TL Capital in Belrose, New South Wales | Financial service

TL Capital

Locality: Belrose, New South Wales

Phone: +61 421 074 939

Address: 39/7 Narabang Way 2085 Belrose, NSW, Australia

Website: http://www.tlcapital.com.au

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25.01.2022 A great article! At TL Capital, we focus on alternate lending products for clients for these reasons. With the Royal Commission still to publish its enquiry ( FEB 2019) we believe this will continue!

24.01.2022 After 24 years in the Building Industry, I know what Home Improvement companies need to assist and grow their business. Tradies spend so much time quoting jobs often between $15k - $50k. With little time to follow up their quotes, they maybe losing business as clients can't work out how to pay for the job or product. So I have tailored a Home Improvements Finance product. Companies simply refer their clients to my website. www.tlcapital.com.au and the client can APPLY ONLINE. On loan approval, the tradie/Company is informed by email .With 25 lenders on my panel, I choose who has the best rate and product. Win Win.

24.01.2022 TL Capital is pleased to announce a finance offering designed specifically for renovations and small additions with the launch of Home Improvement Finance. Kitchens, bathrooms, decks and pergolas, granny flats,pools and much more. Often customers with no idea of cost, simply turn off the idea of proceeding with quotes with no easy unsecured finance option apart from expensive credit cards.Home Improvement Finance is a tailored product specifically aimed for home renovations.Rates starting at 9.99% (T.A.P) for Unsecured loans. Terms available from 2-7 years.

23.01.2022 Why use a Private Lending Broker?. Our clients usually need funding fast. Whether it is for Bridging Finance, ATO tax debt, or other, clients don't have the time to deal direct with Private Lenders, only to find out after a few days the lender can't help them due to policy. By dealing with TL Capital, we have over 50 lenders and we know who to approach immediately based on your scenario. Time is money in this Private lending space. At TL Capital, we simply approach the correct lender who would look at your scenario in the first place.

21.01.2022 The current Royal Commission into banking is focusing a lot of attention on finance brokers. The suggestions coming from the commission seems to be questioning if brokers create a good outcome for the consumer. As our industry prepares for change, we do ask the regulators to remember a few things. 1) Prior to an established broking industry in the early 90's ( thanks to Aussie John) the profit margins on mortgages were far higher than today for the banks. 2) The broker chan...nel allows new players such as financial technology companies and non bank lenders to enter the market creating more competition. 3) The consumer does not pay the finance broker, the bank does. 4) Brokers create choice, by not being aligned with any bank in particular. Banks must stay competitive to maintain market share. We continue to watch on the outcomes of the commission but believe brokers do and continue to provide a platform for competition amongst today's financial lenders.

21.01.2022 How do I know Christmas is coming up ? By the increased activity for Home Improvement Loans. Our referrers have awakened from the winter blues ensuring their clients get there kitchens, bathrooms, pergolas ready for the big day. Our referrer network has increased 100% this year and we continue to offer tradies a finance solution they can offer their clients. Unsecured loans as low at 8.2% and up to $50k. 48 hour turnaround T.A.P.

20.01.2022 We are pleased to welcome Got You Covered as a Referral partner to TL Capital. Frank Ena, (a carpenter by trade who I have known for over 20 years) regularly quotes jobs $30k - $50k and now has access to a financial solution to offer his clients. ME. Small tradies can now refer their clients to me for funding options for their Home Improvements. Bathrooms, Kitchens, Decks, etc. 2 year target is 50 referral partners, 5 down 45 to go.

19.01.2022 How good is your credit score? Next time you need finance, get a free online credit score check before applying. !! An interesting article to understand what credit score means.

15.01.2022 Why has Private Lending grown in the last few years.? The bottom line is banks continue to make getting loans more arduous and continue to pull out of certain sectors. As a result, many clients who are top tiered clients have difficulty getting finance due to their situation or sector they are involved in. We specialise in Private Lending as we go where the banks don't. For short term loans, starting at 8.95%, we can lend up to $10m for a range of uses. Bridging Finance, Developer Finance, Land Banking, ATO tax debt. Come see us when the banks say NO.

15.01.2022 How do you get a tradie to sign documents when they are on the road all the time? Meet them onsite of course. !

14.01.2022 Unsecured short term business loans are a simpler way to access funds when your business has quick needs for cash. Whether it is to pay for marketing, inventory or working capital, our lenders can act quickly, often as quick as 48 hours funds received. A simple review of your business trading accounts cash flow and lenders can get you moving.

