Having said that I won’t be paying towards the mortgage at my partner’s place. Any advice would be greatly appreciated. HR A Yes, you should still pay the mortgage if you move out. As you and your sister will jointly own the prospective property so you should be jointly responsible for the mortgage whether you are living there or not. It would be reasonable to stop paying your half of the mortgage only if you stopped owning your half share of the property. You should also continue to pay half of the buildings insurance premiums as well as half the cost of any improvements to the property such as an extension which increase the property’s value. However, it would be perfectly reasonable to stop paying half of the costs associated with living in the property such as contents insurance, council tax and the gas, electricity and water bills. If your sister doesn’t plan to take in a lodger to help out with bills, she might like to know that if she plans to live alone after you have moved out, her council tax should go down. The TicXchange is the perfect resource to create liquidity when sharing ownership of property. There are so many advantages to investing in shared property under the ticX model. Find out more at ticX.com.au. https://www.theguardian.com//buying-property-sister-move-o

11.01.2022 micro-housing is no longer limited to high-density cities with extreme property values. All over the country (and world), micro-apartment developments are springing up, a phenomenon, we believe, is happening for several reasons: People want to be in the middle of things. .... Micro-housing gets people into desirable parts of town at a reasonable price-point. Cars are taking a backseat. Similar to point #1, people are becoming more open to life without car ownership. If you l...ive near amenities, your work and have access to transit options (car-shares, bike lanes, public transit), why tether yourself to a few thousand pounds of money-sucking, carbon-spewing steel? Accordingly, many municipalities are warming to the idea of housing without (or with limited) parking allowances, which often stand as a huge barrier to building high density housing like micro-apartments. People don’t need/want big places as much as they used to. People (Millennials in particular) are delaying or not getting married like they did in years past. The dream of the big place in the burbs is dying. People nowadays are just as likely to want a clean home near all the action with a good wifi connection. Micros makes inexpensive housing less expensive. This might be the biggest reason. Let’s say a city’s average one-bedroom apartment costs $800 and a comparable micro-apartment costs $500. For a renter not making much money and who only needs basic accommodations, that extra $300 is a big plus. Micros can be good for developers. Let’s say that $800 apartment is 1000 sq ft and the $500 one is 350 sq ft. All things being equal (construction costs, finishes, etc), the developer will make roughly 56% more on a per sq ft basis on the micro. It’s important to note that all things are not equal. Because the most expensive parts of constructionnamely bathrooms and kitchensare the same for micro-units as they are for conventional ones, construction costs can be significantly higher for micros. Add in transforming furniture and other built-ins and the math gets worse from a developer’s perspective. Nonetheless, the higher dollar per sq ft, even factoring above considerations, can make micros an attractive investment. For these reasons and more, many cities that don’t have housing shortages or high density profile of aforementioned cities are jumping on the micro-apartment bandwagon (go here if you don’t know what micro-apartment means). https://lifeedited.com/why-and-where-micro-apartments-are-/

09.01.2022 https://connectedinvestors.com//millennial-home-buyers-cr/

08.01.2022 The Tenant in Common Xchange revolutionises housing options for elderly home owners with an empty nest who are struggling to manage their retirement. By 2030, it is estimated that there will be 33M more seniors (65+) than there are today. A majority of these seniors-to-be are currently living in big homes in the suburbs. These are homes that require physical capabilities to maintain, financial wherewithal to afford and cars to accessall things that are difficult as one’s phy...Continue reading

08.01.2022 https://www.theguardian.com//decorate-apartments-virtual-h

07.01.2022 Micro-apartments are almost always linked to experience-loving, kid-free, stuff-shedding, car-free millennials. But there is another population with a virtually identical profile a population for whom micro apartments and other compact multifamily housing make a great deal of sense. With 8,000 Americans turning 65 every day, it’s about time to start taking compact senior housing seriously. Housing Mismatch A couple years ago, Harvard and AARP released Housing America’s Olde...Continue reading

07.01.2022 The innovation of the Tenant in Common Xchange extends the toolbox for Property Professionals by offering a digital trading platform for property shares, similar in concept to the ASX for company shares. Extend your buyer demographic by becoming a member and listing your inventory for both sole and shared ownership at ticX.com.au

07.01.2022 Less is more only when more is too much. - Frank Lloyd Wright. Fallingwater is a house designed in 1935 in rural southwestern Pennsylvania, USA.

06.01.2022 You might not have to go quite this far in your downsizing program, but if you are finding it difficult to make ends meet in your retirement, using the ticX strategy to renovate a large family sized house into a source of income can be a pretty attractive new option for seniors. TicX.com.au.

