Top Mortgages in Perth, Western Australia | Property

Top Mortgages

Locality: Perth, Western Australia

Phone: +61 1300 308 225

Address: 4/939 Wanneroo Road Wanneroo WA 6065 6065 Perth, WA, Australia

Website: http://www.topmortgages.com.au

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• Mortgage brokers

25.01.2022 Thank you to our fantastic client Robert for the kind feedback: "As a first time home buyer and being recently moved to Australia, we did not know head or tail about purchasing a home. Although Mike knew that we were in fact "browsing" the market without a target date, he took time to advise us on the property market, mortgage scenarios, government policies etc. With his advice/information in our pockets, we confidently looked and purchased a property earlier than planned. Thanks Mike!!!"

24.01.2022 Welcome to our newest member of the Top Mortgages Team! Michelle Clark has been in the finance and business space since 2000. Michelle joined Top Mortgages in 2019 after already having formed a rapport with the team in her prior role as a State Relationship manager for their aggregator. Michelle has a strong customer focus and is extremely solutions driven.... Michelle acts as a Finance specialist in all areas of finance including Home Loans, Personal Loans, Equipment / Car loans and Commercial Loans.

23.01.2022 Thank you to our fantastic client Duncan for the wonderful feedback: "Michael provided an outstanding service throughout the whole application process. Michael was very responsive to our needs, he answered our telephone calls and emails promptly, Michael even brought all the documents to our home for signing to save us time. We are confident that through Michael we have achieved the best home loan for our needs. We have no hesitation in recommending his services to anyone."

22.01.2022 Thank you to our fantastic client Luis for the kind feedback: "Brian understands buyers needs is considerate and goes out of his way to provide a quality of service that is very hard to come by these days, he is attentive, on time and professional ! Well done Brian !"

22.01.2022 As the country tunes in for the 2020 Melbourne Cup, the cash rate decision for November has been announced and rates have been cut. In response to the economic impact being caused by the COVID-19 crisis, the RBA reduced the cash rate by 0.15% to a new record low of 0.1%. In making this change the RBA has confirmed the views of many analysts that further stimulus is required to aid Australia's recovery post Covid. ... It had previously stated that it sees a cash rate of 0.25% as a floor however it has softened its stance on a reduction more recently. In the lead up to its next meeting our central bank will continue to monitor world events such as the second round of European lockdowns and the US election, while closer to home it will be hoping the easing of restrictions in Victoria and the opening of state borders will provide a lift to the economy. Here is a table showing how Australia's average mortgage sizes may be affected: Loan Amount Examples Likely decrease in repayments $150,000 $12.91 per month $250,000 $21.52 per month $350,000 $30.12 per month $450,000 $38.73 per month $550,000 $47.34 per month $650,000 $55.95 per month As you're probably aware, lenders review rates independently of the RBA and some may decide to pass this rate decrease on to customers at different levels over varying time frames. We can help review your situation to ensure you have the right loan for your circumstances, drawing on a wide panel of lenders offering loans with great features, low fees and competitive interest rates. If you'd like to chat about the best way to manage your mortgage as the COVID-19 crisis continues to unfold, please don't hesitate to us a call on 1300 308 225.

22.01.2022 Thank you to our wonderful client Mick for the kind feedback: "Always provided a quick timely response to what was required and generally went the extra mile when explaining any queries or concerns we might have had. Would definitely recommend mike and top mortgages to anyone, thanks again Mike!"

20.01.2022 Thank you to our wonderful client Scott for the kind feedback: "Rhys is a legend. If you need good, honest advice with clear and informed information, he is your man. He was able to look into our situation and provide us with the best solution for our needs. Simple."

20.01.2022 Thank you to our fantastic client Pauline for the kind feedback: "Rhys has been extremely prompt and knowledgeable in his service provided to me. He impressed me as he was able to offer me several attractive mortgage home loan options with very competitive interest rates and together with his wealth of knowledge in this industry which then enabled me to make an informed decision. And I know it is the right decision as a first home owner as even right until this moment, I have no regrets on the home loan I have chosen :)"

20.01.2022 Thank you to our wonderful client Dicky for the kind review: "Mike Watts, made our dream, of owning our first Australian home, come true. Without Mike's guidance and advise, it would have taken us so much longer, to secure our competitive home loan. As a customer, Mike's excellent service, to me, was completely free of charge. Mike's excellent negotiation skills ensured that my home loan rate/cost was secured at a very competitive rate. Home loans and dealing with financial institutions can be challenging and complicated, leave it to the experts and save yourself a lot of trouble, phone Mike, problem solved."

19.01.2022 We have just reached over 500 page likes... Thanks everyone! Please feel free to share our page to your friends and family!We have just reached over 500 page likes... Thanks everyone! Please feel free to share our page to your friends and family!

18.01.2022 Thank you to our wonderful client Elisabeth for the kind feedback: "Thank you so much to Rhys Dillon and his team, for making my dreams come true . Rhys did a phenomenal job in security finance for us to enable us to purchase a block of land and build our dream home. The service they provided, and still provides, is top notch.... I highly recommend Top Mortgages. Again, thank you "

18.01.2022 Thank you to our fantastic client Amanda for the kind feedback: "Mike assisted with the mortgage on my first home, then the forever home I built with my partner and, most recently, our refinancing . His services have always been professional, comprehensive and easy to access, giving us confidence in the choices we have taken."

