TJL Business Advisors & Accountants in Forster, New South Wales | Financial planner

TJL Business Advisors & Accountants

Locality: Forster, New South Wales

Phone: +61 2 6554 9511

Address: Suite 7, 24-30 Wharf Street 2428 Forster, NSW, Australia

Website: http://www.tjlbiz.com.au

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• Accountant
• Financial service
• Business consultant
• Financial planner

25.01.2022 Matt and Shaun are having a great time in Sydney today at the Underwriting Agencies Council expo! They’re with representatives from over 65 other insurance agencies to expand their knowledge and keep up to date with industry news. #tjlinsurance #professionaldevelopment #tjlbiz

24.01.2022 Another EOFY, another fantastic celebration. Thanks Si Señorita Forster for hosting us on Friday, we couldn’t have asked for a better night! #tjlbiz #tjlcrew #mexican #funtimeswiththebestteam

24.01.2022 The government has this afternoon announced a new JobKeeper payment, wherein businesses impacted by the Coronavirus will be able to access a wage subsidy to enable them to continue paying their employees. Employers and sole traders who have seen a minimum 30% decrease in turnover will be able to claim a fortnightly payment of $1500 per eligible employee for a period of 6 months. This $1500 is a flat rate for every employee regardless of their usual earnings, and is based on ...70% of the current median wage in Australia. Eligible employees include full time, part time and casual workers who were employed by the business on 1 March 2020, including employees who have been stood down. Employers will need to apply directly to the ATO for the payments. Payments will be made from 1 May 2020 and will be backdated to 30 March 2020. Further information for employers is contained in the link below. Please don't hesitate to contact the TJL office on (02) 6554 9511 or your Manager if you would like any further advice. https://treasury.gov.au//Fact_sheet_Info_for_Employers_0.p

24.01.2022 Thanks for your feedback Colin. We're so glad we were able to make things just a little bit easier. #tjlinsurance #insurancewithoutthestress #tjlbiz

24.01.2022 Op Shop Melbourne Cup, TJL style! #tjlbiz #tjlcrew #giddyup

24.01.2022 What’s in the Budget for you? Join us to find out!

24.01.2022 The first round of federal and state government stimulus packages to offset the impact of the Coronavirus have been released. To find out what your business is eligible for, click the link below and head to our website. We know that these are very uncertain times and information is changing by the hour. Remember that we are here to help in any way we can, so please don’t hesitate to get in touch if you need assistance or advice with any of this information. https://www.tjlbiz....com.au/ne/coronavirus-stimulus-packages/ #tjlbiz #supportlocal #smallbusiness #accountingforster #accountingtaree

24.01.2022 Insurance claims made easy. Thanks for your feedback Nathan! #happyclients #tjlinsurance #insurancewithoutthestress #tjlbiz

23.01.2022 Holidays are just around the corner! #mostwonderfultimeoftheyear #thespiritofgiving #andgivingsomemore #weloveit #tjlbiz

23.01.2022 JobKeeper Wage Subsidy update

23.01.2022 We can’t wait to check out the latest venture from the Reef team. A huge congrats to everyone!

22.01.2022 From our families to yours, we wish you a very Merry Christmas!

22.01.2022 We have an exciting new role for a Junior Bookkeeper/Admin Assistant to join our team This is a full-time position and would be ideal for someone looking to enter the accounting profession, however no experience is necessary as full training will be provided. We are a dedicated, hardworking and fun team who are committed to helping our clients reach their financial and lifestyle goals effectively and efficiently. To find out more about this opportunity please head to the ...Careers page of our website. https://www.tjlbiz.com.au/careers/ #tjlbiz #joinourteam #accountingforster #greatopportunity

21.01.2022 We will remember them Lest we forget. #anzacday #lestweforget

21.01.2022 Many Australians impacted by the outbreak of Coronavirus - either due to illness, job loss or a reduction in income - can now temporarily defer their home loan repayments. This means that no payments will be required to be made during the ‘freeze’ period, freeing up cash flow and reducing financial strain. However, interest will continue to accrue and any missed monthly payments will need to be repaid either by being added to the term of the loan, effectively extending the ...loan by up to 6 months, or by increasing your repayments for the remaining loan term. The article below outlines what each lender is currently offering. If you have been affected, we recommend you contact your lender as soon as possible for further information. https://www.ratecity.com.au//banks-freezing-mortgages-covi

