Tree Finance Group in Blackburn, Victoria, Australia | Property

Tree Finance Group

Locality: Blackburn, Victoria, Australia

Address: Suite 6, 14 Albert Street Blackburn, VIC, Australia

Website: http://treefinancegroup.com.au

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25.01.2022 Australia ranked third least affordable country for housing, according to Demographia Tree Finance Group

24.01.2022 Mmnn~ let me get this right... One hand, you have all those commissions reviewing on banks and hammering down quite heavily since 2 years ago... On the other hand, you have felt the banks have tightened the lending policies too much nowadays. In the end, you are saying...... Hey banks, you have to manage the risks well, so people wont suffer from the changes, but I am still going to hammering you... good luck. Interesting.... wonder whoever made the call from the regulator, are they really know what they are doing.... what if they are wrong, do they have the responsibility for that?

24.01.2022 by Sarah Megginson AustralianBroker 20 Oct 2020 We're six months into the COVID-19 pandemic, and so far Australian property markets have weathered the economic storm quite well. The data shows that median property values are starting to slowly trend down, but we’re nowhere near experiencing the 10%, 20% or even 30% drops that some industry experts predicted. But are those price falls still to come? [ 1,483 more word ] http://treefinancegroup.com.au/six-months-in-how-are-house/

24.01.2022 How Melbourne house prices of 1997 compare to 2017 When a loveable bogan hit Australian big screens and asked hows the serenity? the story of a mans quest to keep his home was cemented as a cult classic. Michael Catons character in The Castle, Darryl Kerrigan, was not going to stand for the forced purchase of his home for a mere $70,000 but that was the going rate for a house in Broadmeadows, just south of the Kerrigan house, and then Melbournes cheapest suburb. http://treefinancegroup.com.au//how-melbourne-house-price/

24.01.2022 Melbournes residential pipeline could add 76,000 new dwellings to the CBD, Docklands and Southbank within five years, according to a new research paper. Tree Finance Group

24.01.2022 Tree Finance Group Pty Ltd/Johnson Lien 23/05/2019 The update from ANZ attributed reduced borrowing capacity to three factors: changes to HEM accounting for 60%, the servicing rate floor responsible for 30%, and income haircuts causing the remaining 10%. Mr Roger Ward, director of Champion Mortgage Brokers, certainly hit the nail on the head when he pointed out the assessment rate is only one of six lending standards that have contributed to current credit crunch. [ 462 more words ] http://treefinancegroup.com.au/?p=1453

22.01.2022 didn't you this coming? Or you just play around for joking!?!? Most of people cannot effort this!!! #RBA #lending_policy

21.01.2022 There's good and bad in comprehensive credit reporting. Tree Finance Group [email protected]

21.01.2022 Why debt consolidation loans are often financially irresponsible. Tree Finance Group [email protected] .... . . #debt #debt_consolidation #finance #budget See more

20.01.2022 It may be better than what we predicted, however, we still need to more time to tell......

20.01.2022 How Australian state economies rank compared with the rest of the world Tree Finance Group [email protected] .... . . #mortgagebroker #mortgage #homeloan #businessloan #finance #inverstment See more

20.01.2022 We are passionate about our Industry and Clients. Tree Finance Group

18.01.2022 Keep eyes is not good enough, because it probably will happen, and could be even worse for those people who holding larger loans... A. Most of them may not be able to pass bank's servicing test today due to the BM rate and Living Exp figures have changed. Unless the borrowers have earned more income since. B. Among most of banks, servicing was calculated under 30 years loan term regardless numbers year of interest only clients had chosen back to few years ago. Today, however,... clients, who want to refinance or just extend the IO period, their servicing loan term would be shorter, which means the clients are most likely to fail the test. Whoever made the decision of those new restrictions in the first place, did they ask the actual loan writers/brokers (people who do this dayin & dayout) or did they just analyze through some numbers...... I wonder.... #interest_only #mortgage_stress

18.01.2022 Big four under fire on all fronts Tree Finance Group . .... . http://treefinancegroup.com.au//big-four-under-fire-on-al/ See more

