Timmy Finance in Kewdale, Western Australia | Mortgage brokers

Timmy Finance

Locality: Kewdale, Western Australia

Phone: +61 430 365 330

Address: Level 1, Suite 29, 133 Kewdale Road 6105 Kewdale, WA, Australia

Website: https://timmy-finance.business.site/

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• Financial service
• Loan service
• Mortgage brokers

04.06.2022 Merry Christmas to everyone! Would like to take some time to say thank you all for your on-going support in this journey, it's been really great to see how we have worked together and move towards a better future. I wish to continue working with you all in 2022!... Enjoy your holiday, see you all back on the 5th of Jan.

17.05.2022 Debt consolidation, how it actually works? It's not what you think, have a look at this simple explanation.

25.01.2022 Reminder: While working 40 plus hour a week in your day job, take a few hours to work ON your financesReminder: While working 40 plus hour a week in your day job, take a few hours to work ON your finances

24.01.2022 Learning with Lukey, and sharing with everybody!

23.01.2022 Heard updates from a few lenders on how they are treating the Federal home builders grant and WA Building Bonus. As you can only apply for them once the construction starts, that means you will need to have you own savings/deposit to meet the lenders requirement to apply for finance and have your deposit ready by settlement. Unlike the FHOG which can be paid out at land settlement, the 2 building grants cannot be considered as part of your deposit for some lenders as it's not... already available for the settlement. Keep an eye out, will update when other lenders make their announcement towards how are they taking the grants into consideration. Build your financial future wisely. #homebuildergrant #wabuildingbonus

23.01.2022 Does having a credit card help with my home loan application? What were you told before? And by who? #financeducation

22.01.2022 If you are a first home buyer and have 5% genuine savings (saved over 3 months), this can potentially be one way to help youbget your first home. #edufinance #firsthomebuyer

21.01.2022 Do you know that you may not need a 20% savings to get into the property market? Find out how long it will take you to save up to without the help of LMI. https://www.genworth.com.au/produc//buy-or-rent-calculator

21.01.2022 People, when you see or read something online, make sure you check with people who work in the field. The figures used in the article regarding the interest rates and repayments do not represent the condition of the current market. If you find yourself having home loans/investment loans over 4%, seek a mortgage broker for a health check on your overall finance position.... Learn to see the big picture before you react. Happy learning and growing.

21.01.2022 To have better clarity on who are eligible for the home builder grant of $25,000. Please see fact sheet below.

21.01.2022 Viewed a property with my clients! there's kizomba music playing at this place!! so nice!! Amazing property for first home buyer! wow!!! Guiding my clients with the requirements for getting home loan for an apartment.Help them understand what they need to prepare!... Do you know that with apartments in the city, the lending requirement is slightly different? Happy learning and growing! #homeloan #education #firsthomebuyer #interestrate #financebroker

21.01.2022 Feels good catching up with Purely family With this social distancing responsibility, this is the best way to stay connected!!! We are still actively working in the background for your finance needs.... Get in touch Take care all and have a good weekend.

20.01.2022 Are you eligible? This is availavle for limited time only. Have a chat.

17.01.2022 If you have ever received a call from 0457096836 saying that you have multiple ILLEGAL activities registered under you name, please be aware this is a SCAM. I have called the National Security Hotline and they advised that this is a SCAM and best to hang up on them!!! If you're unsure and want to investigate for yourself , you can call 1800123400.... Please do not provide any of your personal/financial information, prevent any losses. #scam #scamalert #preventfinancialloss

17.01.2022 Ever since the royal commission, banks/lenders have tighten their lending requirements, need not worry, once we RECEIVED ALL your information and documents, we can then research your finance options foe you

16.01.2022 People, it's worthwhile to do a health check for your owner occupied loan. The market is very competitive right now. We have seen some positive signs in Perth market:... 1. property valuation came back higher than the customers' estimation 2. with the reduction in rate, people can afford to borrow more with the same level of income and outgoings (compared to prior rate cuts). Take action, you just don't know how much savings you can build for yourself until you take action. Call, send message to your finance broker :)

16.01.2022 For more tips about home loans, things you need to know before getting a loan/house, follow me on IG: timmyfinance

16.01.2022 Bumped into a friend at Yagan Square. Had a good chat with Laura about personal loans, credit cards and how to use credit to work towards your own future. These finances tools are out there for you to use. How you use them, decides whether it works for you or against you.... So happy to meet a person that is so keen to find out what she doesn't know and learn that. Thank you for not jumping to conclusion before you know the big picture. #education #finance #credits #homeloans #money

15.01.2022 Meet Mel from Primus Home loan! Since the award night, it's been 2 years!! Here's our selfie in 2020!

15.01.2022 Today mark the 60 day after you became a first home buyer! Second repayment date! So glad to catch up with you back in our home town!! Thank you for taking effort in protecting your own financial future!! ... We have come a long way in getting finances for your first home and your action right now will protect your future!!! People, always protect your capacity to earn an income, that's the biggest asset that you can ever invest in and protect for your future. I am finance broker, I can help you with finding the right finance options and help you build towards that and I would always recommend you to protect your income as once you get a loan, you start having this commitment to pay, do give yourself any chance to lose something you have worked so hard for. Reminder: A financial planner can help you with finding the right protection for your assets(ability to earn) and future and review your super for your retirement etc. Get professional advice from the right professional. As one, we'll tell you what we know best and guide to others for what they do best. Words are cheap, but wrong advice can cause you a lot of stress, time and money! #seektrueadvice

14.01.2022 Interior placement. How to organise your bed to get good energy. #fengshui

13.01.2022 Monday motivation? Wish you all have a good start of the week!

13.01.2022 We can go through home loan application process remotely, what do you think about visiting home open virtually??