21.01.2022 And we’ve made it! Merry Christmas from everyone at TJL and thank you for a great year.! We hope you have a lovely Christmas and New Year break and we look forward to seeing you when we’re back in the office on Monday 11 January 2021. #happyholidays #tjlbiz

21.01.2022 Happy Easter from everyone at TJL! For most of us, Easter looks very different this year. If you’re at home when you would normally be away, try to support all the wonderful small businesses who have opted to stay open for the locals this weekend. Our support now will make all the difference on the other side! #easteriniso #luckyweliveinparadise #supportsmallbusiness #tjlbiz

21.01.2022 Tony provides an update on the workings of JobKeeper, alternative decline in turnover test rules, and the commercial leasing principles.

20.01.2022 Breaking - Join us at 4pm as Tony runs through all the changes to the JobKeeper wage subsidy that will affect business owners in the coming months.

19.01.2022 We love being able to help people when they need it most. To find out the difference a local insurance broker can make, contact Matt and Shaun at TJL Insurance on (02) 6554 9511. #tjlinsurance #makingyourlifeeasier #insuranceforster #insurancetaree

19.01.2022 Although the coronavirus is headlining the news right now, thousands of people in our local community are only just beginning to recover from the devastation caused by last season’s bushfires. Head to the TJL News page now for a summary of the support and assistance available to those who were affected. www.tjlbiz.com.au/news/... #tjlbiz #bushfiresupport

19.01.2022 Cafe's, restaurants, and gyms are among the businesses set to benefit from the NSW Government's new $10,000 Covid-19 small business relief package to be announced later today. We'll provide further information as it becomes available. https://www.afr.com//nsw-businesses-to-receive-up-to-10-00

19.01.2022 JobKeeper Subsidy - the finer details. The link for the ATO's JobKeeper Nomination form can be found in the comments below the video.

18.01.2022 In light of the current uncertainty, Global Business Camps have made the decision to postpone next week's conference until November 9th 2020. We give John and his team our complete support with this decision and will be in touch with all our clients to make arrangements for November's event. #tjlbiz #globalbusinesscamp2020

17.01.2022 There’s no denying that Australians are set to experience significant upheaval due to the coronavirus, as seen by the government’s advice on Friday afternoon. And while there’s no need for panic, now is the time for business owners to prepare for what may be ahead, and take the necessary steps to minimise the fallout. For practical advice on how to prepare without overreacting, head to our news page now. https://www.tjlbiz.com.au//coronavirus-and-small-business/... #tjlbiz #businessadvice #preparedbutnotpanicked

17.01.2022 This financial year has been one of a kind and there’s not many of us who’ll be sad to see the back of it! Join Tony at 4pm on Tuesday 30 June for a special Facebook live session to wrap up the financial year and take a look at what’s ahead for 2020/2021. If you have any questions please email through to [email protected] or comment during the session.... Set your alarms, we look forward to having you join us! #eofywrapup #whatayear #tjlbiz

15.01.2022 We have worn our favourite jerseys to work today in support of @jerseydayau and @donatelifetoday. Organ donation is so important and today is the day to have the conversation with your family and friends. Register as an organ donor by visiting the Donate Life website today! #makeitcount #organdonation #jerseydayau #donatelife #tjlbiz

15.01.2022 Today Tony and Damian sat down to run through some of the government's key Coronavirus stimulus measures for business owners. We have been fielding loads of phone calls about these packages, so this presentation will hopefully clear up any areas you might be unsure about. We will also be running a Q&A session on Facebook live tomorrow, so feel free to join us then to ask Tony any further questions or email [email protected] before 4pm to have your question answered. Facebook live: Wednesday April 8th, 4pm.