06.01.2022 Customers will be promised faster access to loans under simpler rules that aim to free up credit and lift the economy by ending confusion over lending obligations for banks and finance companies. https://www.afr.com//responsible-lending-laws-to-be-axed-2

06.01.2022 These are challenging times for Property Professionals amidst the post Covid recession. Discover a whole new target demographic for your inventory through the shared property ownership trading exchange ticX. Visit ticX.com.au and follow the Facebook and Instagram feeds for articles news and tips on how to use this valuable new real estate resource.

05.01.2022 Despite all the gains women have made in society and the workplace, they still generally earn less than men. Women are also more likely to retire with less superannuation than men. To make up for these shortfalls, many women are investing strategically in real estate. Today, nearly half (47%) of Aussies who own investment property are women, according to an analysis of data from the Australian Taxation Office by the Property Council of Australia. In 2016, out of eight million...Continue reading

03.01.2022 Owning your own home is your dream but the path to that dream seems an impossible journey? Discover how shared ownership can be a start on your property journey. By mitigating start up costs and risk through shared RentVesting you can build your deposit in small incremental steps . The Tenant in Common Xchange is the innovative new digital trading exchange for shares in real estate. It gives you security and liquidity to know there is now a place to buy and sell property shares. www.ticx.com.au

03.01.2022 A longer, narrower road to homeownership may be the new reality for most younger Americans, but what’s the situation like in other cities around the world? Do first-time house hunters overseas have to save for a long time? And how do their options look once they get there? To get a taste, Curbed talked to real estate agents in half a dozen cities: Tokyo, Stockholm, Paris, Addis Ababa, Cape Town, and Kansas City, MO, one U.S. metro where starter homes are still relatively with...in reach. This, of course, is just a minute sample of the world, but already, we can see a number of intriguing similarities and differences. Take the simple factors of architectural style and home size. With a typical starter home in Kansas City being a two-to-three bedroom single-family house, the square footage there tends to be higher than what first-time buyers would find in a Paris or Stockholm apartment. But it’s certainly not just about what’s discerned at first glance. One key commonality to observe is how these cities of varying cultures and infrastructure are all dealing with the impact of increasing urbanization. In short, suburbs are important, transportation even more so, and "micro-housing" isn't just relevant for megacities like New York. Below, take a closer look at the attributes of a typical starter home buyer in these cities and the market they can expect. https://www.curbed.com///starter-homes-sweden-france-japan

03.01.2022 We all dream of owning property. But it can seem a remote dream in the current crisis. That is the beauty of the ‘Tenant in a Common’ Xchange - or ticX, as we like to call it. This unique digital platform offers a way to combine forces with other friends or colleagues to overcome the affordability gap. The linked article celebrates a woman who has made the journey to success in property. But she had to make that first crucial step. Visit ticX.com.au and discover listings of properties that are being offered for shared investment . It’s a way to make your own first step to independence. https://www.auspropertyprofessionals.com.au//inspiring-wo/

02.01.2022 The long and short of shared property investment.. The Tenant in Common Xchange offers new choices for people wanting to get into the property market. Whether you aspire to owning your own home or to build wealth, but find you are challenged by the affordability gap - shared ownership is whole new way to make the crucial first step on your property investment journey. Buying (and flipping) property shares to build up your wealth is an astute way to enter the market earlier....Continue reading

02.01.2022 Q I would like to know who has more rights to the property that both my wife and I still occupy but may not for much longer as we are going through a crisis in our marriage. Back in the 1980s I took out an endowment mortgage and paid for all the premiums for the endowment policy and all the mortgage interest payments. A number of years later, I got a joint mortgage with my wife but again paid for the whole of the mortgage. The mortgage is now paid off with a combination of th...e monthly mortgage payments, the proceeds from the endowment policy on maturity and an early retirement pension. The marriage is under extreme pressure at the moment. All the kids are grown up and only one of the three remains at home. Should the marriage fail there may well be a messy business of who owns what and who is entitled to what and it crossed my mind as far as rights go who has more rights over the house? Is it a case of a 50/50 split because of the mortgage being in joint names? Or do I have more rights over the value of the house. (Continued). The TicXchange offers the opportunity for one partner to sell a share in the house to access the equity, as a civilised way of resolving divorce property disputes . The new shareholder is paid a proportionate rent which is usually a far less disruptive solution than both having to sell up and tear up roots. ticx. com.au https://www.theguardian.com//my-marriage-is-in-crisis-and-

01.01.2022 TicX offers a fourth way to strengthen the affordable housing supply. ticX.com.au . https://www.urban.org//three-ways-strengthen-affordable-re

01.01.2022 Property is the number-one financial priority for most Australians, and women are no exception to this. In fact, for couples purchasing an owner-occupied property, research from NAB in 2017 showed women were the lead in the decision making process in 92% of cases. In the world of property investment, women have taken a more active role in securing their own property portfolio in the last decade. However, the current market for women is not without its challenges. ...Continue reading