Tony Walsh in Melbourne, Victoria, Australia | Mortgage brokers
Tony Walsh
Locality: Melbourne, Victoria, Australia
Phone: +61 488 125 125
Address: 4/61 Wattle road 3012 Melbourne, VIC, Australia
Website: https://tonywalsh.com.au
Likes: 248
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21.01.2022 We have been working hard to create something special. Not only for our clients, but anyone that needs help trying to understand the bank lingo which was simply created to trick and confuse the general public. So without further ado, we present: https://www.tonywalsh.com.au/banking-glossary-of-terms/ While I believe that a Glossary of terms can never ever be 100% finished, this is a great start. ... We will continue to grow this page as we see fit and we ask you - you the customer, if you read this page and want things added, please let us know and we will add it to the list. All Australians should understand what they are getting themselves into which is why you should always use a broker as we do this day in, day out. Do you understand the lingo? Leave us a comment below!
19.01.2022 Yes you read that correctly... If you are a first home buyer and looking to do a house and land package then now is the time to act. During the federal budget, the Federal government released a further 10,000 spots to Australian citizens looking to do house and land package under the FHLDS. ... Anyway, that’s politics! But the reality here is that it's never been easier to own your home. The FHLDS stands for the First Home Loan Deposit Scheme and was created to guarantee the 15% required to avoid banks charging you the dreaded LMI or Lenders Mortgage Insurance. Why is this important or why should you care? Right now, all you need is 5% genuine savings which in the example below would allow you to buy a house and land package worth up to $600,000. 5% = $33,000 and on top of that, you would pay: $0 Stamp Duty* $0 LMI (lenders mortgage insurance) $2308.9 per month or ($533 p/week)** On top of all this, you get the state government $10,000 or $20,000 (for regional) First Home Owners Grant (FHOG) and the HomeBuilder Grant of $25,000 as long as you sign a building contract no later than 31 December 2020 and be on site within 6 months. So, lets recap. 5% deposit required to get in ($33,000 for $600,000) $0 Stamp Duty $0 LMI $35,000/$45,000 Cash Back (in your pocket!) Essentially, if you have $33,000 right now and you are a first home buyer then you technically get this property without putting any money in (and in some case, you make money from this transaction) And yes I know that this all sounds too good to be true, but I have already helped my clients get into their first home under this scheme so I am trying to help as many people that i possibly can. Of course, every single person and/or couples situation is unique so you still need to go through the same standard process to check eligibility however, if you were looking for a golden lifeline then look no further... its finally arrived. Contact me now for more information Tony Walsh 0432 585 782
14.01.2022 Establishing the three W’s (who, what, why) of life can, at times, be overwhelming. As a participant of the daily grind, pausing to re-acquaint yourself with who you are, what you want to achieve and why, helps create the foundations of life. Applying the same principles to how you bank assures you will always remain on top and in control. Read more... https://www.tonywalsh.com.au/your-three-ws/
14.01.2022 Change can be as good as a holiday - that's what they say right? But its amazing how many Australians say don't fix it if it ain't broken is such a common saying and another one that I hear often better the devil you know than the devil you don’t This attitude towards things can have merit however, this should be the last way to look at things when you talk about money or more importantly, your mortgage. Let me explain. Generally speaking, it usually takes the average...... READ MORE https://www.tonywalsh.com.au/dont-like-change/
11.01.2022 From all of us at Tony Walsh, to all of you & yours...Happy Easter!!!
06.01.2022 As a family man & business owner I know that in order to reach my personal, family and business goals, I have to constantly check-in with myself to reassess, re-evaluate and redefine what I'm working towards. That's why I get my greatest joy sitting down with clients to shuffle their cards of life around and find a lending product that will meet their needs and help them redefine and reach their personal, family and financial goals. With the lending market being on fire at the moment and rates being historically low, now is the time to redefine your life!
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