15.01.2022 We want to assure everyone in our community - clients or otherwise - that we stand with you and we will help you in any way we can. If we are required to close our office, our team is ready to work from home for as long as they can to make sure we continue to look after everyone who needs a hand. These times are uncertain for all of us, so now is the time to work together to support each other and our local businesses.... If you have concerns about your business and would like to talk to a member of our Accounting team, please don’t hesitate to contact us on the numbers below. Tony Lumtin - 0410 683 023 Damian Moore - 0428 663 091 Jackie Burley - 0427 538 533 Sharon Hailes - 0400 044 314 And for any insurance related queries please call either Shaun Davison or Matt McQuillan. Shaun Davison - 0429 977 097 Matt McQuillan - 0416 297 588

15.01.2022 Welcome Geoff! Geoff Isaacs is one of the Senior Financial Planners at TJL. He joined our Financial Management team in June and is a Mid North Coast local who has recently moved back to the area after 8 years working in financial services in Sydney. Geoff’s significant knowledge and experience have already proven to be a huge asset to our team and our clients. He firmly believes in the importance of understanding his clients’ financial and lifestyle goals, and this allows hi...m to provide practical strategies and advice tailored to your unique circumstances. Away from work you’ll find Geoff enjoying a game of golf, exploring the area’s bush tracks on his motorbike or spending time on his family’s farm. Welcome to the team Geoff, we’re glad to have you on board! #tjlbiz #tjlcrew #financialplanningforster #securingeveryaspectofyourfinancialfuture

15.01.2022 The JobKeeper Payment has now officially been extended to 28 March 2021 after the Government passed legislation on Tuesday 1 September. We have all the details in our latest blog post, so click the link below and head to our website to find out everything you need to know. https://www.tjlbiz.com.au/jobkeeper-extension-passed/... #jobkeeper #businessadvice #tjlbiz

14.01.2022 With government restrictions looking like they will ease sooner than expected, join us for this special Facebook Live covering everything you need to do to prepare your business for the next stage. If you have any questions for Tony please email them to [email protected] or comment during the session. Set your alarm for 4pm Thursday!... #gettingbacktobusiness #tjlbiz See more

14.01.2022 Getting back to business - everything you need to do to prepare for the next stage.

14.01.2022 Our Insurance team is always happy to help where they can. Thanks for your feedback Justin! #tjlinsurance #happyclients #tjlbiz #insuraceforster #insurancetaree

14.01.2022 In line with government recommendations and social distancing requirements, we would like to advise that TJL’s offices in Taree and Forster will only be open to staff members from Monday 30 March. This includes TJL Insurance. Any clients needing to drop in paperwork or documents are asked to knock on the front door and we will attend to you while adhering to the recommended safety protocols. Our team are still available to take calls on both the office number and their mobil...es, and can schedule meetings via Zoom where required. We would also like to reassure you that we are ready to work from home as soon as we are advised to do so. Take care and please contact our office or your Manager if you have any further queries.

14.01.2022 A huge thank you to everyone who entered our Global Business Camp competition. We’d like to announce that after much deliberation, Trek Concrete Pumping were selected as the winner! Congratulations Steve, we look forward to working with you at Global Business Camp 2020. #globalbusinesscamp2020 #growyourbusiness #achieveyourgoals #tjlbiz

14.01.2022 Here are some of the key factors for business owners to come out of the 2020-21 NSW Budget. https://www.mybusiness.com.au//7734-the-nsw-budget-what-is

14.01.2022 Struggling to understand the impact of the new JobKeeper 2.0? This infographic might clear things up. If you need any further advice please contact us on (02) 6554 9511 and we'll be happy to help.

13.01.2022 Jackie and Currina received these beautiful flowers on Friday as thanks for helping one of our long-standing clients through a very rough time. Fantastic work ladies #tjlbiz #alwaysheretohelp #weloveourclients

13.01.2022 Join us for Tony’s EOFY wrap up plus a rundown on what’s on offer for business from the State government in the new financial year.

13.01.2022 In the first of our 8-part Financial Planning video series, Cameron Dunk and Geoff Isaacs look at exactly what is involved in financial planning and why it's an important consideration for everyone - no matter what life stage you're in.

12.01.2022 Well done to our clients The Sitting Wombat on this great initiative!

12.01.2022 For many of us the past 12 months has delivered more challenges than we could have ever expected. It’s ok not to be ok. Today, start the conversation. Check in with your friends, family, clients, team mates, work colleagues. Show support today and stay connected after the conversation by checking in regularly. We are always here to listen and support in any way we can. #ruok #ruokday2020 #checkinwithyourlovedones #stayconnected #tjlbiz

12.01.2022 Phones down! We are currently experiencing major issues with our phones after installing a new phone system. We apologise for any inconvenience this is causing and hope to have the issue rectified very soon. If you need to get in touch with your client manager please contact them on their mobile, or alternatively you can email [email protected] and we will direct your enquiry to the right person.... Thank you for your understanding!