17.01.2022 Thank you to our amazing client Jason for the kind feedback: " Mike, been great from start to finish l, I recommend anyone needing a mortgage broker to see him"

16.01.2022 Thank you to our wonderful client Ross for the kind feedback: "Friendly and professional service. Open, honest and reliable. We have been using Top Mortgages for years and saved lots off our mortgage based on advise and services provided."

16.01.2022 Thank you to our wonderful client Armita for the kind feedback: "You are excellent Broker we have ever seen and talked to. Before knowing you we did consult with many other brokers and we really did not find the one that we wanted until they referred you to us and from that time all the Loans we want we are going to do it with you and we refer you to all of our neighbours and friends. You always have the great explanations of all the choices that we could have, excellent selection options and very quick process in getting the loan. You are always there for your clients and answering the questions even out of the working hours. You are excellent.this was the second experience with you Mike and we really appreciate what you always done for Us."

15.01.2022 Rob, Richard and their crew are off this morning on their fund raising rally to support KCSG (Kids Cancer Support Group). The team at Top Mortgages is proud to support this extremely worthy cause and we wish Rob, Richard and the crew the best of luck on their adventure. If you would like to support their cause too, go to:... https://donate.mycause.com.au/cause/231704 See more

15.01.2022 Interest Rate Update - July 2019: https://topmortgages.com.au/interest-rate-cut-june-2019/

14.01.2022 Thank you to our wonderful client Steve for the kind feedback: "Rhys puts the customer first, he cares about your needs and works hard to get the best result. Clear communication and a great bloke to work with"

14.01.2022 Interest Rate Cut - October 2019 https://topmortgages.com.au/interest-rate-cut-october-2019/

13.01.2022 Thank you to our wonderful client Andrew for the kind feedback: We used the services of Rhys and his team for the purchase of our first home. As we had not bought a property before we were nervous, but Rhys explained the process thoroughly and detailed everything that was involved. The time and effort Rhys put into this helped ease our nerves and made it an enjoyable process. We will definitely use the services of Rhys again and would recommend Top Mortgages to anyone.

13.01.2022 As the world grapples with the COVID-19 situation unfolding, we wanted to let you know we are committed to helping our clients through what will likely be difficult and challenging times ahead. Flexible meetings are second nature to our business and we can work with you to get your finance approved on terms you're comfortable with. We can meet via video or phone and we've got some great technology setup available to complete your loan application and sign documents electronic...ally. Your financial well being is a priority. Now is the right time to focus on your finances. Many lenders are offering support and we're here to help you work with your lenders. Get in contact with us today and we'll set up a time to discuss: Your loan and repayment options The current equity in your property Your options available to reduce interest rates - including repricing to see if your current lender can assist Offset accounts and redraw facilities Your mortgage rights and responsibilities This is a tricky time for us all, but together we can get through it. We hope you and your families remain safe and healthy during this time. Please don't hesitate to get in touch if we can help.

12.01.2022 Thank you to our wonderful clients James and Katie for the kind feedback: "Rhys went above and beyond our expectations in regards to a great mortgage broker. He dealt with many hiccups in our financial situation promptly and efficiently and we cant fault him. He was so easy to communicate with and always available to answer questions. We highly recommend Rhys to any first home buyers, Thank you Rhys for getting us our first home! We couldnt have done it without you."

11.01.2022 Thank you to our awesome client Lisa for the great feedback: "Fantastic service and advise from the first conversation! Mike understood exactly what we were looking for and which product would best suit our needs. He even came to see us in the evening which meant dodging Kangaroos on his way home in the dark! Building in a rural area has different requirements and weve been expertly advised through the whole process."

11.01.2022 Thank you to our wonderful client Luke for the kind feedback: "We were initially referred to Rhys at Top Mortgages through our home builder over 11 years ago. We were so impressed with the service Top Mortgages provided, that since that initial dealing we have used Top Mortgages another three times for refinancing, structuring an investment loan and switching banks. Rhys and the team at Top Mortgages offer a friendly, personable and professional service. They are not your typical pushy sales people who try to steer you towards a product for their own benefit. Instead they present a variety of options that best suit your needs and provide advice and support to assist you with procuring the right product. We highly recommend Rhys and the team at Top Mortgages to anyone looking for a finance broker they can trust."

11.01.2022 Thank you to our wonderful client Paul for the kind feedback: "I've used Top Mortgages three times in the past decade and each time has been a positive experience. Rhys makes the process exceptionally straight forward and I feel he always has my best interests in mind"

09.01.2022 Thank you to our wonderful client Larissa for the kind feedback: "Highly recommend Top Mortgages for their ethical and efficient services."

09.01.2022 Thank you to our wonderful client Wilco for the kind feedback: "Rhys has helped us a few times with the loan applications for our primary and investment property. He is very professional and has your interest as his goal. Happy to use him in the future."