18.01.2022 Tree Finance Group official Twitter Page https://twitter.com/tree_finance

18.01.2022 How does renting out my home on Airbnb affect my capital gains tax? ABC News announced that the Tax Office will charge capital gains tax on principal residences if part of the property is let as an Airbnb. I have a query regarding my situation. I loaned $220,000 to my daughter to extend her property for my future use. We plan to let it out for about four years. http://treefinancegroup.com.au//how-does-renting-out-my-h/

17.01.2022 It is just getting colder and colder..... For those who has existing mortgages, it maybe a good time to get it reviewed by your broker before it is too late... When it is getting harder to switch your loan to another bank, you may need to consider to have a right loan facility set-up before you get hit by un-expected repayment change. Johnson Lien... Tree Finance Group Pty Ltd #home_loan #mortgage #lending_Policy #investment #interest_rate

17.01.2022 There are ways to make it feel special again on any budget take a look at these ideas and youll be feeling fancy in no time. Tree Finance Group

16.01.2022 Stamp Duty Reduction is Coming!!!

16.01.2022 For those who are still on Interest Only (IO) repayment method and the mature date is within the next 6 -24 months, you may need to consider to review your current home/investment loans asap before any further decline in value of the real estate. Few tips here for you: 1. review your monthly living expenses; 2. understand the terms & conditions of your current home/investment loan facilities; 3. speak to us to review your current financial position; Tree Finance Group Pty Ltd... Johnosn Lien 0417 168 689 #interest_only #property_value #mortgage #knox_wantirna_south

16.01.2022 Four Majors are lower most of their Fixed Rate on Owner Occupied Principle + Interest Home Loan products, but have failed to pass on to any variable rate products. Hence, most of home owners may not benefit from this rate cut unless switch their current variable rate home loan to fixed rate loan!!

15.01.2022 #interestrate, #homeloan, #property, #RBA

15.01.2022 Additional investment of over $290 million to fund additional stamp duty concession to Victorian has been announced today. The new stamp duty concession will help home buyers to receive 50% discount on stamp duty when they purchase newly built or off-the-plan property, and 25% discount on established property with home valued at up to $1 million, and this will be in place until the end of June 2021.... http://treefinancegroup.com.au/stamp-duty-to-be-reduced-by/

14.01.2022 Treasury's Tax Expenditures Statement required under the Charter of Budget Honesty and released quietly after the close of business on Thursday puts the value of the exemption from capital gains tax for owner occupiers at $74 billion this financial year, up from $66.5 billion last financial year, which was itself $5 billion more than Treasury had forecast. Tree Finance Group [email protected] .... . . . . . #tax #familyhomes #superannuation #contributions #mortgage #homeloan See more

13.01.2022 Its 10 in the morning, and mums with prams are tussling to find a comfortable spot to sit. Despite the robust crowds, this isnt an inner Melbourne coffee house its Le Due Sorelle Cafe on High Street, the main road of Bannockburn. Tree Finance Group

13.01.2022 Tree Finance Group

12.01.2022 Tree Finance Group's mission for all clients. Trust Reliable Efficiency... Ethic See more

12.01.2022 Hi all, We updated CREDIT GUIDE AND PRIVACY STATEMENT in the website. http://treefinancegroup.com.au//new-privacy-statement-upd/

11.01.2022 On Wednesday, APRA released its discussion paper on revisions to the capital framework for ADIs. In the paper, APRA outlines that over the past two decades, residential mortgages in Australia as a share of ADIs total loans have increased significantly, from just under half to more than 60 per cent. Tree Finance Group

10.01.2022 Very interesting article by Jason Murphy

10.01.2022 The Australia air is now certainly much clear after Saturdays election. The uncertainty hanging over house prices because of Labor Partys plans to change negative gearing and capital gain tax is no longer the concerns. Melbourne and Sydney markets wont get back to where it was in terms of 10 per cent-plus growth because if you look at how the landscape has changed, weve seen a significant pull back of investor activity, according to realestate.com.au chief economist Nerida Conisbee told news.com.au [ 243 more words ] http://treefinancegroup.com.au//will-australia-property-m/