12.01.2022 Yesterday’s historic Federal Budget contained a huge number of measures designed to get the economy growing again. Join us at 4pm today for our Budget analysis ...and summary of what it actually means for you. If you have any questions you’d like us to answer please email [email protected] au or comment during the video. See you at 4pm! #tjlbiz #Budget2020 #bigyearahead

12.01.2022 BREAKING: New record low for interest rates The RBA has cut official interest rates by a quarter of a percentage point to a new record low of 0.5 per cent, in an attempt to protect the Australian economy from the financial fallout of the coronavirus outbreak. Westpac and CBA have announced that they will be passing on the full rate cut to customers, with the other banks yet to respond.... Update: As of 5pm all four major banks have announced they will be passing on the full rate cut.

11.01.2022 Good luck to the esteemed Forster Tuncurry Hawks RLFC team (including Tony Lumtin and Matt McQuillan) who are currently competing at the 2020 NRL Masters Carnival in Runaway Bay! After two days on the field they've had a great result of 3 wins, 1 loss, a few injuries and loads of laughs... good luck on your final day tomorrow guys, we're all cheering for you!

11.01.2022 Have you been too busy enjoying the holidays to pay attention to this week’s Budget hand down? Head to the News page of our website to read our summary of everything you need to know! https://www.tjlbiz.com.au/2020-21-budget-summary/ #tjlbiz #Budget2020

11.01.2022 Well done Reece. Good to see you back on the track

10.01.2022 Details of the government’s new $25,000 HomeBuilder program were released on Wednesday. This grant is designed to help the residential construction market bounce back from the Coronavirus crisis and will provide eligible owner-occupiers (including first home buyers) a grant of $25,000 to build a new home or substantially renovate an existing home. The grants will be applicable for new homes with a property value of up to $750,000 and substantial renovations (with a contract v...alue between $150,000 and $750,000) where the property value is up to $1.5 million. The renovations can't include additions such as swimming pools, tennis courts, outdoor spas or saunas, sheds or garages. To be eligible, applicants must be Australian citizens aged over 18 and must have an income (based on 2018-2019 tax return or later) under $125,000 per annum for an individual, or $200,000 for a couple. Contracts will need to be signed between 4 June 2020 and 31 December 2020, and construction must commence within 3 months of the contract being signed. Owner-builders and those looking to renovate an existing home as an investment property are ineligible. The building contract must also be between two parties who are independent of each other, i.e. not related. It is important to note that HomeBuilder is in addition to first home owner grants, stamp duty concessions and other grants offered by the State governments, as well as the Commonwealth’s First Home Loan Deposit Scheme and First Home Super Saver Scheme. More information including examples can be found at the government’s Treasury website below. https://treasury.gov.au//2020-06/Fact_sheet_HomeBuilder.pdf If you have any questions or need advice please contact our office on (02) 6554 9511. #homebuilder #tjlbiz

10.01.2022 Testimonials like this one make our day. Thanks Mat and Dan! #tjlbiz #happyclients #securingeveryaspectofyourfinancialfuture #accountingforster

10.01.2022 We are very pleased to announce that from Monday 25 May our office will reopen for client appointments. We will continue to observe social distancing and will adhere to the highest health and safety standards. Our Reception area and meeting rooms will be cleaned and disinfected frequently, and we will have hand sanitiser available for client use in every room. We will of course continue to offer phone appointments and Zoom meetings for any clients who prefer to keep their dis...tance, and we will monitor government announcements closely for any changes to their recommendations. A big thank you to all our clients for your patience and adaptability during the last 2 months, we sincerely appreciate it! #gettingbackintotheswingofthings #butsafely #tjlbiz

09.01.2022 Some relief on the way for small business this morning, with banks to defer loan payments to businesses affected by the coronavirus for six months. We will keep you updated as more details become available. As always, please call your Client Manager or the TJL office on (02)6554 9511 if you need any assistance or advice regarding this information.