07.01.2022 Thank you to our amazing client Ric for the kind feedback: "Awesome personalised service throughout. Rhys makes the whole process easy for you"

06.01.2022 Thank you to our wonderful client Ruth for the kind feedback: "Michelle fixed me up with a great deal on a car loan. Initial contact was by phone where she listened to my requirements and asked relevant questions. She researched options and then presented them to me in a clear and concise manner with explanation of anything I didn't understand. Most of the paperwork was done by email. Michelle then came out to see me and sign it all off. Michelle liaised with the finance people and kept me updated throughout. She let me know when everything was done and I could collect the car. It was all super quick and pain free and I would certainly recommend Michelle."

06.01.2022 Thank you to our wonderful client Paul for his kind feedback: "Michelle was well informed on current market trends and worked very hard to ensure I received the best possible deal. She was always professional and inspired confidence every step of the way by taking the time to explain where my application was at and how the process worked. This made me feel comfortable that she had everything under control and that I was receiving the best service possible. Based on this experience, I have no hesitation in recommending Michelle for all future loan applications/queries."

05.01.2022 Thank you to our wonderful client Katrien for the kind feedback: "Mike was friendly, courteous and very knowledgeable. I was very nervous taking on a mortgage by myself this late in life, but Mike gave me all the information and knowledge I needed to reassure me that I was getting the best loan for me and my situation. His knowledge of the product he was recommending, his professionals, integrity and honesty eased my concerns and today I am happily paying off my own home and leaving a legacy for my family. Mike made himself available at times that suited me and my busy schedule and always polite, courteous and respectful during the Covid pandemic by maintaining social boundaries whilst still getting the job done. Thanks Mike. I'm loving being a home owner and I am very happy with my home loan so far."

03.01.2022 Very happy being a finalist in the AFG Excellence Awards for WA Best Broker Group (1-3 loan writers) 2019.

03.01.2022 Thank you to our wonderful clients Ron and Trish for the kind feedback: "Ron and I have been customers of Rhys for a few years now He is always so helpful and informative He gives us all the information we require and doesnt pressure you into anything. He is professional and friendly and always goes above and beyond to help Thank you Rhys"

03.01.2022 How good is this!

03.01.2022 Thank you to our wonderful client Hinal for the kind feedback: "Mike is definitely very professional and polite and his approach is very good with explaining the product and how things would work. From start to finish he was always available for any queries and kept us well informed along the way. Nothing is too much hassle for Mike and would recommend him to family and friends without a doubt."

03.01.2022 Thank you to our fantastic client Nick for the awesome feedback: "I've known Mike & used Mike for the last 10-12 years to purchase 3 properties now. Mike makes it easy for me as I work away with limited phone service & access to computers. Hes very professional & knows what he's doing. I have passed Mikes number onto a few friends of mine & he has helped all of them out the same way he does with me. I rate mike 10 out of 10 for his services."

02.01.2022 Thank you to our wonderful client Max for the great feedback: "If you feel it's time to stop overpaying for your mortgage there's a quick and surprisingly easy way to do it!"

02.01.2022 Thank you to our awesome client Chris for the kind feedback: "Mike has helped me with my financing needs on multiple occasions now, this most recent time we came up against some difficult circumstances in which Mike was able to think outside the box, put in some serious leg work and get us across the line to achieve the best possible outcome. I hold Mike and the rest of the Top Mortgages team in very high regard and would recommend them all to anyone looking for assistance with their mortgage requirements. - Chris."

02.01.2022 Thank you to our fantastic client Paul for the wonderful feedback: "Mike was great to deal with it as I went to purchase my first home. I had plenty of questions throughout the process and Mike was always available to meet up or for a call at anytime I needed some clarification. His knowledge of the whole process not just including the finance end, really helped me out. Will certainty use him again."

02.01.2022 Thank you to our fantastic client Elisa for the wonderful feedback: "Being a first home buyer in my mid 20's I knew little about the process and ins and outs of buying my first home. I just knew I wanted to get into the market and secure a family home for my future. Where did I start? I researched but was still feeling like there was so much to know on my own. That's where Mike and the team at Top Mortgages came in. He was extremely knowledgeable, approachable and knew all there is to know about buying a home. He answered all of my questions and kept me informed every step of the way. We are now enjoying our new home! Thank you Mike and Top Mortgages."

02.01.2022 Thank you to our wonderful client Ruth for the kind feedback: "Michael came up with a great deal for me on my mortgage renewal. He researched options and then presented them to me in a clear and concise manner with explanation of anything I didn't understand. Most of the paperwork was done by email. Michael then came out to see me and sign it all off. He was brilliant at keeping me updated as the process took a little longer than first estimated due to the banks working through Covid issues. Very happy with the outcome. I ended up with a lower interest rate, lower payments and therefore greater shoe shopping ability! What's not to love."

01.01.2022 Thank you to our lovely client Carina for the fantastic feedback: "Rhys has assisted us 3 times over the last 8 years and each time the process was seamless. He is knowledgeable and efficient. We have recommended him to friends and family who have also had positive experiences."