14.01.2022 Re educating tradie clients about new ways to sell their product offerings is my 2018 challenge. 3 clients now have submitted referrals and these 3 have added "Finance Available" on their websites. If you know of tradesmen who quote products related to Home Improvements ( Bathrooms, Kitchens, Pools, Decks etc) I would love to speak to them and show them a financing solution they can mention to their clients.!!

14.01.2022 TL Capital Case Study. A company that we know well in the Home Improvements industry recently quoted $27 000.00 to a customer of theirs for a roof structure at the customers residential house. The customer wanted the product but was unsure how to fund it. We were referred the enquiry and organised a quote immediately after discussing the customers loan terms. In a 24 hour turn around, the customer uploaded the application and all loan documents from their home computer and w...as approved by the lender. Funds in their account the following day. Both customer and my client thrilled at the speed. The customer was extremely happy as the interest rate was half the rate of their credit card rate, which they potentially were going to use. My referrer was happy as they finally had an answer to "I can't afford it". Win win!!

13.01.2022 We rarely deal with traditional banks for these very reasons. Our lenders are all fin techs who can act fast and quickly. Their rates are risk based meaning clients with excellent credit scores will receive lower rates for their loans.

12.01.2022 This will be interesting. If trail income is removed, you may see a lot of brokers leave the industry as trail income is what makes the brokers business sustainable. Good brokers do work on clients outcomes well after the initial loan has been executed. Brokers will continually review client loans to ensure that the loan is competitive in an ever changing environment.This may not lead to anything but the clients best interest were looked after. Ask yourself when was the last time a bank rang you to look at lowering your rates!!

10.01.2022 We are thrilled to have signed up our 25th referring company to now offer Home Improvement Finance. These companies now offer a finance solution when they are quoting their bathrooms, kitchens decks etc. A big thank you to our referrers for their support. Tim the Toolman would be proud!!

09.01.2022 In need of quick Bridging Finance? At TL Capital we deal with Private Equity Lenders. Yes they are more expensive than a traditional bank but they don't follow the same rules. They are quick, efficient and they will workshop different scenarios. They can organise funding within 48 hours if need be. Private Equity Lenders are growing in size and reputation as banks continue to enforce stricter policies on lending. Call us for more information should you or your colleagues need quick funding.

08.01.2022 Private Equity lending continues to grow due to traditional lenders tightening credit with restrictive policies. At TL Capital, we specialise in Short Term Lending utilising a network of private funders. Land acquisitions, Bridging Finance, Debt consolidation, even partially completed buildings are a few of the loan applications we encounter. Our lenders act fast! Loans can be settled within 24-48 hours for amounts from $100k up to $10m. All we need are quality assets for security and a viable exit strategy. For more information, visit us at www.tlcapital.com.au.

07.01.2022 ANZ have just released Commercial Motor Vehicle Finance 4.85*% .(comparative 5.65%). Rates starting to get close to mortgage rates.! Thinking of upgrading?

07.01.2022 I recently spoke to a client who had signed up for a 48 month interest free promotion for a product. Like everything in life, there was fine print on what the terms and conditions were. The client diligently paid the minimum amount requested per month but was shocked to see a large balloon payment at the end of the term that reverted to nearly 25% interest charge. Read my blog on what to look out for when accepting these "offers". https://tlcapital.com.au/442-2/

05.01.2022 Is the parallel between Canada and Australia property markets and economies true? An interesting article and one that may have a huge impact next year.

05.01.2022 Wow, what would the results be if they were profitable.!

04.01.2022 Our online quote platform for Home improvement finance doubled in enquiries/applications for the month of February. We continue to target self employed tradesman to assist their clients for finance to pay for those renovations and addition quotes. A largely untapped sector for a time poor industry. For more details, visit our website. https://tlcapital.com.au/.

04.01.2022 This says a lot about our economy at the moment. The simple fact is a rate rise would have a negative affect on our economy especially with a large proportion of household debt tied to large mortgages.Low to very slow wages growth is putting a rate rise out of the question in the short term. The USA, which last year instigated aggressive tax cuts to company and individuals, has now led to inflationary fears for their economy resulting in the volatility we are seeing on the stock market.

04.01.2022 Website only went live last week and two online applications for Home Improvements finance. And that is with no google indexing yet.!!

01.01.2022 We have been hearing this for awhile now. I guess the jury is still out.!