13.01.2022 RBA May announcement: Cash rate remains the same. Most people already know that the home loan interest rates are quite low these days.... Bear in mind, if you are financially capacable, by making the same amount of repayment will help you reduce your loan a lot sooner! For example, When interest rate was 4% for loan $350,000, 30 year term, your monthly repayment was $1671. And now the interest rate is 2.8%, the monthly repayment is $1438. By keeping the same repayment at $1671, you're making additional repayment of $233 a month. That can possibly help you pay off up to 3 years earlier! *repayments paid ahead may be able for redraw when needed. *if you have a fixed rate loan, please watch out the additional repayment limit, as you pay over it will trigger a penalty. Happy learning and growing financially. TF

13.01.2022 Helped saved $9040 in year 1 for a client's home loan!!!! all the sudden i feel more attractive! A selfie to show face #homeloan #financebroker #timmyfinance #loanreview #refinance

12.01.2022 Good morning everyone, i'd like to introduce you to my BIG CLOCK! Have a nice day!

11.01.2022 Dear customers, Due to the social distancing and a lot bank staffs are working from home, do expect a longer waiting time for your home loan application process. Understand that you want to move forward and progress, we all want the same for you, please help us work together and achieve that.... Thank you for your patience. #werareinthistogether

10.01.2022 REMINDER While you're working hard in your job, please allocate some time to work ON your finances. If you're trying to build up savings for buying your own home, FOCUS and don't let anything distract you knowing that you need to follow your own PACE!!... For example ads with certain offers friends telling you what they get fear of missing out The biggest thing that gets in your way can be the excuses you tell yourself "I haven't got time for this" There's no SHORTCUT to your financial GROWTH, give youself some time to PLANT THE SEEDS and you can HARVEST THE GOOD RESULTS. All the best.

10.01.2022 Protect everyone at home.

09.01.2022 As what we can see is happening in the market, quite a few lenders are having refinance cash back offers for new customers. It is fine that you want to have that immediate cash in your account, BUT ... MAKE SURE you look at the overall gain vs costs!!! Is it putting you in a much worse position?? Delay you paying off your home loan???? Causing you to pay more overall?????? WHAT YOU NEED TO KNOW BEFORE REFINANCE https://www.facebook.com/TimmyFinance/videos/230553411312716/?d=n Build towards your financial future in smart ways.

09.01.2022 Did this post on a friday 2 years ago. Again a good reminder for your weekend

07.01.2022 Cash rate for April remains at 0.1% If your home loan repayment is lower than before, by making the same amount of repayment as before, you'll be able to make your money work for you!! #payoffsoon

07.01.2022 Savings for year 1!!! Not only does it put money back into your pocket, but also helps you pay off sooner! Review your home loan, you may find hidden money in your home loan! ... #financebroker #timmyfinance #homeloan #interestrates #tips #education

07.01.2022 Edufinance: Borrowing capacity Hope this clear things up for you, no more confusion. Ways to improve your borrowing capacity:... 1. Increase income 2. Reduce outgoings/spending Happy learning and growing.

06.01.2022 Monday night! Document signed! Congratulations Dennis and Hugo for getting into your first home with good finance structure to get you going! and thank you for the durian struddle Thank you for letting me be a part of your finance journey!!! ... #firsthomebuyer #mortgagebroker #timmyfinance #homeloans #interestrates #getmorewithless #possibility #dreamcometrueand

06.01.2022 Now have a Merry Xmas and a happy new year!That's $8298.66 saved in year 1 Thank you Silvia for your feedback, really appreciate you take time to do that for me.

06.01.2022 Come back to the office to this! How amazing is this!

05.01.2022 This could potentially lead to a better financial outcome for buyers. Keep an eye out here for more updates. https://www.theadviser.com.au//40684-rba-backs-move-to-axe

04.01.2022 Dear home buyers, real estate agents, builders, This is what to expect from the home loan market these days. As the home loan application increases, it is taking longer for lenders to process. Do expect finance extension requests for the buyers to obtain finance. ... #headsup

03.01.2022 Here's another positive news for potential first home buyers. Friendly reminder: To have a better understanding of your current financial position, and what to prepare for your financial goals, speak to a finance professional.... More information/fact sheet will be shared here when they are available. Happy learning and growing!

03.01.2022 With the recent reduction of cash rate, a lot of lenders have passed on that to their customers. What does that mean to you as a borrower? You may be able to get MORE with LESS for you home loan.... Check with a professional for accurate credit advice.

01.01.2022 At PLAN PD Day! Don't we all love learning new things?! New method to solve problems for ours clients?

01.01.2022 03/03/2020 RBA Rate slash! Cash rate has been cut by 0.25% which makes is 0.5%, let's find out how much of the savings your bank pass to you vs other banks. For home buyers, this may impact your borrowing capacity positively! Check it out!... Happy learning and growing! #financebroker #homeloan #interestrates #education

01.01.2022 Savings for year 1!! $2543!! For his investment loan! People, lets keep our eyes open and look for hidden money in our household! Do a health check for your finances. ... #homeloan #healthcheck #savings #interestrates #education #timmyfinance

01.01.2022 This is possibly a good idea! Need cash out for renos?

01.01.2022 By refinancing your home loan to a lender with better interest rate, does it really add value to your finance position?? What you need to know BEFORE you refinance! Happy learning and growing - protect your finances