09.01.2022 Good Morning Have a great day !!!

08.01.2022 To home owners, who have mortgages, it is always good to see banks reduce their home loan rate. With latest rate drop announcement made by RBA. Four major banks in Australia are also following with some changes on different loan products. It is not surprised to see major banks adjusted their fixed rate loan products rather than their variable rate loan products since there is no much room in variable rate loan products to move. [ 215 more words ] http://treefinancegroup.com.au/major-banks-latest-interest/

08.01.2022 The Commonwealth Bank is expected to pay out $1.9 million in compensation over poor advice provided by five financial planners, in the latest case of remediation at the country's biggest bank. Tree Finance Group

07.01.2022 Current property purchase incentive schemes/duty concession summary!

07.01.2022 Not a bad article... Yet, one thing about the negative gearing part if Labour forms the Government: the major issues would be 1. The investors ' borrowing power will drop so they wont be able to borrow more to buy existing properties for investment purpose (unlikely they would not want to invest into existing properties because of no negative gearing). 2. If they are more investors able to get rid of their investment properties because of unable to hold the investments.... further price reductions could occurred..... #mortgage #real #estate #investment #negative #gearing #johnson_lien

06.01.2022 CoreLogic housing price statistics for April again showed further modest falls in Sydney and Melbourne Houses by 0.8% and 0.7% respectively. Tree Finance Group Pty Ltd/Johnson Lien23/05/2019 As per report released in May by Thinktank Property Finance, one of the leading intendent lenders specialising in commercial property in Australia. The residential house and unit market performance in both Sydney and Melbourne remain weak, however, the market performance in commercial sectors are either stable or strong depending on the type of commercial property. [ 493 more words ] http://treefinancegroup.com.au/?p=1448

04.01.2022 Why is this an issue? - first major made a move on owner occupied home loan rate outside RBA rate decision in the past 2 years. - other majors may follow as per history. - smaller lenders may even adjuste their rates freely with stronger excuses.... Again, they are good business men of maintaining profit growing target by making "difficult decisions". Do understand the board needs to be responsible to "all the investors/share holders", however, I was wondering, if all the "executives in the board" get pay cut and pass on to their clients, how much the rate could be reduced? #interestratehike #homeloan #refinance

02.01.2022 1. S/D additional discount Victoria Only Enter Contract from 25/11/2020 to 30/06/2021 For Home Value up to $1M 50% on new built and off-the-plan 25% on existing building Apply to everyone both owner occupied and investment purpose First Home Buyer can receive the benefit on top of other additional First Home Buyer benefits such as First Home Buyer Duty Concession and First Home Owners Grant... http://treefinancegroup.com.au/current-property-purchase-b/

02.01.2022 The truth is.... You will need me more than ever!!! Despite of what Government has been doing or many negative news have been posted by medias, you do need our professional assistance to help you to achieve your goals.

01.01.2022 When it is falling more than you expected, does it mean something to you? Such as, there are lots of elements in the system that you haven't/ don't know how to/don't know you should have... included. TFG Johnson... #homeloan #investment #mortgage

01.01.2022 The Australian dollar is once again caught up in the shifting tide of global finance, with the currency pushing to two-and-a-half year highs and threatening to further delay the RBA's tentative plans to move towards a more normal monetary policy setting. Tree Finance Group [email protected] .... . . #mortgagebroker #mortgage #homeloan #businessloan #finance #inverstment See more

01.01.2022 Victoria to turn to Tesla battery power in time for next summer Two large lithium-ion batteries will be built and connected to the grid in regional Victoria this year, giving the states west a significant renewable energy boost in time for next summer. The batteries, which will store solar and wind-generated energy, will be built near Ballarat and Kerang and will have a combined generation capacity of 55 MW and a combined energy storage of 80 megawatt-hours giving them more than half the power of South Australia's gigantic 100MW Tesla battery. http://treefinancegroup.com.au//victoria-to-turn-to-tesla/