09.01.2022 Over the past 10 weeks our team have been working around the clock to help our clients with the many challenges they’ve faced due to the Covid-19 pandemic. As a thank you for their commitment and dedication we have decided to make this an extra-long weekend, giving our team a chance to spend some quality time to recharge with their families. Our office will be closed on Friday 5th June and will reopen on Tuesday 9th June. If you have any urgent matters that can’t wait until T...uesday, please contact our team on the numbers below. Tony Lumtin - 0410 683 023 Damian Moore - 0428 663 091 Jackie Burley - 0427 538 533 And for Insurance matters please contact Shaun or Matt on the numbers below. Shaun Davison - 0429 977 097 Matt McQuillan - 0416 297 588 Stay safe and enjoy the long weekend! #notafraidofhardwork #weloveourteam #tjlbiz #tjlinsurance

08.01.2022 In a ruling that has dominated conversation in insurance circles, the NSW Court of Appeal last week rejected the argument put forward by the Insurance Council of Australia (ICA) that business interruption policies should not cover Covid-19 pandemic-related losses. The ICA is considering a High Court appeal, however if this appeal is unsuccessful it means businesses who have suffered a loss of income due to the pandemic may be able to claim on their business interruption insurance. This case is a work in progress so there is no need for our business insurance clients to act now, however we will be keeping a very close eye on this case and will keep you updated on any further developments as they unfold. #tjlinsurance #businessinsurance #businessinterruption #covid19

08.01.2022 The government has now released the details of their $17.6 billion Coronavirus stimulus package. Cash payments will be heading to those currently receiving a government benefit, with businesses set to receive grants and subsidies designed to keep employees in work and small business afloat.

07.01.2022 The NSW Government has a new grant of up to $3000 to assist small business with the cost of reopening after COVID-19. We have all the details on eligibility and how to apply in our latest blog post. To find out more please click on the link below, and if you have any further questions please contact us on (02) 6554 9511. https://www.tjlbiz.com.au/new-nsw-small-business-recovery-/... #smallbusinessgrant #gettingbackontrack #tjlbiz

07.01.2022 Tony covers the NSW State government initiatives including the $10,000 grant, payroll tax and land tax

05.01.2022 Christmas is just around the corner! TJL will be closed from midday on Wednesday December 23rd and will reopen at 8.30am on Monday 11th January 2021. #bringonholidays #itsbeenalongyear #tjlbiz

04.01.2022 And that's us finished for 2019! Thank you to all our wonderful clients for another great year. We wish you all a merry Christmas and a healthy, happy, safe New Year. We'll be back in the office from Monday, January 6th 2020 and we look forward to seeing you then!... #holiday #letscelebrate #nowtimeforthechristmasparty #tjlbiz

04.01.2022 Nothing brightens our day like receiving great feedback from happy clients. Thanks Michael and Jack! #happyclients #tjlinsurance #lookingaftersmallbusiness #tjlbiz

04.01.2022 Phone dramas... again... We are currently experiencing issues with our phones due to some glitches in the new system. We apologise for the inconvenience and ask that you please bear with us as we work to fix the situation, which hopefully won’t take too much longer. Many calls are still coming through, but if you are unable to contact us on our landline please call your Client Manager on their mobile. Additionally, clients visiting our Forster office please note that the fr...ont entrance is blocked due to construction work taking place. Please enter via the back entrance on Memorial Drive. Thank you for your patience!

04.01.2022 Behind the scenes with the wonderful Claudia Gabriel Lim for our team photo shoot today! Can’t wait to see the final result #tjlbiz #claudiagabriellim #photofun #notyourstandardcorporateshoot

04.01.2022 If you’re looking to cut business costs due to financial challenges, it can be tempting to amend your business insurance to save on premiums. But before you make any decisions it’s imperative you get the right advice to ensure your cover won’t be compromised. We cover this issue in our latest blog post. To find out more click the link below and head to our website. https://www.tjlbiz.com.au/the-consequences-of-policy-cance/ ... #insuranceadvice #tjlinsurance #tjlbiz

02.01.2022 Answering your COVID-19 Stimulus questions

02.01.2022 There have been changes to the JobKeeper subsidy in the last 24 hours in relation to the timing of applying and payments being made. Tony provides an update.

02.01.2022 Next Friday September 4 is Jersey Day and we are proud to once again support this great cause and raise awareness of the importance of organ donation. Right now more than 1600 Australians are waitlisted for a transplant. In the past decade in Australia more than 13,000 lives were transformed thanks to organ donors. A simple conversation with your family could be all it takes to save the lives of critically ill Australians. Wear a jersey with us next Friday for DonateLife and ...Jersey Day and encourage the conversation of organ and tissue donation with your friends and family! #makeitcount #jerseydayau #donatelife #tjlbiz See more